Land Rover LR2 Insurance Rates

The average auto insurance rates for a Land Rover LR2 are $1,078 annually with full coverage. Comprehensive insurance costs on average $198, collision costs $248, and liability costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing $2,314 or more. Teens cost the most to insure at $4,260 a year or more.

Average premium for full coverage: $1,078

Policy rates by type of insurance:

Rate estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and for different LR2 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on auto insurance rates. Rural areas are shown to have fewer collision claims than cities with more traffic congestion.

The price range example below illustrates how where you live affects car insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $650
• Drivers who choose higher $1,000 deductibles will pay around $102 annually
• The estimated rate for a good driver age 40 with $500 deductibles is $1,078
• Selecting more expensive low deductibles for comprehensive and collision insurance costs an additional $194 every year
• Higher-risk drivers with serious driving violations could pay upwards of $2,314 or more
• Policy cost with full coverage for a teen driver with full coverage may cost $4,260 a year

View Chart as Image

Car insurance rates for a Land Rover LR2 also range considerably based on the model year and trim level, your driving record, and policy deductibles and limits.

An older driver with no driving violations and high physical damage deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged upwards of $4,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $1,300 to $1,800 extra every year, depending on your age. High-risk driver insurance can cost as much as 42% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $300 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Land Rover LR2 insurance prices. A 40-year-old driver could pay as low as $780 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,460 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out exactly what you will pay is to compare rates and see which company has the best rate. Every company calculates rates differently, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Land Rover LR2 Insurance

Finding cheaper rates on car insurance not only requires being a low-risk driver, but also having a good credit score, not filing small claims, and maximizing policy discounts. Take the time to comparison shop at every policy renewal by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The items below are a brief recap of the data touched on in the above illustrations.

• Policyholders who require more liability coverage will pay approximately $520 every year to go from a 30/60 limit to higher 250/500 limits
• You may be able to save as much as $120 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save up to $300 each year
• Teen drivers are expensive to insure, as much as $355 each month if comprehensive and collision insurance is included