Jaguar XK Insurance Rates

The average insurance rates for a Jaguar XK are $1,278 a year for full coverage. Comprehensive insurance costs on average $254 a year, collision costs $392, and liability is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing $2,756 or more. Teen drivers cost the most to insure at $4,902 a year or more.

Average premium for full coverage: $1,278

Policy rates by type of insurance:

These estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and XK trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are shown to have lower incidents of accident claims than larger metro areas.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The examples above show why it is important to compare rates quotes based on a specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Jaguar XK insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $750
• Raising to $1,000 deductibles will save around $1,132 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,278
• Choosing low $100 deductibles will cost an additional $282 annually
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,756 or more
• Policy cost that insures a 16-year-old driver may cost $4,902

View Chart as Image

Insurance rates for a Jaguar XK also range considerably based on the trim level of your XK, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 131% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay upwards of $4,900 a year. View Rates by Age

Your home state also has a big influence on Jaguar XK insurance prices. A middle-age driver might find rates as low as $840 a year in states like Idaho, Maine, and Iowa, or as much as $1,820 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can reduce rates by up to $430 annually, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know exactly what you will pay is to get quotes from multiple companies. Every auto insurance company uses a different rate calculation, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Jaguar XK Insurance

Finding cheaper rates on insurance for a Jaguar XK consists of having a good driving record, having above-average credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Shop around at every other renewal by getting price quotes from direct carriers, and also from local exclusive and independent agents.

The next list is a brief summary of the concepts that were covered above.

• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,480 more each year to buy Jaguar XK insurance
• Drivers age 20 and younger pay the highest rates, costing up to $409 each month if full coverage is included
• Drivers can save as much as $150 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $425 each year
• Drivers can save as much as $150 per year simply by quoting early and online