GMC Yukon Insurance Rates

The average insurance prices for a GMC Yukon are $1,044 every 12 months including full coverage. Comprehensive insurance costs on average $186, collision costs $226, and liability coverage costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing $2,238 or more. Teen drivers cost the most to insure at $4,152 a year or more.

Average premium for full coverage: $1,044

Policy rates by type of insurance:

Estimates include $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for all Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than larger metro areas.

The example below illustrates how geographic area affects car insurance rates.

The examples above highlight why everyone should compare rates based on a specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $634
• Drivers who choose higher $1,000 deductibles will pay around $94 every year
• The average price for a good driver age 40 with $500 deductibles is $1,044
• Choosing pricier low deductibles for comprehensive and collision insurance costs an extra $178 each year
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,238 or more
• Policy cost to insure a teenage driver for full coverage may cost $4,152 a year

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your Yukon.

Choosing high deductibles could save up to $280 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $480 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay upwards of $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $1,200 to $1,700 extra every year, depending on your age. GMC Yukon insurance for high-risk drivers can cost around 41% to 128% more than average. View High Risk Driver Rates

Your home state makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $800 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,490 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out exactly what you will pay is to regularly compare rates and see how they stack up. Every company uses a different rate calculation, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost GMC Yukon Insurance

Finding cheaper rates on auto insurance not only requires being safe and accident-free, but also having good credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Invest the time to compare rates every couple of years by requesting rates from direct car insurance companies, and also from your local independent and exclusive agents.

Below you'll find a review of the material that was presented in the illustrations above.

• Consumers who require more liability protection will pay about $520 per year to go from a 30/60 limit to a 250/500 level
• Youthful drivers pay the highest rates, with premiums being up to $346 each month if they have full coverage
• Drivers who have several accidents or serious violations may pay on average $1,190 more each year than a low-risk driver
• Increasing comprehensive and collision deductibles could save as much as $275 each year