Land Rover LR2 Insurance Rates

Estimated insurance prices for a Land Rover LR2 are $1,078 every 12 months including full coverage. Comprehensive insurance costs on average $198, collision costs $248, and liability insurance is estimated at $474. A liability-only policy costs approximately $522 a year, with high-risk insurance costing $2,314 or more. Teens pay the most at $4,260 a year or more.

Average premium for full coverage: $1,078

Premium estimates by type of coverage:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for all LR2 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences highlight why everyone should get quotes based on a specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $650
• Choosing higher $1,000 deductibles can save around $102 every year
• The average price for a 40-year-old good driver with $500 deductibles is $1,078
• Selecting pricier low deductibles for comp and collision coverage costs an extra $194 a year
• High-risk insureds with serious driving violations could pay upwards of $2,314 or more
• An auto insurance policy to insure a teen driver for full coverage may cost $4,260 each year

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Auto insurance prices for a Land Rover LR2 also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your LR2.

Choosing higher comprehensive and collision insurance deductibles can save as much as $300 each year, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay upwards of $4,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,300 to $1,800 in extra premium annually, depending on your age. Land Rover LR2 insurance for high-risk drivers ranges anywhere from 42% to 134% more than the average policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Land Rover LR2 insurance rates. A good driver about age 40 could pay as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,540 on average in Michigan, New York, and Louisiana.

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With such a large range in prices, the best way to figure out exactly what you will pay is to regularly compare prices from as many companies as possible. Each auto insurer calculates prices differently, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Land Rover LR2 Insurance

Finding better rates on Land Rover LR2 insurance takes avoiding accidents and violations, having a good credit score, refrain from filing small claims, and taking advantage of discounts. Set aside time to compare rates at least every other year by obtaining price quotes from direct car insurance companies, and also from your local independent and exclusive agents.

The list below is a summary of the car insurance concepts covered above.

• High-risk drivers who have multiple accidents or major violations may pay on average $1,240 more each year for car insurance
• You may be able to save as much as $120 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles could save as much as $300 each year
• Drivers who require higher liability limits will pay approximately $520 per year to raise limits from 30/60 bodily injury limits to a 250/500 level