Jaguar XK Insurance Rates

Estimated insurance rates for a Jaguar XK are $1,278 a year for full coverage. Comprehensive insurance costs approximately $254 each year, collision costs $392, and liability is estimated at $474. Liability-only insurance costs approximately $522 a year, with high-risk driver insurance costing $2,756 or more. Teen drivers pay the most at $4,902 a year or more.

Average premium for full coverage: $1,278

Premium estimates by type of coverage:

These estimates include $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and XK models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than larger metro areas.

The graphic below illustrates how rural and urban location affects auto insurance prices.

These rate differences show why all drivers should get quotes using their specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Jaguar XK insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $750
• Choosing higher $1,000 deductibles can save $146 a year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,278
• Choosing low deductibles for comp and collision coverage will cost an additional $282 annually
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,756 or more
• An auto insurance policy that insures a 16-year-old driver can cost $4,902 each year

View Chart as Image

Insurance prices for a Jaguar XK also have a wide range based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $1,500 to $2,100 additional annually, depending on your age. Insurance for high-risk drivers ranges from 43% to 131% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,900 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Jaguar XK insurance prices. A good driver about age 40 could pay as low as $840 a year in states like Iowa, Maine, and Idaho, or as much as $1,820 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $430 annually, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to do a rate comparison from multiple companies. Each auto insurer uses a different rate calculation, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Jaguar XK Insurance

Finding better rates on insurance for a Jaguar XK takes being a good driver, having a good credit score, not filing small claims, and qualifying for all possible discounts. Shop around every couple of years by obtaining price quotes from direct carriers, and also from insurance agencies where you live.

The following list is a brief summary of the material that was raised in the charts and tables above.

• Insureds who purchase an increased level of liability coverage will pay about $520 each year to raise limits from 30/60 bodily injury limits to the 250/500 level
• Drivers age 16 to 20 are the costliest to insure, as much as $409 per month if comprehensive and collision insurance is included
• Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,480 more per year than a safer driver
• Increasing policy deductibles can save approximately $425 each year