Jaguar XK Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 27, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance prices for a Jaguar XK are $1,334 every 12 months including full coverage. Comprehensive insurance costs approximately $270 a year, collision insurance costs $432, and liability insurance costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs $2,880 or more. Teens pay the most at up to $5,080 a year.
Average premium for full coverage: $1,334
Premium estimates by type of coverage:
Estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and XK trim levels.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Jaguar XK range from the cheapest price of $522 for basic liability insurance to a high of $2,880 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Your location has a significant impact on car insurance prices. Rural locations are statistically proven to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.
These rate differences highlight why it is important to compare rates using their specific location and their own driving history, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below breaks down average Jaguar XK insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $777
- Drivers who choose higher $1,000 deductibles will pay $1,174 every year
- The average price for a 40-year-old good driver who chooses $500 deductibles is $1,334
- Selecting low $100 deductibles for comprehensive and collision insurance costs an extra $306 a year
- High risk drivers with serious driving violations could pay around $2,880
- An auto insurance policy to insure a teen driver can cost $5,080 a year
Auto insurance prices for a Jaguar XK also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model of your XK.
Choosing higher comprehensive and collision insurance deductibles could save up to $470 each year, while buying higher liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit
Older drivers with a good driving record and higher deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay in the ballpark of $5,000 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are likely paying anywhere from $1,600 to $2,200 in extra premium annually, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 134% more than the average policy. View High Risk Driver Rates
Where you choose to live makes a big difference in Jaguar XK insurance rates. A 40-year-old driver could pay as low as $1,020 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,900 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,206 | -$128 | -9.6% |
| Alaska | $1,022 | -$312 | -23.4% |
| Arizona | $1,106 | -$228 | -17.1% |
| Arkansas | $1,334 | -$0 | 0.0% |
| California | $1,520 | $186 | 13.9% |
| Colorado | $1,274 | -$60 | -4.5% |
| Connecticut | $1,372 | $38 | 2.8% |
| Delaware | $1,510 | $176 | 13.2% |
| Florida | $1,668 | $334 | 25.0% |
| Georgia | $1,230 | -$104 | -7.8% |
| Hawaii | $958 | -$376 | -28.2% |
| Idaho | $902 | -$432 | -32.4% |
| Illinois | $994 | -$340 | -25.5% |
| Indiana | $1,004 | -$330 | -24.7% |
| Iowa | $900 | -$434 | -32.5% |
| Kansas | $1,268 | -$66 | -4.9% |
| Kentucky | $1,820 | $486 | 36.4% |
| Louisiana | $1,972 | $638 | 47.8% |
| Maine | $822 | -$512 | -38.4% |
| Maryland | $1,100 | -$234 | -17.5% |
| Massachusetts | $1,066 | -$268 | -20.1% |
| Michigan | $2,316 | $982 | 73.6% |
| Minnesota | $1,116 | -$218 | -16.3% |
| Mississippi | $1,596 | $262 | 19.6% |
| Missouri | $1,182 | -$152 | -11.4% |
| Montana | $1,432 | $98 | 7.3% |
| Nebraska | $1,052 | -$282 | -21.1% |
| Nevada | $1,600 | $266 | 19.9% |
| New Hampshire | $958 | -$376 | -28.2% |
| New Jersey | $1,490 | $156 | 11.7% |
| New Mexico | $1,182 | -$152 | -11.4% |
| New York | $1,404 | $70 | 5.2% |
| North Carolina | $768 | -$566 | -42.4% |
| North Dakota | $1,092 | -$242 | -18.1% |
| Ohio | $920 | -$414 | -31.0% |
| Oklahoma | $1,370 | $36 | 2.7% |
| Oregon | $1,222 | -$112 | -8.4% |
| Pennsylvania | $1,274 | -$60 | -4.5% |
| Rhode Island | $1,778 | $444 | 33.3% |
| South Carolina | $1,208 | -$126 | -9.4% |
| South Dakota | $1,126 | -$208 | -15.6% |
| Tennessee | $1,168 | -$166 | -12.4% |
| Texas | $1,608 | $274 | 20.5% |
| Utah | $988 | -$346 | -25.9% |
| Vermont | $912 | -$422 | -31.6% |
| Virginia | $798 | -$536 | -40.2% |
| Washington | $1,030 | -$304 | -22.8% |
| West Virginia | $1,222 | -$112 | -8.4% |
| Wisconsin | $924 | -$410 | -30.7% |
| Wyoming | $1,188 | -$146 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jaguar XK Portfolio 2-Dr Coupe | $1,234 | $103 |
| Jaguar XK 2-Dr Coupe | $1,234 | $103 |
| Jaguar XK Portfolio 2-Dr Convertible | $1,328 | $111 |
| Jaguar XK 2-Dr Convertible | $1,328 | $111 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Jaguar XK | $330 | $598 | $464 | $1,550 |
| 2014 Jaguar XK | $322 | $560 | $474 | $1,514 |
| 2013 Jaguar XK | $298 | $520 | $474 | $1,450 |
| 2012 Jaguar XK | $290 | $472 | $478 | $1,398 |
| 2011 Jaguar XK | $270 | $432 | $474 | $1,334 |
| 2010 Jaguar XK | $254 | $392 | $474 | $1,278 |
Rates are averaged for all Jaguar XK models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Jaguar XK Insurance
Finding better rates on Jaguar XK insurance not only requires avoiding accidents and claims, but also having a good credit score, refrain from filing small claims, and possibly higher deductibles. Set aside time to compare rates once a year by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.
The points below are a review of the data that was covered above.
- You may be able to save around $160 per year just by quoting early and online
- Drivers who purchase increased liability limits will pay approximately $520 per year to go from 30/60 bodily injury limits to a 250/500 level
- Drivers under the age of 20 have the highest car insurance prices, with the cost nearing $423 per month if comprehensive and collision insurance is included
- High-risk drivers who have several accidents or serious violations could be charged and average of $1,550 more per year to insure a Jaguar XK
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,080 |
| 20 | $3,056 |
| 30 | $1,380 |
| 40 | $1,334 |
| 50 | $1,218 |
| 60 | $1,194 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,640 |
| $250 | $1,498 |
| $500 | $1,334 |
| $1,000 | $1,174 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,334 |
| 50/100 | $1,423 |
| 100/300 | $1,541 |
| 250/500 | $1,849 |
| 100 CSL | $1,470 |
| 300 CSL | $1,731 |
| 500 CSL | $1,921 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,224 |
| 20 | $4,874 |
| 30 | $2,932 |
| 40 | $2,880 |
| 50 | $2,750 |
| 60 | $2,722 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $71 |
| Homeowner | $21 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $57 |
| Advance Quote | $64 |
| Online Quote | $94 |
| Total Discounts | $557 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
