GMC Yukon Insurance Rates
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Michelle Robbins
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UPDATED: Apr 10, 2024
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U.S. average insurance prices for a GMC Yukon are $1,008 every 12 months including full coverage. Comprehensive costs on average $180, collision insurance costs $202, and liability coverage is estimated at $468. Liability-only insurance costs approximately $518 a year, and high-risk driver insurance costs around $2,162. Teenage drivers pay the highest rates at up to $4,034 a year.
Average premium for full coverage: $1,008
Price estimates by individual coverage:
Prices include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for all Yukon models.
Price Range from Low to High
For a driver in their 40's, GMC Yukon insurance prices range from the cheapest price of $518 for just liability insurance to the much higher price of $2,162 for a driver required to buy high-risk insurance.
Geographic Price Range
Living in a larger city has a large influence on car insurance rates. Rural areas have more infrequent comprehensive and collision claims than densely populated cities. The example below illustrates how location helps determine car insurance rates.
The ranges above highlight why everyone should get quotes based on a specific location and their own driving history, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down average GMC Yukon insurance rates for different risk profiles and scenarios.
- The best discount rate is $616
- Choosing higher $1,000 deductibles can save around $86 every year
- The average price for the average middle-age driver with $500 deductibles is $1,008
- Using pricier low deductibles for comp and collision coverage increases the price to $1,174
- Drivers who are prone to accidents and violations could pay upwards of $2,162
- The price to insure a teenage driver for full coverage may cost $4,034 each year
Car insurance prices for a GMC Yukon are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level of your Yukon.
Using high physical damage deductibles can save as much as $260 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $477 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may only pay around $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged upwards of $4,000 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are likely paying at a minimum $1,200 to $1,700 extra each year, depending on your age. GMC Yukon insurance for high-risk drivers ranges around 42% to 132% more than a normal policy. View High Risk Driver Rates
The state you live in plays a big part in determining prices for GMC Yukon insurance rates. A good driver about age 40 could pay as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,440 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $916 | -$92 | -9.1% |
| Alaska | $776 | -$232 | -23.0% |
| Arizona | $838 | -$170 | -16.9% |
| Arkansas | $1,008 | -$0 | 0.0% |
| California | $1,150 | $142 | 14.1% |
| Colorado | $966 | -$42 | -4.2% |
| Connecticut | $1,040 | $32 | 3.2% |
| Delaware | $1,144 | $136 | 13.5% |
| Florida | $1,266 | $258 | 25.6% |
| Georgia | $934 | -$74 | -7.3% |
| Hawaii | $726 | -$282 | -28.0% |
| Idaho | $684 | -$324 | -32.1% |
| Illinois | $752 | -$256 | -25.4% |
| Indiana | $760 | -$248 | -24.6% |
| Iowa | $680 | -$328 | -32.5% |
| Kansas | $962 | -$46 | -4.6% |
| Kentucky | $1,378 | $370 | 36.7% |
| Louisiana | $1,496 | $488 | 48.4% |
| Maine | $624 | -$384 | -38.1% |
| Maryland | $834 | -$174 | -17.3% |
| Massachusetts | $808 | -$200 | -19.8% |
| Michigan | $1,756 | $748 | 74.2% |
| Minnesota | $846 | -$162 | -16.1% |
| Mississippi | $1,210 | $202 | 20.0% |
| Missouri | $896 | -$112 | -11.1% |
| Montana | $1,086 | $78 | 7.7% |
| Nebraska | $798 | -$210 | -20.8% |
| Nevada | $1,210 | $202 | 20.0% |
| New Hampshire | $728 | -$280 | -27.8% |
| New Jersey | $1,130 | $122 | 12.1% |
