Land Rover LR2 Insurance Rates

The average insurance rates for a Land Rover LR2 are $1,078 a year for full coverage. Comprehensive costs approximately $198 each year, collision costs $248, and liability is $474. Liability-only coverage costs around $522 a year, with high-risk coverage costing around $2,314. Teenage drivers cost the most to insure at $4,260 a year or more.

Average premium for full coverage: $1,078

Policy rates by type of insurance:

Price estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and LR2 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than densely populated cities.

The graphic below illustrates how your location can change auto insurance prices.

The examples above show why all drivers should compare rates quotes using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $650
• Raising to $1,000 deductibles will save $102 a year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,078
• Using low deductibles will increase the cost to $1,272
• Drivers who are prone to accidents and violations could pay around $2,314 or more
• Policy cost for full coverage for a 16-year-old driver can cost $4,260

View Chart as Image

Insurance rates for a Land Rover LR2 also range considerably based on your risk profile, the trim level of your LR2, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay in the ballpark of $4,200 a year. View Rates by Age

Your home state also has a big influence on Land Rover LR2 insurance prices. A middle-age driver might find rates as low as $710 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,540 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $300 annually, whereas increasing liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,300 to $1,800 additional every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 42% to 134% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to do a rate comparison from multiple companies. Every auto insurance company uses a different method to calculate rates, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Land Rover LR2 Insurance

Finding cheaper rates on insurance for a Land Rover LR2 consists of being a low-risk driver, having a good credit history, avoid buying unnecessary coverage, and qualifying for all possible discounts. Invest the time to shop around at every other renewal by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The items below are a condensed summary of the concepts that were illustrated above.

• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,240 more per year to insure their LR2
• Teen drivers are the costliest to insure, costing up to $355 each month including comprehensive and collision insurance
• Drivers can save around $120 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $300 each year
• Drivers can save around $120 per year simply by quoting online in advance