Jaguar XK Insurance Rates

The average insurance prices for a Jaguar XK are $1,278 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $254, collision costs $392, and liability costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing $2,756 or more. Teenage drivers cost the most to insure at $4,902 a year or more.

Average premium for full coverage: $1,278

Policy rates broken down by type of insurance:

Price estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and for all XK models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than densely populated cities.

The example below illustrates how where you live affects insurance prices.

The examples above illustrate why everyone should compare rates for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Jaguar XK insurance rates for other coverage scenarios.

• The best discount rate is $750
• Drivers who choose higher $1,000 deductibles will pay approximately $146 each year
• The average price for a good driver age 40 who has $500 deductibles is $1,278
• Using pricier low deductibles for comprehensive and collision insurance costs an extra $282 annually
• Drivers who are prone to accidents and violations could pay up to $2,756 or more
• Policy cost to insure a 16-year-old driver for full coverage can cost as much as $4,902 a year

View Chart as Image

Auto insurance rates for a Jaguar XK also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Using high physical damage deductibles could save up to $430 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay at least $4,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,500 to $2,100 in extra premium every year, depending on your age. Jaguar XK insurance for high-risk drivers can cost from 43% to 131% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Jaguar XK insurance prices. A 40-year-old driver could pay as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,730 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to regularly compare rates from multiple companies. Every company uses a different method to calculate rates, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Jaguar XK Insurance

Finding cheaper rates on insurance for a Jaguar XK not only requires being a low-risk driver, but also having a good credit score, being claim-free, and qualifying for all possible discounts. Take the time to comparison shop every other policy renewal by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.

The items below are a condensed summary of the ideas that were touched on in the above illustrations.

• Teen drivers are the costliest to insure, possibly costing $409 each month if comprehensive and collision insurance is included
• Drivers considered higher risk with multiple at-fault accidents could be forced to pay on average $1,480 more annually to insure their XK
• Increasing comprehensive and collision deductibles could save as much as $425 each year
• It is possible to save approximately $150 per year simply by quoting online well ahead of the renewal date