GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year including full coverage. Comprehensive costs around $180 each year, collision costs $202, and liability costs $468. A liability-only policy costs as little as $518 a year, with high-risk insurance costing around $2,162. Teenage drivers cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates for type of insurance:

Full coverage includes $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than densely populated cities.

The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above highlight why all drivers should compare rates for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The best discount rate is $616
• Drivers who choose higher $1,000 deductibles will pay about $86 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,008
• Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,174
• Drivers who are prone to accidents and violations could pay at least $2,162 or more
• Policy cost that insures a 16-year-old driver can be $4,034 a year

View Chart as Image

Car insurance rates for a GMC Yukon also range considerably based on the trim level and model year, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers can cost from 42% to 132% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged as much as $4,000 a year. View Rates by Age

Your home state makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,440 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $260 annually, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $477 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out your exact price is to do a rate comparison from multiple companies. Every company uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Yukon Insurance

Finding cheaper rates on insurance for a GMC Yukon not only requires being a low-risk driver, but also having a positive credit history, paying for small claims out-of-pocket, and qualifying for all possible discounts. Compare prices every other policy renewal by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The items below are a summary of the ideas that were covered above.

• Teen drivers are the costliest to insure, with premiums being up to $336 each month if full coverage is purchased
• Drivers considered higher risk who have multiple accidents or major violations may have to pay on average $1,150 more every year to insure their Yukon
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• You may be able to save up to $110 per year simply by quoting online in advance