Land Rover LR2 Insurance Rates

The average insurance rates for a Land Rover LR2 are $1,120 a year for full coverage. Comprehensive costs on average $212 a year, collision insurance costs $272, and liability costs around $478. A liability-only policy costs as low as $526 a year, and high-risk insurance costs around $2,404. 16-year-old drivers cost the most to insure at up to $4,390 a year.

Average premium for full coverage: $1,120

Policy rates by type of insurance:

Rate estimates include $500 deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and LR2 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than congested cities. The diagram below illustrates the difference location can make on car insurance rates.

The examples above show why it is important to compare prices based on a specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $674
• Using higher $1,000 deductibles will save around $1,010 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,120
• Buying low $100 deductibles for physical damage coverage will increase the cost to $1,330
• Drivers with multiple tickets or accidents could pay upwards of $2,404
• Policy cost for full coverage for a teen driver may cost $4,390 or more

View Chart as Image

Car insurance rates for a Land Rover LR2 also range considerably based on your risk profile, the trim level of your LR2, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged upwards of $4,300 a year. View Rates by Age

Your home state has a huge impact on Land Rover LR2 insurance prices. A driver around age 40 might see rates as low as $740 a year in states like Idaho, Maine, and Iowa, or at least $1,600 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $320 every year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $430 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,300 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 129% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Land Rover LR2 Insurance

Finding cheaper rates on car insurance requires not taking risks behind the wheel, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Make time to compare rates at least once a year by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The following is a brief recap of the primary concepts that were touched on in this article.

• Drivers can save as much as $130 per year just by quoting early and online
• Higher risk drivers who tend to receive serious violations will pay on average $1,280 more each year for LR2 insurance
• Increasing comprehensive and collision deductibles can save around $325 each year
• Teens are expensive to insure, costing up to $366 each month if full coverage is included