Jaguar XK Insurance Rates

Average insurance prices for a Jaguar XK are $1,334 every 12 months with full coverage. Comprehensive costs approximately $270 a year, collision costs $432, and liability is $474. A policy with just liability insurance costs around $522 a year, with coverage for high-risk drivers costing around $2,880. Teenage drivers receive the highest rates at $5,080 a year or more.

Average premium for full coverage: $1,334

Rate estimates by individual coverage type:

These estimates include $500 deductible amounts, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and XK trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on the price of insurance. Rural locations tend to have more infrequent collision claims than densely populated cities.

The diagram below illustrates the effect of geographic area on auto insurance prices.

These examples demonstrate why it is important to compare rates quotes using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Jaguar XK insurance rates for additional coverage and risk scenarios.

• The best discount rate is $777
• Raising to $1,000 deductibles will save $1,174 annually
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,334
• Using low $100 deductibles increases the price to $1,640
• At-risk drivers who are prone to accidents and violations could pay around $2,880 or more
• The cost to insure a teen driver can cost $5,080

View Chart as Image

Insurance rates for a Jaguar XK can also vary considerably based on policy deductibles and limits, your driving record, and the model of your XK.

Using high physical damage deductibles can reduce rates by up to $470 every year, while buying higher liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out anywhere from $1,600 to $2,200 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 134% more than a normal policy. View High Risk Driver Rates

Where you live also has a big influence on Jaguar XK insurance prices. A middle-age driver might find rates as low as $960 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,800 on average in New York, Michigan, and Florida.

View Chart as Image

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to get quotes and see which company has the best rate. Every auto insurance company uses a different method to calculate rates, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Jaguar XK Insurance

Saving money on car insurance consists of having a good driving record, having above-average credit, eliminating unnecessary coverage, and qualifying for all possible discounts. Take the time to compare rates once a year by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The next list is a brief summary of the data that was covered in the above illustrations.

• You may be able to save around $160 per year simply by quoting early and online
• Policyholders who purchase increased levels of liability coverage will pay an extra $520 every year to raise from a minimum limit to a 250/500 level
• Drivers age 20 and younger are the costliest to insure, with premiums as much as $423 per month if full coverage is included
• Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,550 more per year to buy Jaguar XK insurance