Land Rover LR2 Insurance Rates

Average insurance prices for a Land Rover LR2 are $1,078 every 12 months including full coverage. Comprehensive insurance costs an estimated $198 each year, collision costs $248, and liability is $474. A policy with just liability insurance costs around $522 a year, with coverage for high-risk drivers costing $2,314 or more. Teens receive the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Rate estimates broken down by individual coverage type:

Full coverage includes $500 policy deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and LR2 models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations tend to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates the effect of geographic area on insurance prices.

These examples highlight why all drivers should compare rates quotes for a targeted area and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $650
• Raising to $1,000 deductibles will save approximately $102 every year
• The average price for a 40-year-old driver who has $500 deductibles is $1,078
• Selecting low deductibles costs an extra $194 every year
• At-risk drivers with serious driving violations could pay up to $2,314 or more
• The cost to insure a teen driver can cost as much as $4,260

View Chart as Image

Insurance rates for a Land Rover LR2 can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $300 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,000 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay at least $4,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying $1,300 to $1,800 additional per year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 42% to 134% more than the average policy. View High Risk Driver Rates

Where you live also has a big influence on Land Rover LR2 insurance prices. A middle-age driver might find rates as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,540 on average in Louisiana, New York, and Michigan.

View Chart as Image

With so much variability in rates, the best way to figure out which company is cheapest is to do a rate comparison and see which company has the best rate. Every auto insurance company calculates rates differently, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Land Rover LR2 Insurance

Saving money on car insurance consists of being safe and accident-free, having above-average credit, not filing small claims, and maximizing policy discounts. Take the time to compare rates once a year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

Below you'll find a summary of the data that was covered in the above illustrations.

• You may be able to save approximately $120 per year simply by quoting online in advance
• Policyholders who want more liability protection will pay approximately $520 per year to raise from a minimum limit to a 250/500 level
• Youthful drivers are expensive to insure, as much as $355 per month if full coverage is included
• Higher risk drivers who have multiple accidents or major violations may have to pay on average $1,240 more annually than a low-risk driver