Jaguar XK Insurance Rates

The average insurance rates for a Jaguar XK are $1,278 a year for full coverage insurance. Comprehensive insurance costs approximately $254, collision insurance costs $392, and liability insurance is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs $2,756 or more. Teens cost the most to insure at up to $4,902 a year.

Average premium for full coverage: $1,278

Policy rates by type of insurance:

These estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and for all XK models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than cities with more traffic congestion. The example below illustrates how where you live affects auto insurance prices.

The examples above illustrate why everyone should compare rates quotes using their specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Jaguar XK insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $750
• Raising to $1,000 deductibles will save $146 each year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,278
• Selecting pricier low deductibles will cost an extra $282 a year
• Higher-risk drivers with serious driving violations could pay around $2,756
• Policy cost for full coverage for a teen driver for full coverage can cost $4,902

View Chart as Image

Insurance rates for a Jaguar XK also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay in the ballpark of $4,900 a year. View Rates by Age

Your home state also has a big influence on Jaguar XK insurance rates. A middle-age driver might find rates as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,730 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $430 each year, whereas buying more liability protection will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,500 to $2,100 extra every year, depending on your age. Jaguar XK insurance for high-risk drivers is expensive and can cost anywhere from 43% to 131% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Jaguar XK Insurance

Finding cheaper rates on Jaguar XK insurance consists of avoiding accidents and claims, maintaining good credit, being claim-free, and possibly raising deductibles. Take the time to comparison shop at every policy renewal by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The points below are a brief summary of the data touched on in the above illustrations.

• Drivers who purchase increased liability limits will pay approximately $520 annually to raise from a 30/60 limit to 250/500 limits
• It is possible to save around $150 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $425 each year
• Drivers under the age of 20 are expensive to insure, possibly costing $409 each month for full coverage