Jaguar XK Insurance Rates

The average insurance prices for a Jaguar XK are $1,278 every 12 months including full coverage. Comprehensive insurance costs an estimated $254, collision costs $392, and liability costs around $474. A liability-only policy costs as low as $522 a year, with high-risk insurance costing $2,756 or more. Teens cost the most to insure at $4,902 a year or more.

Average premium for full coverage: $1,278

Policy rates broken down by type of insurance:

These estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for different XK trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates the difference between rural and urban areas on insurance prices.

The examples above highlight why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Jaguar XK insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $750
• Using higher $1,000 deductibles will save approximately $146 every year
• The average price for a good driver age 40 who has $500 deductibles is $1,278
• Selecting more expensive low deductibles for physical damage coverage costs an extra $282 annually
• High-risk insureds with serious driving violations could pay up to $2,756 or more
• Policy cost to insure a 16-year-old driver with full coverage can cost as much as $4,902 or more

View Chart as Image

Car insurance rates for a Jaguar XK also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $430 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged at least $4,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,500 to $2,100 extra every year, depending on your age. High-risk driver insurance can be from 43% to 131% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on Jaguar XK insurance prices. A driver around age 40 might see rates as low as $980 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,820 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to compare rates from multiple companies. Each insurance company calculates rates differently, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Jaguar XK Insurance

Finding cheaper rates on insurance for a Jaguar XK requires having a decent driving record, maintaining a good credit score, paying for small claims out-of-pocket, and not having any coverage lapses. Set aside time to compare rates every time your policy renews by getting rate quotes from direct car insurance companies, and also from local insurance agencies.

The following items are a brief summary of the information covered above.

• You may be able to save approximately $150 per year simply by shopping early and online
• 16 to 18-year-old drivers have the highest car insurance rates, with premiums being up to $409 each month if the policy includes full coverage
• Increasing comprehensive and collision deductibles could save as much as $425 each year
• Drivers considered higher risk that tend to have accidents or serious violations may have to pay on average $1,480 more annually than a driver with a clean driving record
• Insureds who want additional liability coverage will pay approximately $520 per year to increase from a 30/60 limit to a 250/500 level