Jaguar XK Insurance Rates

U.S. average auto insurance rates for a Jaguar XK are $1,278 annually including full coverage. Comprehensive costs approximately $254 a year, collision costs $392, and liability is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing around $2,756. Teenage drivers pay the highest rates at $4,902 a year or more.

Average premium for full coverage: $1,278

Price estimates by individual coverage:

Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and XK trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance prices. Rural locations have fewer comprehensive and collision claims than densely populated cities.

The diagram below illustrates how location impacts auto insurance prices.

The ranges above highlight why it is important to compare rates quotes using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Jaguar XK insurance rates for additional coverage and risk scenarios.

• The best discount rate is $750
• Raising to $1,000 deductibles will save $1,132 every year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,278
• Using low $100 deductibles will cost $1,560
• Drivers who are prone to accidents and violations could pay around $2,756 or more
• The price with full coverage for a 16-year-old driver can cost $4,902

View Chart as Image

Insurance prices for a Jaguar XK are also quite variable based on the trim level and model year, your driving characteristics, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,900 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying anywhere from $1,500 to $2,100 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $430 annually, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Jaguar XK insurance prices. A middle-age driver might find prices as low as $980 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,820 on average in Louisiana, New York, and Michigan.

View Chart as Image

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to get quotes from multiple companies. Every auto insurance company uses a different method to calculate prices, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Jaguar XK Insurance

Getting lower rates on insurance for a Jaguar XK consists of being safe and accident-free, having good credit, being claim-free, and qualifying for all possible discounts. Spend time shopping around every year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

Below you'll find a quick review of the coverage data touched on above.

• You may be able to save around $150 per year simply by quoting early and online
• Increasing physical damage deductibles could save up to $425 each year
• Youthful drivers are the costliest to insure, possibly costing $409 a month if they have full coverage
• Drivers considered higher risk with a DUI or reckless driving violation may have to pay on average $1,480 more per year than a low-risk driver