Land Rover LR2 Insurance Rates

Average insurance rates for a Land Rover LR2 are $1,120 a year including full coverage. Comprehensive insurance costs an estimated $212, collision costs $272, and liability insurance is $478. A policy with just liability insurance costs around $526 a year, with coverage for high-risk drivers costing $2,404 or more. Teens receive the highest rates at $4,390 a year or more.

Average premium for full coverage: $1,120

Rate estimates broken down by individual coverage type:

Full coverage includes $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and for all LR2 models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on the price of auto insurance. More rural locations tend to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates the effect of geographic area on insurance prices.

These examples highlight why everyone should compare rates quotes for a targeted area and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $674
• Raising to $1,000 deductibles will save approximately $110 every year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,120
• Selecting pricier low deductibles will cost an extra $210 a year
• Higher-risk drivers with serious driving violations could pay up to $2,404 or more
• The cost for full coverage for a teen driver for full coverage can cost as much as $4,390

View Chart as Image

Insurance rates for a Land Rover LR2 can also vary considerably based on your driver profile, the model of your LR2, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles could pay as little as $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay at least $4,300 a year. View Rates by Age

Where you live also has a big influence on Land Rover LR2 insurance rates. A middle-age driver might find rates as low as $860 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,600 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $320 each year, whereas buying more liability protection will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost as much as $430 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying $1,300 to $1,900 additional per year, depending on your age. Land Rover LR2 insurance for high-risk drivers is expensive and can cost anywhere from 43% to 129% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the best way to figure out which company is cheapest is to regularly compare rates from as many companies as possible. Every auto insurance company calculates rates differently, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Land Rover LR2 Insurance

Saving money on Land Rover LR2 insurance consists of avoiding accidents and claims, having a good credit history, not filing small claims, and maximizing policy discounts. Take the time to compare rates once a year by requesting quotes from direct car insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The points below are a summary of the data that was covered in the above illustrations.

• You may be able to save approximately $130 per year simply by quoting online well ahead of the renewal date
• Drivers who want increased liability limits will pay approximately $530 per year to raise from a minimum limit to 250/500 limits
• Drivers under the age of 20 are expensive to insure, as much as $366 per month including comprehensive and collision insurance
• High-risk drivers who have multiple accidents or major violations may pay on average $1,280 more annually to insure a Land Rover LR2