Jaguar XK Insurance Rates

U.S. average insurance rates for a Jaguar XK are $1,278 a year including full coverage. Comprehensive costs an estimated $254, collision costs $392, and liability coverage costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing around $2,756. Teenage drivers pay the highest rates at $4,902 a year or more.

Average premium for full coverage: $1,278

Price estimates broken down by individual coverage:

Rate estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for all XK models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than densely populated cities.

The example below illustrates how your location can change insurance prices.

The ranges above highlight why everyone should compare rates for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Jaguar XK insurance rates for other coverage scenarios.

• The best discount rate is $750
• Drivers who choose higher $1,000 deductibles will pay approximately $146 every year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,278
• Using pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,560
• High-risk insureds who are prone to accidents and violations could pay up to $2,756 or more
• The price that insures a teenage driver for full coverage can cost as much as $4,902 a year

View Chart as Image

Auto insurance prices for a Jaguar XK are also quite variable based on the model of your XK, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,500 to $2,100 in extra premium each year, depending on your age. Jaguar XK insurance for high-risk drivers can cost around 43% to 131% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay at least $4,900 a year. View Rates by Age

The state you live in makes a big difference in Jaguar XK insurance rates. A 40-year-old driver could pay as low as $980 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,820 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $430 a year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out which car insurance is cheapest is to regularly compare prices and see how they stack up. Every company uses a different method to calculate prices, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Jaguar XK Insurance

Getting lower rates on auto insurance not only requires being safe and accident-free, but also maintaining a good credit score, being claim-free, and qualifying for all possible discounts. Compare prices every other policy renewal by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.

Below you'll find a brief recap of the ideas that were illustrated above.

• Youthful drivers are the costliest to insure, possibly costing $409 a month if the policy includes full coverage
• Drivers who tend to receive serious violations could be charged and average of $1,480 more annually than a low-risk driver
• Increasing physical damage deductibles can save approximately $425 each year
• You may be able to save approximately $150 per year simply by quoting online well ahead of the renewal date