Land Rover LR2 Insurance Rates

Average insurance prices for a Land Rover LR2 are $1,078 every 12 months for full coverage insurance. Comprehensive costs approximately $198, collision costs $248, and liability is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing around $2,314. Teenage drivers receive the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Rate estimates by individual coverage type:

These estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and for different LR2 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on the price of auto insurance. Rural locations tend to have more infrequent physical damage claims than densely populated cities.

The price range example below illustrates how location helps determine auto insurance prices.

These examples illustrate why anyone shopping for car insurance should compare rates quotes using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $650
• Raising to $1,000 deductibles will save $102 each year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,078
• Using more expensive low deductibles increases the price to $1,272
• Drivers who are prone to accidents and violations could pay around $2,314 or more
• The cost to insure a 16-year-old driver with full coverage can cost $4,260

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Auto insurance rates for a Land Rover LR2 can also vary considerably based on policy deductibles and limits, your risk profile, and the model of your LR2.

Using high physical damage deductibles can reduce rates by up to $300 annually, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as low as $1,000 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay in the ballpark of $4,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $1,300 to $1,800 in extra premium per year, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 134% more than a normal policy. View High Risk Driver Rates

Where you live also has a big influence on Land Rover LR2 insurance prices. A middle-age driver might find rates as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,460 on average in Florida, New York, and Michigan.

View Chart as Image

With so much variability in rates, the only way to figure out who has the best car insurance rates is to compare rates from multiple companies. Every auto insurance company uses a different method to calculate rates, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Land Rover LR2 Insurance

Saving money on insurance for a Land Rover LR2 consists of having a decent driving record, having a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Invest time comparing rates at least once a year by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The following items are a brief summary of the primary concepts that were covered in the charts and tables above.

• It is possible to save around $120 per year simply by shopping early and online
• Drivers considered higher risk that tend to have accidents or serious violations may have to pay on average $1,240 more per year than a driver with a clean driving record
• Increasing deductibles could save as much as $300 each year
• 16 to 18-year-old drivers have the highest car insurance rates, costing up to $355 per month if comprehensive and collision insurance is included