Jaguar XK Insurance Rates

Estimated insurance prices for a Jaguar XK are $1,278 every 12 months for full coverage insurance. Comprehensive costs an estimated $254 each year, collision costs $392, and liability costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing around $2,756. Teen drivers pay the most at $4,902 a year or more.

Average premium for full coverage: $1,278

Premium estimates broken down by type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and XK models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than larger metro areas.

The graphic below illustrates how location helps determine insurance prices.

These rate differences illustrate why all drivers should compare prices for a targeted area and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Jaguar XK insurance rates for other coverage scenarios.

• The lowest rate with discounts is $750
• Using higher $1,000 deductibles will save approximately $146 each year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,278
• Choosing low deductibles for physical damage coverage increases the price to $1,560
• Drivers with multiple violations and an at-fault accident could pay up to $2,756 or more
• An auto insurance policy to insure a teen driver can cost as much as $4,902 or more

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Insurance prices for a Jaguar XK also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.

Choosing high deductibles could cut prices by as much as $430 every year, whereas increasing liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay at least $4,900 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying $1,500 to $2,100 extra annually, depending on your age. Insurance for high-risk drivers can be as much as 43% to 131% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Jaguar XK insurance prices. A driver around age 40 might see prices as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,730 on average in Florida, New York, and Michigan.

View Chart as Image

With such a large range in prices, the only way to figure out which insurance company is cheapest is to do a rate comparison and see which company has the best price. Each insurance company uses a different rate calculation, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Jaguar XK Insurance

Finding better rates on car insurance requires avoiding accidents and violations, having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Invest time comparing rates every couple of years by requesting rates from direct insurance companies, and also from insurance agencies where you live.

The list below is a brief recap of the material that was covered in the charts and tables above.

• Policyholders who want higher liability limits will pay about $520 annually to increase from 30/60 bodily injury limits to a 250/500 level
• Teenagers are charged the highest prices, with premiums being up to $409 per month if they have full coverage
• Higher risk drivers who tend to receive serious violations could be forced to pay on average $1,480 more annually for car insurance
• Increasing policy deductibles could save as much as $425 each year