GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,044 a year including full coverage. Comprehensive insurance costs an estimated $186, collision insurance costs $226, and liability costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs $2,238 or more. Teenage drivers cost the most to insure at up to $4,152 a year.

Average premium for full coverage: $1,044

Policy rates broken down by type of insurance:

These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for different Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than densely populated cities. The price range example below illustrates how location impacts insurance prices.

The examples above highlight why anyone shopping for car insurance should compare rates for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average GMC Yukon insurance rates for other coverage scenarios.

• The best discount rate is $634
• Drivers who choose higher $1,000 deductibles will pay approximately $94 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,044
• Using more expensive low deductibles for comprehensive and collision insurance will cost an additional $178 annually
• Drivers who are prone to accidents and violations could pay up to $2,238
• Policy cost that insures a 16-year-old driver with full coverage can cost as much as $4,152 a year

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Auto insurance rates for a GMC Yukon also range considerably based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,200 to $1,700 in extra premium every year, depending on your age. High-risk driver insurance can cost from 41% to 128% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay at least $4,100 a year. View Rates by Age

Your home state makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $800 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,490 on average in Louisiana, New York, and Michigan.

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Using high physical damage deductibles could save up to $280 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $480 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Yukon Insurance

Finding cheaper rates on insurance for a GMC Yukon not only requires being safe and accident-free, but also maintaining a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Compare prices every other policy renewal by requesting quotes from direct car insurance companies, and also from your local car insurance providers.

Below you'll find a brief summary of the ideas that were touched on above.

• Youthful drivers are the costliest to insure, with premiums being up to $346 each month if the policy includes full coverage
• Drivers considered higher risk that tend to have accidents or serious violations could be charged and average of $1,190 more annually than a low-risk driver
• Increasing comprehensive and collision deductibles can save approximately $275 each year
• You may be able to save approximately $120 per year just by shopping early and online