Land Rover LR2 Insurance Rates

Average auto insurance rates for a Land Rover LR2 are $1,078 annually including full coverage. Comprehensive insurance costs an estimated $198, collision costs $248, and liability insurance costs around $474. A policy with just liability insurance costs as low as $522 a year, with coverage for high-risk drivers costing $2,314 or more. Teenage drivers receive the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Rate estimates broken down by individual coverage type:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and for all LR2 models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than densely populated cities.

The example below illustrates how where you live affects insurance prices.

These examples highlight why everyone should compare prices for a targeted area and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The best discount rate is $650
• Using higher $1,000 deductibles will save approximately $102 every year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,078
• Using pricier low deductibles for physical damage coverage costs an additional $194 a year
• Drivers who are prone to accidents and violations could pay up to $2,314 or more
• The cost with full coverage for a teen driver for full coverage can cost as much as $4,260 or more

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Insurance rates for a Land Rover LR2 can also vary considerably based on the trim level of your LR2, your driving characteristics, and liability limits and deductibles.

A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $1,000 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay at least $4,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,300 to $1,800 additional per year, depending on your age. Land Rover LR2 insurance for high-risk drivers can be anywhere from 42% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $300 each year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Land Rover LR2 insurance rates. A driver around age 40 might see rates as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,540 on average in Louisiana, New York, and Michigan.

View Chart as Image

With so much variability in rates, the best way to figure out which company is cheapest is to regularly compare rates from as many companies as possible. Each insurance company uses a different method to calculate rates, and rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Land Rover LR2 Insurance

Saving money on Land Rover LR2 insurance requires avoiding accidents and violations, having good credit, not filing small claims, and maximizing policy discounts. Take the time to comparison shop every year by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The list below is a brief summary of the coverage data touched on in the above illustrations.

• You may be able to save approximately $120 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles could save up to $300 each year
• Teenagers are expensive to insure, as much as $355 per month if they have full coverage
• High-risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,240 more annually for car insurance