GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,044 a year for full coverage. Comprehensive insurance costs approximately $186 each year, collision costs $226, and liability costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing $2,238 or more. 16-year-old drivers cost the most to insure at $4,152 a year or more.

Average premium for full coverage: $1,044

Policy rates by type of insurance:

Includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Rural locations are shown to have lower incidents of accident claims than congested cities.

The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above show why all drivers should compare rates using their specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $634
• Drivers who choose higher $1,000 deductibles will pay $94 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,044
• Buying low deductibles for comprehensive and collision insurance will cost an additional $178 every year
• Higher-risk drivers with multiple tickets or accidents could pay around $2,238 or more
• Policy cost that insures a teen driver can cost $4,152 a year

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,200 to $1,700 additional every year, depending on your age. Insurance for high-risk drivers can cost as much as 41% to 128% more than the average rate. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

Your home state makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $690 a year in states like Iowa, Maine, and Idaho, or at least $1,490 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $280 every year, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $480 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to do a rate comparison and see which company has the best rate. Every company utilizes a different rate formula, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest GMC Yukon Insurance

Finding cheaper rates on car insurance not only requires avoiding accidents and violations, but also having a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Comparison shop at least every other year by obtaining price quotes from direct carriers, and also from insurance agencies where you live.

The list below is a recap of the car insurance concepts covered above.

• Higher risk drivers that have major violations or accidents could be forced to pay on average $1,190 more per year for car insurance
• Drivers can save around $120 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $275 each year
• Policyholders who purchase higher liability limits will pay around $520 each year to go from a 30/60 limit to the 250/500 level