Land Rover LR2 Insurance Rates

Average auto insurance rates for a Land Rover LR2 are $1,078 annually for full coverage insurance. Comprehensive insurance costs approximately $198, collision costs $248, and liability insurance is estimated at $474. A policy with just liability insurance costs approximately $522 a year, with coverage for high-risk drivers costing $2,314 or more. Teenage drivers receive the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Rate estimates by individual coverage type:

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and for all LR2 models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. Rural locations tend to have fewer physical damage claims than densely populated cities.

The example below illustrates how rural and urban location affects auto insurance prices.

These examples illustrate why everyone should get quotes using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $650
• Choosing higher $1,000 deductibles can save $102 each year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,078
• Using pricier low deductibles for comp and collision coverage costs an additional $194 a year
• High-risk insureds who are prone to accidents and violations could pay around $2,314 or more
• The cost with full coverage for a teen driver for full coverage can cost $4,260 each year

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Insurance rates for a Land Rover LR2 can also vary considerably based on the trim level of your LR2, your risk profile, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $1,000 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,300 to $1,800 additional per year, depending on your age. Land Rover LR2 insurance for high-risk drivers ranges anywhere from 42% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $300 each year, whereas buying more liability protection will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Land Rover LR2 insurance rates. A good driver about age 40 could pay as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,460 on average in Florida, New York, and Michigan.

View Chart as Image

With so much variability in rates, the only way to figure out who has the best car insurance rates is to regularly compare rates from as many companies as possible. Each auto insurer uses a different method to calculate rates, and rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Land Rover LR2 Insurance

Saving money on Land Rover LR2 insurance takes avoiding accidents and claims, having good credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Set aside time to shop around at every policy renewal by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The points below are a quick review of the data raised in the charts and tables above.

• Drivers who purchase increased liability limits will pay an extra $520 annually to raise limits from a minimum limit to higher 250/500 limits
• It is possible to save around $120 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles could save up to $300 each year
• Drivers under the age of 20 are the costliest to insure, costing up to $355 per month if they have full coverage