GMC Yukon Insurance Rates

Estimated insurance rates for a GMC Yukon are $1,008 a year for full coverage insurance. Comprehensive insurance costs on average $180, collision costs $202, and liability insurance costs around $468. Liability-only insurance costs as low as $518 a year, with high-risk driver insurance costing $2,162 or more. Teenage drivers pay the most at $4,034 a year or more.

Average premium for full coverage: $1,008

Premium estimates by type of coverage:

Prices include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and for different Yukon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than densely populated cities.

The price range example below illustrates how location impacts car insurance rates.

These rate differences illustrate why anyone shopping for car insurance should compare prices based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The best discount rate is $616
• Using higher $1,000 deductibles will save around $86 each year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,008
• Using more expensive low deductibles for physical damage coverage will cost an extra $166 a year
• Drivers who are prone to accidents and violations could pay upwards of $2,162 or more
• An auto insurance policy for full coverage for a teen driver with full coverage may cost $4,034 or more

View Chart as Image

Insurance prices for a GMC Yukon also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay upwards of $4,000 a year. View Rates by Age

Where you choose to live has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see prices as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,370 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $260 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $477 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,200 to $1,700 additional annually, depending on your age. High-risk driver insurance can be anywhere from 42% to 132% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out exactly what you will pay is to compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, and prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Yukon Insurance

Finding better rates on GMC Yukon insurance requires being a low-risk driver, having a good credit history, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Spend time shopping around every time your policy renews by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The items below are a quick rundown of the information touched on above.

• It is possible to save as much as $110 per year simply by shopping early and online
• Teen drivers pay higher prices, with premiums being up to $336 per month including comprehensive and collision insurance
• Increasing policy deductibles can save around $250 each year
• High-risk drivers with reckless driving or DUI convictions pay an average of $1,150 more each year to insure their Yukon
• Drivers who require more liability coverage will pay an extra $520 annually to increase from 30/60 bodily injury limits to 250/500 limits