Land Rover LR2 Insurance Rates

The average insurance rates for a Land Rover LR2 are $1,120 a year with full coverage. Comprehensive costs approximately $212, collision insurance costs $272, and liability is $478. Buying just liability costs around $526 a year, and insurance for high-risk drivers costs around $2,404. Teens cost the most to insure at up to $4,390 a year.

Average premium for full coverage: $1,120

Policy rates by type of insurance:

Full coverage includes $500 deductible amounts, minimum liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and for different LR2 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of insurance. Rural locations are shown to have lower incidents of collision claims than cities with more traffic congestion. The price range example below illustrates how location helps determine auto insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes using their specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $674
• Raising to $1,000 deductibles will save $110 annually
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,120
• Selecting more expensive low deductibles bumps up the cost to $1,330
• At-risk drivers with serious driving violations could pay around $2,404
• Policy cost that insures a teen driver with full coverage can cost $4,390

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Insurance rates for a Land Rover LR2 also range considerably based on the model year and trim level, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,300 to $1,900 extra every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 129% more than the average policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $4,300 a year. View Rates by Age

Your home state also has a big influence on Land Rover LR2 insurance prices. A middle-age driver might find rates as low as $810 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,510 on average in New York, Michigan, and Florida.

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Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $320 every year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $430 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Land Rover LR2 Insurance

Finding cheaper rates on car insurance consists of having a good driving record, having above-average credit, not filing small claims, and possibly raising deductibles. Compare rates every couple of years by obtaining price quotes from direct companies, and also from local insurance agencies.

The next list is a summary of the material that was covered in the charts and tables above.

• Policyholders who purchase increased levels of liability coverage will pay approximately $530 every year to raise from a 30/60 limit to the 250/500 level
• Drivers age 20 and younger are expensive to insure, as much as $366 each month if full coverage is included
• Higher risk drivers who have multiple accidents or major violations may have to pay on average $1,280 more per year to buy Land Rover LR2 insurance
• Increasing comprehensive and collision deductibles can save approximately $325 each year