GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year for full coverage insurance. Comprehensive insurance costs on average $180 a year, collision insurance costs $202, and liability costs $468. A liability-only policy costs as little as $518 a year, and high-risk insurance costs $2,162 or more. Teenage drivers cost the most to insure at up to $4,034 a year.

Average premium for full coverage: $1,008

Policy rates by type of insurance:

Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The examples above illustrate why it is important to compare rates based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average GMC Yukon insurance rates for different risk profiles and scenarios.

• The best discount rate is $616
• Drivers who choose higher $1,000 deductibles will pay around $922 each year
• The estimated price for a good driver age 40 with $500 deductibles is $1,008
• Using low $100 deductibles for comprehensive and collision insurance will cost an additional $166 annually
• Drivers who are prone to accidents and violations could pay upwards of $2,162
• Policy cost that insures a 16-year-old driver may cost $4,034 a year

View Chart as Image

Car insurance rates for a GMC Yukon also range considerably based on the trim level of your Yukon, your age and driving record, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $1,200 to $1,700 extra every year, depending on your age. A high-risk auto insurance policy can cost from 42% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged upwards of $4,000 a year. View Rates by Age

Your home state makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,370 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $260 annually, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $477 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Yukon Insurance

Finding cheaper rates on insurance for a GMC Yukon not only requires avoiding accidents and claims, but also having a positive credit history, being claim-free, and possibly raising deductibles. Compare prices at every other renewal by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

The points below are a review of the concepts that were covered above.

• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,150 more each year to insure a GMC Yukon
• Drivers under the age of 20 are expensive to insure, possibly costing $336 each month if full coverage is purchased
• It is possible to save as much as $110 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• It is possible to save as much as $110 per year just by quoting early and online