Jaguar XK Insurance Rates

Estimated auto insurance rates for a Jaguar XK are $1,334 annually including full coverage. Comprehensive costs approximately $270 a year, collision costs $432, and liability insurance is $474. Liability-only coverage costs around $522 a year, with high-risk coverage costing around $2,880. Teen drivers pay the most at $5,080 a year or more.

Average premium for full coverage: $1,334

Premium estimates by type of coverage:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and XK trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on car insurance prices. Rural locations are statistically proven to have fewer comprehensive and collision claims than larger metro areas.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences highlight why it is important to compare rates quotes using their specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Jaguar XK insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $777
• Raising to $1,000 deductibles will save $1,174 every year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,334
• Choosing low $100 deductibles will cost $1,640
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,880 or more
• An auto insurance policy with full coverage for a teen driver can cost $5,080

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Insurance prices for a Jaguar XK also have a wide range based on the model of your XK, your driving characteristics, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $5,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying anywhere from $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $470 each year, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Jaguar XK insurance rates. A middle-age driver might find prices as low as $1,020 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,900 on average in Louisiana, New York, and Michigan.

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With such a large range in prices, the best way to figure out who has the best auto insurance prices is to get quotes from as many companies as possible. Every auto insurance company uses a different rate calculation, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Jaguar XK Insurance

Finding better rates on Jaguar XK insurance consists of avoiding accidents and claims, having a good credit history, refrain from filing small claims, and maximizing policy discounts. Set aside time to compare rates at every policy renewal by requesting rates from direct car insurance companies, and also from local insurance agencies.

The points below are a review of the data covered above.

• Drivers who purchase increased liability limits will pay about $520 per year to raise from 30/60 bodily injury limits to higher 250/500 limits
• You may be able to save around $160 per year simply by quoting early and online
• Increasing policy deductibles could save up to $475 each year
• Drivers under the age of 20 are expensive to insure, with the cost nearing $423 per month including comprehensive and collision insurance