GMC Yukon Insurance Rates

Estimated insurance rates for a GMC Yukon are $1,008 a year including full coverage. Comprehensive insurance costs around $180, collision costs $202, and liability costs around $468. A liability-only policy costs as low as $518 a year, with high-risk insurance costing $2,162 or more. Teenage drivers pay the most at $4,034 a year or more.

Average premium for full coverage: $1,008

Premium estimates for type of coverage:

Full coverage includes $500 physical damage deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for all Yukon models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities.

The example below illustrates how location impacts auto insurance rates.

These rate differences highlight why everyone should compare prices for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The best discount rate is $616
• Using higher $1,000 deductibles will save about $86 every year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,008
• Using pricier low deductibles for physical damage coverage will cost an additional $166 every year
• Drivers who are prone to accidents and violations could pay at least $2,162 or more
• An auto insurance policy that insures a teen driver for full coverage can be $4,034 or more

View Chart as Image

Auto insurance prices for a GMC Yukon also have a wide range based on the model of your Yukon, your driving record and age, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are likely paying at least $1,200 to $1,700 in extra premium annually, depending on your age. GMC Yukon insurance for high-risk drivers can be as much as 42% to 132% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay as much as $4,000 a year. View Rates by Age

Where you choose to live has a huge impact on GMC Yukon insurance prices. A driver around age 40 might see prices as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,440 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $260 every year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $477 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out your exact price is to regularly compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Yukon Insurance

Finding better rates on car insurance requires being a safe and courteous driver, maintaining a good credit score, refrain from filing small claims, and maximizing policy discounts. Compare prices every year by requesting quotes from direct car insurance companies, and also from local insurance agencies.

Below is a summary of the coverage data touched on above.

• You may be able to save up to $110 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save approximately $250 each year
• Teenage drivers are expensive to insure, with the cost nearing $336 per month if the policy includes full coverage
• Higher risk drivers who have multiple accidents or major violations may have to pay on average $1,150 more every year for auto insurance