GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,044 a year for full coverage. Comprehensive costs an estimated $186, collision costs $226, and liability coverage costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing around $2,238. Teenage drivers pay the highest rates at $4,152 a year or more.

Average premium for full coverage: $1,044

Price estimates broken down by individual coverage:

Rate estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and for different Yukon trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on insurance rates. More rural locations have a lower frequency of accident claims than densely populated cities.

The price range example below illustrates how your location can change insurance prices.

The ranges above show why anyone shopping for car insurance should compare rates for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated GMC Yukon insurance rates for other coverage scenarios.

• The best discount rate is $634
• Drivers who choose higher $1,000 deductibles will pay approximately $94 a year
• The average rate for the average middle-age driver who has $500 deductibles is $1,044
• Using more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,222
• High-risk insureds who are prone to accidents and violations could pay up to $2,238 or more
• The price for full coverage for a teenage driver with full coverage can cost as much as $4,152 a year

View Chart as Image

Auto insurance prices for a GMC Yukon are also quite variable based on your driving record, the trim level of your Yukon, and liability limits and deductibles.

An older driver with a good driving record and high deductibles may only pay around $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay at least $4,100 a year. View Rates by Age

The state you live in makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $690 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,490 on average in New York, Louisiana, and Michigan.

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Using high physical damage deductibles could save up to $280 a year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $480 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying $1,200 to $1,700 in extra premium each year, depending on your age. High-risk driver insurance can cost around 41% to 128% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the only way to know which car insurance is cheapest is to compare prices and see how they stack up. Every company uses a different method to calculate prices, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Yukon Insurance

Getting lower rates on auto insurance not only requires being a low-risk driver, but also having good credit, eliminating unnecessary coverage, and qualifying for all possible discounts. Invest the time to shop around at least once a year by requesting quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The items below are a brief recap of the primary concepts that were illustrated above.

• Drivers can save approximately $120 per year simply by shopping early and online
• Drivers who tend to receive serious violations pay an average of $1,190 more annually to insure their Yukon
• Increasing physical damage deductibles can save around $275 each year
• Teen drivers are the costliest to insure, with premiums as much as $346 a month if they have full coverage