Jaguar XK Insurance Rates

Estimated insurance rates for a Jaguar XK are $1,278 a year including full coverage. Comprehensive insurance costs on average $254 each year, collision costs $392, and liability coverage is estimated at $474. Liability-only insurance costs approximately $522 a year, with high-risk driver insurance costing $2,756 or more. Teens pay the most at $4,902 a year or more.

Average premium for full coverage: $1,278

Premium estimates by type of coverage:

Rates are based on $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and XK models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates how geographic area affects car insurance rates.

These rate differences highlight why all drivers should get quotes based on a specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Jaguar XK insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $750
• Choosing higher $1,000 deductibles can save around $146 every year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,278
• Selecting low deductibles for comp and collision coverage will cost an additional $282 each year
• Drivers with serious driving violations could pay upwards of $2,756 or more
• An auto insurance policy that insures a teenage driver may cost $4,902 each year

View Chart as Image

Insurance prices for a Jaguar XK also have a wide range based on the trim level and model year, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $1,500 to $2,100 additional annually, depending on your age. Insurance for high-risk drivers ranges around 43% to 131% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $4,900 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Jaguar XK insurance rates. A good driver about age 40 could pay as low as $980 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,820 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $430 a year, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out exactly what you will pay is to do a rate comparison and see how they stack up. Each auto insurer calculates prices differently, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Jaguar XK Insurance

Finding better rates on auto insurance takes being a low-risk driver, having a good credit score, refrain from filing small claims, and insuring your home and auto with the same company. Compare rates every time your policy renews by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

The items below are a quick review of the information presented in the illustrations above.

• You may be able to save as much as $150 per year simply by quoting online in advance
• Teen drivers pay higher prices, with the cost nearing $409 per month if comprehensive and collision insurance is included
• Increasing policy deductibles can save approximately $425 each year
• Drivers with a DUI or reckless driving violation could be forced to pay on average $1,480 more each year to insure their XK
• Consumers who require more liability coverage will pay approximately $520 per year to raise limits from 30/60 bodily injury limits to the 250/500 level