Jaguar XK Insurance Rates

The average insurance rates for a Jaguar XK are $1,278 a year including full coverage. Comprehensive costs an estimated $254, collision costs $392, and liability is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing around $2,756. 16-year-old drivers cost the most to insure at $4,902 a year or more.

Average premium for full coverage: $1,278

Policy rates broken down by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for different XK trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations are shown to have a lower frequency of comprehensive and collision claims than congested cities.

The price range example below illustrates the difference between rural and urban areas on insurance prices.

The examples above highlight why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Jaguar XK insurance rates for other coverage scenarios.

• The best full coverage rate is $750
• Raising to $1,000 deductibles will save approximately $146 every year
• The average rate for a good driver age 40 who has $500 deductibles is $1,278
• Buying more expensive low deductibles will increase the cost to $1,560
• At-risk drivers with multiple tickets or accidents could pay up to $2,756 or more
• Policy cost for full coverage for a teen driver with full coverage can cost as much as $4,902

View Chart as Image

Insurance rates for a Jaguar XK also range considerably based on your risk profile, the model of your XK, and liability limits and deductibles.

An older driver with a clean driving record and high deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay at least $4,900 a year. View Rates by Age

Your home state also has a big influence on Jaguar XK insurance prices. A middle-age driver might find rates as low as $980 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,820 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $430 every year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,500 to $2,100 extra every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 131% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to compare rates and see which company has the best rate. Every auto insurance company utilizes a different rate formula, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Jaguar XK Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and violations, maintaining good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Set aside time to compare rates every time your policy renews by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The list below is a brief review of the information covered above.

• You may be able to save approximately $150 per year simply by shopping early and online
• Teenagers are charged the highest rates, with premiums being up to $409 each month for full coverage
• Increasing comprehensive and collision deductibles can save around $425 each year
• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,480 more annually for car insurance
• Policyholders who want higher liability limits will pay around $520 per year to raise from a 30/60 limit to 250/500 limits