Jaguar XK Insurance Rates

U.S. average insurance rates for a Jaguar XK are $1,278 a year for full coverage insurance. Comprehensive insurance costs an estimated $254 a year, collision costs $392, and liability coverage costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing $2,756 or more. Teens pay the highest rates at $4,902 a year or more.

Average premium for full coverage: $1,278

Price estimates broken down by individual coverage:

These estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and XK trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of insurance. More rural locations have a lower frequency of physical damage claims than cities with more traffic congestion.

The diagram below illustrates how rural and urban location affects insurance prices.

The ranges above illustrate why it is important to compare rates for a targeted area and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Jaguar XK insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $750
• Drivers who choose higher $1,000 deductibles will pay approximately $1,132 each year
• The average rate for the average middle-age driver who has $500 deductibles is $1,278
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an extra $282 each year
• High-risk insureds with serious driving violations could pay up to $2,756 or more
• The price for full coverage for a teenage driver can cost as much as $4,902 a year

View Chart as Image

Insurance prices for a Jaguar XK are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may only pay around $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay at least $4,900 a year. View Rates by Age

The state you live in makes a big difference in Jaguar XK insurance rates. A 40-year-old driver could pay as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,730 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $430 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,500 to $2,100 additional each year, depending on your age. A high-risk auto insurance policy can cost around 43% to 131% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the only way to figure out which car insurance is cheapest is to get quotes and see how they stack up. Every company calculates prices differently, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Jaguar XK Insurance

Getting lower rates on auto insurance not only requires being a low-risk driver, but also having a good credit history, not filing small claims, and maximizing policy discounts. Set aside time to shop around every couple of years by requesting rates from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The items below are a brief summary of the material that was raised in the charts and tables above.

• Consumers who want more liability coverage will pay approximately $520 annually to go from a low limit to 250/500 limits
• Teen drivers are expensive to insure, as much as $409 a month including comprehensive and collision insurance
• Drivers that tend to have accidents or serious violations pay on average $1,480 more annually to insure their XK
• Increasing physical damage deductibles can save around $425 each year