Jaguar XK Insurance Rates

Average auto insurance rates for a Jaguar XK are $1,278 annually for full coverage. Comprehensive costs an estimated $254 a year, collision costs $392, and liability is estimated at $474. A policy with just liability insurance costs approximately $522 a year, with coverage for high-risk drivers costing around $2,756. Teenage drivers receive the highest rates at $4,902 a year or more.

Average premium for full coverage: $1,278

Rate estimates broken down by individual coverage type:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and XK trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on insurance rates. More rural locations tend to have fewer accident claims than densely populated cities.

The diagram below illustrates how location impacts insurance prices.

These examples show why it is important to get quotes for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Jaguar XK insurance rates for other coverage scenarios.

• The best discount rate is $750
• Choosing higher $1,000 deductibles can save approximately $1,132 a year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,278
• Using low $100 deductibles for comp and collision coverage will cost $1,560
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,756 or more
• The cost with full coverage for a 16-year-old driver can cost as much as $4,902 each year

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Insurance rates for a Jaguar XK can also vary considerably based on the trim level of your XK, your driver profile, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay at least $4,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying $1,500 to $2,100 additional per year, depending on your age. A high-risk auto insurance policy ranges from 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $430 annually, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Jaguar XK insurance prices. A good driver about age 40 could pay as low as $840 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,820 on average in New York, Louisiana, and Michigan.

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With so much variability in rates, the only way to know which company is cheapest is to get quotes from multiple companies. Each auto insurer uses a different method to calculate rates, and rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Jaguar XK Insurance

Saving money on insurance for a Jaguar XK takes being a good driver, having good credit, eliminating unneeded coverage, and maximizing policy discounts. Spend time shopping around every time your policy renews by requesting rates from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The following list is a brief summary of the information touched on above.

• Drivers can save approximately $150 per year simply by quoting early and online
• Drivers age 16 to 20 are expensive to insure, costing as high as $409 per month if they have full coverage
• Increasing deductibles could save up to $425 each year
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,480 more annually than a safer driver
• Insureds who want an increased level of liability coverage will pay an extra $520 each year to raise limits from a minimum limit to higher 250/500 limits