Jaguar XK Insurance Rates

U.S. average insurance rates for a Jaguar XK are $1,278 a year with full coverage. Comprehensive insurance costs approximately $254 each year, collision costs $392, and liability coverage costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing $2,756 or more. Teen drivers pay the highest rates at $4,902 a year or more.

Average premium for full coverage: $1,278

Price estimates by individual coverage:

Rates are based on $500 physical damage deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and XK models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of insurance. Rural locations have lower incidents of collision claims than larger metro areas.

The graphic below illustrates how geographic area affects auto insurance prices.

The ranges above demonstrate why all drivers should compare prices using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Jaguar XK insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $750
• Using higher $1,000 deductibles will save $146 annually
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,278
• Choosing low deductibles for physical damage coverage will cost an additional $282 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,756 or more
• The price that insures a teenage driver can cost $4,902 or more

View Chart as Image

Insurance prices for a Jaguar XK are also quite variable based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,500 to $2,100 additional each year, depending on your age. Insurance for high-risk drivers can be around 43% to 131% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,900 a year. View Rates by Age

The state you live in has a huge impact on Jaguar XK insurance rates. A driver around age 40 might see prices as low as $920 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,730 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could cut prices by as much as $430 a year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison and see how they stack up. Each insurance company uses a different rate calculation, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Jaguar XK Insurance

Getting lower rates on auto insurance requires being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Shop around once a year by obtaining price quotes from direct companies, and also from local insurance agencies.

Below is a quick review of the data that was presented in the illustrations above.

• You may be able to save around $150 per year simply by quoting online in advance
• Consumers who purchase higher levels of liability will pay about $520 every year to increase from a low limit to the 250/500 level
• Teenage drivers are the costliest to insure, costing up to $409 a month if comprehensive and collision insurance is included
• Drivers with a DUI or reckless driving violation may have to pay on average $1,480 more per year for auto insurance