Jaguar XK Insurance Rates

The average auto insurance rates for a Jaguar XK are $1,334 annually including full coverage. Comprehensive costs around $270, collision costs $432, and liability costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing around $2,880. Teens cost the most to insure at $5,080 a year or more.

Average premium for full coverage: $1,334

Policy rates for type of insurance:

Includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different XK trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates the difference location can make on auto insurance rates.

The examples above highlight why anyone shopping for car insurance should compare prices for a specific zip code and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Jaguar XK insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $777
• Using higher $1,000 deductibles will save about $160 every year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,334
• Selecting more expensive low deductibles for physical damage coverage will cost $1,640
• Drivers with serious driving violations could pay at least $2,880 or more
• Policy cost with full coverage for a teen driver with full coverage can be $5,080 or more

View Chart as Image

Insurance rates for a Jaguar XK also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay as much as $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,600 to $2,200 additional every year, depending on your age. High-risk driver insurance can be as much as 43% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $470 every year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Jaguar XK insurance prices. A driver around age 40 might see rates as low as $1,020 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,900 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out your exact price is to compare rates and see which company has the best rate. Each insurance company calculates rates differently, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Jaguar XK Insurance

Finding cheaper rates on car insurance requires avoiding accidents and violations, having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Make time to compare rates at least once a year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The list below is a recap of the primary concepts that were touched on in this article.

• You may be able to save up to $160 per year simply by shopping early and online
• Higher risk drivers that have major violations or accidents may pay on average $1,550 more every year for car insurance
• Increasing comprehensive and collision deductibles could save up to $475 each year
• Teenagers are charged the highest rates, with premiums being up to $423 each month if they have full coverage