Jaguar XK Insurance Rates

The average insurance rates for a Jaguar XK are $1,278 a year with full coverage. Comprehensive costs an estimated $254 a year, collision costs $392, and liability costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing around $2,756. Teenage drivers cost the most to insure at $4,902 a year or more.

Average premium for full coverage: $1,278

Policy rates broken down by type of insurance:

Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and XK trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. More rural locations are shown to have lower incidents of collision claims than densely populated cities.

The diagram below illustrates the effect of geographic area on insurance prices.

The examples above demonstrate why it is important to compare prices for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Jaguar XK insurance rates for other coverage scenarios.

• The best discount rate is $750
• Using higher $1,000 deductibles will save approximately $1,132 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,278
• Using low $100 deductibles for physical damage coverage bumps up the cost to $1,560
• High-risk insureds who are prone to accidents and violations could pay up to $2,756 or more
• Policy cost that insures a 16-year-old driver can cost as much as $4,902 or more

View Chart as Image

Insurance rates for a Jaguar XK also range considerably based on the trim level of your XK, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy can be from 43% to 131% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay at least $4,900 a year. View Rates by Age

Your home state has a huge impact on Jaguar XK insurance prices. A driver around age 40 might see rates as low as $920 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,730 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $430 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to get quotes from multiple companies. Each insurance company uses a different method to calculate rates, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Jaguar XK Insurance

Finding cheaper rates on insurance for a Jaguar XK requires being a good driver, having above-average credit, not filing small claims, and taking advantage of discounts. Compare prices at every other renewal by quoting rates from direct companies, and also from insurance agencies where you live.

The following list is a review of the concepts that were covered in the above illustrations.

• Drivers considered higher risk who have several accidents or serious violations could be forced to pay on average $1,480 more annually than a safer driver
• Drivers age 16 to 20 are charged the highest rates, as much as $409 each month if full coverage is included
• You may be able to save approximately $150 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $425 each year
• You may be able to save approximately $150 per year simply by quoting early and online