GMC Yukon Insurance Rates

Average insurance rates for a GMC Yukon are $1,008 a year for full coverage insurance. Comprehensive costs an estimated $180 a year, collision insurance costs $202, and liability costs around $468. A policy with just liability insurance costs as low as $518 a year, and coverage for high-risk drivers costs around $2,162. Teen drivers receive the highest rates at up to $4,034 a year.

Average premium for full coverage: $1,008

Rate estimates broken down by individual coverage type:

Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and Yukon trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than larger metro areas. The diagram below illustrates the effect of geographic area on insurance prices.

These examples illustrate why it is important to compare prices for a targeted area and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average GMC Yukon insurance rates for other coverage scenarios.

• The lowest rate with discounts is $616
• Using higher $1,000 deductibles will save approximately $922 each year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,008
• Choosing low $100 deductibles for physical damage coverage will increase the cost to $1,174
• Drivers with multiple violations and an at-fault accident could pay up to $2,162
• The cost for full coverage for a teen driver can cost as much as $4,034 or more

View Chart as Image

Insurance rates for a GMC Yukon can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,000 a year for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay at least $4,000 a year. View Rates by Age

Where you live has a huge impact on GMC Yukon insurance prices. A driver around age 40 might see rates as low as $660 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,370 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $260 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $477 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying $1,200 to $1,700 additional per year, depending on your age. A high-risk auto insurance policy can be as much as 42% to 132% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Yukon Insurance

Saving money on car insurance requires being a good driver, having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to compare rates at least once a year by requesting rates from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.

The following list is a summary of the primary concepts that were covered in the above illustrations.

• It is possible to save approximately $110 per year just by quoting early and online
• Higher risk drivers who have multiple accidents or major violations pay on average $1,150 more annually than a safer driver
• Increasing deductibles can save around $250 each year
• Drivers age 16 to 20 are expensive to insure, costing up to $336 per month including comprehensive and collision insurance