Land Rover LR2 Insurance Rates

Average insurance rates for a Land Rover LR2 are $1,078 a year including full coverage. Comprehensive insurance costs an estimated $198, collision costs $248, and liability insurance is $474. A liability-only policy costs around $522 a year, with high-risk insurance costing $2,314 or more. Teenage drivers receive the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Rate estimates broken down by individual coverage type:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for different LR2 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on the price of auto insurance. More rural locations tend to have a lower frequency of comprehensive and collision claims than densely populated cities.

The price range example below illustrates how your location can change insurance prices.

These examples highlight why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The best discount rate is $650
• Raising to $1,000 deductibles will save approximately $102 every year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,078
• Using more expensive low deductibles will cost an extra $194 a year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,314 or more
• The cost for full coverage for a teen driver with full coverage can cost as much as $4,260

View Chart as Image

Insurance rates for a Land Rover LR2 can also vary considerably based on your driver profile, the model of your LR2, and liability limits and deductibles.

An older driver with a clean driving record and high deductibles could pay as little as $1,000 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay at least $4,200 a year. View Rates by Age

Where you live also has a big influence on Land Rover LR2 insurance rates. A middle-age driver might find rates as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,540 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $300 each year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying $1,300 to $1,800 extra per year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 42% to 134% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to figure out which company is cheapest is to compare rates from as many companies as possible. Every auto insurance company uses a different method to calculate rates, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Land Rover LR2 Insurance

Saving money on Land Rover LR2 insurance consists of being a good driver, maintaining good credit, not filing small claims, and taking advantage of discounts. Invest the time to shop around at least every other year by getting quotes from direct car insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The following list is a brief summary of the car insurance concepts illustrated above.

• High-risk drivers that tend to have accidents or serious violations may pay on average $1,240 more annually than a safer driver
• You may be able to save approximately $120 per year simply by shopping early and online
• Increasing deductibles can save around $300 each year
• Drivers who want an increased level of liability coverage will pay an extra $520 per year to raise from a minimum limit to 250/500 limits