Land Rover LR2 Insurance Rates

U.S. average insurance rates for a Land Rover LR2 are $1,078 a year including full coverage. Comprehensive costs around $198 each year, collision costs $248, and liability insurance is $474. A policy with just liability insurance costs around $522 a year, with coverage for high-risk drivers costing around $2,314. Teens pay the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Price estimates for individual coverage:

Full coverage includes $500 physical damage deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and LR2 models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates how location impacts auto insurance rates.

The ranges above highlight why all drivers should compare rates quotes for a specific zip code, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Land Rover LR2 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $650
• Raising to $1,000 deductibles will save about $102 every year
• The estimated price for the average middle-age driver using $500 deductibles is $1,078
• Selecting low deductibles bumps up the cost to $1,272
• Higher-risk drivers with serious driving violations could pay at least $2,314 or more
• The price that insures a teen driver can be $4,260

View Chart as Image

Insurance prices for a Land Rover LR2 are also quite variable based on the trim level and model year, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,300 to $1,800 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 42% to 134% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay as much as $4,200 a year. View Rates by Age

The state you live in also has a big influence on Land Rover LR2 insurance rates. A middle-age driver might find prices as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,540 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $300 each year, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out your exact price is to do a rate comparison from as many companies as possible. Every auto insurance company calculates prices differently, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Land Rover LR2 Insurance

Getting lower rates on Land Rover LR2 insurance consists of being a safe and courteous driver, having above-average credit, being claim-free, and insuring your home and auto with the same company. Compare rates every year by quoting rates from direct car insurance companies, and also from local insurance agencies.

Below is a summary of the coverage data touched on above.

• You may be able to save up to $120 per year simply by quoting online in advance
• Increasing physical damage deductibles can save approximately $300 each year
• Teenage drivers pay higher prices, possibly costing $355 a month if full coverage is included
• High-risk drivers who have multiple accidents or major violations may have to pay on average $1,240 more every year for auto insurance