Jaguar XK Insurance Rates

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UPDATED: May 27, 2024

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U.S. average insurance rates for a Jaguar XK are $1,278 a year with full coverage. Comprehensive costs approximately $254, collision costs $392, and liability coverage is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing around $2,756. 16-year-old drivers pay the highest rates at $4,902 a year or more.

Average premium for full coverage: $1,278

Price estimates by individual coverage:

Comprehensive $254
Collision $392
Liability $474

Rate estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and for different XK trim levels.

Price Range from Low to High

For the normal driver, Jaguar XK insurance prices go from the low end price of $522 for the bare minimum liability coverage to a much higher rate of $2,756 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $1,278
High Risk $2,756

Geographic Price Range

Living in a larger city has a large influence on the price of insurance. Rural locations have lower incidents of collision claims than congested cities.

The price range example below illustrates how geographic area affects auto insurance prices.

Rural Areas $959
Small Cities $1,342
Large Cities $1,725

The ranges above demonstrate why anyone shopping for car insurance should get quotes using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details estimated Jaguar XK insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $750
  • Choosing higher $1,000 deductibles can save $146 annually
  • The estimated price for the average middle-age driver who chooses $500 deductibles is $1,278
  • Buying more expensive low deductibles for comp and collision coverage bumps up the cost to $1,560
  • Drivers with multiple tickets or accidents could pay around $2,756 or more
  • The price that insures a teenage driver with full coverage can cost $4,902 each year

View Chart as Image

Jaguar XK insurance cost comparison chart
Column chart showing full coverage Jaguar XK insurance rates range from $750 to $4,902

Auto insurance prices for a Jaguar XK are also quite variable based on the model year and trim level, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,500 to $2,100 in extra premium each year, depending on your age. High-risk driver insurance ranges around 43% to 131% more than the average rate. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,200 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,900 a year. View Rates by Age

The state you live in plays a big part in determining prices for Jaguar XK insurance rates. A good driver about age 40 could pay as low as $920 a year in states like Utah, Ohio, and New Hampshire, or at least $1,730 on average in New York, Michigan, and Florida.

Jaguar XK Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,156 -$122 -9.5%
Alaska $980 -$298 -23.3%
Arizona $1,060 -$218 -17.1%
Arkansas $1,278 -$0 0.0%
California $1,456 $178 13.9%
Colorado $1,222 -$56 -4.4%
Connecticut $1,314 $36 2.8%
Delaware $1,446 $168 13.1%
Florida $1,600 $322 25.2%
Georgia $1,180 -$98 -7.7%
Hawaii $916 -$362 -28.3%
Idaho $864 -$414 -32.4%
Illinois $952 -$326 -25.5%
Indiana $962 -$316 -24.7%
Iowa $862 -$416 -32.6%
Kansas $1,216 -$62 -4.9%
Kentucky $1,744 $466 36.5%
Louisiana $1,892 $614 48.0%
Maine $790 -$488 -38.2%
Maryland $1,052 -$226 -17.7%
Massachusetts $1,022 -$256 -20.0%
Michigan $2,220 $942 73.7%
Minnesota $1,070 -$208 -16.3%
Mississippi $1,530 $252 19.7%
Missouri $1,134 -$144 -11.3%
Montana $1,372 $94 7.4%
Nebraska $1,006 -$272 -21.3%
Nevada $1,534 $256 20.0%
New Hampshire $920 -$358 -28.0%
New Jersey $1,428 $150 11.7%
New Mexico $1,132 -$146 -11.4%
New York $1,346 $68 5.3%
North Carolina $736 -$542 -42.4%
North Dakota $1,046 -$232 -18.2%
Ohio $882 -$396 -31.0%
Oklahoma $1,314 $36 2.8%
Oregon $1,170 -$108 -8.5%
Pennsylvania $1,220 -$58 -4.5%
Rhode Island $1,704 $426 33.3%
South Carolina $1,156 -$122 -9.5%
South Dakota $1,078 -$200 -15.6%
Tennessee $1,118 -$160 -12.5%
Texas $1,540 $262 20.5%
Utah $946 -$332 -26.0%
Vermont $876 -$402 -31.5%
Virginia $764 -$514 -40.2%
Washington $988 -$290 -22.7%
West Virginia $1,170 -$108 -8.5%
Wisconsin $884 -$394 -30.8%
Wyoming $1,138 -$140 -11.0%

View Chart as Image

Jaguar XK insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $430 a year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to compare prices and see how they stack up. Each auto insurer utilizes a different rate formula, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Jaguar XK Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Jaguar XK Portfolio 2-Dr Coupe $1,178 $98
Jaguar XK 2-Dr Coupe $1,178 $98
Jaguar XK Portfolio 2-Dr Convertible $1,274 $106
Jaguar XK 2-Dr Convertible $1,274 $106

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Jaguar XK Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Jaguar XK $322 $560 $474 $1,514
2014 Jaguar XK $298 $520 $474 $1,450
2013 Jaguar XK $290 $472 $478 $1,398
2012 Jaguar XK $270 $432 $474 $1,334
2011 Jaguar XK $254 $392 $474 $1,278
2010 Jaguar XK $246 $352 $468 $1,224

Rates are averaged for all Jaguar XK models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Jaguar XK Insurance

Getting lower rates on auto insurance takes having a good driving record, maintaining a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Comparison shop every other policy renewal by getting rate quotes from direct companies, and also from local insurance agencies.

The next list is a brief recap of the ideas that were presented in the illustrations above.

  • Drivers age 20 and younger have the highest car insurance prices, costing up to $409 a month if the policy includes full coverage
  • Drivers who tend to receive serious violations may have to pay on average $1,480 more per year to buy Jaguar XK insurance
  • Increasing physical damage deductibles can save approximately $425 each year
  • You may be able to save around $150 per year simply by shopping early and online

Rates by Driver Age

Jaguar XK Insurance Rates by Driver Age
Driver Age Premium
16 $4,902
20 $2,924
30 $1,320
40 $1,278
50 $1,168
60 $1,146

Full coverage, $500 deductibles

Rates by Deductible

Jaguar XK Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,560
$250 $1,432
$500 $1,278
$1,000 $1,132

Full coverage, driver age 40

Rates by Liability Limit

Jaguar XK Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,278
50/100 $1,369
100/300 $1,487
250/500 $1,795
100 CSL $1,416
300 CSL $1,677
500 CSL $1,867

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar XK Insurance Rates for High Risk Drivers
Age Premium
16 $6,960
20 $4,662
30 $2,802
40 $2,756
50 $2,632
60 $2,606

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $175

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $68
Homeowner $21
5-yr Accident Free $87
5-yr Claim Free $82
Paid in Full/EFT $53
Advance Quote $60
Online Quote $90
Total Discounts $528
Rate after discounts $750

Discounts are estimated and may not be available from every company or in every state.

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