Land Rover LR2 Insurance Rates

The average auto insurance rates for a Land Rover LR2 are $1,078 annually including full coverage. Comprehensive insurance costs on average $198, collision insurance costs $248, and liability costs $474. Buying just liability costs as little as $522 a year, and insurance for high-risk drivers costs $2,314 or more. Teens cost the most to insure at up to $4,260 a year.

Average premium for full coverage: $1,078

Policy rates by type of insurance:

Full coverage includes $500 deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for all LR2 models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than cities with more traffic congestion. The example below illustrates how location impacts car insurance rates.

The examples above highlight why everyone should compare rates based on a specific location and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $650
• Drivers who choose higher $1,000 deductibles will pay around $102 every year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,078
• Selecting pricier low deductibles for comprehensive and collision insurance costs an additional $194 annually
• Drivers with serious driving violations could pay upwards of $2,314
• Policy cost with full coverage for a 16-year-old driver for full coverage may cost $4,260 a year

View Chart as Image

Insurance rates for a Land Rover LR2 also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay upwards of $4,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,300 to $1,800 extra every year, depending on your age. Land Rover LR2 insurance for high-risk drivers can cost from 42% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $300 annually, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Land Rover LR2 insurance prices. A 40-year-old driver could pay as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,540 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Land Rover LR2 Insurance

Finding cheaper rates on insurance for a Land Rover LR2 not only requires not taking risks behind the wheel, but also having a good credit history, paying for small claims out-of-pocket, and determing if full coverage is necessary. Spend time shopping around at least once a year by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following is a summary of the primary concepts that were touched on above.

• You may be able to save as much as $120 per year just by quoting online well ahead of the renewal date
• Drivers considered higher risk who have multiple accidents or major violations pay on average $1,240 more each year for LR2 insurance
• Increasing comprehensive and collision deductibles could save up to $300 each year
• Teens pay the highest rates, with premiums being up to $355 each month including comprehensive and collision insurance