Jaguar XK Insurance Rates

The average insurance rates for a Jaguar XK are $1,334 a year including full coverage. Comprehensive insurance costs around $270, collision costs $432, and liability costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing $2,880 or more. Teenage drivers cost the most to insure at $5,080 a year or more.

Average premium for full coverage: $1,334

Policy rates for type of insurance:

Price estimates include $500 deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for all XK models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above highlight why everyone should compare rates for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Jaguar XK insurance rates for additional coverage choices and driver risks.

• The best discount rate is $777
• Drivers who choose higher $1,000 deductibles will pay about $160 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,334
• Using pricier low deductibles for comprehensive and collision insurance will cost an additional $306 annually
• Drivers who are prone to accidents and violations could pay at least $2,880 or more
• Policy cost that insures a 16-year-old driver for full coverage can be $5,080 a year

View Chart as Image

Insurance rates for a Jaguar XK also range considerably based on the model of your XK, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,600 to $2,200 additional every year, depending on your age. Jaguar XK insurance for high-risk drivers can cost from 43% to 134% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay as much as $5,000 a year. View Rates by Age

Your home state makes a big difference in Jaguar XK insurance prices. A 40-year-old driver could pay as low as $1,020 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,900 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $470 annually, whereas buying more liability protection will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out your exact price is to regularly compare rates from multiple companies. Every company uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Jaguar XK Insurance

Finding cheaper rates on insurance for a Jaguar XK not only requires not taking risks behind the wheel, but also having a good credit score, paying for small claims out-of-pocket, and taking advantage of discounts. Compare prices at every policy renewal by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The following is a condensed summary of the data covered above.

• Insureds who may need higher liability limits will pay an extra $520 per year to go from a 30/60 limit to the 250/500 level
• You may be able to save up to $160 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• Teens are charged the highest rates, with premiums being up to $423 each month if comprehensive and collision insurance is included