Land Rover LR2 Insurance Rates

The average insurance rates for a Land Rover LR2 are $1,078 a year including full coverage. Comprehensive insurance costs approximately $198, collision costs $248, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, with high-risk insurance costing $2,314 or more. Teen drivers cost the most to insure at $4,260 a year or more.

Average premium for full coverage: $1,078

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for different LR2 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than larger metro areas.

The price range example below illustrates how where you live affects auto insurance prices.

The examples above highlight why anyone shopping for car insurance should get quotes using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $650
• Choosing higher $1,000 deductibles can save $102 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,078
• Choosing more expensive low deductibles for comp and collision coverage will cost an extra $194 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay around $2,314 or more
• Policy cost for full coverage for a teen driver with full coverage can cost $4,260 each year

View Chart as Image

Car insurance rates for a Land Rover LR2 also range considerably based on your risk profile, the model of your LR2, and physical damage deductibles and liability limits.

An older driver with no driving violations and high deductibles may pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged in the ballpark of $4,200 a year. View Rates by Age

Your home state plays a big part in determining prices for Land Rover LR2 insurance prices. A good driver about age 40 could pay as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,540 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $300 every year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,300 to $1,800 extra every year, depending on your age. High-risk driver insurance ranges as much as 42% to 134% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to compare rates and see which company has the best rate. Each auto insurer uses a different rate calculation, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Land Rover LR2 Insurance

Finding cheaper rates on car insurance takes being a good driver, having above-average credit, paying for small claims out-of-pocket, and avoiding coverage lapses. Take the time to comparison shop every time your policy renews by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following list is a condensed summary of the information touched on in the above illustrations.

• You may be able to save around $120 per year simply by shopping early and online
• Drivers age 16 to 20 pay the highest auto insurance rates, with premiums being up to $355 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save around $300 each year
• Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,240 more per year than a safer driver
• Policyholders who purchase an increased level of liability coverage will pay about $520 per year to raise limits from a 30/60 limit to 250/500 limits