Jaguar XK Insurance Rates

Estimated insurance rates for a Jaguar XK are $1,278 a year for full coverage insurance. Comprehensive costs around $254, collision costs $392, and liability insurance is estimated at $474. A liability-only policy costs approximately $522 a year, with high-risk insurance costing around $2,756. Teenage drivers pay the most at $4,902 a year or more.

Average premium for full coverage: $1,278

Premium estimates for type of coverage:

Full coverage includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and for all XK models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have lower incidents of physical damage claims than densely populated cities.

The example below illustrates how geographic area affects auto insurance rates.

These rate differences illustrate why everyone should get quotes for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Jaguar XK insurance rates for additional coverage choices and driver risks.

• The best discount rate is $750
• Choosing higher $1,000 deductibles can save about $146 each year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,278
• Using pricier low deductibles for comp and collision coverage bumps up the cost to $1,560
• High-risk insureds who are prone to accidents and violations could pay at least $2,756 or more
• An auto insurance policy that insures a teen driver for full coverage can be $4,902 each year

View Chart as Image

Auto insurance prices for a Jaguar XK also have a wide range based on the model of your XK, your age and driving record, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are probably paying at least $1,500 to $2,100 in extra premium annually, depending on your age. Jaguar XK insurance for high-risk drivers ranges anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay as much as $4,900 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Jaguar XK insurance rates. A good driver about age 40 could pay as low as $840 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,730 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $430 each year, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out your exact price is to regularly compare prices from as many companies as possible. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Jaguar XK Insurance

Finding better rates on Jaguar XK insurance takes being safe and accident-free, maintaining a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Compare prices every other policy renewal by requesting quotes from direct insurance companies, and also from insurance agencies where you live.

Below you'll find a summary of the ideas that were presented in the illustrations above.

• Youthful drivers are expensive to insure, with premiums being up to $409 per month if the policy includes full coverage
• High-risk drivers who have multiple accidents or major violations could be forced to pay on average $1,480 more every year than a low-risk driver
• Increasing policy deductibles can save approximately $425 each year
• It is possible to save up to $150 per year simply by quoting online well ahead of the renewal date