GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,044 a year including full coverage. Comprehensive costs approximately $186 each year, collision insurance costs $226, and liability insurance costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs around $2,238. Teenage drivers cost the most to insure at up to $4,152 a year.

Average premium for full coverage: $1,044

Policy rates by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The graphic below illustrates how location helps determine auto insurance prices.

The examples above highlight why all drivers should compare rates using their specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best discount rate is $634
• Drivers who choose higher $1,000 deductibles will pay $94 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,044
• Using low deductibles for comprehensive and collision insurance will increase the cost to $1,222
• High risk drivers who are prone to accidents and violations could pay around $2,238
• Policy cost for full coverage for a teen driver can cost $4,152 a year

View Chart as Image

Auto insurance rates for a GMC Yukon also range considerably based on your risk profile, the model of your Yukon, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay in the ballpark of $4,100 a year. View Rates by Age

Your home state makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $800 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,490 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $280 each year, whereas increasing liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $480 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,200 to $1,700 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 41% to 128% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Yukon Insurance

Finding cheaper rates on GMC Yukon insurance not only requires avoiding accidents and violations, but also having good credit, paying for small claims out-of-pocket, and possibly higher deductibles. Invest time comparing rates at every other renewal by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The list below is a brief review of the concepts that were covered in the charts and tables above.

• High-risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,190 more per year for car insurance
• Teenagers have the highest car insurance rates, with premiums being up to $346 each month if they have full coverage
• You may be able to save around $120 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $275 each year
• You may be able to save around $120 per year just by quoting online in advance