Land Rover LR2 Insurance Rates

The average auto insurance rates for a Land Rover LR2 are $1,078 annually including full coverage. Comprehensive insurance costs around $198 each year, collision insurance costs $248, and liability costs around $474. Liability-only insurance costs as low as $522 a year, and high-risk driver insurance costs $2,314 or more. Teen drivers cost the most to insure at up to $4,260 a year.

Average premium for full coverage: $1,078

Policy rates for type of insurance:

Prices are based on $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and LR2 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than larger metro areas. The graphic below illustrates how where you live affects auto insurance rates.

The examples above highlight why all drivers should compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Land Rover LR2 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $650
• Using higher $1,000 deductibles will save about $102 every year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,078
• Choosing low deductibles for physical damage coverage costs an additional $194 annually
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,314
• Policy cost with full coverage for a 16-year-old driver can be $4,260 or more

View Chart as Image

Auto insurance rates for a Land Rover LR2 also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay as much as $4,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,300 to $1,800 in extra premium every year, depending on your age. Insurance for high-risk drivers can be from 42% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $300 annually, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Land Rover LR2 insurance prices. A driver around age 40 might see rates as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,540 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Land Rover LR2 Insurance

Finding cheaper rates on insurance for a Land Rover LR2 requires being a good driver, having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Take the time to comparison shop every couple of years by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a brief review of the material that was touched on in the above illustrations.

• Insureds who may need an increased level of liability coverage will pay about $520 per year to increase from a 30/60 limit to higher 250/500 limits
• Drivers age 16 to 20 are expensive to insure, with premiums being up to $355 each month if full coverage is included
• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,240 more every year than a safer driver
• Increasing comprehensive and collision deductibles could save up to $300 each year