Jaguar XK Insurance Rates

The average auto insurance rates for a Jaguar XK are $1,278 annually including full coverage. Comprehensive costs around $254, collision insurance costs $392, and liability costs around $474. Liability-only insurance costs as low as $522 a year, and high-risk driver insurance costs around $2,756. Teenage drivers cost the most to insure at up to $4,902 a year.

Average premium for full coverage: $1,278

Policy rates for type of insurance:

Includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for different XK trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than densely populated cities. The price range example below illustrates how where you live affects auto insurance rates.

The examples above highlight why anyone shopping for car insurance should compare prices for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Jaguar XK insurance rates for additional coverage choices and driver risks.

• The best discount rate is $750
• Using higher $1,000 deductibles will save about $146 every year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,278
• Using more expensive low deductibles for physical damage coverage will cost $1,560
• Drivers who are prone to accidents and violations could pay at least $2,756
• Policy cost with full coverage for a teen driver with full coverage can be $4,902 or more

View Chart as Image

Auto insurance rates for a Jaguar XK also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.

An older driver with a good driving record and high physical damage deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay as much as $4,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,500 to $2,100 in extra premium every year, depending on your age. High-risk driver insurance can be as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $430 every year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Jaguar XK insurance prices. A driver around age 40 might see rates as low as $980 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,820 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Jaguar XK Insurance

Finding cheaper rates on car insurance requires having a decent driving record, having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Take the time to comparison shop every time your policy renews by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following items are a recap of the information touched on in the above illustrations.

• You may be able to save up to $150 per year just by shopping early and online
• 16 to 18-year-old drivers are expensive to insure, with premiums being up to $409 each month if full coverage is included
• Increasing comprehensive and collision deductibles could save up to $425 each year
• Higher risk drivers that have major violations or accidents may pay on average $1,480 more every year than a driver with a clean driving record
• Policyholders who may need additional liability coverage will pay an extra $520 per year to increase from a 30/60 limit to higher 250/500 limits