Jaguar XK Insurance Rates

U.S. average insurance prices for a Jaguar XK are $1,278 every 12 months including full coverage. Comprehensive insurance costs approximately $254 a year, collision costs $392, and liability is $474. A policy with just liability insurance costs around $522 a year, with coverage for high-risk drivers costing $2,756 or more. Teenage drivers pay the highest rates at $4,902 a year or more.

Average premium for full coverage: $1,278

Price estimates by individual coverage:

Price estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and XK trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance prices. Rural locations have more infrequent comprehensive and collision claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above highlight why it is important to compare rates quotes using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Jaguar XK insurance rates for additional coverage and risk scenarios.

• The best discount rate is $750
• Raising to $1,000 deductibles will save $1,132 every year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,278
• Using low $100 deductibles costs an extra $282 annually
• Drivers who are prone to accidents and violations could pay around $2,756 or more
• The price to insure a 16-year-old driver can cost $4,902

View Chart as Image

Insurance prices for a Jaguar XK are also quite variable based on deductibles and policy limits, your driving characteristics, and the model of your XK.

Using high physical damage deductibles can reduce prices by up to $430 annually, while buying higher liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as low as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay in the ballpark of $4,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying anywhere from $1,500 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 131% more than a normal policy. View High Risk Driver Rates

The state you live in also has a big influence on Jaguar XK insurance prices. A middle-age driver might find prices as low as $980 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,820 on average in Louisiana, New York, and Michigan.

View Chart as Image

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to get quotes from multiple companies. Every auto insurance company uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Jaguar XK Insurance

Getting lower rates on insurance for a Jaguar XK consists of avoiding accidents and violations, having good credit, being claim-free, and maximizing policy discounts. Set aside time to compare rates once a year by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The list below is a condensed summary of the data that was covered above.

• You may be able to save around $150 per year simply by quoting early and online
• Insureds who purchase higher liability limits will pay an extra $520 per year to raise from a low limit to a 250/500 level
• Teenagers are expensive to insure, possibly costing $409 a month if they have full coverage
• Drivers considered higher risk with multiple at-fault accidents could be charged and average of $1,480 more per year for car insurance