Jaguar XK Insurance Rates

The average auto insurance rates for a Jaguar XK are $1,334 annually including full coverage. Comprehensive costs on average $270, collision costs $432, and liability coverage costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing around $2,880. Teens cost the most to insure at $5,080 a year or more.

Average premium for full coverage: $1,334

Policy rates by type of insurance:

Rate estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for different XK trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates how geographic area affects car insurance rates.

The examples above highlight why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Jaguar XK insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $777
• Drivers who choose higher $1,000 deductibles will pay around $160 every year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,334
• Selecting more expensive low deductibles for comprehensive and collision insurance will cost $1,640
• High-risk insureds with serious driving violations could pay upwards of $2,880 or more
• Policy cost with full coverage for a teenage driver with full coverage may cost $5,080 a year

View Chart as Image

Auto insurance rates for a Jaguar XK also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.

An older driver with a good driving record and high physical damage deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay upwards of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,600 to $2,200 in extra premium every year, depending on your age. High-risk driver insurance can cost around 43% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $470 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Jaguar XK insurance rates. A 40-year-old driver could pay as low as $1,020 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,900 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out exactly what you will pay is to compare rates and see how they stack up. Every company calculates rates differently, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Jaguar XK Insurance

Finding cheaper rates on auto insurance not only requires being a low-risk driver, but also having above-average credit, paying for small claims out-of-pocket, and taking advantage of discounts. Invest the time to compare rates every time your policy renews by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a brief recap of the information presented in the illustrations above.

• You may be able to save as much as $160 per year simply by shopping early and online
• Teen drivers are charged the highest rates, with premiums being up to $423 each month if full coverage is included
• Increasing comprehensive and collision deductibles could save up to $475 each year
• Drivers who tend to receive serious violations pay on average $1,550 more each year to insure their XK
• Consumers who require more liability coverage will pay approximately $520 per year to go from a 30/60 limit to higher 250/500 limits