Jaguar XK Insurance Rates

The average insurance rates for a Jaguar XK are $1,278 a year with full coverage. Comprehensive insurance costs an estimated $254, collision insurance costs $392, and liability is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs $2,756 or more. Teenage drivers cost the most to insure at up to $4,902 a year.

Average premium for full coverage: $1,278

Policy rates broken down by type of insurance:

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for all XK models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than densely populated cities. The example below illustrates how where you live affects insurance prices.

The examples above demonstrate why everyone should get quotes for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Jaguar XK insurance rates for other coverage scenarios.

• The best discount rate is $750
• Choosing higher $1,000 deductibles can save approximately $146 annually
• The average rate for a good driver age 40 who has $500 deductibles is $1,278
• Using pricier low deductibles for comp and collision coverage will cost an extra $282 annually
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,756
• Policy cost for full coverage for a 16-year-old driver for full coverage can cost as much as $4,902 each year

View Chart as Image

Insurance rates for a Jaguar XK also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

A more mature driver with a clean driving record and high deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay at least $4,900 a year. View Rates by Age

Your home state plays a big part in determining prices for Jaguar XK insurance prices. A good driver about age 40 could pay as low as $920 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,730 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $430 annually, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,500 to $2,100 extra every year, depending on your age. Jaguar XK insurance for high-risk drivers ranges from 43% to 131% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Jaguar XK Insurance

Finding cheaper rates on insurance for a Jaguar XK takes avoiding accidents and claims, maintaining good credit, not filing small claims, and deciding if full coverage is necessary. Take the time to comparison shop every time your policy renews by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The points below are a condensed summary of the information touched on in the above illustrations.

• You may be able to save approximately $150 per year just by quoting online well ahead of the renewal date
• Drivers under the age of 20 are charged the highest rates, as much as $409 each month for full coverage
• Increasing comprehensive and collision deductibles can save around $425 each year
• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,480 more annually to insure a Jaguar XK
• Insureds who want increased liability limits will pay an extra $520 every year to raise limits from a 30/60 limit to 250/500 limits