GMC Yukon Insurance Rates

Estimated insurance rates for a GMC Yukon are $1,044 a year including full coverage. Comprehensive costs around $186 a year, collision costs $226, and liability insurance is $474. A liability-only policy costs around $522 a year, with high-risk insurance costing around $2,238. Teen drivers pay the most at $4,152 a year or more.

Average premium for full coverage: $1,044

Premium estimates for type of coverage:

Price estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Yukon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas.

The diagram below illustrates the effect of geographic area on auto insurance rates.

These rate differences highlight why it is important to compare rates quotes for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $634
• Raising to $1,000 deductibles will save about $950 every year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,044
• Choosing low $100 deductibles will increase the cost to $1,222
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,238 or more
• An auto insurance policy for full coverage for a teen driver can be $4,152

View Chart as Image

Auto insurance prices for a GMC Yukon also have a wide range based on your driving characteristics, the model of your Yukon, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles could pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay as much as $4,100 a year. View Rates by Age

Where you choose to live also has a big influence on GMC Yukon insurance rates. A middle-age driver might find prices as low as $800 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,490 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can reduce prices by up to $280 each year, while buying higher liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will cost up to $480 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at least $1,200 to $1,700 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 41% to 128% more than average. View High Risk Driver Rates

With such a large range in prices, the best way to figure out your exact price is to get quotes from as many companies as possible. Every auto insurance company uses a different rate calculation, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Yukon Insurance

Finding better rates on GMC Yukon insurance consists of having a decent driving record, having good credit, refrain from filing small claims, and maximizing policy discounts. Take the time to compare rates every time your policy renews by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a condensed summary of the information covered in the above illustrations.

• You may be able to save up to $120 per year simply by quoting early and online
• 16 to 18-year-old drivers are expensive to insure, with the cost nearing $346 per month if they have full coverage
• Increasing policy deductibles can save around $275 each year
• High-risk drivers with multiple at-fault accidents pay on average $1,190 more every year than a driver with a clean driving record
• Drivers who may need additional liability coverage will pay about $520 per year to raise from 30/60 bodily injury limits to 250/500 limits