Land Rover LR2 Insurance Rates

The average auto insurance rates for a Land Rover LR2 are $1,078 annually for full coverage. Comprehensive insurance costs on average $198 a year, collision costs $248, and liability is $474. A liability-only policy costs around $522 a year, with high-risk insurance costing $2,314 or more. Teen drivers cost the most to insure at $4,260 a year or more.

Average premium for full coverage: $1,078

Policy rates by type of insurance:

These estimates include $500 deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and LR2 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are shown to have fewer accident claims than larger metro areas.

The diagram below illustrates how rural and urban location affects car insurance rates.

The examples above show why it is important to compare rates quotes based on a specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $650
• Raising to $1,000 deductibles will save around $976 a year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,078
• Choosing low $100 deductibles costs an additional $194 annually
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,314 or more
• Policy cost with full coverage for a 16-year-old driver may cost $4,260

View Chart as Image

Car insurance rates for a Land Rover LR2 also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

Older drivers with no driving violations and high physical damage deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged upwards of $4,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,300 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $300 annually, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Land Rover LR2 insurance prices. A middle-age driver might find rates as low as $710 a year in states like Idaho, Maine, and Iowa, or as much as $1,540 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know exactly what you will pay is to get quotes from multiple companies. Every auto insurance company uses a different rate calculation, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Land Rover LR2 Insurance

Finding cheaper rates on insurance for a Land Rover LR2 consists of not taking risks behind the wheel, having a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to shop around once a year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following is a brief summary of the data that was raised in the charts and tables above.

• Drivers can save as much as $120 per year simply by quoting early and online
• Insureds who require higher liability limits will pay about $520 each year to raise from a 30/60 limit to higher 250/500 limits
• Teens are expensive to insure, costing up to $355 each month if comprehensive and collision insurance is included
• Drivers considered higher risk that tend to have accidents or serious violations may be required to pay an average of $1,240 more each year for LR2 insurance