Jaguar XK Insurance Rates

U.S. average insurance rates for a Jaguar XK are $1,278 a year for full coverage. Comprehensive costs on average $254 a year, collision costs $392, and liability coverage costs around $474. A policy with just liability insurance costs as low as $522 a year, with coverage for high-risk drivers costing around $2,756. Teenage drivers pay the highest rates at $4,902 a year or more.

Average premium for full coverage: $1,278

Price estimates by individual coverage:

These estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and XK trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. Rural areas have lower incidents of accident claims than densely populated cities.

The diagram below illustrates the difference location can make on car insurance rates.

The ranges above show why it is important to compare prices based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Jaguar XK insurance rates for different risk profiles and scenarios.

• The best discount rate is $750
• Using higher $1,000 deductibles will save around $1,132 a year
• The estimated price for the average middle-age driver with $500 deductibles is $1,278
• Using low $100 deductibles for physical damage coverage bumps up the cost to $1,560
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,756 or more
• The price that insures a teenage driver may cost $4,902 or more

View Chart as Image

Insurance prices for a Jaguar XK are also quite variable based on the trim level of your XK, how you drive, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you could be paying at a minimum $1,500 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy can be around 43% to 131% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,200 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $4,900 a year. View Rates by Age

The state you live in has a huge impact on Jaguar XK insurance rates. A driver around age 40 might see prices as low as $840 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,820 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $430 a year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know exactly what you will pay is to get quotes and see how they stack up. Each insurance company uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Jaguar XK Insurance

Getting lower rates on auto insurance requires having a decent driving record, having above-average credit, eliminating unnecessary coverage, and bundling your home and auto policies. Compare prices once a year by getting price quotes from direct carriers, and also from local exclusive and independent agents.

The following items are a brief summary of the data that was touched on in this article.

• Drivers can save as much as $150 per year simply by quoting early and online
• Consumers who require additional liability coverage will pay an extra $520 each year to increase from a low limit to the 250/500 level
• 16 to 18-year-old drivers pay the highest prices, with premiums as much as $409 a month if full coverage is included
• Drivers that tend to have accidents or serious violations may pay on average $1,480 more each year than a driver with a clean driving record