Jaguar XK Insurance Rates

U.S. average auto insurance rates for a Jaguar XK are $1,278 annually for full coverage insurance. Comprehensive costs approximately $254 each year, collision costs $392, and liability is estimated at $474. A policy with just liability insurance costs approximately $522 a year, with coverage for high-risk drivers costing around $2,756. Teens pay the highest rates at $4,902 a year or more.

Average premium for full coverage: $1,278

Price estimates by individual coverage:

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and XK models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of auto insurance. Rural locations have fewer physical damage claims than cities with more traffic congestion.

The graphic below illustrates how location helps determine auto insurance prices.

The ranges above illustrate why all drivers should get quotes using their specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Jaguar XK insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $750
• Choosing higher $1,000 deductibles can save $146 each year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,278
• Selecting low deductibles for comp and collision coverage will cost $1,560
• Unlucky drivers with serious driving violations could pay around $2,756 or more
• The price with full coverage for a teen driver can cost $4,902 each year

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Insurance prices for a Jaguar XK are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $4,900 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,500 to $2,100 extra each year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 131% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $430 every year, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Jaguar XK insurance prices. A good driver about age 40 could pay as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,730 on average in Florida, New York, and Michigan.

View Chart as Image

Since prices can be so different, the only way to figure out who has the best car insurance prices is to do a rate comparison and see which company has the best price. Each auto insurer calculates prices differently, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Jaguar XK Insurance

Getting lower rates on car insurance takes avoiding accidents and claims, having a good credit history, not filing small claims, and maximizing policy discounts. Invest time comparing rates at every policy renewal by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The points below are a quick review of the data covered in the charts and tables above.

• Policyholders who purchase increased liability limits will pay approximately $520 annually to raise limits from a low limit to higher 250/500 limits
• It is possible to save around $150 per year simply by quoting online in advance
• Increasing physical damage deductibles could save up to $425 each year
• Drivers under the age of 20 are expensive to insure, as much as $409 a month including comprehensive and collision insurance