Jaguar XK Insurance Rates

U.S. average insurance rates for a Jaguar XK are $1,278 a year including full coverage. Comprehensive costs an estimated $254, collision costs $392, and liability is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing around $2,756. Teenage drivers pay the highest rates at $4,902 a year or more.

Average premium for full coverage: $1,278

Price estimates broken down by individual coverage:

Prices include $500 deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for different XK trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations have a lower frequency of comprehensive and collision claims than densely populated cities.

The price range example below illustrates how location impacts insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Jaguar XK insurance rates for other coverage scenarios.

• The best discount rate is $750
• Raising to $1,000 deductibles will save approximately $146 every year
• The average rate for the average middle-age driver who has $500 deductibles is $1,278
• Using more expensive low deductibles will increase the cost to $1,560
• At-risk drivers who are prone to accidents and violations could pay up to $2,756 or more
• The price for full coverage for a teen driver with full coverage can cost as much as $4,902

View Chart as Image

Insurance prices for a Jaguar XK are also quite variable based on your driving record, the model of your XK, and liability limits and deductibles.

An older driver with no violations or accidents and high deductibles may pay as little as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay at least $4,900 a year. View Rates by Age

The state you live in also has a big influence on Jaguar XK insurance prices. A middle-age driver might find prices as low as $980 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,820 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $430 every year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying $1,500 to $2,100 additional each year, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to figure out which car insurance is cheapest is to compare prices and see which company has the best price. Every auto insurance company uses a different method to calculate prices, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Jaguar XK Insurance

Getting lower rates on car insurance consists of not taking risks behind the wheel, having a good credit history, being claim-free, and maximizing policy discounts. Spend time shopping around every other policy renewal by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following is a quick rundown of the ideas that were touched on above.

• Teens are expensive to insure, possibly costing $409 a month including comprehensive and collision insurance
• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,480 more annually for XK insurance
• Increasing physical damage deductibles can save around $425 each year
• You may be able to save approximately $150 per year simply by shopping early and online