Land Rover LR2 Insurance Rates

The average insurance prices for a Land Rover LR2 are $1,078 every 12 months for full coverage. Comprehensive insurance costs around $198, collision costs $248, and liability costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing $2,314 or more. Teens cost the most to insure at $4,260 a year or more.

Average premium for full coverage: $1,078

Policy rates for type of insurance:

These estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and for different LR2 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on auto insurance rates. Areas with sparse population are shown to have more infrequent accident claims than cities with more traffic congestion.

The price range example below illustrates how your location can change auto insurance rates.

The examples above show why anyone shopping for car insurance should compare rates for a specific zip code and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Land Rover LR2 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $650
• Drivers who choose higher $1,000 deductibles will pay about $102 a year
• The average price for a good driver age 40 using $500 deductibles is $1,078
• Selecting more expensive low deductibles for comprehensive and collision insurance costs an extra $194 annually
• Drivers with serious driving violations could pay at least $2,314 or more
• Policy cost to insure a 16-year-old driver with full coverage can be $4,260 a year

View Chart as Image

Insurance rates for a Land Rover LR2 also range considerably based on liability limits and deductibles, your driver profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could save up to $300 annually, while increasing your policy's liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay as much as $4,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $1,300 to $1,800 additional every year, depending on your age. High-risk driver insurance can cost from 42% to 134% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in Land Rover LR2 insurance prices. A 40-year-old driver could pay as low as $710 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,540 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know your exact price is to compare rates from multiple companies. Every company calculates rates differently, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Land Rover LR2 Insurance

Finding cheaper rates on insurance for a Land Rover LR2 not only requires being a safe and courteous driver, but also having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Invest the time to shop around at least every other year by getting quotes from direct carriers, and also from local exclusive and independent agents.

Below is a brief summary of the car insurance concepts illustrated above.

• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,240 more every year for auto insurance
• Drivers can save up to $120 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $300 each year
• Insureds who may need higher levels of liability will pay approximately $520 each year to go from a 30/60 limit to a 250/500 level