Jaguar XK Insurance Rates

Estimated insurance prices for a Jaguar XK are $1,278 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $254, collision costs $392, and liability costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing $2,756 or more. 16-year-old drivers pay the most at $4,902 a year or more.

Average premium for full coverage: $1,278

Premium estimates broken down by type of coverage:

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and for different XK trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than congested cities.

The price range example below illustrates how geographic area affects insurance prices.

These rate differences illustrate why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Jaguar XK insurance rates for other coverage scenarios.

• The best full coverage rate is $750
• Using higher $1,000 deductibles will save approximately $146 each year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,278
• Buying more expensive low deductibles for physical damage coverage costs an extra $282 annually
• High-risk insureds with multiple tickets or accidents could pay up to $2,756 or more
• An auto insurance policy to insure a 16-year-old driver with full coverage can cost as much as $4,902 or more

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Insurance prices for a Jaguar XK also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.

Opting for high physical damage deductibles could cut prices by as much as $430 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay at least $4,900 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying $1,500 to $2,100 extra annually, depending on your age. High-risk driver insurance can be from 43% to 131% more than the average rate. View High Risk Driver Rates

Where you choose to live has a huge impact on Jaguar XK insurance prices. A driver around age 40 might see prices as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,730 on average in Florida, New York, and Michigan.

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With such a large range in prices, the only way to figure out which insurance company is cheapest is to compare prices from multiple companies. Each insurance company utilizes a different rate formula, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Jaguar XK Insurance

Finding better rates on insurance for a Jaguar XK requires being safe and accident-free, having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Invest the time to compare rates every time your policy renews by getting quotes from direct insurance companies, and also from insurance agencies where you live.

Below you'll find a brief review of the information presented in the illustrations above.

• It is possible to save approximately $150 per year simply by shopping early and online
• Youthful drivers are charged the highest prices, with premiums being up to $409 per month if they have full coverage
• Increasing policy deductibles could save as much as $425 each year
• Drivers considered higher risk with DUI or reckless driving convictions could be forced to pay on average $1,480 more annually than a low-risk driver
• Insureds who want more liability protection will pay around $520 annually to increase from 30/60 bodily injury limits to a 250/500 level