Jaguar XK Insurance Rates

Estimated insurance rates for a Jaguar XK are $1,334 a year with full coverage. Comprehensive costs an estimated $270, collision costs $432, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, with high-risk insurance costing around $2,880. Teenage drivers pay the most at $5,080 a year or more.

Average premium for full coverage: $1,334

Premium estimates broken down by type of coverage:

Prices are based on $500 deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and for all XK models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on car insurance rates. More rural locations are statistically proven to have lower incidents of collision claims than densely populated cities.

The example below illustrates the effect of geographic area on insurance prices.

These rate differences demonstrate why everyone should get quotes for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Jaguar XK insurance rates for other coverage scenarios.

• The best discount rate is $777
• Choosing higher $1,000 deductibles can save approximately $160 annually
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,334
• Using pricier low deductibles for comp and collision coverage bumps up the cost to $1,640
• Unlucky drivers who are prone to accidents and violations could pay up to $2,880 or more
• An auto insurance policy that insures a teen driver for full coverage can cost as much as $5,080 each year

View Chart as Image

Auto insurance prices for a Jaguar XK also have a wide range based on the model of your XK, your age and driving habits, and liability limits and deductibles.

If you have a few violations or you caused an accident, you may be forking out $1,600 to $2,200 in extra premium annually, depending on your age. Jaguar XK insurance for high-risk drivers ranges as much as 43% to 134% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay at least $5,000 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Jaguar XK insurance prices. A good driver about age 40 could pay as low as $960 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,800 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $470 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out which insurance company is cheapest is to regularly compare prices and see which company has the best price. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Jaguar XK Insurance

Finding better rates on car insurance takes not taking risks behind the wheel, maintaining a good credit score, being claim-free, and qualifying for all possible discounts. Compare prices once a year by getting rate quotes from direct companies, and also from insurance agencies where you live.

The following is a brief review of the data that was covered in the above illustrations.

• You may be able to save approximately $160 per year simply by quoting online well ahead of the renewal date
• Policyholders who want higher liability limits will pay an extra $520 every year to raise limits from 30/60 bodily injury limits to the 250/500 level
• Teens are the costliest to insure, possibly costing $423 per month if the policy includes full coverage
• Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,550 more annually for XK insurance