Land Rover LR2 Insurance Rates

U.S. average auto insurance rates for a Land Rover LR2 are $1,078 annually for full coverage. Comprehensive costs on average $198, collision insurance costs $248, and liability insurance costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs around $2,314. Teenage drivers pay the highest rates at up to $4,260 a year.

Average premium for full coverage: $1,078

Price estimates by individual coverage:

Includes $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and for different LR2 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on car insurance rates. Rural areas have fewer accident claims than densely populated cities. The price range example below illustrates how geographic area affects car insurance rates.

The ranges above show why anyone shopping for car insurance should compare prices based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The best discount rate is $650
• Using higher $1,000 deductibles will save around $102 a year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,078
• Using more expensive low deductibles for physical damage coverage will cost $1,272
• Drivers who are prone to accidents and violations could pay upwards of $2,314
• The price with full coverage for a teen driver with full coverage may cost $4,260 or more

View Chart as Image

Insurance prices for a Land Rover LR2 are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.

An older driver with no violations or accidents and high physical damage deductibles could pay as little as $1,000 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $4,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,300 to $1,800 additional each year, depending on your age. High-risk driver insurance can be anywhere from 42% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $300 each year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Land Rover LR2 insurance rates. A driver around age 40 might see prices as low as $710 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,540 on average in Michigan, Louisiana, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Land Rover LR2 Insurance

Getting lower rates on Land Rover LR2 insurance requires having a decent driving record, having good credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Invest the time to compare rates every couple of years by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following items are a recap of the material that was presented in the illustrations above.

• Drivers who require additional liability coverage will pay an extra $520 each year to increase from a low limit to higher 250/500 limits
• 16 to 18-year-old drivers pay higher prices, with premiums as much as $355 a month if they have full coverage
• High-risk drivers that have major violations or accidents may be required to pay an average of $1,240 more each year than a driver with a clean driving record
• Increasing physical damage deductibles could save up to $300 each year