Land Rover LR2 Insurance Rates

Estimated insurance rates for a Land Rover LR2 are $1,078 a year including full coverage. Comprehensive insurance costs on average $198 a year, collision insurance costs $248, and liability is estimated at $474. A policy with only liability insurance costs approximately $522 a year, and a high-risk policy costs $2,314 or more. Teen drivers pay the most at up to $4,260 a year.

Average premium for full coverage: $1,078

Premium estimates by type of coverage:

These estimates include $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and LR2 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Rural areas are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences highlight why it is important to get quotes based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $650
• Choosing higher $1,000 deductibles can save around $976 every year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,078
• Choosing low $100 deductibles for comp and collision coverage will cost an extra $194 annually
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,314
• An auto insurance policy for full coverage for a 16-year-old driver may cost $4,260 each year

View Chart as Image

Car insurance prices for a Land Rover LR2 also have a wide range based on your driving characteristics, the model of your LR2, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged upwards of $4,200 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Land Rover LR2 insurance prices. A good driver about age 40 could pay as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,540 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can save as much as $300 annually, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at a minimum $1,300 to $1,800 extra annually, depending on your age. A high-risk auto insurance policy ranges from 42% to 134% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Land Rover LR2 Insurance

Finding better rates on insurance for a Land Rover LR2 takes avoiding accidents and claims, having above-average credit, refrain from filing small claims, and possibly raising deductibles. Set aside time to compare rates every couple of years by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The points below are a brief summary of the material that was covered above.

• Insureds who require increased liability limits will pay about $520 per year to raise limits from 30/60 bodily injury limits to 250/500 limits
• Drivers under the age of 20 are expensive to insure, with the cost nearing $355 per month if full coverage is included
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,240 more each year to insure a Land Rover LR2
• Increasing policy deductibles can save around $300 each year