Land Rover LR2 Insurance Rates

The average insurance rates for a Land Rover LR2 are $1,078 a year including full coverage. Comprehensive costs around $198 a year, collision costs $248, and liability insurance is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing around $2,314. Teen drivers cost the most to insure at $4,260 a year or more.

Average premium for full coverage: $1,078

Policy rates for type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and LR2 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than larger metro areas.

The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above highlight why it is important to get quotes for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Land Rover LR2 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $650
• Choosing higher $1,000 deductibles can save about $976 every year
• The average rate for a good driver age 40 using $500 deductibles is $1,078
• Choosing low $100 deductibles for comp and collision coverage will increase the cost to $1,272
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,314 or more
• Policy cost for full coverage for a teen driver can be $4,260 each year

View Chart as Image

Insurance rates for a Land Rover LR2 also range considerably based on your risk profile, the model of your LR2, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay as much as $4,200 a year. View Rates by Age

Your home state plays a big part in determining prices for Land Rover LR2 insurance rates. A good driver about age 40 could pay as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,540 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can save as much as $300 each year, while buying higher liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,300 to $1,800 additional every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 42% to 134% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out your exact price is to get quotes from as many companies as possible. Each auto insurer uses a different rate calculation, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Land Rover LR2 Insurance

Finding cheaper rates on Land Rover LR2 insurance takes avoiding accidents and violations, having a good credit history, paying for small claims out-of-pocket, and taking advantage of discounts. Set aside time to compare rates at every other renewal by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The list below is a brief recap of the concepts that were covered above.

• High-risk drivers who tend to receive serious violations pay on average $1,240 more every year for car insurance
• Teenagers are charged the highest rates, with premiums being up to $355 each month including comprehensive and collision insurance
• You may be able to save up to $120 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save around $300 each year
• You may be able to save up to $120 per year simply by quoting early and online