Jaguar XK Insurance Rates

Average auto insurance rates for a Jaguar XK are $1,334 annually including full coverage. Comprehensive costs an estimated $270, collision costs $432, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, with high-risk insurance costing around $2,880. Teenage drivers receive the highest rates at $5,080 a year or more.

Average premium for full coverage: $1,334

Rate estimates broken down by individual coverage type:

Includes $500 physical damage deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for all XK models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than densely populated cities.

The example below illustrates how where you live affects insurance prices.

These examples highlight why everyone should get quotes for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Jaguar XK insurance rates for other coverage scenarios.

• The best discount rate is $777
• Choosing higher $1,000 deductibles can save approximately $160 every year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,334
• Using pricier low deductibles for comp and collision coverage will cost $1,640
• Unlucky drivers who are prone to accidents and violations could pay up to $2,880 or more
• The cost with full coverage for a teen driver for full coverage can cost as much as $5,080 each year

View Chart as Image

Insurance rates for a Jaguar XK can also vary considerably based on the trim level of your XK, your driving characteristics, and liability limits and deductibles.

A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay at least $5,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,600 to $2,200 extra per year, depending on your age. Jaguar XK insurance for high-risk drivers ranges as much as 43% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $470 every year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Jaguar XK insurance prices. A good driver about age 40 could pay as low as $1,020 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,900 on average in Louisiana, New York, and Michigan.

View Chart as Image

With so much variability in rates, the best way to figure out which company is cheapest is to regularly compare rates and see which company has the best rate. Each auto insurer uses a different method to calculate rates, so the rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Jaguar XK Insurance

Saving money on car insurance takes being a safe and courteous driver, having a good credit history, not filing small claims, and taking advantage of discounts. Take the time to comparison shop every time your policy renews by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

Below is a recap of the information touched on in the above illustrations.

• You may be able to save approximately $160 per year simply by quoting online well ahead of the renewal date
• Teenage drivers are charged the highest rates, as much as $423 per month including comprehensive and collision insurance
• Increasing deductibles could save up to $475 each year
• Higher risk drivers that have major violations or accidents could be forced to pay on average $1,550 more annually for auto insurance
• Policyholders who want higher levels of liability will pay an extra $520 per year to raise limits from a minimum limit to higher 250/500 limits