Jaguar XK Insurance Rates

The average insurance prices for a Jaguar XK are $1,278 every 12 months including full coverage. Comprehensive costs approximately $254, collision costs $392, and liability costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing around $2,756. Teenage drivers cost the most to insure at $4,902 a year or more.

Average premium for full coverage: $1,278

Policy rates by type of insurance:

Price estimates include $500 deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for all XK models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than densely populated cities.

The example below illustrates how geographic area affects auto insurance prices.

The examples above highlight why everyone should compare prices using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Jaguar XK insurance rates for additional coverage and risk scenarios.

• The best discount rate is $750
• Using higher $1,000 deductibles will save $146 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,278
• Using pricier low deductibles for physical damage coverage increases the price to $1,560
• High-risk insureds who are prone to accidents and violations could pay around $2,756 or more
• Policy cost to insure a 16-year-old driver for full coverage can cost $4,902 or more

View Chart as Image

Auto insurance rates for a Jaguar XK also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your XK.

Using high physical damage deductibles could cut rates by as much as $430 annually, whereas buying more liability protection will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay in the ballpark of $4,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,500 to $2,100 in extra premium every year, depending on your age. Jaguar XK insurance for high-risk drivers can be from 43% to 131% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Jaguar XK insurance prices. A driver around age 40 might see rates as low as $980 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,820 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to regularly compare rates from multiple companies. Each insurance company uses a different method to calculate rates, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Jaguar XK Insurance

Finding cheaper rates on insurance for a Jaguar XK requires not taking risks behind the wheel, having a good credit score, paying for small claims out-of-pocket, and not having any coverage lapses. Invest the time to compare rates every year by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.

The following is a condensed summary of the coverage data presented in the illustrations above.

• You may be able to save around $150 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $425 each year
• Teens have the highest car insurance rates, with premiums being up to $409 each month if comprehensive and collision insurance is included
• Drivers considered higher risk with multiple at-fault accidents could be charged and average of $1,480 more per year for XK insurance