| New Mexico | $896 | -$112 | -11.1% |
| New York | $1,066 | $58 | 5.8% |
| North Carolina | $582 | -$426 | -42.3% |
| North Dakota | $828 | -$180 | -17.9% |
| Ohio | $698 | -$310 | -30.8% |
| Oklahoma | $1,038 | $30 | 3.0% |
| Oregon | $926 | -$82 | -8.1% |
| Pennsylvania | $964 | -$44 | -4.4% |
| Rhode Island | $1,350 | $342 | 33.9% |
| South Carolina | $916 | -$92 | -9.1% |
| South Dakota | $852 | -$156 | -15.5% |
| Tennessee | $886 | -$122 | -12.1% |
| Texas | $1,218 | $210 | 20.8% |
| Utah | $748 | -$260 | -25.8% |
| Vermont | $692 | -$316 | -31.3% |
| Virginia | $606 | -$402 | -39.9% |
| Washington | $782 | -$226 | -22.4% |
| West Virginia | $926 | -$82 | -8.1% |
| Wisconsin | $700 | -$308 | -30.6% |
| Wyoming | $902 | -$106 | -10.5% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Yukon SLE 2WD | $948 | $79 |
| GMC Yukon 2WD | $948 | $79 |
| GMC Yukon SLE 4WD | $964 | $80 |
| GMC Yukon SLT 2WD | $964 | $80 |
| GMC Yukon 4WD | $964 | $80 |
| GMC Yukon SLT 4WD | $982 | $82 |
| GMC Yukon Denali 2WD | $998 | $83 |
| GMC Yukon Denali 4WD | $1,016 | $85 |
| GMC Yukon Hybrid 2WD | $1,144 | $95 |
| GMC Yukon Hybrid 4WD | $1,144 | $95 |
| GMC Yukon Hybrid Denali 2WD | $1,160 | $97 |
| GMC Yukon Hybrid Denali 4WD | $1,176 | $98 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Yukon | $344 | $566 | $398 | $1,466 |
| 2023 GMC Yukon | $332 | $552 | $416 | $1,458 |
| 2022 GMC Yukon | $320 | $530 | $430 | $1,438 |
| 2021 GMC Yukon | $304 | $512 | $442 | $1,416 |
| 2020 GMC Yukon | $292 | $474 | $452 | $1,376 |
| 2019 GMC Yukon | $280 | $446 | $456 | $1,340 |
| 2018 GMC Yukon | $268 | $400 | $460 | $1,286 |
| 2017 GMC Yukon | $250 | $368 | $460 | $1,236 |
| 2016 GMC Yukon | $242 | $346 | $464 | $1,210 |
| 2015 GMC Yukon | $236 | $322 | $474 | $1,190 |
| 2014 GMC Yukon | $218 | $300 | $474 | $1,150 |
| 2013 GMC Yukon | $212 | $272 | $478 | $1,120 |
| 2012 GMC Yukon | $198 | $248 | $474 | $1,078 |
| 2011 GMC Yukon | $186 | $226 | $474 | $1,044 |
| 2010 GMC Yukon | $180 | $202 | $468 | $1,008 |
| 2008 GMC Yukon | $176 | $188 | $452 | $974 |
| 2007 GMC Yukon | $160 | $180 | $446 | $944 |
| 2006 GMC Yukon | $154 | $170 | $442 | $924 |
Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right GMC Yukon Insurance
Getting lower rates on auto insurance takes avoiding accidents and violations, maintaining a good credit score, being claim-free, and possibly raising deductibles. Invest time comparing rates at every policy renewal by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The list below is a quick rundown of the data covered in the charts and tables above.
- Consumers who require higher liability limits will pay an extra $520 per year to raise limits from a low limit to a 250/500 level
- You may be able to save as much as $110 per year just by quoting online well ahead of the renewal date
- Increasing physical damage deductibles could save as much as $250 each year
- Teenagers are expensive to insure, possibly costing $336 a month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,034 |
| 20 | $2,288 |
| 30 | $1,028 |
| 40 | $1,008 |
| 50 | $928 |
| 60 | $908 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,174 |
| $250 | $1,100 |
| $500 | $1,008 |
| $1,000 | $922 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,008 |
| 50/100 | $1,282 |
| 100/300 | $1,415 |
| 250/500 | $1,759 |
| 100 CSL | $1,335 |
| 300 CSL | $1,627 |
| 500 CSL | $1,839 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,676 |
| 20 | $3,646 |
| 30 | $2,180 |
| 40 | $2,162 |
| 50 | $2,066 |
| 60 | $2,042 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $51 |
| Multi-vehicle | $53 |
| Homeowner | $18 |
| 5-yr Accident Free | $60 |
| 5-yr Claim Free | $63 |
| Paid in Full/EFT | $36 |
| Advance Quote | $43 |
| Online Quote | $68 |
| Total Discounts | $392 |
Discounts are estimated and may not be available from every company or in every state.
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