Jeep Patriot Insurance Rates

Average auto insurance rates for a Jeep Patriot are $1,098 annually for full coverage insurance. Comprehensive costs approximately $188, collision costs $292, and liability coverage costs around $460. A policy with just liability insurance costs as low as $510 a year, with coverage for high-risk drivers costing around $2,368. Teenage drivers receive the highest rates at $4,344 a year or more.

Average premium for full coverage: $1,098

Rate estimates by individual coverage type:

Rate estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and for all Patriot models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of auto insurance. Rural locations tend to have fewer physical damage claims than densely populated cities.

The example below illustrates how rural and urban location affects auto insurance prices.

These examples illustrate why everyone should compare prices using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Jeep Patriot insurance rates for additional coverage and risk scenarios.

• The best discount rate is $655
• Using higher $1,000 deductibles will save $110 each year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,098
• Using pricier low deductibles for physical damage coverage will cost $1,304
• Higher-risk drivers who are prone to accidents and violations could pay around $2,368 or more
• The cost with full coverage for a teenage driver for full coverage can cost $4,344 or more

View Chart as Image

Insurance rates for a Jeep Patriot can also vary considerably based on the trim level of your Patriot, your risk profile, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,000 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,300 to $1,800 additional per year, depending on your age. Jeep Patriot insurance for high-risk drivers can be around 41% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $320 a year, whereas buying more liability protection will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Jeep Patriot insurance rates. A driver around age 40 might see rates as low as $720 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,480 on average in Florida, New York, and Michigan.

View Chart as Image

With so much variability in rates, the only way to figure out who has the best car insurance rates is to regularly compare rates and see how they stack up. Each insurance company uses a different method to calculate rates, and rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2016 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Jeep Patriot Insurance

Saving money on auto insurance requires being a low-risk driver, having good credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Set aside time to shop around every couple of years by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The items below are a brief recap of the material that was raised in the charts and tables above.

• Consumers who purchase more liability coverage will pay an extra $510 annually to increase from a minimum limit to higher 250/500 limits
• Teen drivers are the costliest to insure, costing up to $362 per month if they have full coverage
• Drivers who tend to receive serious violations could be forced to pay on average $1,270 more per year to insure their Patriot
• Increasing deductibles could save up to $325 each year