Land Rover LR2 Insurance Rates

The average insurance prices for a Land Rover LR2 are $1,120 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $212 each year, collision costs $272, and liability costs around $478. Buying just liability costs as low as $526 a year, with insurance for high-risk drivers costing $2,404 or more. Teen drivers cost the most to insure at $4,390 a year or more.

Average premium for full coverage: $1,120

Policy rates by type of insurance:

Rate estimates include $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and LR2 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than larger metro areas.

The graphic below illustrates how location impacts auto insurance prices.

The examples above illustrate why all drivers should compare prices using their specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $674
• Using higher $1,000 deductibles will save $110 each year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,120
• Choosing low deductibles for physical damage coverage costs an extra $210 every year
• Drivers with multiple violations and an at-fault accident could pay around $2,404 or more
• Policy cost to insure a teen driver can cost $4,390 or more

View Chart as Image

Insurance rates for a Land Rover LR2 also range considerably based on liability limits and deductibles, your risk profile, and the model of your LR2.

Choosing high deductibles could cut rates by as much as $320 every year, whereas increasing liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $430 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay in the ballpark of $4,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,300 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 129% more than average. View High Risk Driver Rates

Your home state has a huge impact on Land Rover LR2 insurance prices. A driver around age 40 might see rates as low as $730 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,510 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to do a rate comparison and see which company has the best rate. Each insurance company uses a different rate calculation, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Land Rover LR2 Insurance

Finding cheaper rates on car insurance requires being safe and accident-free, having good credit, being claim-free, and maximizing policy discounts. Spend time shopping around every year by getting quotes from direct insurance companies, and also from local insurance agencies.

Below you'll find a brief recap of the coverage data touched on above.

• It is possible to save around $130 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $325 each year
• Youthful drivers are expensive to insure, possibly costing $366 each month if they have full coverage
• Higher risk drivers who tend to receive serious violations may have to pay on average $1,280 more per year than a low-risk driver