GMC Yukon Insurance Rates

U.S. average insurance prices for a GMC Yukon are $1,044 every 12 months for full coverage. Comprehensive insurance costs on average $186 a year, collision costs $226, and liability coverage is estimated at $474. A policy with just liability insurance costs approximately $522 a year, with coverage for high-risk drivers costing $2,238 or more. Teen drivers pay the highest rates at $4,152 a year or more.

Average premium for full coverage: $1,044

Price estimates by individual coverage:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and Yukon trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. Rural areas have more infrequent accident claims than larger metro areas.

The diagram below illustrates how location impacts car insurance rates.

The ranges above show why it is important to get quotes based on a specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $634
• Choosing higher $1,000 deductibles can save around $950 a year
• The average price for the average middle-age driver with $500 deductibles is $1,044
• Choosing low $100 deductibles for comp and collision coverage costs an extra $178 each year
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,238 or more
• The price to insure a teenage driver may cost $4,152 each year

View Chart as Image

Insurance prices for a GMC Yukon are also quite variable based on deductibles and policy limits, your driver profile, and the trim level of your Yukon.

Choosing high deductibles can save as much as $280 a year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $480 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $1,000 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay upwards of $4,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at a minimum $1,200 to $1,700 extra each year, depending on your age. A high-risk auto insurance policy ranges around 41% to 128% more than average. View High Risk Driver Rates

The state you live in plays a big part in determining prices for GMC Yukon insurance rates. A good driver about age 40 could pay as low as $690 a year in states like Idaho, Maine, and Iowa, or as much as $1,490 on average in Michigan, Louisiana, and New York.

View Chart as Image

Since prices can be so different, the only way to know exactly what you will pay is to get quotes and see how they stack up. Each auto insurer uses a different rate calculation, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap GMC Yukon Insurance

Getting lower rates on auto insurance takes avoiding accidents and claims, having good credit, eliminating unnecessary coverage, and bundling your home and auto policies. Spend time shopping around every time your policy renews by getting price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The points below are a brief summary of the information touched on above.

• Drivers can save as much as $120 per year simply by quoting early and online
• Drivers under the age of 20 pay the highest prices, with premiums as much as $346 a month if they have full coverage
• Increasing physical damage deductibles could save as much as $275 each year
• Drivers that tend to have accidents or serious violations pay an average of $1,190 more each year to insure a GMC Yukon
• Consumers who require increased liability limits will pay about $520 each year to raise limits from a low limit to a 250/500 level