Jaguar XK Insurance Rates

The average insurance rates for a Jaguar XK are $1,334 a year including full coverage. Comprehensive costs an estimated $270, collision costs $432, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing around $2,880. 16-year-old drivers cost the most to insure at $5,080 a year or more.

Average premium for full coverage: $1,334

Policy rates broken down by type of insurance:

Prices are based on $500 deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for different XK trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than congested cities.

The price range example below illustrates how your location can change insurance prices.

The examples above highlight why anyone shopping for car insurance should get quotes for a targeted area, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Jaguar XK insurance rates for other coverage scenarios.

• The best full coverage rate is $777
• Choosing higher $1,000 deductibles can save approximately $160 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,334
• Buying more expensive low deductibles for comp and collision coverage bumps up the cost to $1,640
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,880 or more
• Policy cost that insures a 16-year-old driver with full coverage can cost as much as $5,080 each year

View Chart as Image

Insurance rates for a Jaguar XK also range considerably based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,600 to $2,200 additional every year, depending on your age. High-risk driver insurance ranges from 43% to 134% more than the average rate. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $5,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Jaguar XK insurance prices. A good driver about age 40 could pay as low as $1,020 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,900 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $470 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to compare rates from multiple companies. Each auto insurer utilizes a different rate formula, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Jaguar XK Insurance

Finding cheaper rates on insurance for a Jaguar XK takes not taking risks behind the wheel, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Comparison shop every time your policy renews by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The following is a brief review of the information illustrated above.

• You may be able to save approximately $160 per year simply by shopping early and online
• Teens are expensive to insure, with premiums being up to $423 each month if comprehensive and collision insurance is included
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• Drivers considered higher risk with DUI or reckless driving convictions could be charged and average of $1,550 more annually for XK insurance
• Insureds who want higher liability limits will pay around $520 per year to raise limits from a 30/60 limit to the 250/500 level