Jaguar XK Insurance Rates

The average insurance rates for a Jaguar XK are $1,278 a year including full coverage. Comprehensive costs approximately $254, collision costs $392, and liability is estimated at $474. Liability-only insurance costs approximately $522 a year, with high-risk driver insurance costing around $2,756. Teens cost the most to insure at $4,902 a year or more.

Average premium for full coverage: $1,278

Policy rates by type of insurance:

These estimates include $500 deductible amounts, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for different XK trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates how rural and urban location affects auto insurance prices.

The examples above highlight why anyone shopping for car insurance should get quotes using their specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Jaguar XK insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $750
• Choosing higher $1,000 deductibles can save $146 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,278
• Selecting more expensive low deductibles for comp and collision coverage bumps up the cost to $1,560
• Unlucky drivers with serious driving violations could pay around $2,756 or more
• Policy cost that insures a teen driver with full coverage can cost $4,902 each year

View Chart as Image

Auto insurance rates for a Jaguar XK also range considerably based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,500 to $2,100 in extra premium every year, depending on your age. High-risk driver insurance ranges as much as 43% to 131% more than the average policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $4,900 a year. View Rates by Age

Your home state plays a big part in determining prices for Jaguar XK insurance prices. A good driver about age 40 could pay as low as $980 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,820 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $430 every year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to compare rates and see which company has the best rate. Each auto insurer calculates rates differently, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Jaguar XK Insurance

Finding cheaper rates on car insurance takes having a good driving record, maintaining a good credit score, paying for small claims out-of-pocket, and not having any coverage lapses. Compare rates every year by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

The next list is a brief summary of the coverage data raised in the charts and tables above.

• You may be able to save around $150 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $425 each year
• Drivers age 20 and younger have the highest car insurance rates, with premiums being up to $409 each month if the policy includes full coverage
• Higher risk drivers that tend to have accidents or serious violations will likely pay on average $1,480 more per year to buy Jaguar XK insurance