Land Rover LR2 Insurance Rates

The average auto insurance rates for a Land Rover LR2 are $1,078 annually including full coverage. Comprehensive costs on average $198, collision costs $248, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, with high-risk insurance costing around $2,314. Teenage drivers cost the most to insure at $4,260 a year or more.

Average premium for full coverage: $1,078

Policy rates by type of insurance:

Includes $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different LR2 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on car insurance rates.

The examples above highlight why anyone shopping for car insurance should get quotes based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The best discount rate is $650
• Choosing higher $1,000 deductibles can save around $102 every year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,078
• Using more expensive low deductibles for comp and collision coverage will cost $1,272
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,314 or more
• Policy cost with full coverage for a 16-year-old driver with full coverage may cost $4,260 each year

View Chart as Image

Car insurance rates for a Land Rover LR2 also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.

An older driver with no driving violations and high physical damage deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged upwards of $4,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,300 to $1,800 extra every year, depending on your age. High-risk driver insurance ranges from 42% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $300 annually, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Land Rover LR2 insurance prices. A good driver about age 40 could pay as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,540 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out exactly what you will pay is to compare rates from multiple companies. Each auto insurer uses a different method to calculate rates, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Land Rover LR2 Insurance

Finding cheaper rates on insurance for a Land Rover LR2 takes avoiding accidents and claims, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Set aside time to compare rates at every policy renewal by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a recap of the data covered above.

• Insureds who require increased liability limits will pay an extra $520 per year to raise limits from a 30/60 limit to higher 250/500 limits
• You may be able to save as much as $120 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save up to $300 each year
• Drivers under the age of 20 are expensive to insure, with premiums being up to $355 each month if comprehensive and collision insurance is included