Land Rover LR2 Insurance Rates

Estimated insurance rates for a Land Rover LR2 are $1,078 a year with full coverage. Comprehensive insurance costs an estimated $198, collision insurance costs $248, and liability is $474. A liability-only policy costs around $522 a year, and high-risk insurance costs $2,314 or more. Teenage drivers pay the most at up to $4,260 a year.

Average premium for full coverage: $1,078

Premium estimates broken down by type of coverage:

Prices include $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and for all LR2 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. More rural locations are statistically proven to have a lower frequency of collision claims than densely populated cities. The example below illustrates the effect of geographic area on insurance prices.

These rate differences demonstrate why everyone should compare rates quotes for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Land Rover LR2 insurance rates for other coverage scenarios.

• The best discount rate is $650
• Raising to $1,000 deductibles will save approximately $102 annually
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,078
• Using pricier low deductibles will cost an extra $194 every year
• At-risk drivers who are prone to accidents and violations could pay up to $2,314
• An auto insurance policy for full coverage for a teen driver for full coverage can cost as much as $4,260

View Chart as Image

Auto insurance prices for a Land Rover LR2 also have a wide range based on your driving characteristics, the trim level and model year, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay at least $4,200 a year. View Rates by Age

Where you choose to live also has a big influence on Land Rover LR2 insurance prices. A middle-age driver might find prices as low as $780 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,460 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $300 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out $1,300 to $1,800 in extra premium annually, depending on your age. Land Rover LR2 insurance for high-risk drivers is expensive and can cost as much as 42% to 134% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Land Rover LR2 Insurance

Finding better rates on car insurance consists of having a decent driving record, having good credit, being claim-free, and consideration of higher deductibles. Take the time to compare rates every couple of years by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following items are a quick rundown of the material that was covered in the above illustrations.

• Policyholders who want additional liability coverage will pay an extra $520 every year to raise from 30/60 bodily injury limits to 250/500 limits
• 16 to 18-year-old drivers are the costliest to insure, possibly costing $355 per month if they have full coverage
• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,240 more annually than a driver with a clean driving record
• Increasing policy deductibles can save around $300 each year