Jaguar XK Insurance Rates

U.S. average insurance rates for a Jaguar XK are $1,278 a year including full coverage. Comprehensive costs an estimated $254, collision costs $392, and liability insurance costs around $474. A policy with just liability insurance costs as low as $522 a year, with coverage for high-risk drivers costing around $2,756. Teens pay the highest rates at $4,902 a year or more.

Average premium for full coverage: $1,278

Price estimates broken down by individual coverage:

These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for different XK trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates how your location can change insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare prices for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Jaguar XK insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $750
• Using higher $1,000 deductibles will save approximately $146 every year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,278
• Selecting more expensive low deductibles for physical damage coverage bumps up the cost to $1,560
• Drivers with serious driving violations could pay up to $2,756 or more
• The price that insures a teen driver with full coverage can cost as much as $4,902 or more

View Chart as Image

Insurance prices for a Jaguar XK are also quite variable based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,500 to $2,100 extra each year, depending on your age. High-risk driver insurance can be anywhere from 43% to 131% more than the average policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,200 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay at least $4,900 a year. View Rates by Age

The state you live in has a huge impact on Jaguar XK insurance rates. A driver around age 40 might see prices as low as $980 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,820 on average in Louisiana, New York, and Michigan.

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Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $430 each year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out which car insurance is cheapest is to compare prices from as many companies as possible. Each insurance company calculates prices differently, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Jaguar XK Insurance

Getting lower rates on Jaguar XK insurance requires being a good driver, having above-average credit, being claim-free, and taking advantage of discounts. Compare rates at every other renewal by getting quotes from direct car insurance companies, and also from your local car insurance providers.

The following list is a brief summary of the concepts that were illustrated above.

• High-risk drivers that tend to have accidents or serious violations could be charged and average of $1,480 more annually than a safer driver
• Drivers age 16 to 20 are charged the highest prices, possibly costing $409 a month if full coverage is included
• You may be able to save approximately $150 per year simply by shopping early and online
• Increasing physical damage deductibles can save approximately $425 each year
• You may be able to save approximately $150 per year simply by shopping early and online