Land Rover LR2 Insurance Rates

Average insurance rates for a Land Rover LR2 are $1,078 a year for full coverage insurance. Comprehensive costs an estimated $198, collision costs $248, and liability coverage is estimated at $474. A policy with just liability insurance costs approximately $522 a year, with coverage for high-risk drivers costing around $2,314. 16-year-old drivers receive the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Rate estimates broken down by individual coverage type:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and for all LR2 models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than congested cities.

The example below illustrates how geographic area affects insurance prices.

These examples illustrate why everyone should get quotes for a targeted area, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The best full coverage rate is $650
• Choosing higher $1,000 deductibles can save approximately $102 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,078
• Buying pricier low deductibles for comp and collision coverage bumps up the cost to $1,272
• Drivers with multiple tickets or accidents could pay up to $2,314 or more
• The cost that insures a teenage driver for full coverage can cost as much as $4,260 each year

View Chart as Image

Insurance rates for a Land Rover LR2 can also vary considerably based on the model of your LR2, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,300 to $1,800 additional per year, depending on your age. Land Rover LR2 insurance for high-risk drivers ranges around 42% to 134% more than the average rate. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay at least $4,200 a year. View Rates by Age

Where you live plays a big part in determining prices for Land Rover LR2 insurance rates. A good driver about age 40 could pay as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,460 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $300 a year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out which company is cheapest is to regularly compare rates and see how they stack up. Each auto insurer utilizes a different rate formula, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Land Rover LR2 Insurance

Saving money on auto insurance takes avoiding accidents and claims, having a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Comparison shop at least once a year by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The points below are a brief summary of the primary concepts that were presented in the illustrations above.

• It is possible to save approximately $120 per year simply by quoting online well ahead of the renewal date
• Drivers that tend to have accidents or serious violations may have to pay on average $1,240 more annually to insure a Land Rover LR2
• Increasing deductibles can save approximately $300 each year
• Drivers under the age of 20 are expensive to insure, costing up to $355 per month if comprehensive and collision insurance is included