Land Rover LR2 Insurance Rates

U.S. average insurance rates for a Land Rover LR2 are $1,078 a year with full coverage. Comprehensive costs approximately $198, collision insurance costs $248, and liability is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs around $2,314. Teen drivers pay the highest rates at up to $4,260 a year.

Average premium for full coverage: $1,078

Price estimates by individual coverage:

These estimates include $500 deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and for different LR2 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of insurance. Rural locations have a lower frequency of collision claims than larger metro areas. The price range example below illustrates how location helps determine auto insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should get quotes using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $650
• Choosing higher $1,000 deductibles can save $102 annually
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,078
• Choosing more expensive low deductibles for comp and collision coverage will increase the cost to $1,272
• Unlucky drivers with multiple violations and an at-fault accident could pay around $2,314
• The price for full coverage for a teen driver with full coverage can cost $4,260 each year

View Chart as Image

Insurance prices for a Land Rover LR2 are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles may pay as little as $1,000 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $4,200 a year. View Rates by Age

The state you live in plays a big part in determining prices for Land Rover LR2 insurance prices. A good driver about age 40 could pay as low as $780 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,460 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $300 every year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,300 to $1,800 additional each year, depending on your age. High-risk driver insurance ranges as much as 42% to 134% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Land Rover LR2 Insurance

Getting lower rates on car insurance takes not taking risks behind the wheel, having a good credit history, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest time comparing rates at least once a year by requesting quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The following is a brief summary of the primary concepts that were covered in the charts and tables above.

• You may be able to save around $120 per year just by shopping early and online
• Higher risk drivers that tend to have accidents or serious violations pay on average $1,240 more per year for LR2 insurance
• Increasing physical damage deductibles can save around $300 each year
• Teens are the costliest to insure, costing up to $355 a month including comprehensive and collision insurance