Jaguar XK Insurance Rates

The average auto insurance rates for a Jaguar XK are $1,278 annually for full coverage insurance. Comprehensive insurance costs an estimated $254 a year, collision costs $392, and liability is $474. A liability-only policy costs around $522 a year, with high-risk insurance costing $2,756 or more. Teen drivers cost the most to insure at $4,902 a year or more.

Average premium for full coverage: $1,278

Policy rates broken down by type of insurance:

These estimates include $500 deductible amounts, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and XK trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of insurance. More rural locations are shown to have fewer physical damage claims than larger metro areas.

The diagram below illustrates how your location can change insurance prices.

The examples above illustrate why it is important to compare rates quotes for a targeted area and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Jaguar XK insurance rates for other coverage scenarios.

• The lowest rate with discounts is $750
• Raising to $1,000 deductibles will save approximately $1,132 each year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,278
• Choosing low $100 deductibles costs an additional $282 every year
• At-risk drivers with multiple violations and an at-fault accident could pay up to $2,756 or more
• Policy cost with full coverage for a teen driver can cost as much as $4,902

View Chart as Image

Car insurance rates for a Jaguar XK also range considerably based on the model year and trim level, your risk profile, and liability limits and deductibles.

Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged at least $4,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $430 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Jaguar XK insurance prices. A middle-age driver might find rates as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,730 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to get quotes and see which company has the best rate. Every auto insurance company uses a different rate calculation, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Jaguar XK Insurance

Finding cheaper rates on car insurance consists of having a good driving record, having a good credit score, being claim-free, and not having any coverage lapses. Invest the time to shop around once a year by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The next list is a brief summary of the data that was illustrated above.

• It is possible to save approximately $150 per year simply by quoting early and online
• Policyholders who want increased levels of liability coverage will pay about $520 annually to raise from a 30/60 limit to higher 250/500 limits
• Drivers age 20 and younger have the highest car insurance rates, possibly costing $409 each month if comprehensive and collision insurance is included
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,480 more annually to buy Jaguar XK insurance