Land Rover LR2 Insurance Rates
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UPDATED: Jun 4, 2023
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Average auto insurance rates for a Land Rover LR2 are $1,008 annually with full coverage. Comprehensive costs around $180 a year, collision insurance costs $202, and liability coverage costs around $468. A liability-only policy costs as low as $518 a year, and high-risk insurance costs around $2,162. Teenage drivers receive the highest rates at up to $4,034 a year.
Average premium for full coverage: $1,008
Rate estimates for individual coverage type:
Rate estimates include $500 deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all U.S. states and LR2 trim levels.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range range from as cheap as $518 for just liability insurance to a high of $2,162 for coverage for higher-risk drivers.
Price Range by Location
Where you live has a large influence on insurance rates. Areas with sparse population tend to have fewer collision claims than densely populated cities. The diagram below illustrates the difference location can make on auto insurance rates.
These examples demonstrate why it is important to compare prices for a specific zip code and their own personal driving habits, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details average Land Rover LR2 insurance rates for additional coverage choices and driver risks.
- The best discount rate is $616
- Using higher $1,000 deductibles will save about $922 annually
- The estimated rate for a 40-year-old driver using $500 deductibles is $1,008
- Using low $100 deductibles for physical damage coverage will cost $1,174
- Higher-risk drivers who are prone to accidents and violations could pay at least $2,162
- The cost with full coverage for a teenage driver can be $4,034 or more
Insurance rates for a Land Rover LR2 can also vary considerably based on the trim level of your LR2, your driving record, and deductibles and policy limits.
Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,000 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay as much as $4,000 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out at least $1,200 to $1,700 extra per year, depending on your age. A high-risk auto insurance policy can be around 42% to 132% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could cut rates by as much as $260 a year, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $421 more per year. View Rates by Deductible or Liability Limit
Where you live has a huge impact on Land Rover LR2 insurance rates. A driver around age 40 might see rates as low as $730 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,370 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $916 | -$92 | -9.1% |
Alaska | $776 | -$232 | -23.0% |
Arizona | $838 | -$170 | -16.9% |
Arkansas | $1,008 | -$0 | 0.0% |
California | $1,150 | $142 | 14.1% |
Colorado | $966 | -$42 | -4.2% |
Connecticut | $1,040 | $32 | 3.2% |
Delaware | $1,144 | $136 | 13.5% |
Florida | $1,266 | $258 | 25.6% |
Georgia | $934 | -$74 | -7.3% |
Hawaii | $726 | -$282 | -28.0% |
Idaho | $684 | -$324 | -32.1% |
Illinois | $752 | -$256 | -25.4% |
Indiana | $760 | -$248 | -24.6% |
Iowa | $680 | -$328 | -32.5% |
Kansas | $962 | -$46 | -4.6% |
Kentucky | $1,378 | $370 | 36.7% |
Louisiana | $1,496 | $488 | 48.4% |
Maine | $624 | -$384 | -38.1% |
Maryland | $834 | -$174 | -17.3% |
Massachusetts | $808 | -$200 | -19.8% |
Michigan | $1,756 | $748 | 74.2% |
Minnesota | $846 | -$162 | -16.1% |
Mississippi | $1,210 | $202 | 20.0% |
Missouri | $896 | -$112 | -11.1% |
Montana | $1,086 | $78 | 7.7% |
Nebraska | $798 | -$210 | -20.8% |
Nevada | $1,210 | $202 | 20.0% |
New Hampshire | $728 | -$280 | -27.8% |
New Jersey | $1,130 | $122 | 12.1% |
New Mexico | $896 | -$112 | -11.1% |
New York | $1,066 | $58 | 5.8% |
North Carolina | $582 | -$426 | -42.3% |
North Dakota | $828 | -$180 | -17.9% |
Ohio | $698 | -$310 | -30.8% |
Oklahoma | $1,038 | $30 | 3.0% |
Oregon | $926 | -$82 | -8.1% |
Pennsylvania | $964 | -$44 | -4.4% |
Rhode Island | $1,350 | $342 | 33.9% |
South Carolina | $916 | -$92 | -9.1% |
South Dakota | $852 | -$156 | -15.5% |
Tennessee | $886 | -$122 | -12.1% |
Texas | $1,218 | $210 | 20.8% |
Utah | $748 | -$260 | -25.8% |
Vermont | $692 | -$316 | -31.3% |
Virginia | $606 | -$402 | -39.9% |
Washington | $782 | -$226 | -22.4% |
West Virginia | $926 | -$82 | -8.1% |
Wisconsin | $700 | -$308 | -30.6% |
Wyoming | $902 | -$106 | -10.5% |
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Land Rover LR2 | $992 | $83 |
Land Rover LR2 HSE | $1,008 | $84 |
Land Rover LR2 HSE Luxury | $1,028 | $86 |
Rates assume 2008 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2012 Land Rover LR2 | $218 | $300 | $474 | $1,150 |
2008 Land Rover LR2 | $180 | $202 | $468 | $1,008 |
Rates are averaged for all Land Rover LR2 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Land Rover LR2 Insurance
Saving money on auto insurance requires not taking risks behind the wheel, having a good credit history, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Make time to compare rates at least once a year by getting rate quotes from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.
The following is a brief recap of the primary concepts that were touched on in this article.
- You may be able to save up to $110 per year just by quoting early and online
- Drivers who tend to receive serious violations may pay on average $1,150 more every year for LR2 insurance
- Increasing deductibles could save up to $250 each year
- Teens pay higher rates, with premiums as much as $336 per month including comprehensive and collision insurance
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,034 |
20 | $2,288 |
30 | $1,028 |
40 | $1,008 |
50 | $928 |
60 | $908 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,174 |
$250 | $1,100 |
$500 | $1,008 |
$1,000 | $922 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,008 |
50/100 | $1,122 |
100/300 | $1,239 |
250/500 | $1,543 |
100 CSL | $1,168 |
300 CSL | $1,426 |
500 CSL | $1,613 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,676 |
20 | $3,646 |
30 | $2,180 |
40 | $2,162 |
50 | $2,066 |
60 | $2,042 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $51 |
Multi-vehicle | $53 |
Homeowner | $18 |
5-yr Accident Free | $60 |
5-yr Claim Free | $63 |
Paid in Full/EFT | $36 |
Advance Quote | $43 |
Online Quote | $68 |
Total Discounts | $392 |
Discounts are estimated and may not be available from every company or in every state.
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