Land Rover LR2 Insurance Rates

Estimated insurance rates for a Land Rover LR2 are $1,078 a year including full coverage. Comprehensive insurance costs on average $198 a year, collision insurance costs $248, and liability insurance is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs $2,314 or more. Teens pay the most at up to $4,260 a year.

Average premium for full coverage: $1,078

Premium estimates by type of coverage:

Estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and LR2 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how your location can change car insurance rates.

These rate differences highlight why it is important to compare rates quotes based on a specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $650
• Raising to $1,000 deductibles will save around $976 every year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,078
• Selecting low $100 deductibles will cost an additional $194 a year
• Higher-risk drivers with serious driving violations could pay upwards of $2,314
• An auto insurance policy that insures a teen driver may cost $4,260

View Chart as Image

Insurance prices for a Land Rover LR2 also have a wide range based on the trim level of your LR2, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $1,300 to $1,800 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 42% to 134% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $4,200 a year. View Rates by Age

Where you choose to live also has a big influence on Land Rover LR2 insurance rates. A middle-age driver might find prices as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,540 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $300 each year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Land Rover LR2 Insurance

Finding better rates on Land Rover LR2 insurance consists of being a good driver, having above-average credit, refrain from filing small claims, and determing if full coverage is necessary. Compare rates once a year by getting price quotes from direct car insurance companies, and also from insurance agencies where you live.

The following list is a review of the data that was illustrated above.

• You may be able to save as much as $120 per year just by quoting early and online
• Drivers who require an increased level of liability coverage will pay approximately $520 per year to raise from 30/60 bodily injury limits to the 250/500 level
• Drivers age 16 to 20 pay the highest prices, with the cost nearing $355 per month if full coverage is included
• High-risk drivers who have several accidents or serious violations could be forced to pay on average $1,240 more each year than a safer driver