Jaguar XK Insurance Rates

The average insurance rates for a Jaguar XK are $1,278 a year for full coverage insurance. Comprehensive costs approximately $254, collision costs $392, and liability costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing around $2,756. Teen drivers cost the most to insure at $4,902 a year or more.

Average premium for full coverage: $1,278

Policy rates by type of insurance:

Estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and for all XK models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than larger metro areas.

The example below illustrates how location impacts auto insurance prices.

The examples above illustrate why everyone should compare prices using their specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Jaguar XK insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $750
• Using higher $1,000 deductibles will save $146 each year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,278
• Choosing pricier low deductibles for physical damage coverage bumps up the cost to $1,560
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,756 or more
• Policy cost that insures a 16-year-old driver for full coverage can cost $4,902 or more

View Chart as Image

Insurance rates for a Jaguar XK also range considerably based on the model of your XK, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,500 to $2,100 additional every year, depending on your age. Jaguar XK insurance for high-risk drivers can be from 43% to 131% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,900 a year. View Rates by Age

Your home state has a huge impact on Jaguar XK insurance prices. A driver around age 40 might see rates as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,730 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $430 annually, whereas buying more liability protection will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to regularly compare rates from multiple companies. Each insurance company uses a different rate calculation, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Jaguar XK Insurance

Finding cheaper rates on insurance for a Jaguar XK requires being a safe and courteous driver, having a good credit score, being claim-free, and qualifying for all possible discounts. Shop around every other policy renewal by getting rate quotes from direct insurance companies, and also from your local car insurance providers.

Below is a review of the ideas that were touched on above.

• Teenage drivers are the costliest to insure, possibly costing $409 each month if comprehensive and collision insurance is included
• Drivers considered higher risk who have several accidents or serious violations could be charged and average of $1,480 more per year for auto insurance
• Increasing comprehensive and collision deductibles can save approximately $425 each year
• It is possible to save around $150 per year simply by quoting online well ahead of the renewal date