GMC Yukon Insurance Rates

Estimated insurance rates for a GMC Yukon are $1,008 a year including full coverage. Comprehensive insurance costs approximately $180 a year, collision costs $202, and liability costs around $468. A liability-only policy costs as low as $518 a year, with high-risk insurance costing $2,162 or more. Teen drivers pay the most at $4,034 a year or more.

Average premium for full coverage: $1,008

Premium estimates by type of coverage:

Prices are based on $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Yukon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on car insurance prices. Rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas.

The diagram below illustrates how geographic area affects auto insurance prices.

These rate differences highlight why it is important to compare prices using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $616
• Using higher $1,000 deductibles will save $922 every year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,008
• Choosing low $100 deductibles for physical damage coverage will cost an extra $166 every year
• Drivers with multiple violations and an at-fault accident could pay around $2,162 or more
• An auto insurance policy for full coverage for a teen driver can cost $4,034 or more

View Chart as Image

Auto insurance prices for a GMC Yukon also have a wide range based on your driving characteristics, the model of your Yukon, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay in the ballpark of $4,000 a year. View Rates by Age

Where you choose to live has a huge impact on GMC Yukon insurance prices. A driver around age 40 might see prices as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,440 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut prices by as much as $260 every year, while buying higher liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will cost up to $477 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying anywhere from $1,200 to $1,700 in extra premium annually, depending on your age. A high-risk auto insurance policy can be as much as 42% to 132% more than average. View High Risk Driver Rates

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to get quotes and see which company has the best price. Each insurance company uses a different rate calculation, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Yukon Insurance

Finding better rates on car insurance requires being a low-risk driver, having good credit, refrain from filing small claims, and not having any coverage lapses. Invest the time to compare rates every other policy renewal by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The items below are a brief review of the ideas that were presented in the illustrations above.

• Teen drivers have the highest car insurance prices, with the cost nearing $336 per month if they have full coverage
• Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,150 more per year to insure their Yukon
• Increasing policy deductibles can save around $250 each year
• You may be able to save around $110 per year simply by quoting early and online