Jaguar XK Insurance Rates

Estimated auto insurance rates for a Jaguar XK are $1,278 annually including full coverage. Comprehensive insurance costs an estimated $254 each year, collision insurance costs $392, and liability coverage is $474. A liability-only policy costs around $522 a year, and high-risk insurance costs $2,756 or more. Teenage drivers pay the most at up to $4,902 a year.

Average premium for full coverage: $1,278

Premium estimates broken down by type of coverage:

Price estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and XK models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than densely populated cities. The graphic below illustrates how location helps determine insurance prices.

These rate differences highlight why all drivers should compare rates quotes for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Jaguar XK insurance rates for other coverage scenarios.

• The best discount rate is $750
• Raising to $1,000 deductibles will save approximately $146 every year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,278
• Using low deductibles costs an additional $282 each year
• Unlucky drivers who are prone to accidents and violations could pay up to $2,756
• An auto insurance policy with full coverage for a teenage driver can cost as much as $4,902

View Chart as Image

Auto insurance prices for a Jaguar XK also have a wide range based on the model of your XK, your driving characteristics, and liability limits and deductibles.

More mature drivers with a good driving record and high physical damage deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay at least $4,900 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying $1,500 to $2,100 in extra premium annually, depending on your age. Insurance for high-risk drivers is expensive and can cost around 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $430 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Jaguar XK insurance rates. A middle-age driver might find prices as low as $980 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,820 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Jaguar XK Insurance

Finding better rates on auto insurance consists of having a decent driving record, having above-average credit, refrain from filing small claims, and consideration of higher deductibles. Invest time comparing rates every time your policy renews by obtaining price quotes from direct car insurance companies, and also from insurance agencies where you live.

The following items are a condensed summary of the information covered in the charts and tables above.

• You may be able to save approximately $150 per year just by quoting online in advance
• 16 to 18-year-old drivers are the costliest to insure, with the cost nearing $409 per month if full coverage is included
• Increasing policy deductibles could save up to $425 each year
• Drivers with multiple at-fault accidents could be forced to pay on average $1,480 more annually than a driver with a clean driving record
• Consumers who want additional liability coverage will pay an extra $520 per year to raise from 30/60 bodily injury limits to higher 250/500 limits