Land Rover LR2 Insurance Rates

The average insurance prices for a Land Rover LR2 are $1,120 every 12 months for full coverage insurance. Comprehensive costs an estimated $212, collision costs $272, and liability insurance is estimated at $478. Liability-only insurance costs approximately $526 a year, with high-risk driver insurance costing around $2,404. Teen drivers cost the most to insure at $4,390 a year or more.

Average premium for full coverage: $1,120

Policy rates broken down by type of insurance:

Includes $500 policy deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and for different LR2 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than larger metro areas.

The price range example below illustrates how geographic area affects insurance prices.

The examples above illustrate why anyone shopping for car insurance should get quotes for a targeted area and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $674
• Choosing higher $1,000 deductibles can save approximately $110 each year
• The average price for a good driver age 40 who has $500 deductibles is $1,120
• Choosing more expensive low deductibles for comp and collision coverage increases the price to $1,330
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,404 or more
• Policy cost to insure a teen driver with full coverage can cost as much as $4,390 each year

View Chart as Image

Auto insurance rates for a Land Rover LR2 also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Choosing high deductibles can save as much as $320 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $430 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay at least $4,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,300 to $1,900 in extra premium every year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 129% more than average. View High Risk Driver Rates

Your home state plays a big part in determining prices for Land Rover LR2 insurance rates. A good driver about age 40 could pay as low as $730 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,510 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to compare rates from as many companies as possible. Each auto insurer uses a different rate calculation, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Land Rover LR2 Insurance

Finding cheaper rates on Land Rover LR2 insurance takes being safe and accident-free, having a good credit score, being claim-free, and qualifying for all possible discounts. Invest the time to compare rates at least every other year by requesting quotes from direct insurance companies, and also from insurance agencies where you live.

Below you'll find a recap of the car insurance concepts presented in the illustrations above.

• High-risk drivers that have major violations or accidents could be forced to pay on average $1,280 more annually than a low-risk driver
• It is possible to save approximately $130 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $325 each year
• Drivers who want more liability protection will pay about $530 annually to raise limits from a 30/60 limit to a 250/500 level