Land Rover LR2 Insurance Rates

Average insurance prices for a Land Rover LR2 are $1,078 every 12 months with full coverage. Comprehensive costs approximately $198, collision costs $248, and liability coverage is estimated at $474. A policy with just liability insurance costs approximately $522 a year, with coverage for high-risk drivers costing around $2,314. Teenage drivers receive the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Rate estimates by individual coverage type:

Rates are based on $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and for all LR2 models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on the price of insurance. Rural locations tend to have more infrequent collision claims than densely populated cities.

The example below illustrates the effect of geographic area on auto insurance prices.

These examples demonstrate why everyone should get quotes using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $650
• Choosing higher $1,000 deductibles can save $102 annually
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,078
• Using pricier low deductibles for comp and collision coverage increases the price to $1,272
• Drivers who are prone to accidents and violations could pay around $2,314 or more
• The cost to insure a teenage driver for full coverage can cost $4,260 each year

View Chart as Image

Insurance rates for a Land Rover LR2 can also vary considerably based on policy deductibles and limits, your driving record, and the model of your LR2.

Using high physical damage deductibles can save as much as $300 a year, whereas buying more liability protection will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may only pay around $1,000 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out anywhere from $1,300 to $1,800 additional per year, depending on your age. Land Rover LR2 insurance for high-risk drivers ranges around 42% to 134% more than a normal policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Land Rover LR2 insurance rates. A good driver about age 40 could pay as low as $780 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,460 on average in New York, Michigan, and Florida.

View Chart as Image

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates and see how they stack up. Each auto insurer uses a different method to calculate rates, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Land Rover LR2 Insurance

Saving money on auto insurance takes being safe and accident-free, having above-average credit, eliminating unnecessary coverage, and qualifying for all possible discounts. Take the time to compare rates every couple of years by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below you'll find a quick review of the material that was covered in the above illustrations.

• Consumers who purchase more liability protection will pay an extra $520 every year to raise limits from a minimum limit to a 250/500 level
• Youthful drivers are the costliest to insure, with premiums as much as $355 per month if full coverage is included
• Drivers with a DUI or reckless driving violation could be forced to pay on average $1,240 more per year than a low-risk driver
• Increasing deductibles could save as much as $300 each year