Jaguar XK Insurance Rates

Average insurance prices for a Jaguar XK are $1,278 every 12 months for full coverage insurance. Comprehensive costs approximately $254, collision costs $392, and liability costs $474. A policy with just liability insurance costs as little as $522 a year, with coverage for high-risk drivers costing around $2,756. Teenage drivers receive the highest rates at $4,902 a year or more.

Average premium for full coverage: $1,278

Rate estimates by individual coverage type:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and for all XK models.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on the price of auto insurance. Rural locations tend to have more infrequent physical damage claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on auto insurance prices.

These examples illustrate why everyone should compare rates using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Jaguar XK insurance rates for additional coverage and risk scenarios.

• The best discount rate is $750
• Drivers who choose higher $1,000 deductibles will pay $146 each year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,278
• Using pricier low deductibles for comprehensive and collision insurance increases the price to $1,560
• Drivers who are prone to accidents and violations could pay around $2,756 or more
• The cost to insure a 16-year-old driver for full coverage can cost $4,902 a year

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Insurance rates for a Jaguar XK can also vary considerably based on policy deductibles and limits, your risk profile, and the model of your XK.

Using high physical damage deductibles could save up to $430 annually, whereas buying more liability protection will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as low as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $1,500 to $2,100 additional per year, depending on your age. Jaguar XK insurance for high-risk drivers can cost from 43% to 131% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Jaguar XK insurance prices. A 40-year-old driver could pay as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,730 on average in Florida, New York, and Michigan.

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With so much variability in rates, the only way to figure out who has the best car insurance rates is to regularly compare rates from multiple companies. Every company uses a different method to calculate rates, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Jaguar XK Insurance

Saving money on insurance for a Jaguar XK not only requires avoiding accidents and violations, but also having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Set aside time to compare rates at every policy renewal by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The list below is a brief review of the data covered above.

• Insureds who purchase higher liability limits will pay an extra $520 annually to go from a minimum limit to a 250/500 level
• It is possible to save around $150 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles could save as much as $425 each year
• Teenagers are the costliest to insure, costing up to $409 per month if full coverage is included