GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,008 a year including full coverage. Comprehensive costs an estimated $180, collision costs $202, and liability costs $468. A policy with just liability insurance costs as little as $518 a year, with coverage for high-risk drivers costing around $2,162. 16-year-old drivers pay the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Price estimates broken down by individual coverage:

Rates are based on $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for different Yukon trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than congested cities.

The price range example below illustrates how location impacts insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare rates for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated GMC Yukon insurance rates for other coverage scenarios.

• The best full coverage rate is $616
• Drivers who choose higher $1,000 deductibles will pay approximately $86 every year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,008
• Buying more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,174
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,162 or more
• The price that insures a teen driver with full coverage can cost as much as $4,034 a year

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Insurance prices for a GMC Yukon are also quite variable based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,200 to $1,700 extra each year, depending on your age. High-risk driver insurance can cost as much as 42% to 132% more than the average rate. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,000 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay at least $4,000 a year. View Rates by Age

The state you live in makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,440 on average in Louisiana, New York, and Michigan.

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Opting for high physical damage deductibles could save up to $260 every year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $477 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out which car insurance is cheapest is to compare prices and see which company has the best price. Every company utilizes a different rate formula, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Yukon Insurance

Getting lower rates on car insurance not only requires being safe and accident-free, but also having above-average credit, being claim-free, and taking advantage of discounts. Comparison shop once a year by getting quotes from direct car insurance companies, and also from your local car insurance providers.

Below you'll find a quick review of the data that was touched on above.

• You may be able to save approximately $110 per year simply by shopping early and online
• Policyholders who want more liability protection will pay around $520 per year to go from a low limit to the 250/500 level
• Youthful drivers are charged the highest prices, possibly costing $336 a month if full coverage is included
• Higher risk drivers with a DUI or reckless driving violation could be charged and average of $1,150 more annually than a low-risk driver