Jaguar XK Insurance Rates

Average insurance prices for a Jaguar XK are $1,278 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $254 each year, collision costs $392, and liability is estimated at $474. A policy with just liability insurance costs approximately $522 a year, with coverage for high-risk drivers costing $2,756 or more. Teens receive the highest rates at $4,902 a year or more.

Average premium for full coverage: $1,278

Rate estimates broken down by individual coverage type:

Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and XK models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on the price of insurance. More rural locations tend to have more infrequent physical damage claims than cities with more traffic congestion.

The graphic below illustrates the difference between rural and urban areas on insurance prices.

These examples illustrate why all drivers should get quotes for a targeted area and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Jaguar XK insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $750
• Choosing higher $1,000 deductibles can save approximately $146 each year
• The average price for a 40-year-old driver who has $500 deductibles is $1,278
• Selecting low deductibles for comp and collision coverage costs an extra $282 annually
• Higher-risk drivers with serious driving violations could pay up to $2,756 or more
• The cost to insure a 16-year-old driver can cost as much as $4,902 each year

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Insurance rates for a Jaguar XK can also vary considerably based on policy deductibles and limits, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can save as much as $430 annually, whereas increasing liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as low as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay at least $4,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying $1,500 to $2,100 additional per year, depending on your age. Insurance for high-risk drivers ranges from 43% to 131% more than the average policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Jaguar XK insurance prices. A good driver about age 40 could pay as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,730 on average in Florida, New York, and Michigan.

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With so much variability in rates, the only way to figure out which company is cheapest is to do a rate comparison from multiple companies. Each auto insurer calculates rates differently, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Jaguar XK Insurance

Saving money on insurance for a Jaguar XK takes being safe and accident-free, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to compare rates at least once a year by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below you'll find a condensed summary of the primary concepts that were covered above.

• It is possible to save approximately $150 per year simply by quoting online in advance
• Drivers considered higher risk with multiple at-fault accidents could be forced to pay on average $1,480 more annually than a low-risk driver
• Increasing deductibles could save as much as $425 each year
• Youthful drivers are expensive to insure, costing up to $409 per month if full coverage is included