Jaguar XK Insurance Rates

Estimated insurance prices for a Jaguar XK are $1,278 every 12 months for full coverage. Comprehensive insurance costs on average $254 a year, collision costs $392, and liability coverage is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing $2,756 or more. Teenage drivers pay the most at $4,902 a year or more.

Average premium for full coverage: $1,278

Premium estimates by type of coverage:

Full coverage includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and XK trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural areas are statistically proven to have more infrequent accident claims than densely populated cities.

The diagram below illustrates how your location can change car insurance rates.

These rate differences show why it is important to get quotes based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Jaguar XK insurance rates for different risk profiles and scenarios.

• The best discount rate is $750
• Choosing higher $1,000 deductibles can save around $1,132 a year
• The average price for a 40-year-old good driver with $500 deductibles is $1,278
• Using low $100 deductibles for comp and collision coverage costs an extra $282 each year
• Drivers who are prone to accidents and violations could pay upwards of $2,756 or more
• An auto insurance policy to insure a teenage driver may cost $4,902 each year

View Chart as Image

Insurance prices for a Jaguar XK also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level of your XK.

Using high physical damage deductibles can save as much as $430 a year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay upwards of $4,900 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at a minimum $1,500 to $2,100 extra annually, depending on your age. A high-risk auto insurance policy ranges around 43% to 131% more than a normal policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Jaguar XK insurance rates. A good driver about age 40 could pay as low as $840 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,820 on average in Michigan, Louisiana, and New York.

View Chart as Image

With such a large range in prices, the only way to know exactly what you will pay is to get quotes and see how they stack up. Each auto insurer uses a different method to calculate prices, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Jaguar XK Insurance

Finding better rates on auto insurance takes avoiding accidents and violations, having good credit, not filing small claims, and bundling your home and auto policies. Invest the time to shop around every time your policy renews by getting price quotes from direct carriers, and also from local independent and exclusive agents.

The list below is a summary of the information illustrated above.

• Drivers can save as much as $150 per year simply by quoting early and online
• Teenagers pay the highest prices, as much as $409 per month if they have full coverage
• Increasing policy deductibles could save as much as $425 each year
• Drivers who have multiple accidents or major violations pay an average of $1,480 more each year for car insurance
• Consumers who require higher liability limits will pay an extra $520 each year to raise limits from 30/60 bodily injury limits to a 250/500 level