Land Rover LR2 Insurance Rates

U.S. average insurance rates for a Land Rover LR2 are $1,078 a year with full coverage. Comprehensive costs an estimated $198, collision costs $248, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing around $2,314. Teens pay the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Price estimates broken down by individual coverage:

Full coverage includes $500 deductible amounts, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and for all LR2 models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on car insurance rates. More rural locations have a lower frequency of collision claims than cities with more traffic congestion.

The example below illustrates how location impacts insurance prices.

The ranges above demonstrate why everyone should get quotes for a targeted area and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $650
• Choosing higher $1,000 deductibles can save approximately $102 annually
• The average rate for the average middle-age driver who has $500 deductibles is $1,078
• Selecting pricier low deductibles for comp and collision coverage will increase the cost to $1,272
• Higher-risk drivers with serious driving violations could pay up to $2,314 or more
• The price for full coverage for a 16-year-old driver for full coverage can cost as much as $4,260 each year

View Chart as Image

Auto insurance prices for a Land Rover LR2 are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles may pay as low as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay at least $4,200 a year. View Rates by Age

The state you live in plays a big part in determining prices for Land Rover LR2 insurance prices. A good driver about age 40 could pay as low as $780 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,460 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $300 annually, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,300 to $1,800 in extra premium each year, depending on your age. Land Rover LR2 insurance for high-risk drivers ranges from 42% to 134% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out which car insurance is cheapest is to regularly compare prices from multiple companies. Each auto insurer calculates prices differently, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Land Rover LR2 Insurance

Getting lower rates on insurance for a Land Rover LR2 takes having a good driving record, having good credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Spend time shopping around every time your policy renews by getting rate quotes from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

The next list is a summary of the information touched on above.

• You may be able to save approximately $120 per year simply by quoting online well ahead of the renewal date
• Drivers age 20 and younger are the costliest to insure, costing up to $355 a month if they have full coverage
• Increasing physical damage deductibles can save around $300 each year
• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,240 more annually to buy Land Rover LR2 insurance
• Insureds who want increased levels of liability coverage will pay approximately $520 every year to raise limits from a low limit to 250/500 limits