GMC Yukon Insurance Rates

U.S. average insurance prices for a GMC Yukon are $1,008 every 12 months with full coverage. Comprehensive insurance costs on average $180 a year, collision costs $202, and liability insurance is estimated at $468. A policy with just liability insurance costs approximately $518 a year, with coverage for high-risk drivers costing $2,162 or more. Teenage drivers pay the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Price estimates by individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and Yukon trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on auto insurance rates. Rural areas have more infrequent collision claims than densely populated cities.

The diagram below illustrates how where you live affects car insurance rates.

The ranges above demonstrate why it is important to get quotes based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The best discount rate is $616
• Choosing higher $1,000 deductibles can save around $922 annually
• The average price for the average middle-age driver with $500 deductibles is $1,008
• Using low $100 deductibles for comp and collision coverage costs an extra $166 a year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,162 or more
• The price to insure a teen driver may cost $4,034 each year

View Chart as Image

Insurance prices for a GMC Yukon are also quite variable based on deductibles and policy limits, your driving record, and the trim level of your Yukon.

Using high physical damage deductibles can save as much as $260 each year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $477 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles could pay as little as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay upwards of $4,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $1,200 to $1,700 extra each year, depending on your age. A high-risk auto insurance policy ranges anywhere from 42% to 132% more than a normal policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for GMC Yukon insurance rates. A good driver about age 40 could pay as low as $730 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,370 on average in Florida, Michigan, and New York.

View Chart as Image

Since prices can be so different, the best way to find out exactly what you will pay is to get quotes from as many companies as possible. Each auto insurer uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable GMC Yukon Insurance

Getting lower rates on GMC Yukon insurance takes avoiding accidents and violations, having good credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Take the time to comparison shop every other policy renewal by getting price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The list below is a summary of the ideas that were touched on in the above illustrations.

• Teenagers pay the highest prices, costing up to $336 a month if they have full coverage
• High-risk drivers who have multiple accidents or major violations may pay on average $1,150 more each year for car insurance
• Increasing physical damage deductibles could save as much as $250 each year
• You may be able to save as much as $110 per year simply by quoting early and online