Jaguar XK Insurance Rates

The average auto insurance rates for a Jaguar XK are $1,278 annually including full coverage. Comprehensive insurance costs an estimated $254 each year, collision costs $392, and liability coverage costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing $2,756 or more. Teens cost the most to insure at $4,902 a year or more.

Average premium for full coverage: $1,278

Policy rates broken down by type of insurance:

Rate estimates include $500 policy deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and XK models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates the difference between rural and urban areas on insurance prices.

The examples above highlight why all drivers should compare rates for a targeted area and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Jaguar XK insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $750
• Drivers who choose higher $1,000 deductibles will pay approximately $146 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,278
• Selecting low deductibles for comprehensive and collision insurance costs an additional $282 each year
• High-risk insureds with serious driving violations could pay up to $2,756 or more
• Policy cost with full coverage for a teenage driver can cost as much as $4,902 a year

View Chart as Image

Car insurance rates for a Jaguar XK also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

More mature drivers with no driving violations and high physical damage deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged at least $4,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,500 to $2,100 extra every year, depending on your age. Insurance for high-risk drivers can cost around 43% to 131% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $430 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Jaguar XK insurance rates. A 40-year-old driver could pay as low as $980 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,820 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to do a rate comparison and see how they stack up. Every company calculates rates differently, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Jaguar XK Insurance

Finding cheaper rates on auto insurance not only requires being safe and accident-free, but also having a good credit score, paying for small claims out-of-pocket, and not having any coverage lapses. Set aside time to compare rates at least every other year by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below you'll find a brief recap of the car insurance concepts covered above.

• Drivers who tend to receive serious violations could be forced to pay on average $1,480 more annually than a low-risk driver
• You may be able to save approximately $150 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $425 each year
• Consumers who want more liability protection will pay approximately $520 per year to go from a 30/60 limit to higher 250/500 limits