Jaguar XK Insurance Rates

The average insurance rates for a Jaguar XK are $1,278 a year for full coverage insurance. Comprehensive insurance costs an estimated $254 a year, collision insurance costs $392, and liability insurance is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs $2,756 or more. Teen drivers cost the most to insure at up to $4,902 a year.

Average premium for full coverage: $1,278

Policy rates broken down by type of insurance:

Estimates include $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and XK trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than larger metro areas. The diagram below illustrates how location helps determine insurance prices.

The examples above illustrate why it is important to compare rates quotes for a targeted area, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Jaguar XK insurance rates for other coverage scenarios.

• The lowest rate with discounts is $750
• Raising to $1,000 deductibles will save approximately $1,132 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,278
• Choosing low $100 deductibles will cost an additional $282 a year
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,756
• Policy cost that insures a teen driver can cost as much as $4,902

View Chart as Image

Insurance rates for a Jaguar XK also range considerably based on the trim level of your XK, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,500 to $2,100 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 131% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $4,900 a year. View Rates by Age

Your home state also has a big influence on Jaguar XK insurance rates. A middle-age driver might find rates as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,730 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce rates by up to $430 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Jaguar XK Insurance

Finding cheaper rates on Jaguar XK insurance consists of being a good driver, having a good credit score, being claim-free, and possibly raising deductibles. Shop around every couple of years by requesting rates from direct insurance companies, and also from local insurance agencies.

The following list is a review of the material that was covered in the charts and tables above.

• Drivers who want an increased level of liability coverage will pay about $520 annually to raise from a 30/60 limit to the 250/500 level
• Drivers age 16 to 20 are expensive to insure, possibly costing $409 each month if comprehensive and collision insurance is included
• High-risk drivers who have several accidents or serious violations may have to pay on average $1,480 more annually than a safer driver
• Increasing comprehensive and collision deductibles can save approximately $425 each year