GMC Yukon Insurance Rates

U.S. average auto insurance rates for a GMC Yukon are $1,008 annually for full coverage. Comprehensive insurance costs on average $180 a year, collision costs $202, and liability costs $468. Liability-only coverage costs as little as $518 a year, with high-risk coverage costing $2,162 or more. 16-year-old drivers pay the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Price estimates by individual coverage:

These estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and Yukon trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. Rural areas have fewer accident claims than congested cities.

The diagram below illustrates the difference location can make on car insurance rates.

The ranges above show why it is important to compare rates based on a specific location and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $616
• Drivers who choose higher $1,000 deductibles will pay around $922 a year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,008
• Buying low $100 deductibles for comprehensive and collision insurance costs an additional $166 annually
• Drivers with multiple tickets or accidents could pay upwards of $2,162 or more
• The price with full coverage for a 16-year-old driver may cost $4,034 a year

View Chart as Image

Auto insurance prices for a GMC Yukon are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.

Older drivers with a good driving record and high physical damage deductibles may pay as low as $1,000 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay upwards of $4,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,200 to $1,700 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost from 42% to 132% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $260 annually, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $477 extra every year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $670 a year in states like Idaho, Maine, and Iowa, or at least $1,440 on average in Michigan, Louisiana, and New York.

View Chart as Image

Since prices can be so different, the only way to know exactly what you will pay is to get quotes from multiple companies. Every company utilizes a different rate formula, and quoted prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap GMC Yukon Insurance

Getting lower rates on insurance for a GMC Yukon not only requires avoiding accidents and violations, but also having above-average credit, eliminating unnecessary coverage, and taking advantage of discounts. Make time to compare rates every couple of years by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The list below is a brief summary of the material that was touched on in this article.

• Insureds who require higher liability limits will pay around $520 each year to go from a low limit to higher 250/500 limits
• Teenagers are charged the highest prices, with premiums as much as $336 a month if full coverage is included
• Drivers considered higher risk that tend to have accidents or serious violations may be required to pay an average of $1,150 more each year for car insurance
• Increasing physical damage deductibles could save up to $250 each year