Land Rover LR2 Insurance Rates

U.S. average auto insurance rates for a Land Rover LR2 are $1,078 annually for full coverage insurance. Comprehensive insurance costs approximately $198 each year, collision insurance costs $248, and liability coverage is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs $2,314 or more. Teenage drivers pay the highest rates at up to $4,260 a year.

Average premium for full coverage: $1,078

Price estimates by individual coverage:

Includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and LR2 models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of auto insurance. Rural locations have fewer physical damage claims than densely populated cities. The graphic below illustrates the effect of geographic area on auto insurance prices.

The ranges above illustrate why all drivers should get quotes using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $650
• Choosing higher $1,000 deductibles can save $102 each year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,078
• Using low deductibles for comp and collision coverage costs an additional $194 each year
• Drivers who are prone to accidents and violations could pay around $2,314
• The price with full coverage for a teenage driver can cost $4,260 each year

View Chart as Image

Car insurance prices for a Land Rover LR2 are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high physical damage deductibles may only pay around $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged in the ballpark of $4,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,300 to $1,800 extra each year, depending on your age. Insurance for high-risk drivers ranges around 42% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $300 a year, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Land Rover LR2 insurance rates. A good driver about age 40 could pay as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,460 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Land Rover LR2 Insurance

Getting lower rates on auto insurance takes avoiding accidents and violations, having a good credit score, not filing small claims, and attention to physical damage deductibles. Take the time to compare rates every time your policy renews by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The list below is a recap of the information covered in the above illustrations.

• It is possible to save around $120 per year just by quoting online in advance
• Teenagers pay the highest auto insurance prices, as much as $355 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles could save up to $300 each year
• Drivers that have major violations or accidents could be forced to pay on average $1,240 more per year for car insurance
• Consumers who purchase higher liability limits will pay an extra $520 annually to raise limits from a low limit to higher 250/500 limits