Land Rover LR2 Insurance Rates

U.S. average insurance rates for a Land Rover LR2 are $1,078 a year with full coverage. Comprehensive insurance costs on average $198 a year, collision insurance costs $248, and liability coverage costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs $2,314 or more. Teenage drivers pay the highest rates at up to $4,260 a year.

Average premium for full coverage: $1,078

Price estimates by individual coverage:

Prices include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and LR2 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on auto insurance rates. Rural areas have lower incidents of collision claims than densely populated cities. The diagram below illustrates the difference location can make on car insurance rates.

The ranges above demonstrate why it is important to compare prices based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The best discount rate is $650
• Using higher $1,000 deductibles will save around $976 annually
• The estimated price for the average middle-age driver with $500 deductibles is $1,078
• Using low $100 deductibles for physical damage coverage will cost an additional $194 each year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,314
• The price that insures a teenage driver may cost $4,260 or more

View Chart as Image

Insurance prices for a Land Rover LR2 are also quite variable based on the trim level of your LR2, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,300 to $1,800 additional each year, depending on your age. A high-risk auto insurance policy can be around 42% to 134% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $4,200 a year. View Rates by Age

The state you live in has a huge impact on Land Rover LR2 insurance rates. A driver around age 40 might see prices as low as $780 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,460 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $300 a year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Land Rover LR2 Insurance

Getting lower rates on auto insurance requires avoiding accidents and violations, having a good credit score, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Compare prices at every policy renewal by getting rate quotes from direct companies, and also from several local insurance agents.

The list below is a quick rundown of the data touched on in this article.

• Consumers who require higher liability limits will pay an extra $520 every year to increase from a low limit to the 250/500 level
• You may be able to save as much as $120 per year just by quoting early and online
• Increasing physical damage deductibles can save approximately $300 each year
• Teenagers pay higher prices, costing up to $355 a month if comprehensive and collision insurance is included