Jaguar XK Insurance Rates

The average insurance rates for a Jaguar XK are $1,278 a year with full coverage. Comprehensive insurance costs approximately $254 a year, collision costs $392, and liability insurance costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing $2,756 or more. 16-year-old drivers cost the most to insure at $4,902 a year or more.

Average premium for full coverage: $1,278

Policy rates by type of insurance:

Includes $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and XK trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than congested cities.

The diagram below illustrates how location impacts auto insurance prices.

The examples above demonstrate why it is important to compare prices using their specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Jaguar XK insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $750
• Using higher $1,000 deductibles will save $1,132 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,278
• Buying low $100 deductibles for physical damage coverage will cost an extra $282 a year
• Drivers with multiple tickets or accidents could pay around $2,756 or more
• Policy cost for full coverage for a teen driver can cost $4,902 or more

View Chart as Image

Insurance rates for a Jaguar XK also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay in the ballpark of $4,900 a year. View Rates by Age

Your home state has a huge impact on Jaguar XK insurance rates. A driver around age 40 might see rates as low as $920 a year in states like Utah, Ohio, and New Hampshire, or at least $1,730 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $430 each year, while buying higher liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,500 to $2,100 additional every year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 131% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to get quotes from as many companies as possible. Each insurance company utilizes a different rate formula, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Jaguar XK Insurance

Finding cheaper rates on Jaguar XK insurance requires having a good driving record, having a good credit history, not filing small claims, and qualifying for all possible discounts. Spend time shopping around every other policy renewal by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The next list is a recap of the ideas that were touched on above.

• Drivers age 20 and younger are the costliest to insure, as much as $409 each month including comprehensive and collision insurance
• High-risk drivers that have major violations or accidents pay on average $1,480 more per year to buy Jaguar XK insurance
• Increasing comprehensive and collision deductibles can save around $425 each year
• You may be able to save around $150 per year simply by quoting early and online