Jaguar XK Insurance Rates

U.S. average insurance prices for a Jaguar XK are $1,278 every 12 months including full coverage. Comprehensive costs around $254, collision costs $392, and liability costs around $474. A policy with just liability insurance costs as low as $522 a year, with coverage for high-risk drivers costing around $2,756. Teenage drivers pay the highest rates at $4,902 a year or more.

Average premium for full coverage: $1,278

Price estimates for individual coverage:

These estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for all XK models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on the price of insurance. Areas with sparse population have more infrequent comprehensive and collision claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above highlight why everyone should compare prices for a specific zip code and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Jaguar XK insurance rates for additional coverage choices and driver risks.

• The best discount rate is $750
• Using higher $1,000 deductibles will save about $146 every year
• The average price for the average middle-age driver using $500 deductibles is $1,278
• Using pricier low deductibles for physical damage coverage increases the price to $1,560
• Drivers who are prone to accidents and violations could pay at least $2,756 or more
• The price to insure a teen driver for full coverage can be $4,902 or more

View Chart as Image

Insurance prices for a Jaguar XK are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level and model year.

Using high physical damage deductibles could cut prices by as much as $430 every year, whereas buying more liability protection will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as little as $1,200 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay as much as $4,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying at least $1,500 to $2,100 extra each year, depending on your age. Jaguar XK insurance for high-risk drivers can be as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Jaguar XK insurance prices. A driver around age 40 might see prices as low as $980 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,820 on average in Michigan, New York, and Louisiana.

View Chart as Image

Since prices can be so different, the best way to figure out your exact price is to regularly compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Jaguar XK Insurance

Getting lower rates on car insurance requires being a low-risk driver, having good credit, being claim-free, and insuring your home and auto with the same company. Set aside time to compare rates every time your policy renews by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The items below are a brief summary of the information covered above.

• You may be able to save up to $150 per year simply by quoting online well ahead of the renewal date
• Teen drivers pay higher prices, possibly costing $409 a month if they have full coverage
• Increasing physical damage deductibles could save as much as $425 each year
• Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,480 more every year to insure their XK
• Policyholders who may need more liability coverage will pay an extra $520 per year to increase from a low limit to a 250/500 level