GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year including full coverage. Comprehensive insurance costs approximately $180 each year, collision insurance costs $202, and liability is $468. Buying just liability costs around $518 a year, and insurance for high-risk drivers costs $2,162 or more. Teenage drivers cost the most to insure at up to $4,034 a year.

Average premium for full coverage: $1,008

Policy rates by type of insurance:

Full coverage includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The graphic below illustrates how where you live affects auto insurance prices.

The examples above highlight why all drivers should compare rates quotes using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best discount rate is $616
• Raising to $1,000 deductibles will save $86 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,008
• Using low deductibles will cost an extra $166 annually
• Drivers who are prone to accidents and violations could pay around $2,162
• Policy cost for full coverage for a 16-year-old driver can cost $4,034

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on your risk profile, the model of your Yukon, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay in the ballpark of $4,000 a year. View Rates by Age

Your home state also has a big influence on GMC Yukon insurance prices. A middle-age driver might find rates as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,440 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $260 annually, whereas increasing liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $477 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 42% to 132% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Yukon Insurance

Finding cheaper rates on insurance for a GMC Yukon consists of being a good driver, maintaining good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Take the time to comparison shop at every other renewal by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following list is a summary of the concepts that were touched on in the above illustrations.

• Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $1,150 more per year than a safer driver
• Drivers age 16 to 20 are expensive to insure, with premiums being up to $336 each month for full coverage
• You may be able to save around $110 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $250 each year
• You may be able to save around $110 per year just by quoting online in advance