Jeep Cherokee Insurance Rates

Estimated insurance prices for a Jeep Cherokee are $1,592 every 12 months for full coverage. Comprehensive insurance costs an estimated $298 a year, collision insurance costs $558, and liability coverage costs $536. Liability-only coverage costs as little as $606 a year, and high-risk coverage costs $3,450 or more. Teens pay the most at up to $6,098 a year.

Average premium for full coverage: $1,592

Premium estimates broken down by type of coverage:

Rates are based on $500 physical damage insurance deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and Cherokee trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on insurance rates. More rural locations are statistically proven to have more infrequent accident claims than cities with more traffic congestion. The diagram below illustrates how your location can change insurance prices.

These rate differences show why it is important to compare rates for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Jeep Cherokee insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $924
• Drivers who choose higher $1,000 deductibles will pay approximately $1,396 a year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,592
• Selecting low $100 deductibles for comprehensive and collision insurance costs an extra $376 each year
• High-risk insureds with serious driving violations could pay up to $3,450
• An auto insurance policy to insure a teenage driver can cost as much as $6,098 a year

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Insurance prices for a Jeep Cherokee also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could save up to $580 a year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $483 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $1,500 per year on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay at least $6,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying $1,900 to $2,600 extra annually, depending on your age. A high-risk auto insurance policy can cost around 43% to 133% more than the average policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Jeep Cherokee insurance rates. A 40-year-old driver could pay as low as $1,050 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,270 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for the Best Cheap Jeep Cherokee Insurance

Finding better rates on auto insurance not only requires being a low-risk driver, but also having good credit, not filing small claims, and deciding if full coverage is necessary. Invest the time to shop around once a year by quoting rates from direct carriers, and also from several local insurance agents.

The items below are a quick review of the data that was illustrated above.

• Drivers can save approximately $190 per year just by quoting early and online
• Consumers who want more liability coverage will pay approximately $590 each year to go from 30/60 bodily injury limits to a 250/500 level
• Teen drivers are charged the highest prices, as much as $508 per month if they have full coverage
• Drivers with a DUI or reckless driving violation pay on average $1,860 more annually to insure their Cherokee