Jaguar XK Insurance Rates

U.S. average auto insurance rates for a Jaguar XK are $1,278 annually including full coverage. Comprehensive insurance costs an estimated $254, collision costs $392, and liability coverage is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing $2,756 or more. Teenage drivers pay the highest rates at $4,902 a year or more.

Average premium for full coverage: $1,278

Price estimates broken down by individual coverage:

Estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and for different XK trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of auto insurance. More rural locations have fewer comprehensive and collision claims than densely populated cities.

The price range example below illustrates how location impacts insurance prices.

The ranges above highlight why anyone shopping for car insurance should get quotes for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Jaguar XK insurance rates for other coverage scenarios.

• The best discount rate is $750
• Choosing higher $1,000 deductibles can save approximately $146 every year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,278
• Using more expensive low deductibles for comp and collision coverage costs an additional $282 each year
• Drivers who are prone to accidents and violations could pay up to $2,756 or more
• The price with full coverage for a teenage driver with full coverage can cost as much as $4,902 each year

View Chart as Image

Insurance prices for a Jaguar XK are also quite variable based on the trim level and model year, your driving characteristics, and liability limits and deductibles.

An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $4,900 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying $1,500 to $2,100 additional each year, depending on your age. High-risk driver insurance ranges around 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $430 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Jaguar XK insurance rates. A good driver about age 40 could pay as low as $980 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,820 on average in Louisiana, New York, and Michigan.

View Chart as Image

Since prices can be so different, the best way to figure out which car insurance is cheapest is to compare prices and see how they stack up. Each auto insurer uses a different method to calculate prices, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Jaguar XK Insurance

Getting lower rates on auto insurance takes avoiding accidents and violations, having good credit, being claim-free, and maximizing policy discounts. Spend time shopping around every couple of years by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The list below is a review of the material that was touched on above.

• Consumers who want higher liability limits will pay an extra $520 per year to raise limits from a low limit to higher 250/500 limits
• Teenagers are expensive to insure, possibly costing $409 a month if they have full coverage
• Drivers who have several accidents or serious violations could be forced to pay on average $1,480 more annually for car insurance
• Increasing physical damage deductibles could save up to $425 each year