Land Rover LR2 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 4, 2023

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Average auto insurance rates for a Land Rover LR2 are $1,008 annually with full coverage. Comprehensive costs around $180 a year, collision insurance costs $202, and liability coverage costs around $468. A liability-only policy costs as low as $518 a year, and high-risk insurance costs around $2,162. Teenage drivers receive the highest rates at up to $4,034 a year.

Average premium for full coverage: $1,008

Rate estimates for individual coverage type:

Comprehensive $180
Collision $202
Liability $468

Rate estimates include $500 deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all U.S. states and LR2 trim levels.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range range from as cheap as $518 for just liability insurance to a high of $2,162 for coverage for higher-risk drivers.

Liability Only $518
Full Coverage $1,008
High Risk $2,162

Price Range by Location

Where you live has a large influence on insurance rates. Areas with sparse population tend to have fewer collision claims than densely populated cities. The diagram below illustrates the difference location can make on auto insurance rates.

Rural Areas $756
Small Cities $1,058
Large Cities $1,361

These examples demonstrate why it is important to compare prices for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details average Land Rover LR2 insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $616
  • Using higher $1,000 deductibles will save about $922 annually
  • The estimated rate for a 40-year-old driver using $500 deductibles is $1,008
  • Using low $100 deductibles for physical damage coverage will cost $1,174
  • Higher-risk drivers who are prone to accidents and violations could pay at least $2,162
  • The cost with full coverage for a teenage driver can be $4,034 or more

View Chart as Image

Land Rover LR2 insurance cost comparison chart
Column chart showing Land Rover LR2 insurance rates range from $616 to $4,034 for full coverage

Insurance rates for a Land Rover LR2 can also vary considerably based on the trim level of your LR2, your driving record, and deductibles and policy limits.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,000 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay as much as $4,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at least $1,200 to $1,700 extra per year, depending on your age. A high-risk auto insurance policy can be around 42% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $260 a year, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $421 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Land Rover LR2 insurance rates. A driver around age 40 might see rates as low as $730 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,370 on average in Florida, Michigan, and New York.

Land Rover LR2 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $916 -$92 -9.1%
Alaska $776 -$232 -23.0%
Arizona $838 -$170 -16.9%
Arkansas $1,008 -$0 0.0%
California $1,150 $142 14.1%
Colorado $966 -$42 -4.2%
Connecticut $1,040 $32 3.2%
Delaware $1,144 $136 13.5%
Florida $1,266 $258 25.6%
Georgia $934 -$74 -7.3%
Hawaii $726 -$282 -28.0%
Idaho $684 -$324 -32.1%
Illinois $752 -$256 -25.4%
Indiana $760 -$248 -24.6%
Iowa $680 -$328 -32.5%
Kansas $962 -$46 -4.6%
Kentucky $1,378 $370 36.7%
Louisiana $1,496 $488 48.4%
Maine $624 -$384 -38.1%
Maryland $834 -$174 -17.3%
Massachusetts $808 -$200 -19.8%
Michigan $1,756 $748 74.2%
Minnesota $846 -$162 -16.1%
Mississippi $1,210 $202 20.0%
Missouri $896 -$112 -11.1%
Montana $1,086 $78 7.7%
Nebraska $798 -$210 -20.8%
Nevada $1,210 $202 20.0%
New Hampshire $728 -$280 -27.8%
New Jersey $1,130 $122 12.1%
New Mexico $896 -$112 -11.1%
New York $1,066 $58 5.8%
North Carolina $582 -$426 -42.3%
North Dakota $828 -$180 -17.9%
Ohio $698 -$310 -30.8%
Oklahoma $1,038 $30 3.0%
Oregon $926 -$82 -8.1%
Pennsylvania $964 -$44 -4.4%
Rhode Island $1,350 $342 33.9%
South Carolina $916 -$92 -9.1%
South Dakota $852 -$156 -15.5%
Tennessee $886 -$122 -12.1%
Texas $1,218 $210 20.8%
Utah $748 -$260 -25.8%
Vermont $692 -$316 -31.3%
Virginia $606 -$402 -39.9%
Washington $782 -$226 -22.4%
West Virginia $926 -$82 -8.1%
Wisconsin $700 -$308 -30.6%
Wyoming $902 -$106 -10.5%

View Chart as Image

Land Rover LR2 insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Land Rover LR2 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Land Rover LR2 $992 $83
Land Rover LR2 HSE $1,008 $84
Land Rover LR2 HSE Luxury $1,028 $86

Rates assume 2008 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Land Rover LR2 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Land Rover LR2 $218 $300 $474 $1,150
2008 Land Rover LR2 $180 $202 $468 $1,008

Rates are averaged for all Land Rover LR2 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Land Rover LR2 Insurance

Saving money on auto insurance requires not taking risks behind the wheel, having a good credit history, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Make time to compare rates at least once a year by getting rate quotes from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following is a brief recap of the primary concepts that were touched on in this article.

  • You may be able to save up to $110 per year just by quoting early and online
  • Drivers who tend to receive serious violations may pay on average $1,150 more every year for LR2 insurance
  • Increasing deductibles could save up to $250 each year
  • Teens pay higher rates, with premiums as much as $336 per month including comprehensive and collision insurance

Rates by Driver Age

Land Rover LR2 Insurance Rates by Driver Age
Driver Age Premium
16 $4,034
20 $2,288
30 $1,028
40 $1,008
50 $928
60 $908

Full coverage, $500 deductibles

Rates by Deductible

Land Rover LR2 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,174
$250 $1,100
$500 $1,008
$1,000 $922

Full coverage, driver age 40

Rates by Liability Limit

Land Rover LR2 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,008
50/100 $1,122
100/300 $1,239
250/500 $1,543
100 CSL $1,168
300 CSL $1,426
500 CSL $1,613

Full coverage, driver age 40

Rates for High Risk Drivers

Land Rover LR2 Insurance Rates for High Risk Drivers
Age Premium
16 $5,676
20 $3,646
30 $2,180
40 $2,162
50 $2,066
60 $2,042

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $132

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $51
Multi-vehicle $53
Homeowner $18
5-yr Accident Free $60
5-yr Claim Free $63
Paid in Full/EFT $36
Advance Quote $43
Online Quote $68
Total Discounts $392
Rate after discounts $616

Discounts are estimated and may not be available from every company or in every state.

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