Jaguar XK Insurance Rates

Estimated insurance rates for a Jaguar XK are $1,334 a year including full coverage. Comprehensive insurance costs around $270, collision costs $432, and liability coverage costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing $2,880 or more. Teenage drivers pay the most at $5,080 a year or more.

Average premium for full coverage: $1,334

Premium estimates for type of coverage:

Price estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for different XK trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities.

The price range example below illustrates how your location can change auto insurance rates.

These rate differences highlight why anyone shopping for car insurance should compare rates for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Jaguar XK insurance rates for additional coverage choices and driver risks.

• The best discount rate is $777
• Drivers who choose higher $1,000 deductibles will pay about $160 every year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,334
• Using more expensive low deductibles for comprehensive and collision insurance will cost an additional $306 each year
• High-risk insureds who are prone to accidents and violations could pay at least $2,880 or more
• An auto insurance policy that insures a teenage driver with full coverage can be $5,080 a year

View Chart as Image

Insurance prices for a Jaguar XK also have a wide range based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are likely paying at least $1,600 to $2,200 additional annually, depending on your age. High-risk driver insurance can cost around 43% to 134% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $5,000 a year. View Rates by Age

Where you choose to live makes a big difference in Jaguar XK insurance rates. A 40-year-old driver could pay as low as $1,020 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,900 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $470 a year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out your exact price is to compare prices and see how they stack up. Every company uses a different method to calculate prices, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Jaguar XK Insurance

Finding better rates on auto insurance not only requires being a low-risk driver, but also having a good credit score, refrain from filing small claims, and taking advantage of discounts. Compare prices at least once a year by getting quotes from direct car insurance companies, and also from local insurance agencies.

The items below are a condensed summary of the primary concepts that were illustrated above.

• You may be able to save up to $160 per year simply by shopping early and online
• Drivers with multiple at-fault accidents may have to pay on average $1,550 more every year to insure their XK
• Increasing policy deductibles can save approximately $475 each year
• Teen drivers are charged the highest prices, with the cost nearing $423 per month if comprehensive and collision insurance is included