Jaguar XK Insurance Rates

The average insurance rates for a Jaguar XK are $1,278 a year with full coverage. Comprehensive costs an estimated $254 a year, collision costs $392, and liability coverage costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing around $2,756. Teens cost the most to insure at $4,902 a year or more.

Average premium for full coverage: $1,278

Policy rates broken down by type of insurance:

Rate estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and XK trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than cities with more traffic congestion.

The diagram below illustrates how where you live affects insurance prices.

The examples above demonstrate why it is important to compare prices for a targeted area and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Jaguar XK insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $750
• Using higher $1,000 deductibles will save approximately $1,132 annually
• The average rate for a good driver age 40 who has $500 deductibles is $1,278
• Selecting low $100 deductibles for physical damage coverage will increase the cost to $1,560
• Higher-risk drivers with serious driving violations could pay up to $2,756 or more
• Policy cost for full coverage for a teenage driver can cost as much as $4,902 or more

View Chart as Image

Auto insurance rates for a Jaguar XK also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay at least $4,900 a year. View Rates by Age

Your home state has a huge impact on Jaguar XK insurance rates. A driver around age 40 might see rates as low as $920 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,730 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $430 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,500 to $2,100 in extra premium every year, depending on your age. A high-risk auto insurance policy can be around 43% to 131% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to get quotes and see how they stack up. Each insurance company calculates rates differently, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Jaguar XK Insurance

Finding cheaper rates on auto insurance requires being a safe and courteous driver, having good credit, not filing small claims, and qualifying for all possible discounts. Take the time to comparison shop every year by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below is a brief recap of the coverage data touched on in the above illustrations.

• You may be able to save approximately $150 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save around $425 each year
• Teenage drivers are the costliest to insure, as much as $409 each month if they have full coverage
• Drivers who tend to receive serious violations may pay on average $1,480 more annually for auto insurance