Jaguar XK Insurance Rates

The average auto insurance rates for a Jaguar XK are $1,278 annually including full coverage. Comprehensive insurance costs an estimated $254, collision insurance costs $392, and liability insurance costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs $2,756 or more. Teens cost the most to insure at up to $4,902 a year.

Average premium for full coverage: $1,278

Policy rates broken down by type of insurance:

Includes $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for different XK trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how rural and urban location affects insurance prices.

The examples above highlight why anyone shopping for car insurance should compare prices for a targeted area and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Jaguar XK insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $750
• Using higher $1,000 deductibles will save approximately $146 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,278
• Selecting more expensive low deductibles for physical damage coverage costs an additional $282 a year
• Drivers with serious driving violations could pay up to $2,756
• Policy cost with full coverage for a teen driver with full coverage can cost as much as $4,902 or more

View Chart as Image

Insurance rates for a Jaguar XK also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

An older driver with no violations or accidents and high physical damage deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay at least $4,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,500 to $2,100 additional every year, depending on your age. High-risk driver insurance can be anywhere from 43% to 131% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $430 each year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Jaguar XK insurance rates. A driver around age 40 might see rates as low as $980 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,820 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Jaguar XK Insurance

Finding cheaper rates on Jaguar XK insurance requires being a good driver, having good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Set aside time to shop around once a year by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following list is a recap of the data that was raised in the charts and tables above.

• You may be able to save approximately $150 per year just by shopping early and online
• Drivers who want an increased level of liability coverage will pay approximately $520 per year to increase from a 30/60 limit to higher 250/500 limits
• Drivers age 16 to 20 are expensive to insure, with premiums being up to $409 each month if they have full coverage
• High-risk drivers that have major violations or accidents could be forced to pay on average $1,480 more annually than a safer driver