Jaguar XK Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 27, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance rates for a Jaguar XK are $1,334 a year with full coverage. Comprehensive insurance costs an estimated $270 each year, collision insurance costs $432, and liability costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs $2,880 or more. Teens pay the most at up to $5,080 a year.
Average premium for full coverage: $1,334
Premium estimates broken down by type of coverage:
These estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and XK models.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Jaguar XK range from as low as $522 for just the minimum liability insurance to a high rate of $2,880 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Your location can have significant affects on car insurance rates. More rural locations are statistically proven to have a lower frequency of collision claims than cities with more traffic congestion. The graphic below illustrates how rural and urban location affects insurance prices.
These rate differences demonstrate why all drivers should compare rates for a targeted area and risk profile, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details average Jaguar XK insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $777
- Drivers who choose higher $1,000 deductibles will pay approximately $160 annually
- The average rate for a 40-year-old good driver who has $500 deductibles is $1,334
- Selecting low deductibles for comprehensive and collision insurance will cost an extra $306 every year
- Higher-risk drivers with serious driving violations could pay up to $2,880
- An auto insurance policy for full coverage for a teen driver can cost as much as $5,080 a year
Insurance prices for a Jaguar XK also have a wide range based on your driving characteristics, the trim level and model year, and liability limits and deductibles.
More mature drivers with no violations or accidents and high deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay at least $5,000 a year. View Rates by Age
Where you choose to live makes a big difference in Jaguar XK insurance prices. A 40-year-old driver could pay as low as $960 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,800 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,206 | -$128 | -9.6% |
| Alaska | $1,022 | -$312 | -23.4% |
| Arizona | $1,106 | -$228 | -17.1% |
| Arkansas | $1,334 | -$0 | 0.0% |
| California | $1,520 | $186 | 13.9% |
| Colorado | $1,274 | -$60 | -4.5% |
| Connecticut | $1,372 | $38 | 2.8% |
| Delaware | $1,510 | $176 | 13.2% |
| Florida | $1,668 | $334 | 25.0% |
| Georgia | $1,230 | -$104 | -7.8% |
| Hawaii | $958 | -$376 | -28.2% |
| Idaho | $902 | -$432 | -32.4% |
| Illinois | $994 | -$340 | -25.5% |
| Indiana | $1,004 | -$330 | -24.7% |
| Iowa | $900 | -$434 | -32.5% |
| Kansas | $1,268 | -$66 | -4.9% |
| Kentucky | $1,820 | $486 | 36.4% |
| Louisiana | $1,972 | $638 | 47.8% |
| Maine | $822 | -$512 | -38.4% |
| Maryland | $1,100 | -$234 | -17.5% |
| Massachusetts | $1,066 | -$268 | -20.1% |
| Michigan | $2,316 | $982 | 73.6% |
| Minnesota | $1,116 | -$218 | -16.3% |
| Mississippi | $1,596 | $262 | 19.6% |
| Missouri | $1,182 | -$152 | -11.4% |
| Montana | $1,432 | $98 | 7.3% |
| Nebraska | $1,052 | -$282 | -21.1% |
| Nevada | $1,600 | $266 | 19.9% |
| New Hampshire | $958 | -$376 | -28.2% |
| New Jersey | $1,490 | $156 | 11.7% |
| New Mexico | $1,182 | -$152 | -11.4% |
| New York | $1,404 | $70 | 5.2% |
| North Carolina | $768 | -$566 | -42.4% |
| North Dakota | $1,092 | -$242 | -18.1% |
| Ohio | $920 | -$414 | -31.0% |
| Oklahoma | $1,370 | $36 | 2.7% |
| Oregon | $1,222 | -$112 | -8.4% |
| Pennsylvania | $1,274 | -$60 | -4.5% |
| Rhode Island | $1,778 | $444 | 33.3% |
| South Carolina | $1,208 | -$126 | -9.4% |
| South Dakota | $1,126 | -$208 | -15.6% |
| Tennessee | $1,168 | -$166 | -12.4% |
| Texas | $1,608 | $274 | 20.5% |
| Utah | $988 | -$346 | -25.9% |
| Vermont | $912 | -$422 | -31.6% |
| Virginia | $798 | -$536 | -40.2% |
| Washington | $1,030 | -$304 | -22.8% |
| West Virginia | $1,222 | -$112 | -8.4% |
| Wisconsin | $924 | -$410 | -30.7% |
| Wyoming | $1,188 | -$146 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles could save up to $470 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you may be forking out $1,600 to $2,200 additional annually, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 134% more than the average policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jaguar XK Portfolio 2-Dr Coupe | $1,234 | $103 |
| Jaguar XK 2-Dr Coupe | $1,234 | $103 |
| Jaguar XK Portfolio 2-Dr Convertible | $1,328 | $111 |
| Jaguar XK 2-Dr Convertible | $1,328 | $111 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Jaguar XK | $330 | $598 | $464 | $1,550 |
| 2014 Jaguar XK | $322 | $560 | $474 | $1,514 |
| 2013 Jaguar XK | $298 | $520 | $474 | $1,450 |
| 2012 Jaguar XK | $290 | $472 | $478 | $1,398 |
| 2011 Jaguar XK | $270 | $432 | $474 | $1,334 |
| 2010 Jaguar XK | $254 | $392 | $474 | $1,278 |
Rates are averaged for all Jaguar XK models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Jaguar XK Insurance
Finding better rates on car insurance not only requires not taking risks behind the wheel, but also having a good credit history, being claim-free, and possibly raising deductibles. Set aside time to shop around every other policy renewal by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The following is a brief summary of the ideas that were raised in the charts and tables above.
- Teens are expensive to insure, possibly costing $423 per month including comprehensive and collision insurance
- Higher risk drivers that tend to have accidents or serious violations may pay on average $1,550 more annually for XK insurance
- Increasing policy deductibles can save around $475 each year
- You may be able to save approximately $160 per year just by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,080 |
| 20 | $3,056 |
| 30 | $1,380 |
| 40 | $1,334 |
| 50 | $1,218 |
| 60 | $1,194 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,640 |
| $250 | $1,498 |
| $500 | $1,334 |
| $1,000 | $1,174 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,334 |
| 50/100 | $1,423 |
| 100/300 | $1,541 |
| 250/500 | $1,849 |
| 100 CSL | $1,470 |
| 300 CSL | $1,731 |
| 500 CSL | $1,921 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,224 |
| 20 | $4,874 |
| 30 | $2,932 |
| 40 | $2,880 |
| 50 | $2,750 |
| 60 | $2,722 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $71 |
| Homeowner | $21 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $57 |
| Advance Quote | $64 |
| Online Quote | $94 |
| Total Discounts | $557 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
