Jaguar XK Insurance Rates

Estimated insurance rates for a Jaguar XK are $1,278 a year for full coverage insurance. Comprehensive insurance costs approximately $254 a year, collision insurance costs $392, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, and high-risk coverage costs $2,756 or more. Teens pay the most at up to $4,902 a year.

Average premium for full coverage: $1,278

Premium estimates by type of coverage:

Prices are based on $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and XK trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion. The diagram below illustrates how location impacts auto insurance prices.

These rate differences illustrate why it is important to get quotes using their specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Jaguar XK insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $750
• Choosing higher $1,000 deductibles can save $1,132 each year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,278
• Selecting low $100 deductibles for comp and collision coverage will cost an additional $282 annually
• Higher-risk drivers with serious driving violations could pay around $2,756
• An auto insurance policy that insures a 16-year-old driver can cost $4,902 each year

View Chart as Image

Insurance prices for a Jaguar XK also have a wide range based on the trim level of your XK, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,500 to $2,100 extra annually, depending on your age. A high-risk auto insurance policy ranges from 43% to 131% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $4,900 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Jaguar XK insurance prices. A good driver about age 40 could pay as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,730 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $430 annually, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Jaguar XK Insurance

Finding better rates on insurance for a Jaguar XK takes being a good driver, having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Compare rates every couple of years by requesting rates from direct insurance companies, and also from your local car insurance providers.

The following list is a brief review of the material that was touched on above.

• Insureds who purchase an increased level of liability coverage will pay approximately $520 annually to raise limits from 30/60 bodily injury limits to the 250/500 level
• Drivers age 16 to 20 are expensive to insure, with premiums being up to $409 per month if full coverage is included
• Drivers considered higher risk with DUI or reckless driving convictions could be charged and average of $1,480 more per year than a safer driver
• Increasing policy deductibles can save approximately $425 each year