Jaguar XK Insurance Rates

The average insurance rates for a Jaguar XK are $1,278 a year for full coverage. Comprehensive costs on average $254, collision costs $392, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing around $2,756. Teen drivers cost the most to insure at $4,902 a year or more.

Average premium for full coverage: $1,278

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all states and for different XK trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than larger metro areas.

The price range example below illustrates how your location can change car insurance rates.

The examples above show why anyone shopping for car insurance should get quotes based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Jaguar XK insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $750
• Choosing higher $1,000 deductibles can save around $146 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,278
• Choosing more expensive low deductibles for comp and collision coverage will increase the cost to $1,560
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,756 or more
• Policy cost for full coverage for a 16-year-old driver with full coverage may cost $4,902 each year

View Chart as Image

Insurance rates for a Jaguar XK also range considerably based on your risk profile, the trim level of your XK, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay upwards of $4,900 a year. View Rates by Age

Your home state plays a big part in determining prices for Jaguar XK insurance prices. A good driver about age 40 could pay as low as $840 a year in states like Idaho, Maine, and Iowa, or as much as $1,820 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can save as much as $430 annually, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,500 to $2,100 additional every year, depending on your age. High-risk driver insurance ranges from 43% to 131% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to know exactly what you will pay is to compare rates from multiple companies. Each auto insurer uses a different rate calculation, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Jaguar XK Insurance

Finding cheaper rates on insurance for a Jaguar XK takes avoiding accidents and claims, having a good credit history, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Invest the time to shop around every time your policy renews by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The points below are a condensed summary of the information illustrated above.

• Drivers can save as much as $150 per year simply by shopping early and online
• Drivers under the age of 20 pay higher rates, costing up to $409 each month including comprehensive and collision insurance
• Increasing comprehensive and collision deductibles can save around $425 each year
• Drivers considered higher risk with multiple at-fault accidents will pay on average $1,480 more each year to insure a Jaguar XK
• Insureds who require increased liability limits will pay about $520 each year to raise limits from a 30/60 limit to 250/500 limits