Jaguar XK Insurance Rates

Average insurance prices for a Jaguar XK are $1,278 every 12 months including full coverage. Comprehensive insurance costs an estimated $254, collision costs $392, and liability insurance is $474. A policy with just liability insurance costs around $522 a year, with coverage for high-risk drivers costing $2,756 or more. Teenage drivers receive the highest rates at $4,902 a year or more.

Average premium for full coverage: $1,278

Rate estimates broken down by individual coverage type:

Price estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and for all XK models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on the price of auto insurance. More rural locations tend to have more infrequent comprehensive and collision claims than densely populated cities.

The example below illustrates how location helps determine insurance prices.

These examples highlight why everyone should compare rates quotes for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Jaguar XK insurance rates for other coverage scenarios.

• The best discount rate is $750
• Raising to $1,000 deductibles will save approximately $146 every year
• The average price for a 40-year-old driver who has $500 deductibles is $1,278
• Using pricier low deductibles costs an extra $282 a year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,756 or more
• The cost to insure a teen driver for full coverage can cost as much as $4,902

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Insurance rates for a Jaguar XK can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles can reduce rates by up to $430 each year, whereas buying more liability protection will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles could pay as little as $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay at least $4,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying $1,500 to $2,100 additional per year, depending on your age. Jaguar XK insurance for high-risk drivers is expensive and can cost anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

Where you live also has a big influence on Jaguar XK insurance rates. A middle-age driver might find rates as low as $980 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,820 on average in Louisiana, New York, and Michigan.

View Chart as Image

With so much variability in rates, the best way to figure out which company is cheapest is to regularly compare rates from as many companies as possible. Every auto insurance company uses a different method to calculate rates, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Jaguar XK Insurance

Saving money on Jaguar XK insurance consists of being a low-risk driver, having above-average credit, not filing small claims, and maximizing policy discounts. Invest time comparing rates every couple of years by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The items below are a condensed summary of the material that was covered in the charts and tables above.

• Drivers who want more liability coverage will pay an extra $520 per year to raise from a minimum limit to a 250/500 level
• Teen drivers are expensive to insure, as much as $409 per month if full coverage is included
• High-risk drivers with multiple at-fault accidents may have to pay on average $1,480 more annually to insure their XK
• Increasing deductibles could save as much as $425 each year