Jaguar XK Insurance Rates

The average auto insurance rates for a Jaguar XK are $1,278 annually with full coverage. Comprehensive insurance costs around $254 each year, collision costs $392, and liability coverage is $474. A liability-only policy costs around $522 a year, with high-risk insurance costing $2,756 or more. Teenage drivers cost the most to insure at $4,902 a year or more.

Average premium for full coverage: $1,278

Policy rates for type of insurance:

Prices are based on $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and XK models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on insurance rates. Areas with sparse population are shown to have fewer collision claims than densely populated cities.

The graphic below illustrates the difference location can make on auto insurance rates.

The examples above demonstrate why all drivers should compare rates quotes for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Jaguar XK insurance rates for additional coverage choices and driver risks.

• The best discount rate is $750
• Raising to $1,000 deductibles will save about $146 annually
• The estimated rate for a good driver age 40 using $500 deductibles is $1,278
• Using low deductibles costs an additional $282 each year
• Unlucky drivers who are prone to accidents and violations could pay at least $2,756 or more
• Policy cost with full coverage for a teenage driver can be $4,902

View Chart as Image

Car insurance rates for a Jaguar XK also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.

More mature drivers with no driving violations and high physical damage deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged as much as $4,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,500 to $2,100 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $430 a year, whereas increasing liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Jaguar XK insurance rates. A middle-age driver might find rates as low as $920 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,730 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out your exact price is to do a rate comparison and see how they stack up. Every auto insurance company uses a different method to calculate rates, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Jaguar XK Insurance

Finding cheaper rates on auto insurance consists of avoiding accidents and claims, having a good credit score, not filing small claims, and qualifying for all possible discounts. Make time to compare rates every couple of years by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The points below are a brief review of the material that was touched on in this article.

• Consumers who may need increased liability limits will pay an extra $520 every year to raise from a 30/60 limit to higher 250/500 limits
• Drivers under the age of 20 are the costliest to insure, as much as $409 each month if comprehensive and collision insurance is included
• Drivers with DUI or reckless driving convictions may pay on average $1,480 more every year to insure a Jaguar XK
• Increasing comprehensive and collision deductibles could save up to $425 each year