Land Rover LR2 Insurance Rates

Estimated insurance rates for a Land Rover LR2 are $1,120 a year including full coverage. Comprehensive costs on average $212, collision costs $272, and liability coverage is estimated at $478. A policy with only liability insurance costs approximately $526 a year, with a high-risk policy costing around $2,404. 16-year-old drivers pay the most at $4,390 a year or more.

Average premium for full coverage: $1,120

Premium estimates by type of coverage:

These estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for different LR2 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than congested cities.

The price range example below illustrates how rural and urban location affects car insurance rates.

These rate differences highlight why anyone shopping for car insurance should get quotes based on a specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $674
• Choosing higher $1,000 deductibles can save around $110 every year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,120
• Buying more expensive low deductibles for comp and collision coverage bumps up the cost to $1,330
• Drivers with multiple tickets or accidents could pay upwards of $2,404 or more
• An auto insurance policy that insures a teenage driver with full coverage may cost $4,390 each year

View Chart as Image

Car insurance prices for a Land Rover LR2 also have a wide range based on the model year and trim level, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $1,300 to $1,900 extra annually, depending on your age. High-risk driver insurance ranges around 43% to 129% more than the average rate. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged upwards of $4,300 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Land Rover LR2 insurance rates. A good driver about age 40 could pay as low as $860 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,600 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles can save as much as $320 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $430 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out exactly what you will pay is to compare prices and see how they stack up. Each auto insurer utilizes a different rate formula, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Land Rover LR2 Insurance

Finding better rates on auto insurance takes having a decent driving record, having a positive credit history, refrain from filing small claims, and maximizing policy discounts. Comparison shop once a year by obtaining price quotes from direct car insurance companies, and also from insurance agencies where you live.

The following items are a brief summary of the data that was raised in the charts and tables above.

• You may be able to save as much as $130 per year simply by shopping early and online
• Consumers who require additional liability coverage will pay around $530 per year to raise limits from 30/60 bodily injury limits to the 250/500 level
• 16 to 18-year-old drivers are expensive to insure, with the cost nearing $366 per month if full coverage is purchased
• Drivers that tend to have accidents or serious violations could be forced to pay on average $1,280 more each year than a driver with a clean driving record