Land Rover LR2 Insurance Rates

Estimated insurance rates for a Land Rover LR2 are $1,078 a year including full coverage. Comprehensive insurance costs approximately $198, collision costs $248, and liability is $474. A liability-only policy costs around $522 a year, with high-risk insurance costing $2,314 or more. Teen drivers pay the most at $4,260 a year or more.

Average premium for full coverage: $1,078

Premium estimates by type of coverage:

Full coverage includes $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for all LR2 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on car insurance prices. Rural locations are statistically proven to have lower incidents of comprehensive and collision claims than larger metro areas.

The example below illustrates how your location can change auto insurance prices.

These rate differences highlight why everyone should compare rates quotes using their specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $650
• Raising to $1,000 deductibles will save $102 every year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,078
• Choosing pricier low deductibles will cost an additional $194 annually
• Drivers with multiple violations and an at-fault accident could pay around $2,314 or more
• An auto insurance policy that insures a 16-year-old driver for full coverage can cost $4,260

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Auto insurance prices for a Land Rover LR2 also have a wide range based on the model of your LR2, your driving record and age, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are likely paying anywhere from $1,300 to $1,800 in extra premium annually, depending on your age. Land Rover LR2 insurance for high-risk drivers is expensive and can cost from 42% to 134% more than average. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay in the ballpark of $4,200 a year. View Rates by Age

Where you choose to live also has a big influence on Land Rover LR2 insurance prices. A middle-age driver might find prices as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,540 on average in Louisiana, New York, and Michigan.

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Choosing high deductibles can reduce prices by up to $300 annually, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to regularly compare prices from multiple companies. Every auto insurance company uses a different rate calculation, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Land Rover LR2 Insurance

Finding better rates on insurance for a Land Rover LR2 consists of being a low-risk driver, maintaining a good credit score, refrain from filing small claims, and not having any coverage lapses. Shop around every time your policy renews by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

The items below are a summary of the information illustrated above.

• You may be able to save around $120 per year simply by quoting online well ahead of the renewal date
• Teen drivers have the highest car insurance prices, with the cost nearing $355 per month if the policy includes full coverage
• Increasing policy deductibles can save approximately $300 each year
• Drivers considered higher risk who have multiple accidents or major violations will likely pay on average $1,240 more per year to insure their LR2
• Insureds who purchase more liability coverage will pay about $520 per year to raise from 30/60 bodily injury limits to the 250/500 level