Land Rover LR2 Insurance Rates

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UPDATED: Jun 4, 2023

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U.S. average insurance rates for a Land Rover LR2 are $1,120 a year for full coverage. Comprehensive insurance costs around $212, collision costs $272, and liability costs $478. A policy with just liability insurance costs as little as $526 a year, with coverage for high-risk drivers costing $2,404 or more. Teen drivers pay the highest rates at $4,390 a year or more.

Average premium for full coverage: $1,120

Price estimates for individual coverage:

Comprehensive $212
Collision $272
Liability $478

These estimates include $500 physical damage deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and for all LR2 models.

Price Range from Low to High

For a driver around age 40, Land Rover LR2 insurance prices go from the low end price of $526 for minimum levels of liability insurance to the much higher price of $2,404 for a driver that may need high-risk insurance.

Liability Only $526
Full Coverage $1,120
High Risk $2,404

Geographic Price Range

Your location can have significant affects on auto insurance rates. Areas with sparse population have lower incidents of accident claims than larger metro areas.

The example below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $840
Small Cities $1,176
Large Cities $1,512

The ranges above show why everyone should compare rates for a specific zip code, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows estimated Land Rover LR2 insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $674
  • Drivers who choose higher $1,000 deductibles will pay about $110 a year
  • The estimated price for the average middle-age driver using $500 deductibles is $1,120
  • Choosing pricier low deductibles for comprehensive and collision insurance will cost an additional $210 every year
  • Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,404 or more
  • The price that insures a teen driver for full coverage can be $4,390 a year

View Chart as Image

Land Rover LR2 insurance cost comparison chart
Column chart showing full coverage Land Rover LR2 insurance prices range from $674 to $4,390

Insurance prices for a Land Rover LR2 are also quite variable based on the model of your LR2, how you drive, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you could be paying at least $1,300 to $1,900 extra each year, depending on your age. Land Rover LR2 insurance for high-risk drivers can cost as much as 43% to 129% more than average. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay as much as $4,300 a year. View Rates by Age

The state you live in makes a big difference in Land Rover LR2 insurance prices. A 40-year-old driver could pay as low as $740 a year in states like Idaho, Maine, and Iowa, or as much as $1,600 on average in Michigan, Louisiana, and New York.

Land Rover LR2 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,014 -$106 -9.5%
Alaska $860 -$260 -23.2%
Arizona $930 -$190 -17.0%
Arkansas $1,120 -$0 0.0%
California $1,276 $156 13.9%
Colorado $1,072 -$48 -4.3%
Connecticut $1,152 $32 2.9%
Delaware $1,268 $148 13.2%
Florida $1,402 $282 25.2%
Georgia $1,032 -$88 -7.9%
Hawaii $804 -$316 -28.2%
Idaho $758 -$362 -32.3%
Illinois $834 -$286 -25.5%
Indiana $842 -$278 -24.8%
Iowa $756 -$364 -32.5%
Kansas $1,066 -$54 -4.8%
Kentucky $1,528 $408 36.4%
Louisiana $1,658 $538 48.0%
Maine $692 -$428 -38.2%
Maryland $924 -$196 -17.5%
Massachusetts $898 -$222 -19.8%
Michigan $1,948 $828 73.9%
Minnesota $938 -$182 -16.3%
Mississippi $1,344 $224 20.0%
Missouri $996 -$124 -11.1%
Montana $1,204 $84 7.5%
Nebraska $884 -$236 -21.1%
Nevada $1,344 $224 20.0%
New Hampshire $808 -$312 -27.9%
New Jersey $1,254 $134 12.0%
New Mexico $990 -$130 -11.6%
New York $1,180 $60 5.4%
North Carolina $644 -$476 -42.5%
North Dakota $916 -$204 -18.2%
Ohio $774 -$346 -30.9%
Oklahoma $1,150 $30 2.7%
Oregon $1,026 -$94 -8.4%
Pennsylvania $1,072 -$48 -4.3%
Rhode Island $1,494 $374 33.4%
South Carolina $1,014 -$106 -9.5%
South Dakota $946 -$174 -15.5%
Tennessee $982 -$138 -12.3%
Texas $1,352 $232 20.7%
Utah $832 -$288 -25.7%
Vermont $768 -$352 -31.4%
Virginia $670 -$450 -40.2%
Washington $866 -$254 -22.7%
West Virginia $1,028 -$92 -8.2%
Wisconsin $776 -$344 -30.7%
Wyoming $1,000 -$120 -10.7%

View Chart as Image

Land Rover LR2 insurance rates by U.S. city

Choosing high deductibles could save up to $320 every year, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $430 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know your exact price is to regularly compare prices and see which company has the best price. Every company uses a different rate calculation, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Land Rover LR2 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Land Rover LR2 $1,100 $92
Land Rover LR2 HSE $1,120 $93
Land Rover LR2 HSE Luxury $1,142 $95

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Land Rover LR2 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Land Rover LR2 $212 $272 $478 $1,120
2008 Land Rover LR2 $178 $198 $460 $994

Rates are averaged for all Land Rover LR2 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Land Rover LR2 Insurance

Getting lower rates on car insurance not only requires being a safe and courteous driver, but also having above-average credit, eliminating unnecessary coverage, and insuring your home and auto with the same company. Shop around once a year by getting quotes from direct carriers, and also from several local insurance agents.

Below is a brief summary of the data that was covered above.

  • Drivers can save up to $130 per year simply by quoting online well ahead of the renewal date
  • Policyholders who may need higher levels of liability will pay about $530 each year to go from a low limit to the 250/500 level
  • Teenage drivers pay higher prices, with premiums as much as $366 a month if full coverage is included
  • Higher risk drivers that tend to have accidents or serious violations pay on average $1,280 more every year for auto insurance

Rates by Driver Age

Land Rover LR2 Insurance Rates by Driver Age
Driver Age Premium
16 $4,390
20 $2,544
30 $1,148
40 $1,120
50 $1,028
60 $1,006

Full coverage, $500 deductibles

Rates by Deductible

Land Rover LR2 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,330
$250 $1,234
$500 $1,120
$1,000 $1,010

Full coverage, driver age 40

Rates by Liability Limit

Land Rover LR2 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,120
50/100 $1,238
100/300 $1,357
250/500 $1,668
100 CSL $1,285
300 CSL $1,548
500 CSL $1,740

Full coverage, driver age 40

Rates for High Risk Drivers

Land Rover LR2 Insurance Rates for High Risk Drivers
Age Premium
16 $6,206
20 $4,056
30 $2,434
40 $2,404
50 $2,296
60 $2,272

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $150

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $58
Multi-vehicle $59
Homeowner $19
5-yr Accident Free $70
5-yr Claim Free $71
Paid in Full/EFT $42
Advance Quote $50
Online Quote $77
Total Discounts $446
Rate after discounts $674

Discounts are estimated and may not be available from every company or in every state.

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