Land Rover LR2 Insurance Rates

U.S. average insurance rates for a Land Rover LR2 are $1,120 a year with full coverage. Comprehensive costs on average $212 a year, collision costs $272, and liability insurance costs $478. Liability-only insurance costs as little as $526 a year, with high-risk driver insurance costing around $2,404. 16-year-old drivers pay the highest rates at $4,390 a year or more.

Average premium for full coverage: $1,120

Price estimates by individual coverage:

These estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and LR2 trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on auto insurance rates. Rural areas have a lower frequency of collision claims than congested cities.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above demonstrate why it is important to compare rates based on a specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $674
• Drivers who choose higher $1,000 deductibles will pay around $1,010 annually
• The average rate for the average middle-age driver with $500 deductibles is $1,120
• Buying low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,330
• High risk drivers with multiple tickets or accidents could pay upwards of $2,404 or more
• The price for full coverage for a teen driver may cost $4,390 a year

View Chart as Image

Car insurance prices for a Land Rover LR2 are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles could pay as little as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged upwards of $4,300 a year. View Rates by Age

The state you live in makes a big difference in Land Rover LR2 insurance rates. A 40-year-old driver could pay as low as $810 a year in states like New Hampshire, Ohio, and Utah, or at least $1,510 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles could save up to $320 each year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $430 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,300 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 129% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the best way to find out exactly what you will pay is to get quotes from as many companies as possible. Every company utilizes a different rate formula, so rate quotes may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Land Rover LR2 Insurance

Getting lower rates on Land Rover LR2 insurance not only requires having a good driving record, but also having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to compare rates every other policy renewal by requesting rates from direct companies like Progressive and GEICO, and also from local insurance agents.

The next list is a brief summary of the ideas that were covered above.

• Drivers age 20 and younger are expensive to insure, costing up to $366 a month if full coverage is included
• High-risk drivers that tend to have accidents or serious violations may be required to pay an average of $1,280 more each year to buy Land Rover LR2 insurance
• Increasing physical damage deductibles can save around $325 each year
• You may be able to save as much as $130 per year simply by quoting early and online