GMC Yukon Insurance Rates

Average insurance rates for a GMC Yukon are $1,008 a year for full coverage insurance. Comprehensive insurance costs an estimated $180 a year, collision insurance costs $202, and liability coverage costs around $468. A policy with just liability insurance costs as low as $518 a year, and coverage for high-risk drivers costs $2,162 or more. Teenage drivers receive the highest rates at up to $4,034 a year.

Average premium for full coverage: $1,008

Rate estimates broken down by individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and Yukon trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates how location helps determine insurance prices.

These examples illustrate why it is important to compare prices for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average GMC Yukon insurance rates for other coverage scenarios.

• The best discount rate is $616
• Using higher $1,000 deductibles will save approximately $922 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,008
• Using low $100 deductibles for physical damage coverage will cost an additional $166 each year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,162
• The cost that insures a teenage driver can cost as much as $4,034 or more

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Insurance rates for a GMC Yukon can also vary considerably based on the trim level of your Yukon, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,200 to $1,700 additional per year, depending on your age. A high-risk auto insurance policy can be around 42% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay at least $4,000 a year. View Rates by Age

Where you live has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see rates as low as $660 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,370 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $260 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $477 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Yukon Insurance

Saving money on auto insurance requires having a decent driving record, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Compare prices every year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following items are a condensed summary of the coverage data covered in the charts and tables above.

• It is possible to save approximately $110 per year just by quoting early and online
• Increasing deductibles can save approximately $250 each year
• 16 to 18-year-old drivers are expensive to insure, costing up to $336 per month if comprehensive and collision insurance is included
• Drivers with multiple at-fault accidents may have to pay on average $1,150 more annually than a driver with a clean driving record