Land Rover LR2 Insurance Rates

The average insurance rates for a Land Rover LR2 are $1,078 a year for full coverage insurance. Comprehensive insurance costs approximately $198 each year, collision insurance costs $248, and liability costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs $2,314 or more. Teens cost the most to insure at up to $4,260 a year.

Average premium for full coverage: $1,078

Policy rates by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and LR2 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than cities with more traffic congestion. The graphic below illustrates how your location can change auto insurance prices.

The examples above illustrate why all drivers should compare prices using their specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $650
• Using higher $1,000 deductibles will save $102 each year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,078
• Selecting low deductibles for physical damage coverage will cost an extra $194 every year
• Drivers with serious driving violations could pay around $2,314
• Policy cost for full coverage for a teen driver can cost $4,260 or more

View Chart as Image

Insurance rates for a Land Rover LR2 also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay in the ballpark of $4,200 a year. View Rates by Age

Your home state has a huge impact on Land Rover LR2 insurance prices. A driver around age 40 might see rates as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,460 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $300 every year, whereas increasing liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,300 to $1,800 extra every year, depending on your age. Insurance for high-risk drivers can be as much as 42% to 134% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Land Rover LR2 Insurance

Finding cheaper rates on car insurance requires having a decent driving record, maintaining good credit, being claim-free, and possibly raising deductibles. Invest the time to shop around at least once a year by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following items are a brief recap of the primary concepts that were illustrated above.

• It is possible to save around $120 per year just by quoting online in advance
• Higher risk drivers who tend to receive serious violations may pay on average $1,240 more per year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save around $300 each year
• 16 to 18-year-old drivers are expensive to insure, possibly costing $355 each month for full coverage