Jaguar XK Insurance Rates

The average auto insurance rates for a Jaguar XK are $1,278 annually for full coverage. Comprehensive costs approximately $254, collision insurance costs $392, and liability insurance is $474. A liability-only policy costs around $522 a year, and high-risk insurance costs around $2,756. Teenage drivers cost the most to insure at up to $4,902 a year.

Average premium for full coverage: $1,278

Policy rates by type of insurance:

Includes $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for different XK trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural locations are shown to have fewer accident claims than densely populated cities. The price range example below illustrates how location impacts auto insurance prices.

The examples above show why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Jaguar XK insurance rates for additional coverage and risk scenarios.

• The best discount rate is $750
• Raising to $1,000 deductibles will save $146 a year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,278
• Using more expensive low deductibles will cost $1,560
• Higher-risk drivers who are prone to accidents and violations could pay around $2,756
• Policy cost with full coverage for a teen driver with full coverage can cost $4,902

View Chart as Image

Car insurance rates for a Jaguar XK also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.

An older driver with no driving violations and high physical damage deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged in the ballpark of $4,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $1,500 to $2,100 extra every year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $430 each year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Jaguar XK insurance rates. A middle-age driver might find rates as low as $840 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,820 on average in New York, Louisiana, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Jaguar XK Insurance

Finding cheaper rates on Jaguar XK insurance consists of avoiding accidents and claims, having a good credit score, avoid buying unnecessary coverage, and attention to physical damage deductibles. Spend time shopping around at least every other year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a recap of the car insurance concepts touched on above.

• High-risk drivers that have major violations or accidents pay on average $1,480 more per year to insure a Jaguar XK
• Drivers can save around $150 per year just by shopping early and online
• Increasing comprehensive and collision deductibles could save up to $425 each year
• Drivers who purchase increased liability limits will pay an extra $520 each year to raise from a 30/60 limit to higher 250/500 limits