Jaguar XK Insurance Rates

Average insurance prices for a Jaguar XK are $1,278 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $254, collision costs $392, and liability costs around $474. A liability-only policy costs as low as $522 a year, with high-risk insurance costing $2,756 or more. Teenage drivers receive the highest rates at $4,902 a year or more.

Average premium for full coverage: $1,278

Rate estimates by individual coverage type:

Prices are based on $500 physical damage insurance deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and for different XK trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on the price of auto insurance. Rural locations tend to have more infrequent physical damage claims than densely populated cities.

The price range example below illustrates how your location can change auto insurance prices.

These examples illustrate why anyone shopping for car insurance should compare prices using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Jaguar XK insurance rates for additional coverage and risk scenarios.

• The best discount rate is $750
• Using higher $1,000 deductibles will save $146 each year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,278
• Using more expensive low deductibles for physical damage coverage costs an extra $282 annually
• High-risk insureds who are prone to accidents and violations could pay around $2,756 or more
• The cost to insure a 16-year-old driver with full coverage can cost $4,902 or more

View Chart as Image

Insurance rates for a Jaguar XK can also vary considerably based on policy deductibles and limits, your risk profile, and the model of your XK.

Using high physical damage deductibles could cut rates by as much as $430 annually, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as low as $1,200 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay in the ballpark of $4,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $1,500 to $2,100 extra per year, depending on your age. High-risk driver insurance can be from 43% to 131% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Jaguar XK insurance prices. A driver around age 40 might see rates as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,730 on average in Florida, New York, and Michigan.

View Chart as Image

With so much variability in rates, the only way to figure out who has the best car insurance rates is to compare rates from multiple companies. Each insurance company uses a different method to calculate rates, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Jaguar XK Insurance

Saving money on insurance for a Jaguar XK requires being a low-risk driver, having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to shop around once a year by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The items below are a brief review of the data that was illustrated above.

• It is possible to save around $150 per year simply by shopping early and online
• Insureds who purchase more liability coverage will pay an extra $520 annually to increase from a minimum limit to a 250/500 level
• Teen drivers are expensive to insure, costing up to $409 per month if they have full coverage
• Drivers considered higher risk with DUI or reckless driving convictions may have to pay on average $1,480 more per year to insure their XK