Jaguar XK Insurance Rates

The average insurance rates for a Jaguar XK are $1,278 a year for full coverage. Comprehensive insurance costs approximately $254 a year, collision costs $392, and liability coverage costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing $2,756 or more. Teens cost the most to insure at $4,902 a year or more.

Average premium for full coverage: $1,278

Policy rates by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and XK trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than cities with more traffic congestion.

The diagram below illustrates how your location can change auto insurance prices.

The examples above show why it is important to compare rates using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Jaguar XK insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $750
• Drivers who choose higher $1,000 deductibles will pay $1,132 a year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,278
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an extra $282 each year
• High-risk insureds with serious driving violations could pay around $2,756 or more
• Policy cost for full coverage for a teenage driver can cost $4,902 a year

View Chart as Image

Insurance rates for a Jaguar XK also range considerably based on your risk profile, the trim level of your XK, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay in the ballpark of $4,900 a year. View Rates by Age

Your home state makes a big difference in Jaguar XK insurance rates. A 40-year-old driver could pay as low as $840 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,820 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $430 a year, while buying higher liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy can cost around 43% to 131% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to get quotes and see how they stack up. Every company calculates rates differently, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Jaguar XK Insurance

Finding cheaper rates on auto insurance not only requires having a decent driving record, but also maintaining good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to shop around every other policy renewal by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following items are a brief recap of the ideas that were illustrated above.

• 16 to 18-year-old drivers are expensive to insure, costing up to $409 each month for full coverage
• Drivers who tend to receive serious violations may pay on average $1,480 more per year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save around $425 each year
• Drivers can save around $150 per year simply by quoting early and online