Jaguar XK Insurance Rates

Average insurance rates for a Jaguar XK are $1,278 a year for full coverage insurance. Comprehensive insurance costs approximately $254, collision costs $392, and liability is estimated at $474. A policy with just liability insurance costs approximately $522 a year, with coverage for high-risk drivers costing $2,756 or more. Teens receive the highest rates at $4,902 a year or more.

Average premium for full coverage: $1,278

Rate estimates by individual coverage type:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for all XK models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than cities with more traffic congestion.

The example below illustrates the effect of geographic area on auto insurance prices.

These examples illustrate why everyone should get quotes using their specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Jaguar XK insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $750
• Choosing higher $1,000 deductibles can save $146 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,278
• Selecting pricier low deductibles for comp and collision coverage will cost an extra $282 every year
• Unlucky drivers with serious driving violations could pay around $2,756 or more
• The cost for full coverage for a teen driver for full coverage can cost $4,902 each year

View Chart as Image

Insurance rates for a Jaguar XK can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high deductibles may pay as little as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay in the ballpark of $4,900 a year. View Rates by Age

Where you live plays a big part in determining prices for Jaguar XK insurance prices. A good driver about age 40 could pay as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,730 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $430 every year, whereas buying more liability protection will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,500 to $2,100 additional per year, depending on your age. Jaguar XK insurance for high-risk drivers ranges as much as 43% to 131% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the only way to figure out who has the best car insurance rates is to regularly compare rates and see which company has the best rate. Each auto insurer calculates rates differently, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Jaguar XK Insurance

Saving money on car insurance takes having a decent driving record, having a good credit history, avoid buying unnecessary coverage, and qualifying for all possible discounts. Take the time to compare rates at every policy renewal by getting rate quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The following items are a brief review of the data covered in the above illustrations.

• Policyholders who purchase additional liability coverage will pay approximately $520 annually to raise limits from a minimum limit to 250/500 limits
• It is possible to save around $150 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles can save around $425 each year
• 16 to 18-year-old drivers are the costliest to insure, costing up to $409 per month including comprehensive and collision insurance