Land Rover LR2 Insurance Rates

The average insurance rates for a Land Rover LR2 are $1,120 a year with full coverage. Comprehensive insurance costs an estimated $212, collision insurance costs $272, and liability is $478. Buying just liability costs around $526 a year, and insurance for high-risk drivers costs $2,404 or more. Teenage drivers cost the most to insure at up to $4,390 a year.

Average premium for full coverage: $1,120

Policy rates broken down by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for all LR2 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than densely populated cities. The example below illustrates how location helps determine insurance prices.

The examples above demonstrate why everyone should compare rates quotes for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Land Rover LR2 insurance rates for other coverage scenarios.

• The best discount rate is $674
• Raising to $1,000 deductibles will save approximately $110 annually
• The average rate for a good driver age 40 who has $500 deductibles is $1,120
• Using pricier low deductibles will cost an extra $210 annually
• Drivers who are prone to accidents and violations could pay up to $2,404
• Policy cost for full coverage for a 16-year-old driver for full coverage can cost as much as $4,390

View Chart as Image

Insurance rates for a Land Rover LR2 also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

A more mature driver with a clean driving record and high deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay at least $4,300 a year. View Rates by Age

Your home state also has a big influence on Land Rover LR2 insurance prices. A middle-age driver might find rates as low as $810 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,510 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $320 annually, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $430 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,300 to $1,900 extra every year, depending on your age. Land Rover LR2 insurance for high-risk drivers is expensive and can cost from 43% to 129% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Land Rover LR2 Insurance

Finding cheaper rates on insurance for a Land Rover LR2 consists of avoiding accidents and violations, maintaining good credit, not filing small claims, and deciding if full coverage is necessary. Invest time comparing rates every other policy renewal by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The list below is a brief recap of the ideas that were covered in the charts and tables above.

• Teenagers are charged the highest rates, as much as $366 each month for full coverage
• Drivers considered higher risk who tend to receive serious violations may pay on average $1,280 more annually for car insurance
• Increasing comprehensive and collision deductibles can save around $325 each year
• You may be able to save approximately $130 per year just by quoting online well ahead of the renewal date