Jeep Cherokee Insurance Rates

U.S. average insurance rates for a Jeep Cherokee are $1,592 a year with full coverage. Comprehensive costs on average $298 a year, collision insurance costs $558, and liability costs around $536. A policy with just liability insurance costs as low as $606 a year, and coverage for high-risk drivers costs around $3,450. Teens pay the highest rates at up to $6,098 a year.

Average premium for full coverage: $1,592

Price estimates by individual coverage:

Rate estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and Cherokee trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on auto insurance rates. Rural areas have lower incidents of collision claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects car insurance rates.

The ranges above demonstrate why it is important to compare prices based on a specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Jeep Cherokee insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $924
• Using higher $1,000 deductibles will save around $1,396 annually
• The estimated price for the average middle-age driver with $500 deductibles is $1,592
• Selecting low $100 deductibles for physical damage coverage bumps up the cost to $1,968
• Drivers with serious driving violations could pay upwards of $3,450
• The price that insures a teen driver may cost $6,098 or more

View Chart as Image

Insurance prices for a Jeep Cherokee are also quite variable based on the trim level of your Cherokee, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,900 to $2,600 extra each year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 133% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,500 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $6,000 a year. View Rates by Age

The state you live in has a huge impact on Jeep Cherokee insurance prices. A driver around age 40 might see prices as low as $1,140 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,140 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $580 every year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $483 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Jeep Cherokee Insurance

Getting lower rates on car insurance requires being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Compare rates at least once a year by getting price quotes from direct companies, and also from several local insurance agents.

Below is a brief recap of the primary concepts that were presented in the illustrations above.

• You may be able to save as much as $190 per year just by quoting early and online
• Higher risk drivers who tend to receive serious violations pay on average $1,860 more each year for auto insurance
• Increasing physical damage deductibles can save approximately $575 each year
• Teenage drivers pay the highest prices, costing up to $508 a month if full coverage is included