Jaguar XK Insurance Rates

Estimated insurance rates for a Jaguar XK are $1,278 a year for full coverage insurance. Comprehensive insurance costs approximately $254, collision costs $392, and liability costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing $2,756 or more. Teens pay the most at $4,902 a year or more.

Average premium for full coverage: $1,278

Premium estimates by type of coverage:

Rates are based on $500 deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for different XK trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion.

The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences illustrate why anyone shopping for car insurance should compare prices using their specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Jaguar XK insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $750
• Using higher $1,000 deductibles will save $146 each year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,278
• Selecting more expensive low deductibles for physical damage coverage will cost an additional $282 every year
• Drivers with serious driving violations could pay around $2,756 or more
• An auto insurance policy that insures a teen driver with full coverage can cost $4,902 or more

View Chart as Image

Insurance prices for a Jaguar XK also have a wide range based on the model year and trim level, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,500 to $2,100 extra annually, depending on your age. High-risk driver insurance can be as much as 43% to 131% more than the average policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $4,900 a year. View Rates by Age

Where you choose to live has a huge impact on Jaguar XK insurance prices. A driver around age 40 might see prices as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,730 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $430 every year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out who has the best car insurance prices is to compare prices and see which company has the best price. Each insurance company calculates prices differently, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Jaguar XK Insurance

Finding better rates on car insurance requires not taking risks behind the wheel, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Compare rates at least every other year by obtaining price quotes from direct insurance companies, and also from your local car insurance providers.

The following is a quick review of the car insurance concepts covered above.

• Higher risk drivers with a DUI or reckless driving violation could be charged and average of $1,480 more per year for XK insurance
• It is possible to save around $150 per year simply by shopping early and online
• Increasing policy deductibles can save approximately $425 each year
• Policyholders who purchase higher liability limits will pay approximately $520 annually to increase from 30/60 bodily injury limits to the 250/500 level