GMC Yukon Insurance Rates

The average auto insurance rates for a GMC Yukon are $1,044 annually with full coverage. Comprehensive insurance costs an estimated $186, collision costs $226, and liability costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing $2,238 or more. Teen drivers cost the most to insure at $4,152 a year or more.

Average premium for full coverage: $1,044

Policy rates broken down by type of insurance:

Includes $500 deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and for different Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. More rural locations are shown to have fewer collision claims than larger metro areas.

The price range example below illustrates how your location can change insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated GMC Yukon insurance rates for other coverage scenarios.

• The lowest rate with discounts is $634
• Drivers who choose higher $1,000 deductibles will pay approximately $94 annually
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,044
• Choosing more expensive low deductibles for comprehensive and collision insurance costs an additional $178 annually
• Drivers with multiple violations and an at-fault accident could pay up to $2,238 or more
• Policy cost with full coverage for a 16-year-old driver with full coverage can cost as much as $4,152 a year

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on the model year and trim level, your driving record, and liability limits and deductibles.

An older driver with no violations or accidents and high physical damage deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay at least $4,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,200 to $1,700 additional every year, depending on your age. High-risk driver insurance can cost from 41% to 128% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $280 annually, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $480 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $750 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,410 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to compare rates from multiple companies. Every company uses a different rate calculation, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest GMC Yukon Insurance

Finding cheaper rates on insurance for a GMC Yukon not only requires not taking risks behind the wheel, but also having good credit, not filing small claims, and maximizing policy discounts. Invest the time to shop around at every other renewal by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following is a recap of the concepts that were illustrated above.

• Drivers considered higher risk that have major violations or accidents pay on average $1,190 more annually for Yukon insurance
• Teens are expensive to insure, as much as $346 each month if they have full coverage
• You may be able to save approximately $120 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save up to $275 each year
• You may be able to save approximately $120 per year simply by shopping early and online