Jaguar XK Insurance Rates

Estimated insurance rates for a Jaguar XK are $1,334 a year including full coverage. Comprehensive insurance costs an estimated $270, collision costs $432, and liability insurance is $474. Liability-only insurance costs around $522 a year, with high-risk driver insurance costing $2,880 or more. Teens pay the most at $5,080 a year or more.

Average premium for full coverage: $1,334

Premium estimates broken down by type of coverage:

Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for all XK models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates how location impacts insurance prices.

These rate differences highlight why everyone should compare rates quotes for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Jaguar XK insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $777
• Raising to $1,000 deductibles will save approximately $160 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,334
• Selecting pricier low deductibles will cost an additional $306 a year
• Higher-risk drivers with serious driving violations could pay up to $2,880 or more
• An auto insurance policy that insures a teen driver for full coverage can cost as much as $5,080

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Insurance prices for a Jaguar XK also have a wide range based on the model of your XK, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,600 to $2,200 additional annually, depending on your age. Jaguar XK insurance for high-risk drivers is expensive and can cost anywhere from 43% to 134% more than the average policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $5,000 a year. View Rates by Age

Where you choose to live also has a big influence on Jaguar XK insurance rates. A middle-age driver might find prices as low as $1,020 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,900 on average in Louisiana, New York, and Michigan.

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Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $470 each year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out which insurance company is cheapest is to regularly compare prices from as many companies as possible. Every auto insurance company calculates prices differently, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Jaguar XK Insurance

Finding better rates on Jaguar XK insurance consists of avoiding accidents and claims, having a good credit score, refrain from filing small claims, and maximizing policy discounts. Compare rates at least once a year by requesting quotes from direct car insurance companies, and also from your local car insurance providers.

The points below are a brief review of the primary concepts that were touched on above.

• You may be able to save approximately $160 per year simply by quoting online well ahead of the renewal date
• High-risk drivers with DUI or reckless driving convictions could be charged and average of $1,550 more annually to insure a Jaguar XK
• Increasing policy deductibles can save approximately $475 each year
• Drivers under the age of 20 are expensive to insure, with the cost nearing $423 per month if comprehensive and collision insurance is included