Jaguar XK Insurance Rates

U.S. average auto insurance rates for a Jaguar XK are $1,278 annually for full coverage. Comprehensive insurance costs approximately $254, collision costs $392, and liability insurance is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing $2,756 or more. Teens pay the highest rates at $4,902 a year or more.

Average premium for full coverage: $1,278

Price estimates by individual coverage:

Includes $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and for all XK models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural locations have fewer accident claims than cities with more traffic congestion.

The example below illustrates how location helps determine auto insurance prices.

The ranges above show why everyone should compare rates quotes using their specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Jaguar XK insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $750
• Raising to $1,000 deductibles will save $146 a year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,278
• Selecting pricier low deductibles costs an additional $282 a year
• Higher-risk drivers with serious driving violations could pay around $2,756 or more
• The price with full coverage for a teen driver for full coverage can cost $4,902

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Insurance prices for a Jaguar XK are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,900 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,500 to $2,100 additional each year, depending on your age. Jaguar XK insurance for high-risk drivers is expensive and can cost anywhere from 43% to 131% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $430 each year, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Jaguar XK insurance rates. A middle-age driver might find prices as low as $840 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,820 on average in New York, Louisiana, and Michigan.

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Since prices can be so different, the only way to know who has the cheapest car insurance prices is to regularly compare prices from as many companies as possible. Every auto insurance company calculates prices differently, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Jaguar XK Insurance

Getting lower rates on Jaguar XK insurance consists of avoiding accidents and claims, having good credit, eliminating unnecessary coverage, and qualifying for all possible discounts. Invest time comparing rates every couple of years by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The points below are a recap of the material that was covered in the charts and tables above.

• Drivers who purchase increased liability limits will pay approximately $520 each year to raise from a low limit to higher 250/500 limits
• Drivers under the age of 20 are the costliest to insure, with premiums as much as $409 a month if they have full coverage
• High-risk drivers that have major violations or accidents pay on average $1,480 more per year to insure a Jaguar XK
• Increasing physical damage deductibles could save up to $425 each year