GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,008 a year for full coverage insurance. Comprehensive costs an estimated $180, collision costs $202, and liability is $468. Buying just liability costs around $518 a year, with insurance for high-risk drivers costing around $2,162. Teens pay the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Price estimates broken down by individual coverage:

Prices are based on $500 deductible amounts, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for different Yukon trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of insurance. More rural locations have lower incidents of physical damage claims than cities with more traffic congestion.

The price range example below illustrates how geographic area affects insurance prices.

The ranges above illustrate why anyone shopping for car insurance should compare rates quotes for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated GMC Yukon insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $616
• Raising to $1,000 deductibles will save approximately $86 each year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,008
• Selecting more expensive low deductibles bumps up the cost to $1,174
• At-risk drivers with serious driving violations could pay up to $2,162 or more
• The price that insures a teen driver with full coverage can cost as much as $4,034

View Chart as Image

Insurance prices for a GMC Yukon are also quite variable based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are probably paying $1,200 to $1,700 additional each year, depending on your age. High-risk driver insurance is expensive and can cost as much as 42% to 132% more than the average policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $4,000 a year. View Rates by Age

The state you live in also has a big influence on GMC Yukon insurance prices. A middle-age driver might find prices as low as $660 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,370 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $260 every year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $477 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out which car insurance is cheapest is to compare prices and see which company has the best price. Every auto insurance company calculates prices differently, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Yukon Insurance

Getting lower rates on car insurance consists of having a good driving record, having a good credit score, not filing small claims, and maximizing policy discounts. Compare rates every other policy renewal by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

The next list is a brief review of the ideas that were presented in the illustrations above.

• Drivers age 20 and younger are expensive to insure, as much as $336 a month if comprehensive and collision insurance is included
• Higher risk drivers with DUI or reckless driving convictions may have to pay on average $1,150 more annually to buy GMC Yukon insurance
• Increasing physical damage deductibles can save approximately $250 each year
• It is possible to save approximately $110 per year simply by shopping early and online