Kia Telluride Insurance Rates
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UPDATED: Apr 10, 2020
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U.S. average insurance prices for a Kia Telluride are $1,486 every 12 months with full coverage. Comprehensive costs an estimated $358 each year, collision insurance costs $660, and liability insurance costs $332. Liability-only insurance costs as little as $388 a year, and high-risk driver insurance costs around $3,214. Teenage drivers pay the highest rates at up to $5,326 a year.
Average premium for full coverage: $1,486
Price estimates broken down by individual coverage:
Rates include $500 deductible amounts, 30/60 liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and Telluride models.
Price Range from Low to High
For a middle-aged driver, Kia Telluride insurance prices range from the cheapest price of $388 for the bare minimum liability coverage to a high rate of $3,214 for a high risk driver.
Geographic Price Range
Your location has a significant impact on car insurance rates. More rural locations have more infrequent collision claims than densely populated cities. The graphic below illustrates the effect of location on insurance prices.
The ranges above demonstrate why all drivers should compare rates for a targeted area and their own driving history, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details average Kia Telluride insurance rates for other coverage scenarios.
- The best discount rate is $837
- Drivers who choose higher $1,000 deductibles will pay approximately $230 annually
- The average price for the average middle-age driver who has $500 deductibles is $1,486
- Using low deductibles for comprehensive and collision insurance increases the price to $1,938
- High risk drivers who are prone to accidents and violations could pay up to $3,214
- The price to insure a teen driver can cost as much as $5,326 a year
Car insurance prices for a Kia Telluride are also quite variable based on deductibles and policy limits, your driving record, and the model year and trim level.
Using high physical damage deductibles could save up to $690 each year, whereas increasing liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $299 extra every 12 months. View Rates by Deductible or Liability Limit
More mature drivers with no driving violations and higher deductibles could pay as little as $1,400 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged at least $5,300 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out $1,800 to $2,400 extra each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 45% to 135% more than a normal policy. View High Risk Driver Rates
The state you live in makes a big difference in Kia Telluride insurance rates. A 40-year-old driver could pay as low as $1,070 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,010 on average in New York, Michigan, and Florida.
|State||Premium||Compared to U.S. Avg||Percent Difference|
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2020 Kia Telluride||$358||$660||$332||$1,486|
Rates are averaged for all Kia Telluride models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Kia Telluride Insurance
Getting lower rates on Kia Telluride insurance not only requires having a good driving record, but also maintaining a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Take the time to shop around at least every two years by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The next list is a summary of the information that was covered in this article.
- Increasing physical damage deductibles could save as much as $675 each year
- You may be able to save approximately $190 per year just by quoting online in advance
- Drivers who want increased levels of liability coverage will pay an extra $370 every year to go from a low limit to a 250/500 level
- Drivers age 20 and younger have the highest car insurance prices, costing up to $444 a month if the policy includes full coverage
- High-risk drivers that have multiple accidents or serious violations may pay on average $1,730 more annually to buy Kia Telluride insurance
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$116|
|5-yr Claim Free||$97|
|Paid in Full/EFT||$74|
Discounts are estimated and may not be available from every company or in every state.