GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year with full coverage. Comprehensive costs approximately $180, collision costs $202, and liability insurance is $468. Liability-only coverage costs around $518 a year, with high-risk coverage costing around $2,162. Teenage drivers cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for different Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of insurance. Rural locations are shown to have lower incidents of collision claims than densely populated cities.

The price range example below illustrates how location impacts auto insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best discount rate is $616
• Raising to $1,000 deductibles will save $86 annually
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,008
• Using more expensive low deductibles bumps up the cost to $1,174
• Higher-risk drivers who are prone to accidents and violations could pay around $2,162 or more
• Policy cost that insures a teen driver with full coverage can cost $4,034

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on the model year and trim level, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,200 to $1,700 additional every year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 42% to 132% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,000 a year. View Rates by Age

Your home state also has a big influence on GMC Yukon insurance rates. A middle-age driver might find rates as low as $730 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,370 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $260 each year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $477 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to compare rates from as many companies as possible. Every auto insurance company uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Yukon Insurance

Finding cheaper rates on GMC Yukon insurance consists of being safe and accident-free, having a good credit score, not filing small claims, and qualifying for all possible discounts. Compare prices at least once a year by requesting quotes from direct companies, and also from local insurance agencies.

Below you'll find a condensed summary of the primary concepts that were touched on above.

• You may be able to save around $110 per year simply by shopping early and online
• High-risk drivers with multiple at-fault accidents may have to pay on average $1,150 more per year than a low-risk driver
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• Youthful drivers are the costliest to insure, as much as $336 each month if comprehensive and collision insurance is included