GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,044 a year for full coverage insurance. Comprehensive costs an estimated $186 a year, collision costs $226, and liability insurance is $474. Liability-only coverage costs around $522 a year, with high-risk coverage costing around $2,238. 16-year-old drivers cost the most to insure at $4,152 a year or more.

Average premium for full coverage: $1,044

Policy rates broken down by type of insurance:

These estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than congested cities.

The diagram below illustrates how geographic area affects insurance prices.

The examples above illustrate why it is important to compare rates quotes for a targeted area, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated GMC Yukon insurance rates for other coverage scenarios.

• The best full coverage rate is $634
• Raising to $1,000 deductibles will save approximately $950 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,044
• Buying low $100 deductibles bumps up the cost to $1,222
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,238 or more
• Policy cost that insures a teen driver can cost as much as $4,152

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on the trim level of your Yukon, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,200 to $1,700 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 41% to 128% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $4,100 a year. View Rates by Age

Your home state also has a big influence on GMC Yukon insurance rates. A middle-age driver might find rates as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,410 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $280 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $480 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to get quotes from as many companies as possible. Every auto insurance company utilizes a different rate formula, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Yukon Insurance

Finding cheaper rates on GMC Yukon insurance consists of being a safe and courteous driver, having a good credit score, being claim-free, and maximizing policy discounts. Comparison shop at least every other year by requesting rates from direct insurance companies, and also from local insurance agencies.

Below is a brief summary of the car insurance concepts presented in the illustrations above.

• High-risk drivers that tend to have accidents or serious violations may have to pay on average $1,190 more annually for auto insurance
• It is possible to save approximately $120 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $275 each year
• Drivers who want higher levels of liability will pay around $520 annually to raise from a 30/60 limit to the 250/500 level