Land Rover LR2 Insurance Rates

The average auto insurance rates for a Land Rover LR2 are $1,078 annually for full coverage. Comprehensive costs on average $198, collision insurance costs $248, and liability is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs around $2,314. 16-year-old drivers cost the most to insure at up to $4,260 a year.

Average premium for full coverage: $1,078

Policy rates by type of insurance:

Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and for all LR2 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are shown to have fewer accident claims than congested cities. The example below illustrates the difference location can make on car insurance rates.

The examples above show why everyone should compare rates quotes based on a specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $650
• Raising to $1,000 deductibles will save around $102 a year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,078
• Buying pricier low deductibles will cost $1,272
• At-risk drivers with multiple tickets or accidents could pay upwards of $2,314
• Policy cost with full coverage for a teen driver for full coverage may cost $4,260

View Chart as Image

Insurance rates for a Land Rover LR2 also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay upwards of $4,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,300 to $1,800 extra every year, depending on your age. Land Rover LR2 insurance for high-risk drivers is expensive and can cost as much as 42% to 134% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce rates by up to $300 every year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Land Rover LR2 insurance prices. A middle-age driver might find rates as low as $710 a year in states like Idaho, Maine, and Iowa, or at least $1,540 on average in Michigan, Louisiana, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Land Rover LR2 Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and claims, having a good credit history, avoid buying unnecessary coverage, and determing if full coverage is necessary. Make time to compare rates at every other renewal by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The points below are a review of the concepts that were touched on in this article.

• Higher risk drivers who have several accidents or serious violations may be required to pay an average of $1,240 more each year to insure a Land Rover LR2
• Drivers under the age of 20 pay the highest rates, costing up to $355 each month including comprehensive and collision insurance
• Drivers can save as much as $120 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save up to $300 each year
• Drivers can save as much as $120 per year just by quoting online well ahead of the renewal date