Jaguar XK Insurance Rates

The average auto insurance rates for a Jaguar XK are $1,278 annually including full coverage. Comprehensive costs approximately $254 a year, collision costs $392, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing around $2,756. 16-year-old drivers cost the most to insure at $4,902 a year or more.

Average premium for full coverage: $1,278

Policy rates by type of insurance:

Rate estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and XK trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than congested cities.

The diagram below illustrates the difference location can make on auto insurance prices.

The examples above highlight why it is important to get quotes using their specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Jaguar XK insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $750
• Choosing higher $1,000 deductibles can save $1,132 every year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,278
• Buying low $100 deductibles for comp and collision coverage will cost $1,560
• Unlucky drivers with multiple tickets or accidents could pay around $2,756 or more
• Policy cost with full coverage for a teen driver can cost $4,902 each year

View Chart as Image

Insurance rates for a Jaguar XK also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,500 to $2,100 additional every year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 131% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $430 every year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Jaguar XK insurance prices. A good driver about age 40 could pay as low as $980 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,820 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to get quotes and see which company has the best rate. Each auto insurer utilizes a different rate formula, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Jaguar XK Insurance

Finding cheaper rates on car insurance takes being a good driver, having good credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Make time to compare rates every time your policy renews by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following list is a brief recap of the information touched on in this article.

• You may be able to save around $150 per year simply by quoting early and online
• Drivers age 16 to 20 are the costliest to insure, with premiums being up to $409 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save up to $425 each year
• Higher risk drivers who tend to receive serious violations may have to pay on average $1,480 more per year than a safer driver
• Policyholders who purchase an increased level of liability coverage will pay around $520 per year to raise limits from a 30/60 limit to higher 250/500 limits