Land Rover LR2 Insurance Rates

Estimated insurance prices for a Land Rover LR2 are $1,078 every 12 months for full coverage insurance. Comprehensive costs approximately $198, collision costs $248, and liability is estimated at $474. A policy with only liability insurance costs approximately $522 a year, with a high-risk policy costing around $2,314. Teens pay the most at $4,260 a year or more.

Average premium for full coverage: $1,078

Premium estimates by type of coverage:

Rate estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for different LR2 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on the price of auto insurance. Rural locations are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion.

The price range example below illustrates how rural and urban location affects auto insurance prices.

These rate differences illustrate why anyone shopping for car insurance should get quotes using their specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $650
• Choosing higher $1,000 deductibles can save $102 each year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,078
• Selecting more expensive low deductibles for comp and collision coverage increases the price to $1,272
• Higher-risk drivers with serious driving violations could pay around $2,314 or more
• An auto insurance policy to insure a 16-year-old driver with full coverage can cost $4,260 each year

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Car insurance prices for a Land Rover LR2 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model of your LR2.

Choosing higher comprehensive and collision insurance deductibles can save as much as $300 annually, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged in the ballpark of $4,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying anywhere from $1,300 to $1,800 extra annually, depending on your age. High-risk driver insurance ranges from 42% to 134% more than the average policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Land Rover LR2 insurance prices. A good driver about age 40 could pay as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,460 on average in Florida, New York, and Michigan.

View Chart as Image

With such a large range in prices, the only way to figure out who has the best car insurance prices is to compare prices from multiple companies. Each auto insurer calculates prices differently, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Land Rover LR2 Insurance

Finding better rates on insurance for a Land Rover LR2 takes being safe and accident-free, maintaining a good credit score, paying for small claims out-of-pocket, and avoiding coverage lapses. Set aside time to shop around at least every other year by getting rate quotes from direct insurance companies, and also from local insurance agencies.

Below you'll find a brief recap of the car insurance concepts raised in the charts and tables above.

• Drivers considered higher risk who tend to receive serious violations may have to pay on average $1,240 more per year than a low-risk driver
• It is possible to save around $120 per year simply by shopping early and online
• Increasing policy deductibles could save as much as $300 each year
• Insureds who purchase more liability protection will pay approximately $520 annually to raise limits from 30/60 bodily injury limits to a 250/500 level