Jaguar XK Insurance Rates

The average auto insurance rates for a Jaguar XK are $1,278 annually including full coverage. Comprehensive insurance costs on average $254 each year, collision costs $392, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, with high-risk insurance costing $2,756 or more. Teenage drivers cost the most to insure at $4,902 a year or more.

Average premium for full coverage: $1,278

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and XK models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than densely populated cities.

The graphic below illustrates the effect of geographic area on car insurance rates.

The examples above highlight why all drivers should get quotes based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Jaguar XK insurance rates for different risk profiles and scenarios.

• The best discount rate is $750
• Choosing higher $1,000 deductibles can save around $146 every year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,278
• Using low deductibles for comp and collision coverage costs an additional $282 annually
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,756 or more
• Policy cost with full coverage for a 16-year-old driver may cost $4,902 each year

View Chart as Image

Car insurance rates for a Jaguar XK also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.

More mature drivers with no driving violations and high physical damage deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged upwards of $4,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,500 to $2,100 extra every year, depending on your age. Insurance for high-risk drivers ranges from 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $430 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Jaguar XK insurance prices. A good driver about age 40 could pay as low as $980 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,820 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Each auto insurer uses a different method to calculate rates, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Jaguar XK Insurance

Finding cheaper rates on insurance for a Jaguar XK takes being safe and accident-free, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Take the time to compare rates every other policy renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a brief review of the ideas that were covered in the above illustrations.

• Youthful drivers are expensive to insure, with premiums being up to $409 each month if comprehensive and collision insurance is included
• Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,480 more each year than a low-risk driver
• Increasing comprehensive and collision deductibles could save up to $425 each year
• You may be able to save as much as $150 per year simply by quoting online in advance