Jaguar XK Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 27, 2024
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U.S. average auto insurance rates for a Jaguar XK are $1,334 annually with full coverage. Comprehensive insurance costs an estimated $270 a year, collision insurance costs $432, and liability insurance costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs $2,880 or more. Teenage drivers pay the highest rates at up to $5,080 a year.
Average premium for full coverage: $1,334
Price estimates broken down by individual coverage:
Rates are based on $500 physical damage deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and XK trim levels.
Price Range from Low to High
For a driver in their 40's, Jaguar XK insurance prices range from as cheap as $522 for liability-only coverage to a high of $2,880 for high-risk insurance.
Geographic Price Range
Your location has a significant impact on car insurance rates. More rural locations have fewer collision claims than densely populated cities. The diagram below illustrates how location helps determine insurance prices.
The ranges above demonstrate why it is important to compare rates for a targeted area and their own personal driving habits, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details average Jaguar XK insurance rates for other coverage scenarios.
- The best discount rate is $777
- Drivers who choose higher $1,000 deductibles will pay approximately $1,174 annually
- The estimated rate for the average middle-age driver who has $500 deductibles is $1,334
- Using low $100 deductibles for comprehensive and collision insurance costs an additional $306 a year
- High risk drivers who are prone to accidents and violations could pay up to $2,880
- The price with full coverage for a teen driver can cost as much as $5,080 a year
Auto insurance prices for a Jaguar XK are also quite variable based on the trim level and model year, your driving record, and liability limits and deductibles.
Older drivers with a good driving record and high physical damage deductibles could pay as little as $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay at least $5,000 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you may be forking out $1,600 to $2,200 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 134% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $470 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit
The state you live in makes a big difference in Jaguar XK insurance rates. A 40-year-old driver could pay as low as $960 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,800 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,206 | -$128 | -9.6% |
| Alaska | $1,022 | -$312 | -23.4% |
| Arizona | $1,106 | -$228 | -17.1% |
| Arkansas | $1,334 | -$0 | 0.0% |
| California | $1,520 | $186 | 13.9% |
| Colorado | $1,274 | -$60 | -4.5% |
| Connecticut | $1,372 | $38 | 2.8% |
| Delaware | $1,510 | $176 | 13.2% |
| Florida | $1,668 | $334 | 25.0% |
| Georgia | $1,230 | -$104 | -7.8% |
| Hawaii | $958 | -$376 | -28.2% |
| Idaho | $902 | -$432 | -32.4% |
| Illinois | $994 | -$340 | -25.5% |
| Indiana | $1,004 | -$330 | -24.7% |
| Iowa | $900 | -$434 | -32.5% |
| Kansas | $1,268 | -$66 | -4.9% |
| Kentucky | $1,820 | $486 | 36.4% |
| Louisiana | $1,972 | $638 | 47.8% |
| Maine | $822 | -$512 | -38.4% |
| Maryland | $1,100 | -$234 | -17.5% |
| Massachusetts | $1,066 | -$268 | -20.1% |
| Michigan | $2,316 | $982 | 73.6% |
| Minnesota | $1,116 | -$218 | -16.3% |
| Mississippi | $1,596 | $262 | 19.6% |
| Missouri | $1,182 | -$152 | -11.4% |
| Montana | $1,432 | $98 | 7.3% |
| Nebraska | $1,052 | -$282 | -21.1% |
| Nevada | $1,600 | $266 | 19.9% |
| New Hampshire | $958 | -$376 | -28.2% |
| New Jersey | $1,490 | $156 | 11.7% |
| New Mexico | $1,182 | -$152 | -11.4% |
| New York | $1,404 | $70 | 5.2% |
| North Carolina | $768 | -$566 | -42.4% |
| North Dakota | $1,092 | -$242 | -18.1% |
| Ohio | $920 | -$414 | -31.0% |
| Oklahoma | $1,370 | $36 | 2.7% |
| Oregon | $1,222 | -$112 | -8.4% |
| Pennsylvania | $1,274 | -$60 | -4.5% |
| Rhode Island | $1,778 | $444 | 33.3% |
| South Carolina | $1,208 | -$126 | -9.4% |
| South Dakota | $1,126 | -$208 | -15.6% |
| Tennessee | $1,168 | -$166 | -12.4% |
| Texas | $1,608 | $274 | 20.5% |
| Utah | $988 | -$346 | -25.9% |
| Vermont | $912 | -$422 | -31.6% |
| Virginia | $798 | -$536 | -40.2% |
| Washington | $1,030 | -$304 | -22.8% |
| West Virginia | $1,222 | -$112 | -8.4% |
| Wisconsin | $924 | -$410 | -30.7% |
| Wyoming | $1,188 | -$146 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jaguar XK Portfolio 2-Dr Coupe | $1,234 | $103 |
| Jaguar XK 2-Dr Coupe | $1,234 | $103 |
| Jaguar XK Portfolio 2-Dr Convertible | $1,328 | $111 |
| Jaguar XK 2-Dr Convertible | $1,328 | $111 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Jaguar XK | $330 | $598 | $464 | $1,550 |
| 2014 Jaguar XK | $322 | $560 | $474 | $1,514 |
| 2013 Jaguar XK | $298 | $520 | $474 | $1,450 |
| 2012 Jaguar XK | $290 | $472 | $478 | $1,398 |
| 2011 Jaguar XK | $270 | $432 | $474 | $1,334 |
| 2010 Jaguar XK | $254 | $392 | $474 | $1,278 |
Rates are averaged for all Jaguar XK models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Jaguar XK Insurance
Getting lower rates on Jaguar XK insurance not only requires being a safe and courteous driver, but also having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest time comparing rates every couple of years by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
Below is a quick review of the material that was covered in the charts and tables above.
- Drivers who want higher levels of liability will pay an extra $520 every year to go from a low limit to higher 250/500 limits
- Teenage drivers are the costliest to insure, costing up to $423 a month if full coverage is included
- High-risk drivers with a DUI or reckless driving violation pay on average $1,550 more annually for auto insurance
- Increasing physical damage deductibles could save up to $475 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,080 |
| 20 | $3,056 |
| 30 | $1,380 |
| 40 | $1,334 |
| 50 | $1,218 |
| 60 | $1,194 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,640 |
| $250 | $1,498 |
| $500 | $1,334 |
| $1,000 | $1,174 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,334 |
| 50/100 | $1,423 |
| 100/300 | $1,541 |
| 250/500 | $1,849 |
| 100 CSL | $1,470 |
| 300 CSL | $1,731 |
| 500 CSL | $1,921 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,224 |
| 20 | $4,874 |
| 30 | $2,932 |
| 40 | $2,880 |
| 50 | $2,750 |
| 60 | $2,722 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $71 |
| Homeowner | $21 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $57 |
| Advance Quote | $64 |
| Online Quote | $94 |
| Total Discounts | $557 |
Discounts are estimated and may not be available from every company or in every state.
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