Land Rover LR2 Insurance Rates

The average auto insurance rates for a Land Rover LR2 are $1,078 annually including full coverage. Comprehensive costs on average $198, collision costs $248, and liability costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing around $2,314. Teen drivers cost the most to insure at $4,260 a year or more.

Average premium for full coverage: $1,078

Policy rates by type of insurance:

Price estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for all LR2 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than larger metro areas.

The example below illustrates how rural and urban location affects car insurance rates.

The examples above highlight why everyone should compare prices based on a specific location and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $650
• Using higher $1,000 deductibles will save around $102 every year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,078
• Choosing pricier low deductibles for physical damage coverage will cost $1,272
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,314 or more
• Policy cost with full coverage for a teen driver for full coverage may cost $4,260 or more

View Chart as Image

Insurance rates for a Land Rover LR2 also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay upwards of $4,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,300 to $1,800 extra every year, depending on your age. Land Rover LR2 insurance for high-risk drivers can be as much as 42% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $300 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Land Rover LR2 insurance prices. A driver around age 40 might see rates as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,540 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out exactly what you will pay is to regularly compare rates and see which company has the best rate. Each insurance company uses a different rate calculation, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Land Rover LR2 Insurance

Finding cheaper rates on car insurance requires being a safe and courteous driver, having a good credit history, paying for small claims out-of-pocket, and bundling your home and auto policies. Set aside time to shop around every other policy renewal by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below is a condensed summary of the ideas that were raised in the charts and tables above.

• Teenage drivers pay the highest rates, with premiums being up to $355 each month including comprehensive and collision insurance
• Higher risk drivers with multiple at-fault accidents pay on average $1,240 more each year for auto insurance
• Increasing comprehensive and collision deductibles could save up to $300 each year
• You may be able to save as much as $120 per year simply by quoting online well ahead of the renewal date