GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year with full coverage. Comprehensive insurance costs around $180, collision costs $202, and liability is $468. Buying just liability costs around $518 a year, with insurance for high-risk drivers costing $2,162 or more. Teen drivers cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates for type of insurance:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for different Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than larger metro areas.

The price range example below illustrates the effect of geographic area on auto insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $616
• Raising to $1,000 deductibles will save about $86 annually
• The average rate for a good driver age 40 using $500 deductibles is $1,008
• Choosing more expensive low deductibles will cost an extra $166 annually
• Drivers with multiple violations and an at-fault accident could pay at least $2,162 or more
• Policy cost for full coverage for a 16-year-old driver with full coverage can be $4,034

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

An older driver with a clean driving record and high deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay as much as $4,000 a year. View Rates by Age

Your home state also has a big influence on GMC Yukon insurance prices. A middle-age driver might find rates as low as $730 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,370 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles can reduce rates by up to $260 annually, while increasing your policy's liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $477 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,200 to $1,700 extra every year, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 132% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to find out your exact price is to compare rates from multiple companies. Every auto insurance company uses a different rate calculation, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Yukon Insurance

Finding cheaper rates on insurance for a GMC Yukon consists of being safe and accident-free, maintaining good credit, not filing small claims, and insuring your home and auto with the same company. Take the time to compare rates at least once a year by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below you'll find a brief summary of the primary concepts that were covered in the above illustrations.

• You may be able to save up to $110 per year simply by shopping early and online
• Drivers considered higher risk that tend to have accidents or serious violations pay an average of $1,150 more every year than a low-risk driver
• Increasing comprehensive and collision deductibles can save around $250 each year
• Youthful drivers pay higher rates, as much as $336 each month for full coverage