GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year for full coverage. Comprehensive costs an estimated $180 each year, collision costs $202, and liability costs $468. A liability-only policy costs as little as $518 a year, with high-risk insurance costing around $2,162. 16-year-old drivers cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates broken down by type of insurance:

Includes $500 deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. More rural locations are shown to have a lower frequency of accident claims than congested cities.

The graphic below illustrates how location helps determine insurance prices.

The examples above show why all drivers should compare rates for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated GMC Yukon insurance rates for other coverage scenarios.

• The best full coverage rate is $616
• Drivers who choose higher $1,000 deductibles will pay approximately $86 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,008
• Buying low deductibles for comprehensive and collision insurance will increase the cost to $1,174
• Drivers with multiple tickets or accidents could pay up to $2,162 or more
• Policy cost for full coverage for a 16-year-old driver can cost as much as $4,034 a year

View Chart as Image

Car insurance rates for a GMC Yukon also range considerably based on your risk profile, the trim level of your Yukon, and liability limits and deductibles.

More mature drivers with no driving violations and high deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged at least $4,000 a year. View Rates by Age

Your home state makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $670 a year in states like Iowa, Maine, and Idaho, or at least $1,440 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $260 annually, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $477 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers can cost from 42% to 132% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the only way to know which auto insurance is cheapest is to do a rate comparison from multiple companies. Every company utilizes a different rate formula, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest GMC Yukon Insurance

Finding cheaper rates on insurance for a GMC Yukon not only requires not taking risks behind the wheel, but also having above-average credit, avoid buying unnecessary coverage, and not having any coverage lapses. Invest time comparing rates at least every other year by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following is a recap of the car insurance concepts covered in the charts and tables above.

• Drivers considered higher risk that have major violations or accidents pay an average of $1,150 more annually for Yukon insurance
• Drivers can save approximately $110 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $250 each year
• Insureds who want higher liability limits will pay around $520 each year to go from a 30/60 limit to 250/500 limits