Jaguar XK Insurance Rates

The average insurance rates for a Jaguar XK are $1,334 a year for full coverage. Comprehensive costs an estimated $270 each year, collision costs $432, and liability costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing around $2,880. Teens cost the most to insure at $5,080 a year or more.

Average premium for full coverage: $1,334

Policy rates broken down by type of insurance:

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all states and XK models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. More rural locations are shown to have a lower frequency of accident claims than cities with more traffic congestion.

The graphic below illustrates the effect of geographic area on insurance prices.

The examples above show why all drivers should compare rates for a targeted area and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows estimated Jaguar XK insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $777
• Drivers who choose higher $1,000 deductibles will pay approximately $160 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,334
• Selecting low deductibles for comprehensive and collision insurance will increase the cost to $1,640
• Higher-risk drivers with serious driving violations could pay up to $2,880 or more
• Policy cost for full coverage for a teen driver can cost as much as $5,080 a year

View Chart as Image

Auto insurance rates for a Jaguar XK also range considerably based on your risk profile, the trim level of your XK, and liability limits and deductibles.

More mature drivers with a good driving record and high deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay at least $5,000 a year. View Rates by Age

Your home state makes a big difference in Jaguar XK insurance prices. A 40-year-old driver could pay as low as $880 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,900 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $470 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,600 to $2,200 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 134% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know which auto insurance is cheapest is to do a rate comparison and see which company has the best rate. Every company calculates rates differently, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Jaguar XK Insurance

Finding cheaper rates on car insurance not only requires being safe and accident-free, but also having good credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Take the time to compare rates every time your policy renews by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below you'll find a brief review of the information covered in the above illustrations.

• Drivers can save approximately $160 per year simply by quoting online in advance
• Youthful drivers are the costliest to insure, costing up to $423 each month if they have full coverage
• Increasing comprehensive and collision deductibles can save around $475 each year
• Higher risk drivers with DUI or reckless driving convictions pay an average of $1,550 more annually than a low-risk driver
• Policyholders who want more liability protection will pay approximately $520 each year to go from a 30/60 limit to 250/500 limits