GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,044 a year with full coverage. Comprehensive costs approximately $186 a year, collision insurance costs $226, and liability coverage costs around $474. Liability-only insurance costs as low as $522 a year, and high-risk driver insurance costs around $2,238. Teenage drivers pay the highest rates at up to $4,152 a year.

Average premium for full coverage: $1,044

Price estimates by individual coverage:

These estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and Yukon trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of insurance. Rural locations have lower incidents of collision claims than densely populated cities. The diagram below illustrates the difference location can make on auto insurance prices.

The ranges above demonstrate why it is important to compare prices using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best discount rate is $634
• Using higher $1,000 deductibles will save $950 annually
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,044
• Using low $100 deductibles for physical damage coverage bumps up the cost to $1,222
• Higher-risk drivers who are prone to accidents and violations could pay around $2,238
• The price that insures a teenage driver can cost $4,152 or more

View Chart as Image

Car insurance prices for a GMC Yukon are also quite variable based on the trim level of your Yukon, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,200 to $1,700 extra each year, depending on your age. A high-risk auto insurance policy can be around 41% to 128% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $4,100 a year. View Rates by Age

The state you live in has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see prices as low as $750 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,410 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $280 a year, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $480 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Yukon Insurance

Getting lower rates on auto insurance requires being a safe and courteous driver, having a positive credit history, avoid buying unnecessary coverage, and attention to physical damage deductibles. Compare prices every time your policy renews by requesting quotes from direct companies, and also from local insurance agencies.

Below is a brief summary of the information touched on in this article.

• You may be able to save around $120 per year just by quoting early and online
• Teenage drivers pay the highest auto insurance prices, costing up to $346 a month if full coverage is purchased
• Increasing physical damage deductibles can save approximately $275 each year
• Drivers that tend to have accidents or serious violations may have to pay on average $1,190 more per year for auto insurance
• Consumers who purchase higher levels of liability will pay an extra $520 every year to increase from a low limit to the 250/500 level