Jaguar XK Insurance Rates

The average insurance prices for a Jaguar XK are $1,334 every 12 months for full coverage. Comprehensive costs on average $270, collision costs $432, and liability costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing around $2,880. 16-year-old drivers cost the most to insure at $5,080 a year or more.

Average premium for full coverage: $1,334

Policy rates by type of insurance:

Prices include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and for all XK models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Rural areas are shown to have more infrequent accident claims than congested cities.

The example below illustrates the effect of geographic area on car insurance rates.

The examples above show why everyone should compare rates based on a specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Jaguar XK insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $777
• Drivers who choose higher $1,000 deductibles will pay around $160 a year
• The average price for a good driver age 40 with $500 deductibles is $1,334
• Buying pricier low deductibles for comprehensive and collision insurance increases the price to $1,640
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,880 or more
• Policy cost to insure a teen driver for full coverage may cost $5,080 a year

View Chart as Image

Car insurance rates for a Jaguar XK also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your XK.

Opting for high physical damage deductibles could save up to $470 every year, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged upwards of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,600 to $2,200 extra every year, depending on your age. Jaguar XK insurance for high-risk drivers can cost as much as 43% to 134% more than the average rate. View High Risk Driver Rates

Your home state makes a big difference in Jaguar XK insurance prices. A 40-year-old driver could pay as low as $880 a year in states like Idaho, Maine, and Iowa, or at least $1,900 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know exactly what you will pay is to regularly compare rates and see which company has the best rate. Every company utilizes a different rate formula, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Jaguar XK Insurance

Finding cheaper rates on car insurance not only requires having a decent driving record, but also maintaining a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to compare rates at every other renewal by requesting quotes from direct carriers, and also from local independent and exclusive agents.

The following items are a quick rundown of the concepts that were covered in the above illustrations.

• Higher risk drivers with reckless driving or DUI convictions pay an average of $1,550 more each year than a driver with a clean driving record
• 16 to 18-year-old drivers are expensive to insure, costing up to $423 each month if the policy includes full coverage
• Drivers can save as much as $160 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $475 each year
• Drivers can save as much as $160 per year simply by quoting online well ahead of the renewal date