Land Rover LR2 Insurance Rates

The average auto insurance rates for a Land Rover LR2 are $1,078 annually including full coverage. Comprehensive costs an estimated $198 a year, collision insurance costs $248, and liability costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs around $2,314. 16-year-old drivers cost the most to insure at up to $4,260 a year.

Average premium for full coverage: $1,078

Policy rates broken down by type of insurance:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and LR2 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than congested cities. The diagram below illustrates how location helps determine insurance prices.

The examples above highlight why it is important to compare rates for a targeted area and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Land Rover LR2 insurance rates for other coverage scenarios.

• The best full coverage rate is $650
• Drivers who choose higher $1,000 deductibles will pay approximately $976 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,078
• Buying low $100 deductibles for comprehensive and collision insurance will cost $1,272
• Drivers with multiple tickets or accidents could pay up to $2,314
• Policy cost with full coverage for a 16-year-old driver can cost as much as $4,260 a year

View Chart as Image

Auto insurance rates for a Land Rover LR2 also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

Older drivers with a good driving record and high physical damage deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay at least $4,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,300 to $1,800 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost from 42% to 134% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $300 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Land Rover LR2 insurance prices. A 40-year-old driver could pay as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,540 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Land Rover LR2 Insurance

Finding cheaper rates on insurance for a Land Rover LR2 not only requires being safe and accident-free, but also having above-average credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Invest time comparing rates at least once a year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below you'll find a brief summary of the primary concepts that were covered in the charts and tables above.

• You may be able to save approximately $120 per year just by quoting early and online
• Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,240 more annually than a low-risk driver
• Increasing comprehensive and collision deductibles could save up to $300 each year
• Youthful drivers are the costliest to insure, with premiums being up to $355 each month if full coverage is included