Jaguar XK Insurance Rates

U.S. average insurance rates for a Jaguar XK are $1,278 a year with full coverage. Comprehensive insurance costs an estimated $254, collision insurance costs $392, and liability coverage costs $474. A policy with just liability insurance costs as little as $522 a year, and coverage for high-risk drivers costs $2,756 or more. Teen drivers pay the highest rates at up to $4,902 a year.

Average premium for full coverage: $1,278

Price estimates broken down by individual coverage:

These estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and for different XK trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance rates. More rural locations have lower incidents of collision claims than larger metro areas. The price range example below illustrates how where you live affects insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should compare rates for a targeted area, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Jaguar XK insurance rates for other coverage scenarios.

• The lowest rate with discounts is $750
• Drivers who choose higher $1,000 deductibles will pay approximately $146 annually
• The estimated price for the average middle-age driver who has $500 deductibles is $1,278
• Choosing more expensive low deductibles for comprehensive and collision insurance will cost an additional $282 each year
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,756
• The price that insures a teenage driver with full coverage can cost as much as $4,902 a year

View Chart as Image

Insurance prices for a Jaguar XK are also quite variable based on the model year and trim level, your age and driving habits, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you may be forking out $1,500 to $2,100 extra each year, depending on your age. High-risk driver insurance can cost around 43% to 131% more than average. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,200 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay at least $4,900 a year. View Rates by Age

The state you live in makes a big difference in Jaguar XK insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,730 on average in New York, Michigan, and Florida.

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Choosing high deductibles could save up to $430 a year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Jaguar XK Insurance

Getting lower rates on auto insurance not only requires avoiding accidents and violations, but also having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Shop around every couple of years by getting quotes from direct companies, and also from insurance agencies where you live.

The list below is a brief summary of the material that was touched on in the above illustrations.

• Consumers who want higher liability limits will pay about $520 every year to go from a low limit to the 250/500 level
• Teenagers are charged the highest prices, costing up to $409 a month if full coverage is included
• Drivers that tend to have accidents or serious violations could be forced to pay on average $1,480 more annually for car insurance
• Increasing physical damage deductibles can save approximately $425 each year