Jaguar XF Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 18, 2024
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Estimated insurance rates for a Jaguar XF are $1,220 a year for full coverage insurance. Comprehensive insurance costs around $234, collision insurance costs $354, and liability insurance is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs $2,630 or more. 16-year-old drivers pay the most at up to $4,720 a year.
Average premium for full coverage: $1,220
Premium estimates for type of coverage:
Estimates include $500 policy deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and for different XF trim levels.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Jaguar XF range from the low end price of $522 for basic liability insurance to a much higher rate of $2,630 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Living in a larger city has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have lower incidents of physical damage claims than congested cities. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.
These rate differences illustrate why anyone shopping for car insurance should get quotes for a specific zip code, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates average Jaguar XF insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $720
- Choosing higher $1,000 deductibles can save about $134 each year
- The estimated price for a 40-year-old good driver using $500 deductibles is $1,220
- Buying more expensive low deductibles for comp and collision coverage will cost an additional $256 a year
- High-risk insureds with multiple tickets or accidents could pay at least $2,630
- An auto insurance policy that insures a teen driver with full coverage can be $4,720 each year
Insurance prices for a Jaguar XF also have a wide range based on the model year and trim level, your age and driving record, and deductibles and policy limits.
If you have a few violations or you caused an accident, you are probably paying at least $1,400 to $2,000 additional annually, depending on your age. High-risk driver insurance ranges anywhere from 42% to 128% more than the average rate. View High Risk Driver Rates
An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $4,700 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Jaguar XF insurance rates. A good driver about age 40 could pay as low as $800 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,650 on average in Michigan, New York, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,102 | -$118 | -9.7% |
Alaska | $934 | -$286 | -23.4% |
Arizona | $1,010 | -$210 | -17.2% |
Arkansas | $1,220 | -$0 | 0.0% |
California | $1,390 | $170 | 13.9% |
Colorado | $1,166 | -$54 | -4.4% |
Connecticut | $1,252 | $32 | 2.6% |
Delaware | $1,382 | $162 | 13.3% |
Florida | $1,528 | $308 | 25.2% |
Georgia | $1,124 | -$96 | -7.9% |
Hawaii | $876 | -$344 | -28.2% |
Idaho | $824 | -$396 | -32.5% |
Illinois | $908 | -$312 | -25.6% |
Indiana | $916 | -$304 | -24.9% |
Iowa | $822 | -$398 | -32.6% |
Kansas | $1,160 | -$60 | -4.9% |
Kentucky | $1,664 | $444 | 36.4% |
Louisiana | $1,804 | $584 | 47.9% |
Maine | $752 | -$468 | -38.4% |
Maryland | $1,006 | -$214 | -17.5% |
Massachusetts | $976 | -$244 | -20.0% |
Michigan | $2,120 | $900 | 73.8% |
Minnesota | $1,020 | -$200 | -16.4% |
Mississippi | $1,458 | $238 | 19.5% |
Missouri | $1,082 | -$138 | -11.3% |
Montana | $1,310 | $90 | 7.4% |
Nebraska | $960 | -$260 | -21.3% |
Nevada | $1,464 | $244 | 20.0% |
New Hampshire | $876 | -$344 | -28.2% |
New Jersey | $1,362 | $142 | 11.6% |
New Mexico | $1,080 | -$140 | -11.5% |
New York | $1,284 | $64 | 5.2% |
North Carolina | $702 | -$518 | -42.5% |
North Dakota | $998 | -$222 | -18.2% |
Ohio | $842 | -$378 | -31.0% |
Oklahoma | $1,252 | $32 | 2.6% |
Oregon | $1,116 | -$104 | -8.5% |
Pennsylvania | $1,164 | -$56 | -4.6% |
Rhode Island | $1,624 | $404 | 33.1% |
South Carolina | $1,104 | -$116 | -9.5% |
South Dakota | $1,030 | -$190 | -15.6% |
Tennessee | $1,068 | -$152 | -12.5% |
Texas | $1,470 | $250 | 20.5% |
Utah | $904 | -$316 | -25.9% |
Vermont | $836 | -$384 | -31.5% |
Virginia | $730 | -$490 | -40.2% |
Washington | $944 | -$276 | -22.6% |
West Virginia | $1,118 | -$102 | -8.4% |
Wisconsin | $844 | -$376 | -30.8% |
Wyoming | $1,086 | -$134 | -11.0% |
Opting for high physical damage deductibles can save as much as $390 each year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Jaguar XF Luxury 4-Dr Sedan | $1,178 | $98 |
Jaguar XF Premium 4-Dr Sedan | $1,200 | $100 |
Jaguar XF Supercharged 4-Dr Sedan | $1,240 | $103 |
Jaguar XF R 4-Dr Sedan | $1,280 | $107 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Jaguar XF | $424 | $810 | $390 | $1,782 |
2023 Jaguar XF | $406 | $804 | $398 | $1,766 |
2022 Jaguar XF | $394 | $784 | $416 | $1,752 |
2021 Jaguar XF | $380 | $752 | $430 | $1,720 |
2020 Jaguar XF | $358 | $726 | $442 | $1,684 |
2019 Jaguar XF | $344 | $674 | $452 | $1,628 |
2018 Jaguar XF | $332 | $634 | $456 | $1,580 |
2017 Jaguar XF | $318 | $568 | $460 | $1,504 |
2016 Jaguar XF | $296 | $522 | $460 | $1,436 |
2015 Jaguar XF | $286 | $490 | $464 | $1,398 |
2014 Jaguar XF | $280 | $458 | $474 | $1,370 |
2013 Jaguar XF | $258 | $424 | $474 | $1,314 |
2012 Jaguar XF | $252 | $386 | $478 | $1,274 |
2011 Jaguar XF | $234 | $354 | $474 | $1,220 |
2010 Jaguar XF | $220 | $320 | $474 | $1,172 |
2009 Jaguar XF | $214 | $288 | $468 | $1,128 |
Rates are averaged for all Jaguar XF models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Jaguar XF Insurance
Finding better rates on Jaguar XF insurance takes being a good driver, having a good credit score, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Comparison shop at every policy renewal by getting quotes from direct insurance companies, and also from insurance agencies where you live.
The following list is a review of the data covered above.
- Drivers who may need an increased level of liability coverage will pay around $520 annually to raise limits from 30/60 bodily injury limits to the 250/500 level
- It is possible to save up to $140 per year just by shopping early and online
- Increasing policy deductibles can save approximately $400 each year
- Drivers age 16 to 20 are charged the highest prices, with premiums being up to $393 per month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,720 |
20 | $2,788 |
30 | $1,256 |
40 | $1,220 |
50 | $1,114 |
60 | $1,092 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,476 |
$250 | $1,358 |
$500 | $1,220 |
$1,000 | $1,086 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,220 |
50/100 | $1,375 |
100/300 | $1,493 |
250/500 | $1,801 |
100 CSL | $1,422 |
300 CSL | $1,683 |
500 CSL | $1,873 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,694 |
20 | $4,448 |
30 | $2,668 |
40 | $2,630 |
50 | $2,512 |
60 | $2,488 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $64 |
Multi-vehicle | $65 |
Homeowner | $20 |
5-yr Accident Free | $81 |
5-yr Claim Free | $78 |
Paid in Full/EFT | $50 |
Advance Quote | $57 |
Online Quote | $85 |
Total Discounts | $500 |
Discounts are estimated and may not be available from every company or in every state.
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