Land Rover LR2 Insurance Rates

Estimated auto insurance rates for a Land Rover LR2 are $1,078 annually for full coverage insurance. Comprehensive insurance costs an estimated $198, collision insurance costs $248, and liability insurance costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs $2,314 or more. Teen drivers pay the most at up to $4,260 a year.

Average premium for full coverage: $1,078

Premium estimates broken down by type of coverage:

These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for different LR2 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on the price of insurance. More rural locations are statistically proven to have fewer physical damage claims than larger metro areas. The price range example below illustrates how where you live affects insurance prices.

These rate differences illustrate why anyone shopping for car insurance should compare prices for a targeted area and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Land Rover LR2 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $650
• Using higher $1,000 deductibles will save approximately $102 each year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,078
• Choosing more expensive low deductibles for physical damage coverage costs an additional $194 a year
• Drivers with multiple violations and an at-fault accident could pay up to $2,314
• An auto insurance policy with full coverage for a teen driver with full coverage can cost as much as $4,260 or more

View Chart as Image

Auto insurance prices for a Land Rover LR2 also have a wide range based on the model of your LR2, your risk profile, and liability limits and deductibles.

An older driver with a good driving record and high physical damage deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay at least $4,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying $1,300 to $1,800 in extra premium annually, depending on your age. High-risk driver insurance can be anywhere from 42% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $300 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Land Rover LR2 insurance rates. A driver around age 40 might see prices as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,460 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Land Rover LR2 Insurance

Finding better rates on Land Rover LR2 insurance requires being a good driver, having above-average credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Take the time to comparison shop at every other renewal by requesting quotes from direct insurance companies, and also from your local independent and exclusive agents.

The following list is a brief summary of the concepts that were touched on in the above illustrations.

• High-risk drivers that tend to have accidents or serious violations may pay on average $1,240 more annually than a safer driver
• Drivers age 16 to 20 are the costliest to insure, with premiums being up to $355 per month if full coverage is included
• It is possible to save approximately $120 per year just by shopping early and online
• Increasing policy deductibles could save up to $300 each year
• It is possible to save approximately $120 per year just by shopping early and online