Jaguar XK Insurance Rates

Average insurance rates for a Jaguar XK are $1,278 a year with full coverage. Comprehensive insurance costs approximately $254, collision costs $392, and liability is estimated at $474. A policy with just liability insurance costs approximately $522 a year, with coverage for high-risk drivers costing $2,756 or more. Teenage drivers receive the highest rates at $4,902 a year or more.

Average premium for full coverage: $1,278

Rate estimates by individual coverage type:

Includes $500 policy deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and for different XK trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on the price of insurance. Rural locations tend to have lower incidents of collision claims than densely populated cities.

The price range example below illustrates how location impacts auto insurance prices.

These examples demonstrate why anyone shopping for car insurance should get quotes using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Jaguar XK insurance rates for additional coverage and risk scenarios.

• The best discount rate is $750
• Choosing higher $1,000 deductibles can save $146 annually
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,278
• Using more expensive low deductibles for comp and collision coverage will cost an additional $282 every year
• Unlucky drivers who are prone to accidents and violations could pay around $2,756 or more
• The cost that insures a teen driver with full coverage can cost $4,902 each year

View Chart as Image

Insurance rates for a Jaguar XK can also vary considerably based on the model year and trim level, your age and driving habits, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you may be forking out anywhere from $1,500 to $2,100 additional per year, depending on your age. High-risk driver insurance ranges as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,900 a year. View Rates by Age

Where you live plays a big part in determining prices for Jaguar XK insurance prices. A good driver about age 40 could pay as low as $920 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,730 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $430 every year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to compare rates and see which company has the best rate. Each auto insurer uses a different method to calculate rates, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Jaguar XK Insurance

Saving money on car insurance takes being safe and accident-free, having a good credit score, eliminating unnecessary coverage, and qualifying for all possible discounts. Compare prices at least every other year by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below you'll find a recap of the car insurance concepts touched on above.

• Higher risk drivers that have major violations or accidents may have to pay on average $1,480 more per year than a low-risk driver
• You may be able to save around $150 per year simply by shopping early and online
• Increasing deductibles can save approximately $425 each year
• Policyholders who purchase more liability protection will pay an extra $520 every year to raise limits from a minimum limit to the 250/500 level