Land Rover LR2 Insurance Rates

U.S. average insurance prices for a Land Rover LR2 are $1,078 every 12 months including full coverage. Comprehensive insurance costs around $198, collision costs $248, and liability is estimated at $474. Liability-only insurance costs approximately $522 a year, with high-risk driver insurance costing $2,314 or more. Teen drivers pay the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Price estimates for individual coverage:

Price estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for different LR2 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population have more infrequent comprehensive and collision claims than larger metro areas.

The price range example below illustrates how location helps determine auto insurance rates.

The ranges above highlight why anyone shopping for car insurance should get quotes for a specific zip code and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Land Rover LR2 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $650
• Choosing higher $1,000 deductibles can save about $102 every year
• The average price for the average middle-age driver using $500 deductibles is $1,078
• Choosing more expensive low deductibles for comp and collision coverage costs an extra $194 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,314 or more
• The price to insure a teen driver with full coverage can be $4,260 each year

View Chart as Image

Car insurance prices for a Land Rover LR2 are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level and model year.

Choosing high deductibles can save as much as $300 every year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as little as $1,000 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged as much as $4,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying at least $1,300 to $1,800 extra each year, depending on your age. High-risk driver insurance ranges as much as 42% to 134% more than average. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Land Rover LR2 insurance prices. A good driver about age 40 could pay as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,540 on average in Michigan, New York, and Louisiana.

View Chart as Image

Since prices can be so different, the best way to figure out your exact price is to compare prices and see which company has the best price. Each auto insurer uses a different rate calculation, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Land Rover LR2 Insurance

Getting lower rates on car insurance takes being a good driver, maintaining a good credit score, being claim-free, and qualifying for all possible discounts. Invest time comparing rates at every other renewal by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following list is a condensed summary of the concepts that were covered in the charts and tables above.

• Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,240 more every year than a safer driver
• Drivers age 16 to 20 are the costliest to insure, possibly costing $355 a month if the policy includes full coverage
• You may be able to save up to $120 per year simply by shopping early and online
• Increasing physical damage deductibles could save as much as $300 each year
• You may be able to save up to $120 per year simply by shopping early and online