Jeep Cherokee Insurance Rates

Average insurance rates for a Jeep Cherokee are $1,592 a year for full coverage insurance. Comprehensive insurance costs on average $298, collision insurance costs $558, and liability costs around $536. A liability-only policy costs as low as $606 a year, and high-risk insurance costs $3,450 or more. Teenage drivers receive the highest rates at up to $6,098 a year.

Average premium for full coverage: $1,592

Rate estimates by individual coverage type:

Estimates include $500 deductible amounts, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and for different Cherokee trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on insurance rates. Rural areas tend to have lower incidents of physical damage claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on car insurance rates.

These examples illustrate why anyone shopping for car insurance should compare prices based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Jeep Cherokee insurance rates for different risk profiles and scenarios.

• The best discount rate is $924
• Using higher $1,000 deductibles will save around $196 each year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,592
• Using more expensive low deductibles for physical damage coverage will cost an additional $376 every year
• Drivers who are prone to accidents and violations could pay upwards of $3,450
• The cost that insures a teen driver with full coverage may cost $6,098 or more

View Chart as Image

Insurance rates for a Jeep Cherokee can also vary considerably based on the model year and trim level, your age and driving record, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,900 to $2,600 extra per year, depending on your age. High-risk driver insurance can be as much as 43% to 133% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,500 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay upwards of $6,000 a year. View Rates by Age

Where you live has a huge impact on Jeep Cherokee insurance prices. A driver around age 40 might see rates as low as $1,040 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,140 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $580 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $483 more per year. View Rates by Deductible or Liability Limit

How to Find Low Cost Jeep Cherokee Insurance

Saving money on car insurance requires having a good driving record, having above-average credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Compare prices at every policy renewal by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The next list is a review of the data covered above.

• Policyholders who require increased levels of liability coverage will pay an extra $590 annually to increase from a minimum limit to the 250/500 level
• It is possible to save as much as $190 per year just by shopping early and online
• Increasing deductibles can save approximately $575 each year
• Drivers age 20 and younger pay the highest rates, costing up to $508 per month if full coverage is included