Jaguar XK Insurance Rates

U.S. average auto insurance rates for a Jaguar XK are $1,278 annually including full coverage. Comprehensive insurance costs on average $254, collision costs $392, and liability insurance is estimated at $474. Liability-only insurance costs approximately $522 a year, with high-risk driver insurance costing $2,756 or more. Teenage drivers pay the highest rates at $4,902 a year or more.

Average premium for full coverage: $1,278

Price estimates by individual coverage:

Rate estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and for different XK trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. Rural areas have fewer comprehensive and collision claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above highlight why anyone shopping for car insurance should get quotes based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Jaguar XK insurance rates for different risk profiles and scenarios.

• The best discount rate is $750
• Choosing higher $1,000 deductibles can save around $146 every year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,278
• Using more expensive low deductibles for comp and collision coverage costs an additional $282 a year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,756 or more
• The price with full coverage for a teen driver with full coverage may cost $4,902 each year

View Chart as Image

Car insurance prices for a Jaguar XK are also quite variable based on the trim level and model year, your driving characteristics, and policy deductibles and limits.

An older driver with no driving violations and high physical damage deductibles could pay as little as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged upwards of $4,900 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at a minimum $1,500 to $2,100 extra each year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $430 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Jaguar XK insurance rates. A good driver about age 40 could pay as low as $980 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,820 on average in Michigan, New York, and Louisiana.

View Chart as Image

Since prices can be so different, the best way to figure out exactly what you will pay is to compare prices from as many companies as possible. Each auto insurer uses a different method to calculate prices, so rate quotes may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Jaguar XK Insurance

Getting lower rates on Jaguar XK insurance takes being a low-risk driver, having a good credit score, being claim-free, and maximizing policy discounts. Set aside time to compare rates at every other renewal by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The items below are a brief recap of the concepts that were covered above.

• High-risk drivers who tend to receive serious violations pay on average $1,480 more each year to insure their XK
• Teen drivers are expensive to insure, possibly costing $409 a month if comprehensive and collision insurance is included
• You may be able to save as much as $150 per year simply by shopping early and online
• Increasing physical damage deductibles could save up to $425 each year
• You may be able to save as much as $150 per year simply by shopping early and online