Land Rover LR2 Insurance Rates

The average insurance rates for a Land Rover LR2 are $1,120 a year for full coverage. Comprehensive insurance costs on average $212, collision costs $272, and liability costs $478. A liability-only policy costs as little as $526 a year, with high-risk insurance costing $2,404 or more. Teenage drivers cost the most to insure at $4,390 a year or more.

Average premium for full coverage: $1,120

Policy rates by type of insurance:

These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all states and for different LR2 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Rural areas are shown to have lower incidents of accident claims than densely populated cities.

The price range example below illustrates how rural and urban location affects car insurance rates.

The examples above show why anyone shopping for car insurance should compare rates based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The best discount rate is $674
• Drivers who choose higher $1,000 deductibles will pay around $110 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,120
• Using more expensive low deductibles for comprehensive and collision insurance will cost an additional $210 annually
• Drivers who are prone to accidents and violations could pay upwards of $2,404 or more
• Policy cost that insures a 16-year-old driver with full coverage may cost $4,390 a year

View Chart as Image

Car insurance rates for a Land Rover LR2 also range considerably based on the model year and trim level, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,300 to $1,900 extra every year, depending on your age. High-risk driver insurance can cost from 43% to 129% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged upwards of $4,300 a year. View Rates by Age

Your home state makes a big difference in Land Rover LR2 insurance prices. A 40-year-old driver could pay as low as $740 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,600 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $320 annually, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $430 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know exactly what you will pay is to compare rates from multiple companies. Every company uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Land Rover LR2 Insurance

Finding cheaper rates on insurance for a Land Rover LR2 not only requires avoiding accidents and claims, but also having a positive credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Compare prices at every other renewal by obtaining price quotes from direct carriers, and also from local exclusive and independent agents.

The points below are a brief summary of the concepts that were raised in the charts and tables above.

• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,280 more each year to insure a Land Rover LR2
• Drivers under the age of 20 are expensive to insure, costing up to $366 each month if full coverage is purchased
• Drivers can save as much as $130 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $325 each year
• Drivers can save as much as $130 per year simply by shopping early and online