Land Rover LR2 Insurance Rates

The average insurance rates for a Land Rover LR2 are $1,078 a year with full coverage. Comprehensive costs around $198, collision costs $248, and liability insurance costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing around $2,314. Teenage drivers cost the most to insure at $4,260 a year or more.

Average premium for full coverage: $1,078

Policy rates for type of insurance:

Rate estimates include $500 deductible amounts, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and for all LR2 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than densely populated cities.

The example below illustrates how where you live affects auto insurance rates.

The examples above demonstrate why everyone should compare prices for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Land Rover LR2 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $650
• Using higher $1,000 deductibles will save about $102 annually
• The average rate for a good driver age 40 using $500 deductibles is $1,078
• Using pricier low deductibles for physical damage coverage will increase the cost to $1,272
• Drivers who are prone to accidents and violations could pay at least $2,314 or more
• Policy cost for full coverage for a teen driver for full coverage can be $4,260 or more

View Chart as Image

Insurance rates for a Land Rover LR2 also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

A more mature driver with no violations or accidents and high deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay as much as $4,200 a year. View Rates by Age

Your home state has a huge impact on Land Rover LR2 insurance rates. A driver around age 40 might see rates as low as $780 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,460 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $300 each year, whereas buying more liability protection will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,300 to $1,800 additional every year, depending on your age. Land Rover LR2 insurance for high-risk drivers can be anywhere from 42% to 134% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out your exact price is to regularly compare rates from as many companies as possible. Each insurance company uses a different method to calculate rates, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Land Rover LR2 Insurance

Finding cheaper rates on Land Rover LR2 insurance requires having a good driving record, having a good credit history, not filing small claims, and taking advantage of discounts. Take the time to comparison shop once a year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The next list is a brief recap of the data that was touched on in the above illustrations.

• You may be able to save up to $120 per year simply by quoting online well ahead of the renewal date
• Drivers who may need increased levels of liability coverage will pay an extra $520 every year to increase from a 30/60 limit to 250/500 limits
• Drivers age 20 and younger are charged the highest rates, as much as $355 each month including comprehensive and collision insurance
• High-risk drivers who tend to receive serious violations pay an average of $1,240 more every year to buy Land Rover LR2 insurance