Land Rover LR2 Insurance Rates

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UPDATED: Jun 4, 2023

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Estimated insurance prices for a Land Rover LR2 are $1,078 every 12 months including full coverage. Comprehensive insurance costs on average $198, collision costs $248, and liability insurance is estimated at $474. A liability-only policy costs approximately $522 a year, with high-risk insurance costing $2,314 or more. Teens pay the most at $4,260 a year or more.

Average premium for full coverage: $1,078

Premium estimates by type of coverage:

Comprehensive $198
Collision $248
Liability $474

Full coverage includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for all LR2 models.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a Land Rover LR2 go from the cheapest price of $522 for basic liability insurance to the much higher price of $2,314 for a high-risk insurance policy.

Liability Only $522
Full Coverage $1,078
High Risk $2,314

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $809
Small Cities $1,132
Large Cities $1,455

These rate differences highlight why everyone should get quotes based on a specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $650
  • Choosing higher $1,000 deductibles can save around $102 every year
  • The average price for a 40-year-old good driver with $500 deductibles is $1,078
  • Selecting pricier low deductibles for comp and collision coverage costs an extra $194 a year
  • High-risk insureds with serious driving violations could pay upwards of $2,314 or more
  • An auto insurance policy to insure a teen driver for full coverage may cost $4,260 each year

View Chart as Image

Land Rover LR2 insurance cost comparison chart
Column chart showing full coverage Land Rover LR2 insurance prices range from $650 to $4,260

Auto insurance prices for a Land Rover LR2 also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your LR2.

Choosing higher comprehensive and collision insurance deductibles can save as much as $300 each year, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay upwards of $4,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,300 to $1,800 in extra premium annually, depending on your age. Land Rover LR2 insurance for high-risk drivers ranges anywhere from 42% to 134% more than the average policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Land Rover LR2 insurance rates. A good driver about age 40 could pay as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,540 on average in Michigan, New York, and Louisiana.

Land Rover LR2 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $976 -$102 -9.5%
Alaska $826 -$252 -23.4%
Arizona $894 -$184 -17.1%
Arkansas $1,078 -$0 0.0%
California $1,230 $152 14.1%
Colorado $1,032 -$46 -4.3%
Connecticut $1,110 $32 3.0%
Delaware $1,222 $144 13.4%
Florida $1,350 $272 25.2%
Georgia $996 -$82 -7.6%
Hawaii $774 -$304 -28.2%
Idaho $728 -$350 -32.5%
Illinois $804 -$274 -25.4%
Indiana $812 -$266 -24.7%
Iowa $728 -$350 -32.5%
Kansas $1,026 -$52 -4.8%
Kentucky $1,472 $394 36.5%
Louisiana $1,596 $518 48.1%
Maine $666 -$412 -38.2%
Maryland $890 -$188 -17.4%
Massachusetts $862 -$216 -20.0%
Michigan $1,874 $796 73.8%
Minnesota $902 -$176 -16.3%
Mississippi $1,292 $214 19.9%
Missouri $956 -$122 -11.3%
Montana $1,160 $82 7.6%
Nebraska $850 -$228 -21.2%
Nevada $1,294 $216 20.0%
New Hampshire $776 -$302 -28.0%
New Jersey $1,206 $128 11.9%
New Mexico $956 -$122 -11.3%
New York $1,136 $58 5.4%
North Carolina $622 -$456 -42.3%
North Dakota $884 -$194 -18.0%
Ohio $744 -$334 -31.0%
Oklahoma $1,110 $32 3.0%
Oregon $988 -$90 -8.3%
Pennsylvania $1,032 -$46 -4.3%
Rhode Island $1,438 $360 33.4%
South Carolina $978 -$100 -9.3%
South Dakota $912 -$166 -15.4%
Tennessee $946 -$132 -12.2%
Texas $1,300 $222 20.6%
Utah $798 -$280 -26.0%
Vermont $740 -$338 -31.4%
Virginia $646 -$432 -40.1%
Washington $836 -$242 -22.4%
West Virginia $988 -$90 -8.3%
Wisconsin $748 -$330 -30.6%
Wyoming $962 -$116 -10.8%

View Chart as Image

Land Rover LR2 insurance rates by U.S. city

With such a large range in prices, the best way to figure out exactly what you will pay is to regularly compare prices from as many companies as possible. Each auto insurer calculates prices differently, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Land Rover LR2 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Land Rover LR2 $1,060 $88
Land Rover LR2 HSE $1,078 $90
Land Rover LR2 HSE Luxury $1,100 $92

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Land Rover LR2 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Land Rover LR2 $198 $248 $474 $1,078
2008 Land Rover LR2 $176 $188 $452 $974

Rates are averaged for all Land Rover LR2 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Land Rover LR2 Insurance

Finding better rates on Land Rover LR2 insurance takes avoiding accidents and violations, having a good credit score, refrain from filing small claims, and taking advantage of discounts. Set aside time to compare rates at least every other year by obtaining price quotes from direct car insurance companies, and also from your local independent and exclusive agents.

The list below is a summary of the car insurance concepts covered above.

  • High-risk drivers who have multiple accidents or major violations may pay on average $1,240 more each year for car insurance
  • You may be able to save as much as $120 per year simply by quoting online well ahead of the renewal date
  • Increasing policy deductibles could save as much as $300 each year
  • Drivers who require higher liability limits will pay approximately $520 per year to raise limits from 30/60 bodily injury limits to a 250/500 level

Rates by Driver Age

Land Rover LR2 Insurance Rates by Driver Age
Driver Age Premium
16 $4,260
20 $2,450
30 $1,102
40 $1,078
50 $988
60 $968

Full coverage, $500 deductibles

Rates by Deductible

Land Rover LR2 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,272
$250 $1,184
$500 $1,078
$1,000 $976

Full coverage, driver age 40

Rates by Liability Limit

Land Rover LR2 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,078
50/100 $1,195
100/300 $1,313
250/500 $1,621
100 CSL $1,242
300 CSL $1,503
500 CSL $1,693

Full coverage, driver age 40

Rates for High Risk Drivers

Land Rover LR2 Insurance Rates for High Risk Drivers
Age Premium
16 $6,010
20 $3,906
30 $2,338
40 $2,314
50 $2,212
60 $2,188

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $143

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $55
Multi-vehicle $57
Homeowner $19
5-yr Accident Free $67
5-yr Claim Free $68
Paid in Full/EFT $40
Advance Quote $48
Online Quote $74
Total Discounts $428
Rate after discounts $650

Discounts are estimated and may not be available from every company or in every state.

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