Land Rover LR2 Insurance Rates

The average insurance rates for a Land Rover LR2 are $1,078 a year for full coverage. Comprehensive insurance costs approximately $198, collision costs $248, and liability coverage costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing $2,314 or more. Teenage drivers cost the most to insure at $4,260 a year or more.

Average premium for full coverage: $1,078

Policy rates by type of insurance:

Prices include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all states and for all LR2 models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than densely populated cities.

The example below illustrates how where you live affects auto insurance prices.

The examples above show why everyone should compare rates using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $650
• Drivers who choose higher $1,000 deductibles will pay $102 a year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,078
• Using pricier low deductibles for comprehensive and collision insurance will cost an extra $194 each year
• High-risk insureds who are prone to accidents and violations could pay around $2,314 or more
• Policy cost for full coverage for a teenage driver for full coverage can cost $4,260 a year

View Chart as Image

Car insurance rates for a Land Rover LR2 also range considerably based on your risk profile, the trim level of your LR2, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged in the ballpark of $4,200 a year. View Rates by Age

Your home state makes a big difference in Land Rover LR2 insurance rates. A 40-year-old driver could pay as low as $710 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,540 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $300 a year, whereas buying more liability protection will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,300 to $1,800 extra every year, depending on your age. Land Rover LR2 insurance for high-risk drivers can cost around 42% to 134% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to regularly compare rates and see how they stack up. Every company uses a different method to calculate rates, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Land Rover LR2 Insurance

Finding cheaper rates on auto insurance not only requires being a low-risk driver, but also having above-average credit, avoid buying unnecessary coverage, and avoiding coverage lapses. Take the time to comparison shop at least every other year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The items below are a quick rundown of the car insurance concepts touched on in the above illustrations.

• Drivers with reckless driving or DUI convictions may pay on average $1,240 more per year to insure their LR2
• Drivers can save around $120 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $300 each year
• Consumers who purchase more liability coverage will pay an extra $520 each year to go from a 30/60 limit to 250/500 limits