Land Rover LR2 Insurance Rates

The average insurance rates for a Land Rover LR2 are $1,078 a year including full coverage. Comprehensive costs approximately $198, collision insurance costs $248, and liability insurance is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs around $2,314. Teens cost the most to insure at up to $4,260 a year.

Average premium for full coverage: $1,078

Policy rates by type of insurance:

Rate estimates include $500 physical damage deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for different LR2 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how rural and urban location affects auto insurance prices.

The examples above highlight why anyone shopping for car insurance should get quotes using their specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $650
• Choosing higher $1,000 deductibles can save $102 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,078
• Selecting more expensive low deductibles for comp and collision coverage will increase the cost to $1,272
• High-risk insureds with serious driving violations could pay around $2,314
• Policy cost for full coverage for a teen driver with full coverage can cost $4,260 each year

View Chart as Image

Insurance rates for a Land Rover LR2 also range considerably based on your risk profile, the model of your LR2, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay in the ballpark of $4,200 a year. View Rates by Age

Your home state plays a big part in determining prices for Land Rover LR2 insurance rates. A good driver about age 40 could pay as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,540 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $300 each year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,300 to $1,800 extra every year, depending on your age. High-risk driver insurance ranges anywhere from 42% to 134% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Land Rover LR2 Insurance

Finding cheaper rates on Land Rover LR2 insurance takes being a safe and courteous driver, maintaining good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Set aside time to shop around once a year by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below is a brief recap of the data that was raised in the charts and tables above.

• You may be able to save around $120 per year just by shopping early and online
• Drivers who purchase higher levels of liability will pay approximately $520 per year to raise limits from a 30/60 limit to 250/500 limits
• Teenage drivers are expensive to insure, with premiums being up to $355 each month for full coverage
• High-risk drivers who tend to receive serious violations could be forced to pay on average $1,240 more per year for auto insurance