Jaguar XK Insurance Rates

Estimated insurance prices for a Jaguar XK are $1,334 every 12 months for full coverage insurance. Comprehensive insurance costs on average $270 each year, collision costs $432, and liability costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing $2,880 or more. Teenage drivers pay the most at $5,080 a year or more.

Average premium for full coverage: $1,334

Premium estimates by type of coverage:

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and XK models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than densely populated cities.

The graphic below illustrates how geographic area affects car insurance rates.

These rate differences illustrate why all drivers should compare rates based on a specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Jaguar XK insurance rates for different risk profiles and scenarios.

• The best discount rate is $777
• Drivers who choose higher $1,000 deductibles will pay around $160 each year
• The average price for a 40-year-old good driver with $500 deductibles is $1,334
• Using low deductibles for comprehensive and collision insurance costs an extra $306 every year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,880 or more
• An auto insurance policy to insure a teen driver may cost $5,080 a year

View Chart as Image

Insurance prices for a Jaguar XK also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your XK.

Using high physical damage deductibles could save up to $470 every year, whereas increasing liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay upwards of $5,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,600 to $2,200 extra annually, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 134% more than a normal policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Jaguar XK insurance prices. A 40-year-old driver could pay as low as $870 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,800 on average in Michigan, New York, and Florida.

View Chart as Image

With such a large range in prices, the only way to figure out exactly what you will pay is to do a rate comparison and see which company has the best price. Every company uses a different method to calculate prices, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Jaguar XK Insurance

Finding better rates on car insurance not only requires being safe and accident-free, but also having good credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Invest the time to compare rates at every policy renewal by getting rate quotes from direct insurance companies, and also from several local insurance agents.

Below you'll find a quick review of the data presented in the illustrations above.

• Policyholders who require more liability protection will pay an extra $520 annually to go from 30/60 bodily injury limits to a 250/500 level
• It is possible to save as much as $160 per year simply by quoting online in advance
• Increasing policy deductibles could save as much as $475 each year
• Youthful drivers pay the highest prices, with premiums being up to $423 per month if they have full coverage