Jaguar XK Insurance Rates

The average insurance prices for a Jaguar XK are $1,278 every 12 months including full coverage. Comprehensive insurance costs an estimated $254 a year, collision costs $392, and liability costs around $474. A liability-only policy costs as low as $522 a year, with high-risk insurance costing $2,756 or more. Teen drivers cost the most to insure at $4,902 a year or more.

Average premium for full coverage: $1,278

Policy rates broken down by type of insurance:

Prices include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and XK trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than larger metro areas.

The diagram below illustrates the difference between rural and urban areas on insurance prices.

The examples above highlight why it is important to compare prices for a targeted area and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Jaguar XK insurance rates for other coverage scenarios.

• The lowest rate with discounts is $750
• Using higher $1,000 deductibles will save approximately $1,132 every year
• The average price for a good driver age 40 who has $500 deductibles is $1,278
• Choosing low $100 deductibles for physical damage coverage costs an extra $282 every year
• Drivers with multiple violations and an at-fault accident could pay up to $2,756 or more
• Policy cost to insure a teen driver can cost as much as $4,902 or more

View Chart as Image

Car insurance rates for a Jaguar XK also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Choosing high deductibles could cut rates by as much as $430 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged at least $4,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 131% more than average. View High Risk Driver Rates

Your home state has a huge impact on Jaguar XK insurance prices. A driver around age 40 might see rates as low as $980 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,820 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to get quotes and see which company has the best rate. Each insurance company uses a different rate calculation, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Jaguar XK Insurance

Finding cheaper rates on car insurance requires avoiding accidents and violations, maintaining a good credit score, paying for small claims out-of-pocket, and not having any coverage lapses. Set aside time to compare rates at every policy renewal by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The list below is a quick rundown of the data covered above.

• Policyholders who want higher liability limits will pay about $520 per year to increase from a 30/60 limit to a 250/500 level
• You may be able to save approximately $150 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $425 each year
• Teenagers have the highest car insurance rates, with premiums being up to $409 each month if the policy includes full coverage