Land Rover LR2 Insurance Rates

Estimated insurance rates for a Land Rover LR2 are $1,078 a year including full coverage. Comprehensive costs an estimated $198 a year, collision costs $248, and liability is $474. Liability-only insurance costs around $522 a year, with high-risk driver insurance costing around $2,314. Teenage drivers pay the most at $4,260 a year or more.

Average premium for full coverage: $1,078

Premium estimates broken down by type of coverage:

Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and LR2 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than densely populated cities.

The diagram below illustrates the difference location can make on insurance prices.

These rate differences highlight why it is important to compare rates quotes for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The best discount rate is $650
• Raising to $1,000 deductibles will save approximately $976 every year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,078
• Using low $100 deductibles will increase the cost to $1,272
• Drivers who are prone to accidents and violations could pay up to $2,314 or more
• An auto insurance policy for full coverage for a 16-year-old driver can cost as much as $4,260

View Chart as Image

Insurance prices for a Land Rover LR2 also have a wide range based on your driving characteristics, the model of your LR2, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay at least $4,200 a year. View Rates by Age

Where you choose to live also has a big influence on Land Rover LR2 insurance prices. A middle-age driver might find prices as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,540 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $300 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying $1,300 to $1,800 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 134% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the best way to figure out which insurance company is cheapest is to get quotes from multiple companies. Every auto insurance company uses a different method to calculate prices, and prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Land Rover LR2 Insurance

Finding better rates on insurance for a Land Rover LR2 consists of avoiding accidents and claims, having a good credit history, refrain from filing small claims, and maximizing policy discounts. Make time to compare rates at every other renewal by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The points below are a brief review of the concepts that were touched on in this article.

• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,240 more annually to insure a Land Rover LR2
• Drivers under the age of 20 are expensive to insure, with the cost nearing $355 per month including comprehensive and collision insurance
• You may be able to save approximately $120 per year simply by quoting early and online
• Increasing policy deductibles can save around $300 each year
• You may be able to save approximately $120 per year simply by quoting early and online