Jaguar XK Insurance Rates

Estimated insurance rates for a Jaguar XK are $1,278 a year for full coverage. Comprehensive costs approximately $254 each year, collision costs $392, and liability costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing around $2,756. 16-year-old drivers pay the most at $4,902 a year or more.

Average premium for full coverage: $1,278

Premium estimates by type of coverage:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all states and XK models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on car insurance rates. Rural locations are statistically proven to have a lower frequency of accident claims than congested cities.

The graphic below illustrates the effect of geographic area on auto insurance prices.

These rate differences show why all drivers should compare rates using their specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Jaguar XK insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $750
• Drivers who choose higher $1,000 deductibles will pay $146 a year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,278
• Buying low deductibles for comprehensive and collision insurance will increase the cost to $1,560
• Drivers with multiple tickets or accidents could pay around $2,756 or more
• An auto insurance policy for full coverage for a 16-year-old driver can cost $4,902 a year

View Chart as Image

Insurance prices for a Jaguar XK also have a wide range based on your driving characteristics, the trim level of your XK, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay in the ballpark of $4,900 a year. View Rates by Age

Where you choose to live makes a big difference in Jaguar XK insurance prices. A 40-year-old driver could pay as low as $840 a year in states like Iowa, Maine, and Idaho, or at least $1,820 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $430 annually, whereas increasing liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying anywhere from $1,500 to $2,100 additional annually, depending on your age. Insurance for high-risk drivers can cost from 43% to 131% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to do a rate comparison from multiple companies. Every company utilizes a different rate formula, and prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Jaguar XK Insurance

Finding better rates on insurance for a Jaguar XK not only requires being safe and accident-free, but also having a good credit history, not filing small claims, and qualifying for all possible discounts. Take the time to compare rates every time your policy renews by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below you'll find a brief summary of the information covered in the above illustrations.

• Drivers can save around $150 per year simply by quoting online in advance
• Youthful drivers are the costliest to insure, as much as $409 per month including comprehensive and collision insurance
• Increasing policy deductibles can save around $425 each year
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,480 more per year than a low-risk driver
• Insureds who purchase more liability protection will pay around $520 each year to go from 30/60 bodily injury limits to 250/500 limits