Land Rover LR2 Insurance Rates

The average auto insurance rates for a Land Rover LR2 are $1,078 annually for full coverage insurance. Comprehensive insurance costs an estimated $198 each year, collision costs $248, and liability costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing $2,314 or more. Teen drivers cost the most to insure at $4,260 a year or more.

Average premium for full coverage: $1,078

Policy rates broken down by type of insurance:

Prices are based on $500 deductible amounts, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and LR2 models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on the price of insurance. More rural locations are shown to have fewer physical damage claims than larger metro areas.

The graphic below illustrates how rural and urban location affects insurance prices.

The examples above illustrate why all drivers should compare rates for a targeted area and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $650
• Drivers who choose higher $1,000 deductibles will pay approximately $102 each year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,078
• Choosing low deductibles for comprehensive and collision insurance costs an additional $194 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,314 or more
• Policy cost with full coverage for a teen driver can cost as much as $4,260 a year

View Chart as Image

Insurance rates for a Land Rover LR2 also range considerably based on the model year and trim level, your risk profile, and liability limits and deductibles.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay at least $4,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,300 to $1,800 extra every year, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $300 every year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Land Rover LR2 insurance prices. A 40-year-old driver could pay as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,460 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to do a rate comparison and see which company has the best rate. Every company uses a different rate calculation, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Land Rover LR2 Insurance

Finding cheaper rates on car insurance not only requires having a good driving record, but also having a good credit history, being claim-free, and taking advantage of discounts. Set aside time to shop around every year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The next list is a brief review of the coverage data raised in the charts and tables above.

• It is possible to save approximately $120 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $300 each year
• Drivers age 20 and younger are charged the highest rates, possibly costing $355 each month including comprehensive and collision insurance
• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,240 more annually to buy Land Rover LR2 insurance