Land Rover LR2 Insurance Rates

The average insurance rates for a Land Rover LR2 are $1,078 a year for full coverage. Comprehensive insurance costs on average $198, collision costs $248, and liability costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing $2,314 or more. Teens cost the most to insure at $4,260 a year or more.

Average premium for full coverage: $1,078

Policy rates by type of insurance:

Rates are based on $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and for all LR2 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural areas are shown to have lower incidents of accident claims than cities with more traffic congestion.

The example below illustrates the effect of geographic area on car insurance rates.

The examples above show why everyone should compare prices based on a specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $650
• Using higher $1,000 deductibles will save around $102 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,078
• Selecting pricier low deductibles for physical damage coverage will cost an additional $194 every year
• Drivers with serious driving violations could pay upwards of $2,314 or more
• Policy cost that insures a teen driver for full coverage may cost $4,260 or more

View Chart as Image

Insurance rates for a Land Rover LR2 also range considerably based on the model of your LR2, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,300 to $1,800 extra every year, depending on your age. Land Rover LR2 insurance for high-risk drivers can be as much as 42% to 134% more than the average policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay upwards of $4,200 a year. View Rates by Age

Your home state has a huge impact on Land Rover LR2 insurance prices. A driver around age 40 might see rates as low as $710 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,540 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $300 every year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know exactly what you will pay is to regularly compare rates and see which company has the best rate. Each insurance company calculates rates differently, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Land Rover LR2 Insurance

Finding cheaper rates on car insurance requires being a good driver, having above-average credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Compare rates once a year by requesting rates from direct carriers, and also from local exclusive and independent agents.

The following list is a quick review of the data that was covered in the above illustrations.

• Drivers can save as much as $120 per year simply by quoting online well ahead of the renewal date
• Policyholders who require an increased level of liability coverage will pay approximately $520 each year to increase from a 30/60 limit to the 250/500 level
• Drivers age 16 to 20 pay the highest rates, costing up to $355 each month if full coverage is included
• Higher risk drivers with a DUI or reckless driving violation may pay on average $1,240 more each year than a safer driver