Jaguar XK Insurance Rates

Estimated insurance rates for a Jaguar XK are $1,278 a year including full coverage. Comprehensive costs an estimated $254 a year, collision insurance costs $392, and liability insurance costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs around $2,756. Teenage drivers pay the most at up to $4,902 a year.

Average premium for full coverage: $1,278

Premium estimates broken down by type of coverage:

Prices are based on $500 deductible amounts, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and XK trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The diagram below illustrates how geographic area affects insurance prices.

These rate differences highlight why it is important to compare rates for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Jaguar XK insurance rates for other coverage scenarios.

• The best discount rate is $750
• Drivers who choose higher $1,000 deductibles will pay approximately $1,132 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,278
• Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,560
• High risk drivers who are prone to accidents and violations could pay up to $2,756
• An auto insurance policy that insures a teen driver can cost as much as $4,902 a year

View Chart as Image

Auto insurance prices for a Jaguar XK also have a wide range based on the trim level of your XK, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,500 to $2,100 in extra premium annually, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay at least $4,900 a year. View Rates by Age

Where you choose to live makes a big difference in Jaguar XK insurance rates. A 40-year-old driver could pay as low as $980 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,820 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $430 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Jaguar XK Insurance

Finding better rates on Jaguar XK insurance not only requires having a good driving record, but also maintaining a good credit score, refrain from filing small claims, and consideration of higher deductibles. Compare prices at least once a year by getting quotes from direct car insurance companies, and also from your local car insurance providers.

The next list is a brief review of the primary concepts that were presented in the illustrations above.

• You may be able to save approximately $150 per year just by quoting early and online
• High-risk drivers with DUI or reckless driving convictions could be charged and average of $1,480 more annually to buy Jaguar XK insurance
• Increasing policy deductibles can save approximately $425 each year
• Drivers age 20 and younger are the costliest to insure, with the cost nearing $409 per month if the policy includes full coverage