Land Rover LR2 Insurance Rates

U.S. average auto insurance rates for a Land Rover LR2 are $1,078 annually including full coverage. Comprehensive costs around $198 a year, collision costs $248, and liability coverage costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing around $2,314. Teen drivers pay the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Price estimates for individual coverage:

Prices are based on $500 deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and LR2 trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of insurance. Areas with sparse population have fewer comprehensive and collision claims than larger metro areas.

The diagram below illustrates the effect of geographic area on auto insurance rates.

The ranges above highlight why it is important to compare rates for a specific zip code and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Land Rover LR2 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $650
• Drivers who choose higher $1,000 deductibles will pay about $976 every year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,078
• Choosing low $100 deductibles for comprehensive and collision insurance will cost $1,272
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,314 or more
• The price with full coverage for a teenage driver can be $4,260 a year

View Chart as Image

Insurance prices for a Land Rover LR2 are also quite variable based on the trim level and model year, your driving characteristics, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,000 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $4,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at least $1,300 to $1,800 additional each year, depending on your age. A high-risk auto insurance policy can cost around 42% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $300 a year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Land Rover LR2 insurance rates. A 40-year-old driver could pay as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,540 on average in Michigan, New York, and Louisiana.

View Chart as Image

Since prices can be so different, the best way to figure out your exact price is to get quotes and see how they stack up. Every company uses a different rate calculation, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Land Rover LR2 Insurance

Getting lower rates on auto insurance not only requires not taking risks behind the wheel, but also having good credit, being claim-free, and taking advantage of discounts. Take the time to compare rates every time your policy renews by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following is a brief review of the information covered in the above illustrations.

• You may be able to save up to $120 per year simply by quoting early and online
• Teens are charged the highest prices, possibly costing $355 a month if they have full coverage
• Increasing physical damage deductibles could save up to $300 each year
• Drivers with DUI or reckless driving convictions may pay on average $1,240 more every year for LR2 insurance
• Consumers who may need higher liability limits will pay about $520 per year to go from a low limit to higher 250/500 limits