Land Rover LR2 Insurance Rates

Estimated insurance prices for a Land Rover LR2 are $1,078 every 12 months for full coverage insurance. Comprehensive insurance costs on average $198 each year, collision costs $248, and liability coverage costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing $2,314 or more. Teen drivers pay the most at $4,260 a year or more.

Average premium for full coverage: $1,078

Premium estimates by type of coverage:

Prices are based on $500 deductible amounts, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and LR2 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than larger metro areas.

The graphic below illustrates how where you live affects car insurance rates.

These rate differences illustrate why all drivers should compare prices based on a specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $650
• Using higher $1,000 deductibles will save around $102 each year
• The average price for a 40-year-old good driver with $500 deductibles is $1,078
• Choosing low deductibles for physical damage coverage costs an extra $194 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,314 or more
• An auto insurance policy to insure a teenage driver may cost $4,260 or more

View Chart as Image

Insurance prices for a Land Rover LR2 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your LR2.

Choosing high deductibles could cut prices by as much as $300 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $4,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,300 to $1,800 additional annually, depending on your age. Insurance for high-risk drivers can be around 42% to 134% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Land Rover LR2 insurance rates. A driver around age 40 might see prices as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,460 on average in Michigan, New York, and Florida.

View Chart as Image

With such a large range in prices, the only way to figure out exactly what you will pay is to do a rate comparison and see how they stack up. Each insurance company uses a different rate calculation, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Land Rover LR2 Insurance

Finding better rates on auto insurance requires having a good driving record, having above-average credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Take the time to comparison shop at least once a year by quoting rates from direct insurance companies, and also from several local insurance agents.

The next list is a brief review of the primary concepts that were touched on in the above illustrations.

• It is possible to save as much as $120 per year simply by quoting online in advance
• Drivers with DUI or reckless driving convictions pay on average $1,240 more each year to buy Land Rover LR2 insurance
• Increasing policy deductibles could save as much as $300 each year
• Drivers age 20 and younger pay higher prices, with premiums being up to $355 per month if full coverage is included