Land Rover LR2 Insurance Rates

The average insurance rates for a Land Rover LR2 are $1,078 a year including full coverage. Comprehensive costs around $198, collision insurance costs $248, and liability coverage is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs around $2,314. Teenage drivers cost the most to insure at up to $4,260 a year.

Average premium for full coverage: $1,078

Policy rates for type of insurance:

Full coverage includes $500 deductible amounts, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and for all LR2 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The example below illustrates how rural and urban location affects auto insurance rates.

The examples above highlight why everyone should get quotes for a specific zip code and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Land Rover LR2 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $650
• Choosing higher $1,000 deductibles can save about $102 every year
• The average rate for a good driver age 40 using $500 deductibles is $1,078
• Using pricier low deductibles for comp and collision coverage will increase the cost to $1,272
• Drivers who are prone to accidents and violations could pay at least $2,314
• Policy cost for full coverage for a teenage driver for full coverage can be $4,260 each year

View Chart as Image

Auto insurance rates for a Land Rover LR2 also range considerably based on your risk profile, the model of your LR2, and deductibles and policy limits.

A more mature driver with a good driving record and high deductibles may only pay around $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay as much as $4,200 a year. View Rates by Age

Your home state plays a big part in determining prices for Land Rover LR2 insurance rates. A good driver about age 40 could pay as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,540 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can save as much as $300 a year, whereas buying more liability protection will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,300 to $1,800 in extra premium every year, depending on your age. Land Rover LR2 insurance for high-risk drivers ranges around 42% to 134% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Land Rover LR2 Insurance

Finding cheaper rates on auto insurance takes having a good driving record, having good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Set aside time to shop around every couple of years by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The next list is a summary of the material that was raised in the charts and tables above.

• Consumers who may need increased levels of liability coverage will pay an extra $520 per year to raise limits from a 30/60 limit to 250/500 limits
• Drivers age 20 and younger are expensive to insure, with premiums being up to $355 each month if they have full coverage
• Drivers who have multiple accidents or major violations pay on average $1,240 more every year to buy Land Rover LR2 insurance
• Increasing comprehensive and collision deductibles can save around $300 each year