GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year for full coverage. Comprehensive costs an estimated $180 each year, collision costs $202, and liability is $468. Buying just liability costs around $518 a year, with insurance for high-risk drivers costing around $2,162. Teenage drivers cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates broken down by type of insurance:

Prices include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on insurance rates. More rural locations are shown to have lower incidents of accident claims than densely populated cities.

The graphic below illustrates how location impacts insurance prices.

The examples above show why all drivers should compare rates quotes for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated GMC Yukon insurance rates for other coverage scenarios.

• The best discount rate is $616
• Raising to $1,000 deductibles will save approximately $86 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,008
• Using low deductibles bumps up the cost to $1,174
• Drivers who are prone to accidents and violations could pay up to $2,162 or more
• Policy cost that insures a 16-year-old driver can cost as much as $4,034

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on the trim level and model year, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 42% to 132% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay at least $4,000 a year. View Rates by Age

Your home state also has a big influence on GMC Yukon insurance prices. A middle-age driver might find rates as low as $670 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,440 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $260 annually, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $477 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know which auto insurance is cheapest is to do a rate comparison from multiple companies. Every auto insurance company uses a different method to calculate rates, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Yukon Insurance

Finding cheaper rates on insurance for a GMC Yukon consists of having a decent driving record, having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Compare prices at every other renewal by requesting rates from direct carriers, and also from your local independent and exclusive agents.

The following items are a quick rundown of the concepts that were touched on above.

• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,150 more annually than a driver with a clean driving record
• 16 to 18-year-old drivers are charged the highest rates, costing up to $336 each month if full coverage is included
• Drivers can save approximately $110 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• Drivers can save approximately $110 per year simply by quoting online in advance