Land Rover LR2 Insurance Rates

Estimated auto insurance rates for a Land Rover LR2 are $1,078 annually including full coverage. Comprehensive costs approximately $198 each year, collision insurance costs $248, and liability coverage costs around $474. Liability-only insurance costs as low as $522 a year, and high-risk driver insurance costs around $2,314. Teenage drivers pay the most at up to $4,260 a year.

Average premium for full coverage: $1,078

Premium estimates by type of coverage:

These estimates include $500 deductible amounts, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and LR2 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on car insurance prices. Rural locations are statistically proven to have fewer comprehensive and collision claims than densely populated cities. The graphic below illustrates the difference location can make on auto insurance prices.

These rate differences highlight why all drivers should compare prices using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $650
• Using higher $1,000 deductibles will save $102 every year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,078
• Using low deductibles for physical damage coverage will cost $1,272
• Higher-risk drivers who are prone to accidents and violations could pay around $2,314
• An auto insurance policy with full coverage for a teenage driver can cost $4,260 or more

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Insurance prices for a Land Rover LR2 also have a wide range based on the model of your LR2, your driving characteristics, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying anywhere from $1,300 to $1,800 additional annually, depending on your age. Insurance for high-risk drivers can be around 42% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $300 a year, whereas increasing liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Land Rover LR2 insurance rates. A driver around age 40 might see prices as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,540 on average in Louisiana, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Land Rover LR2 Insurance

Finding better rates on auto insurance requires having a good driving record, having good credit, refrain from filing small claims, and consideration of higher deductibles. Make time to compare rates once a year by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The next list is a brief summary of the data that was touched on in this article.

• You may be able to save around $120 per year just by quoting online in advance
• Consumers who purchase increased levels of liability coverage will pay an extra $520 per year to increase from 30/60 bodily injury limits to higher 250/500 limits
• Drivers age 20 and younger are the costliest to insure, with the cost nearing $355 per month if they have full coverage
• Drivers that tend to have accidents or serious violations may have to pay on average $1,240 more per year to buy Land Rover LR2 insurance