Jaguar XK Insurance Rates

Estimated auto insurance rates for a Jaguar XK are $1,278 annually including full coverage. Comprehensive insurance costs an estimated $254 a year, collision costs $392, and liability costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing $2,756 or more. Teenage drivers pay the most at $4,902 a year or more.

Average premium for full coverage: $1,278

Premium estimates broken down by type of coverage:

Estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and XK trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than densely populated cities.

The diagram below illustrates how rural and urban location affects insurance prices.

These rate differences highlight why it is important to compare prices for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Jaguar XK insurance rates for other coverage scenarios.

• The best discount rate is $750
• Using higher $1,000 deductibles will save approximately $1,132 every year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,278
• Using low $100 deductibles for physical damage coverage costs an additional $282 annually
• High-risk insureds who are prone to accidents and violations could pay up to $2,756 or more
• An auto insurance policy with full coverage for a 16-year-old driver can cost as much as $4,902 or more

View Chart as Image

Insurance prices for a Jaguar XK also have a wide range based on the model of your XK, your driving characteristics, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay at least $4,900 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying $1,500 to $2,100 additional annually, depending on your age. A high-risk auto insurance policy can be from 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $430 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Jaguar XK insurance prices. A driver around age 40 might see prices as low as $980 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,820 on average in Louisiana, New York, and Michigan.

View Chart as Image

With such a large range in prices, the best way to figure out which insurance company is cheapest is to get quotes from multiple companies. Each insurance company uses a different method to calculate prices, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Jaguar XK Insurance

Finding better rates on insurance for a Jaguar XK requires being a low-risk driver, having good credit, refrain from filing small claims, and maximizing policy discounts. Set aside time to shop around at least every other year by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

The items below are a review of the car insurance concepts raised in the charts and tables above.

• Drivers considered higher risk who have several accidents or serious violations could be forced to pay on average $1,480 more annually to insure their XK
• You may be able to save approximately $150 per year simply by quoting early and online
• Increasing policy deductibles could save up to $425 each year
• Insureds who want more liability coverage will pay an extra $520 per year to increase from 30/60 bodily injury limits to higher 250/500 limits