Land Rover LR2 Insurance Rates

U.S. average insurance rates for a Land Rover LR2 are $1,120 a year for full coverage. Comprehensive insurance costs around $212, collision costs $272, and liability costs $478. A policy with just liability insurance costs as little as $526 a year, with coverage for high-risk drivers costing $2,404 or more. Teen drivers pay the highest rates at $4,390 a year or more.

Average premium for full coverage: $1,120

Price estimates for individual coverage:

These estimates include $500 physical damage deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and for all LR2 models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on auto insurance rates. Areas with sparse population have lower incidents of accident claims than larger metro areas.

The example below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above show why everyone should compare rates for a specific zip code, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Land Rover LR2 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $674
• Drivers who choose higher $1,000 deductibles will pay about $110 a year
• The estimated price for the average middle-age driver using $500 deductibles is $1,120
• Choosing pricier low deductibles for comprehensive and collision insurance will cost an additional $210 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,404 or more
• The price that insures a teen driver for full coverage can be $4,390 a year

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Insurance prices for a Land Rover LR2 are also quite variable based on the model of your LR2, how you drive, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you could be paying at least $1,300 to $1,900 extra each year, depending on your age. Land Rover LR2 insurance for high-risk drivers can cost as much as 43% to 129% more than average. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay as much as $4,300 a year. View Rates by Age

The state you live in makes a big difference in Land Rover LR2 insurance prices. A 40-year-old driver could pay as low as $740 a year in states like Idaho, Maine, and Iowa, or as much as $1,600 on average in Michigan, Louisiana, and New York.

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Choosing high deductibles could save up to $320 every year, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $430 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know your exact price is to regularly compare prices and see which company has the best price. Every company uses a different rate calculation, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Land Rover LR2 Insurance

Getting lower rates on car insurance not only requires being a safe and courteous driver, but also having above-average credit, eliminating unnecessary coverage, and insuring your home and auto with the same company. Shop around once a year by getting quotes from direct carriers, and also from several local insurance agents.

Below is a brief summary of the data that was covered above.

• Drivers can save up to $130 per year simply by quoting online well ahead of the renewal date
• Policyholders who may need higher levels of liability will pay about $530 each year to go from a low limit to the 250/500 level
• Teenage drivers pay higher prices, with premiums as much as $366 a month if full coverage is included
• Higher risk drivers that tend to have accidents or serious violations pay on average $1,280 more every year for auto insurance