GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,008 a year including full coverage. Comprehensive insurance costs on average $180, collision costs $202, and liability coverage costs around $468. Buying just liability costs as low as $518 a year, with insurance for high-risk drivers costing $2,162 or more. Teenage drivers pay the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Price estimates by individual coverage:

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Yukon models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than densely populated cities.

The example below illustrates how rural and urban location affects car insurance rates.

The ranges above highlight why everyone should compare prices based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The best discount rate is $616
• Using higher $1,000 deductibles will save around $86 every year
• The average rate for the average middle-age driver with $500 deductibles is $1,008
• Using pricier low deductibles for physical damage coverage will cost an extra $166 each year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,162 or more
• The price for full coverage for a teenage driver for full coverage may cost $4,034 or more

View Chart as Image

Insurance prices for a GMC Yukon are also quite variable based on your driving record, the model of your Yukon, and policy deductibles and limits.

A more mature driver with no violations or accidents and high deductibles may only pay around $1,000 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay upwards of $4,000 a year. View Rates by Age

The state you live in has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see prices as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,440 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $260 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $477 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $1,200 to $1,700 additional each year, depending on your age. GMC Yukon insurance for high-risk drivers can be around 42% to 132% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to figure out exactly what you will pay is to regularly compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Yukon Insurance

Getting lower rates on auto insurance requires avoiding accidents and violations, having a good credit history, being claim-free, and insuring your home and auto with the same company. Set aside time to shop around every year by getting quotes from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The list below is a quick review of the coverage data raised in the charts and tables above.

• You may be able to save as much as $110 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save around $250 each year
• Teenagers pay higher prices, possibly costing $336 a month including comprehensive and collision insurance
• Drivers with a DUI or reckless driving violation may pay on average $1,150 more each year for car insurance