Jaguar XK Insurance Rates
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UPDATED: Jun 2, 2023
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Average auto insurance rates for a Jaguar XK are $1,106 annually for full coverage insurance. Comprehensive insurance costs approximately $210 a year, collision costs $296, and liability coverage is estimated at $442. A policy with just liability insurance costs approximately $496 a year, with coverage for high-risk drivers costing $2,376 or more. Teen drivers receive the highest rates at $4,316 a year or more.
Average premium for full coverage: $1,106
Rate estimates by individual coverage type:
Estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and XK trim levels.
Price Range by Coverage and Risk
For an average driver, prices range go from as cheap as $496 for a discount liability-only rate to a high of $2,376 for a driver who requires high-risk insurance.
Price Range by Location
Living in a larger city has a large influence on the price of auto insurance. Rural locations tend to have fewer physical damage claims than larger metro areas.
The diagram below illustrates the effect of geographic area on auto insurance prices.
These examples illustrate why it is important to get quotes using their specific location and their own personal driving habits, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates estimated Jaguar XK insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $663
- Choosing higher $1,000 deductibles can save $990 each year
- The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,106
- Choosing low $100 deductibles for comp and collision coverage costs an additional $220 each year
- Drivers with multiple violations and an at-fault accident could pay around $2,376 or more
- The cost with full coverage for a teenage driver can cost $4,316 each year
Insurance rates for a Jaguar XK can also vary considerably based on the trim level of your XK, your risk profile, and physical damage deductibles and liability limits.
Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,000 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,300 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,300 to $1,800 additional per year, depending on your age. A high-risk auto insurance policy ranges around 42% to 131% more than average. View High Risk Driver Rates
Choosing high deductibles can save as much as $340 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $398 more each year. View Rates by Deductible or Liability Limit
Where you live plays a big part in determining prices for Jaguar XK insurance rates. A good driver about age 40 could pay as low as $730 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,500 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,002 | -$104 | -9.4% |
| Alaska | $850 | -$256 | -23.1% |
| Arizona | $920 | -$186 | -16.8% |
| Arkansas | $1,106 | -$0 | 0.0% |
| California | $1,260 | $154 | 13.9% |
| Colorado | $1,058 | -$48 | -4.3% |
| Connecticut | $1,138 | $32 | 2.9% |
| Delaware | $1,252 | $146 | 13.2% |
| Florida | $1,386 | $280 | 25.3% |
| Georgia | $1,020 | -$86 | -7.8% |
| Hawaii | $796 | -$310 | -28.0% |
| Idaho | $748 | -$358 | -32.4% |
| Illinois | $826 | -$280 | -25.3% |
| Indiana | $832 | -$274 | -24.8% |
| Iowa | $746 | -$360 | -32.5% |
| Kansas | $1,052 | -$54 | -4.9% |
| Kentucky | $1,512 | $406 | 36.7% |
| Louisiana | $1,640 | $534 | 48.3% |
| Maine | $682 | -$424 | -38.3% |
| Maryland | $914 | -$192 | -17.4% |
| Massachusetts | $886 | -$220 | -19.9% |
| Michigan | $1,924 | $818 | 74.0% |
| Minnesota | $926 | -$180 | -16.3% |
| Mississippi | $1,326 | $220 | 19.9% |
| Missouri | $982 | -$124 | -11.2% |
| Montana | $1,190 | $84 | 7.6% |
| Nebraska | $872 | -$234 | -21.2% |
| Nevada | $1,326 | $220 | 19.9% |
| New Hampshire | $796 | -$310 | -28.0% |
| New Jersey | $1,238 | $132 | 11.9% |
| New Mexico | $980 | -$126 | -11.4% |
| New York | $1,168 | $62 | 5.6% |
| North Carolina | $638 | -$468 | -42.3% |
| North Dakota | $906 | -$200 | -18.1% |
| Ohio | $766 | -$340 | -30.7% |
| Oklahoma | $1,138 | $32 | 2.9% |
| Oregon | $1,014 | -$92 | -8.3% |
| Pennsylvania | $1,058 | -$48 | -4.3% |
| Rhode Island | $1,478 | $372 | 33.6% |
| South Carolina | $1,002 | -$104 | -9.4% |
| South Dakota | $936 | -$170 | -15.4% |
| Tennessee | $970 | -$136 | -12.3% |
| Texas | $1,334 | $228 | 20.6% |
| Utah | $820 | -$286 | -25.9% |
| Vermont | $758 | -$348 | -31.5% |
| Virginia | $664 | -$442 | -40.0% |
| Washington | $856 | -$250 | -22.6% |
| West Virginia | $1,014 | -$92 | -8.3% |
| Wisconsin | $766 | -$340 | -30.7% |
| Wyoming | $988 | -$118 | -10.7% |
With so much variability in rates, the only way to figure out who has the best car insurance rates is to get quotes and see how they stack up. Each auto insurer uses a different rate calculation, and rates can be significantly different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jaguar XK Portfolio 2-Dr Coupe | $1,014 | $85 |
| Jaguar XK 2-Dr Coupe | $1,014 | $85 |
| Jaguar XK Portfolio 2-Dr Convertible | $1,102 | $92 |
| Jaguar XK 2-Dr Convertible | $1,102 | $92 |
Rates assume 1999 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2004 Jaguar XK | $210 | $296 | $442 | $1,106 |
Rates are averaged for all Jaguar XK models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Jaguar XK Insurance
Saving money on auto insurance takes avoiding accidents and violations, having good credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Take the time to compare rates at every other renewal by getting quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.
The list below is a review of the concepts that were covered in the above illustrations.
- Drivers who have several accidents or serious violations could be forced to pay on average $1,270 more per year for car insurance
- Teenagers are the costliest to insure, costing up to $360 per month if they have full coverage
- It is possible to save around $130 per year simply by quoting early and online
- Increasing deductibles could save up to $325 each year
- It is possible to save around $130 per year simply by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,316 |
| 20 | $2,526 |
| 30 | $1,138 |
| 40 | $1,106 |
| 50 | $1,014 |
| 60 | $994 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,326 |
| $250 | $1,226 |
| $500 | $1,106 |
| $1,000 | $990 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,106 |
| 50/100 | $1,190 |
| 100/300 | $1,301 |
| 250/500 | $1,588 |
| 100 CSL | $1,235 |
| 300 CSL | $1,478 |
| 500 CSL | $1,655 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,102 |
| 20 | $4,020 |
| 30 | $2,408 |
| 40 | $2,376 |
| 50 | $2,270 |
| 60 | $2,248 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $57 |
| Multi-vehicle | $58 |
| Homeowner | $18 |
| 5-yr Accident Free | $71 |
| 5-yr Claim Free | $70 |
| Paid in Full/EFT | $43 |
| Advance Quote | $50 |
| Online Quote | $76 |
| Total Discounts | $443 |
Discounts are estimated and may not be available from every company or in every state.
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