Jeep Cherokee Insurance Rates

Average insurance rates for a Jeep Cherokee are $1,610 a year for full coverage insurance. Comprehensive insurance costs approximately $308 a year, collision insurance costs $582, and liability coverage is estimated at $520. A liability-only policy costs approximately $592 a year, and high-risk insurance costs $3,488 or more. 16-year-old drivers receive the highest rates at up to $6,130 a year.

Average premium for full coverage: $1,610

Rate estimates by individual coverage type:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and Cherokee trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than congested cities. The diagram below illustrates how your location can change auto insurance prices.

These examples illustrate why it is important to get quotes using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Jeep Cherokee insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $932
• Choosing higher $1,000 deductibles can save $1,408 each year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,610
• Buying low $100 deductibles for comp and collision coverage will cost an additional $392 each year
• Drivers with multiple tickets or accidents could pay around $3,488
• The cost that insures a teenage driver can cost $6,130 each year

View Chart as Image

Insurance rates for a Jeep Cherokee can also vary considerably based on the trim level of your Cherokee, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,900 to $2,600 extra per year, depending on your age. A high-risk auto insurance policy ranges around 42% to 132% more than the average rate. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,500 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $6,100 a year. View Rates by Age

Where you live plays a big part in determining prices for Jeep Cherokee insurance rates. A good driver about age 40 could pay as low as $1,050 a year in states like North Carolina, Wisconsin, and Vermont, or at least $2,170 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $600 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $468 more per year. View Rates by Deductible or Liability Limit

How to Find Cheap Jeep Cherokee Insurance

Saving money on auto insurance takes avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Comparison shop every year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The list below is a brief summary of the coverage data illustrated above.

• It is possible to save around $190 per year just by quoting early and online
• Increasing deductibles can save approximately $600 each year
• Teenagers are expensive to insure, costing up to $511 per month if full coverage is included
• Drivers that tend to have accidents or serious violations could be charged and average of $1,880 more per year for car insurance