Jeep Patriot Insurance Rates

Average insurance rates for a Jeep Patriot are $1,074 a year for full coverage insurance. Comprehensive insurance costs an estimated $180 a year, collision insurance costs $272, and liability coverage costs $464. A policy with just liability insurance costs as little as $514 a year, and coverage for high-risk drivers costs $2,322 or more. Teenage drivers receive the highest rates at up to $4,284 a year.

Average premium for full coverage: $1,074

Rate estimates broken down by individual coverage type:

Estimates include $500 deductible amounts, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and Patriot trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates how rural and urban location affects insurance prices.

These examples illustrate why it is important to compare rates for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Jeep Patriot insurance rates for other coverage scenarios.

• The best discount rate is $643
• Drivers who choose higher $1,000 deductibles will pay approximately $972 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,074
• Using low $100 deductibles for comprehensive and collision insurance will cost an additional $200 each year
• High-risk insureds who are prone to accidents and violations could pay up to $2,322
• The cost that insures a teenage driver can cost as much as $4,284 a year

View Chart as Image

Insurance rates for a Jeep Patriot can also vary considerably based on the trim level of your Patriot, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,300 to $1,800 additional per year, depending on your age. A high-risk auto insurance policy can cost around 42% to 135% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay at least $4,200 a year. View Rates by Age

Where you live makes a big difference in Jeep Patriot insurance rates. A 40-year-old driver could pay as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,460 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $310 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $417 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2016 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Jeep Patriot Insurance

Saving money on auto insurance not only requires having a good driving record, but also having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Compare prices at least every other year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The next list is a review of the car insurance concepts raised in the charts and tables above.

• Drivers who have several accidents or serious violations may have to pay on average $1,250 more annually to buy Jeep Patriot insurance
• It is possible to save approximately $120 per year just by quoting early and online
• Increasing deductibles can save approximately $300 each year
• Consumers who want increased levels of liability coverage will pay an extra $510 annually to go from a minimum limit to the 250/500 level