Jeep Cherokee Insurance Rates

Average insurance rates for a Jeep Cherokee are $1,610 a year for full coverage. Comprehensive costs around $308 a year, collision insurance costs $582, and liability costs around $520. Liability-only coverage costs as low as $592 a year, and high-risk coverage costs around $3,488. Teens receive the highest rates at up to $6,130 a year.

Average premium for full coverage: $1,610

Rate estimates for individual coverage type:

Rate estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and Cherokee trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on auto insurance rates.

These examples show why it is important to compare prices for a specific zip code and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Jeep Cherokee insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $932
• Using higher $1,000 deductibles will save about $1,408 a year
• The average rate for a 40-year-old driver using $500 deductibles is $1,610
• Selecting low $100 deductibles for physical damage coverage will increase the cost to $2,002
• Drivers with serious driving violations could pay at least $3,488
• The cost for full coverage for a teen driver can be $6,130 or more

View Chart as Image

Car insurance rates for a Jeep Cherokee can also vary considerably based on your driver profile, the trim level of your Cherokee, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles may pay as little as $1,500 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged as much as $6,100 a year. View Rates by Age

Where you live has a huge impact on Jeep Cherokee insurance prices. A driver around age 40 might see rates as low as $1,060 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,290 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $600 every year, while buying higher liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $468 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at least $1,900 to $2,600 extra per year, depending on your age. A high-risk auto insurance policy can be as much as 42% to 132% more than the average policy. View High Risk Driver Rates

How to Find the Best Jeep Cherokee Insurance

Saving money on car insurance requires having a decent driving record, having above-average credit, eliminating unneeded coverage, and consideration of higher deductibles. Take the time to compare rates every other policy renewal by getting quotes from direct carriers like GEICO and Progressive, and also from local insurance agents.

The following items are a brief recap of the ideas that were covered in the above illustrations.

• 16 to 18-year-old drivers are the costliest to insure, costing as high as $511 per month if full coverage is included
• Higher risk drivers who tend to receive serious violations may be required to pay an average of $1,880 more every year than a driver with a clean driving record
• Increasing deductibles can save around $600 each year
• Drivers can save up to $190 per year just by quoting early and online