Jaguar XK Insurance Rates

The average insurance rates for a Jaguar XK are $1,278 a year for full coverage insurance. Comprehensive insurance costs approximately $254 each year, collision insurance costs $392, and liability coverage costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs $2,756 or more. Teenage drivers cost the most to insure at up to $4,902 a year.

Average premium for full coverage: $1,278

Policy rates by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and XK models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than densely populated cities. The graphic below illustrates the effect of geographic area on auto insurance prices.

The examples above illustrate why all drivers should compare rates using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Jaguar XK insurance rates for additional coverage and risk scenarios.

• The best discount rate is $750
• Drivers who choose higher $1,000 deductibles will pay $146 each year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,278
• Using low deductibles for comprehensive and collision insurance will cost an additional $282 each year
• High-risk insureds who are prone to accidents and violations could pay around $2,756
• Policy cost that insures a teenage driver can cost $4,902 a year

View Chart as Image

Car insurance rates for a Jaguar XK also range considerably based on the trim level and model year, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,500 to $2,100 extra every year, depending on your age. Insurance for high-risk drivers can cost around 43% to 131% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged in the ballpark of $4,900 a year. View Rates by Age

Your home state makes a big difference in Jaguar XK insurance rates. A 40-year-old driver could pay as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,730 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $430 a year, whereas increasing liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Jaguar XK Insurance

Finding cheaper rates on auto insurance not only requires having a decent driving record, but also having a positive credit history, being claim-free, and attention to physical damage deductibles. Compare prices at least every other year by getting rate quotes from direct insurance companies, and also from your local car insurance providers.

The following items are a condensed summary of the car insurance concepts covered in the above illustrations.

• Drivers with multiple at-fault accidents could be charged and average of $1,480 more per year than a driver with a clean driving record
• It is possible to save around $150 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $425 each year
• Consumers who purchase additional liability coverage will pay an extra $520 annually to go from a 30/60 limit to the 250/500 level