Jaguar XK Insurance Rates

The average insurance rates for a Jaguar XK are $1,278 a year for full coverage insurance. Comprehensive costs approximately $254 each year, collision insurance costs $392, and liability insurance is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs around $2,756. Teenage drivers cost the most to insure at up to $4,902 a year.

Average premium for full coverage: $1,278

Policy rates by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and XK models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than densely populated cities. The graphic below illustrates how rural and urban location affects auto insurance prices.

The examples above illustrate why all drivers should compare rates quotes using their specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Jaguar XK insurance rates for additional coverage and risk scenarios.

• The best discount rate is $750
• Raising to $1,000 deductibles will save $146 each year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,278
• Using low deductibles will increase the cost to $1,560
• Higher-risk drivers who are prone to accidents and violations could pay around $2,756
• Policy cost for full coverage for a teen driver can cost $4,902

View Chart as Image

Insurance rates for a Jaguar XK also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay in the ballpark of $4,900 a year. View Rates by Age

Your home state also has a big influence on Jaguar XK insurance rates. A middle-age driver might find rates as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,730 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $430 each year, whereas increasing liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,500 to $2,100 additional every year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Jaguar XK Insurance

Finding cheaper rates on Jaguar XK insurance consists of avoiding accidents and violations, having a good credit history, being claim-free, and consideration of higher deductibles. Set aside time to shop around at every policy renewal by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The list below is a condensed summary of the data raised in the charts and tables above.

• Drivers who purchase higher liability limits will pay an extra $520 annually to raise from a 30/60 limit to 250/500 limits
• It is possible to save around $150 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $425 each year
• Teenagers are the costliest to insure, possibly costing $409 each month including comprehensive and collision insurance