Jeep Cherokee Insurance Rates

Average insurance prices for a Jeep Cherokee are $1,610 every 12 months including full coverage. Comprehensive costs around $308 each year, collision insurance costs $582, and liability coverage is estimated at $520. A liability-only policy costs approximately $592 a year, and high-risk insurance costs around $3,488. Teens receive the highest rates at up to $6,130 a year.

Average premium for full coverage: $1,610

Rate estimates for individual coverage type:

Includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Cherokee models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on the price of insurance. Areas with sparse population tend to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how your location can change auto insurance rates.

These examples highlight why all drivers should get quotes for a specific zip code and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Jeep Cherokee insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $932
• Choosing higher $1,000 deductibles can save about $202 every year
• The average price for a 40-year-old driver using $500 deductibles is $1,610
• Selecting low deductibles for comp and collision coverage increases the price to $2,002
• Drivers with serious driving violations could pay at least $3,488
• The cost to insure a teenage driver can be $6,130 each year

View Chart as Image

Insurance rates for a Jeep Cherokee can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can save as much as $600 a year, whereas increasing liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $468 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,500 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay as much as $6,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at least $1,900 to $2,600 extra per year, depending on your age. Insurance for high-risk drivers ranges around 42% to 132% more than the average policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Jeep Cherokee insurance rates. A good driver about age 40 could pay as low as $1,230 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,290 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Shop for the Cheapest Jeep Cherokee Insurance

Saving money on auto insurance takes avoiding accidents and violations, having good credit, not filing small claims, and dropping full coverage on older vehicles. Invest the time to shop around at least every other year by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The list below is a recap of the car insurance concepts illustrated above.

• Drivers that have major violations or accidents could be forced to pay on average $1,880 more every year for car insurance
• You may be able to save up to $190 per year just by quoting online in advance
• Increasing deductibles could save as much as $600 each year
• Consumers who may need higher liability limits will pay approximately $570 per year to raise limits from a minimum limit to a 250/500 level