GMC Yukon Insurance Rates

Average insurance prices for a GMC Yukon are $1,008 every 12 months including full coverage. Comprehensive costs an estimated $180, collision costs $202, and liability is $468. Buying just liability costs around $518 a year, with insurance for high-risk drivers costing around $2,162. 16-year-old drivers receive the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Rate estimates broken down by individual coverage type:

Prices are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for all Yukon models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations tend to have more infrequent comprehensive and collision claims than congested cities.

The example below illustrates the effect of geographic area on insurance prices.

These examples highlight why everyone should compare rates quotes for a targeted area and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated GMC Yukon insurance rates for other coverage scenarios.

• The best full coverage rate is $616
• Raising to $1,000 deductibles will save approximately $86 every year
• The average price for a 40-year-old driver who has $500 deductibles is $1,008
• Buying pricier low deductibles increases the price to $1,174
• At-risk drivers with multiple tickets or accidents could pay up to $2,162 or more
• The cost to insure a teen driver for full coverage can cost as much as $4,034

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Auto insurance rates for a GMC Yukon can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model year and trim level.

Opting for high physical damage deductibles can reduce rates by up to $260 every year, whereas buying more liability protection will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $477 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as little as $1,000 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay at least $4,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying $1,200 to $1,700 in extra premium per year, depending on your age. GMC Yukon insurance for high-risk drivers is expensive and can cost as much as 42% to 132% more than the average rate. View High Risk Driver Rates

Where you live also has a big influence on GMC Yukon insurance prices. A middle-age driver might find rates as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,440 on average in Louisiana, New York, and Michigan.

View Chart as Image

With so much variability in rates, the best way to figure out which company is cheapest is to regularly compare rates and see which company has the best rate. Every auto insurance company utilizes a different rate formula, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable GMC Yukon Insurance

Saving money on car insurance consists of having a decent driving record, having a good credit score, not filing small claims, and qualifying for all possible discounts. Take the time to compare rates at least every other year by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The following items are a brief review of the car insurance concepts covered in the above illustrations.

• Higher risk drivers with DUI or reckless driving convictions may have to pay on average $1,150 more annually than a driver with a clean driving record
• You may be able to save approximately $110 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles could save as much as $250 each year
• Policyholders who want additional liability coverage will pay around $520 per year to raise from a minimum limit to a 250/500 level