Jaguar XK Insurance Rates

U.S. average insurance rates for a Jaguar XK are $1,278 a year for full coverage. Comprehensive insurance costs approximately $254, collision costs $392, and liability is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing $2,756 or more. Teenage drivers pay the highest rates at $4,902 a year or more.

Average premium for full coverage: $1,278

Price estimates by individual coverage:

Rates are based on $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and for all XK models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on car insurance rates. Rural locations have lower incidents of accident claims than densely populated cities.

The example below illustrates how where you live affects auto insurance prices.

The ranges above show why everyone should get quotes using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Jaguar XK insurance rates for additional coverage and risk scenarios.

• The best discount rate is $750
• Choosing higher $1,000 deductibles can save $146 a year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,278
• Using pricier low deductibles for comp and collision coverage will cost an additional $282 every year
• Unlucky drivers who are prone to accidents and violations could pay around $2,756 or more
• The price that insures a teen driver for full coverage can cost $4,902 each year

View Chart as Image

Insurance prices for a Jaguar XK are also quite variable based on the model of your XK, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,500 to $2,100 additional each year, depending on your age. Jaguar XK insurance for high-risk drivers ranges as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,900 a year. View Rates by Age

The state you live in plays a big part in determining prices for Jaguar XK insurance prices. A good driver about age 40 could pay as low as $840 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,820 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $430 every year, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to regularly compare prices and see which company has the best price. Each auto insurer uses a different method to calculate prices, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Jaguar XK Insurance

Getting lower rates on car insurance takes being a good driver, having a good credit score, eliminating unnecessary coverage, and qualifying for all possible discounts. Compare prices at least once a year by getting rate quotes from direct carriers, and also from insurance agencies where you live.

The following list is a quick review of the primary concepts that were touched on in the above illustrations.

• Drivers can save around $150 per year simply by quoting online well ahead of the renewal date
• Higher risk drivers with a DUI or reckless driving violation could be forced to pay on average $1,480 more per year than a safer driver
• Increasing physical damage deductibles can save approximately $425 each year
• Drivers age 16 to 20 are the costliest to insure, with premiums as much as $409 a month if comprehensive and collision insurance is included