Land Rover LR2 Insurance Rates

U.S. average auto insurance rates for a Land Rover LR2 are $1,078 annually including full coverage. Comprehensive costs on average $198, collision costs $248, and liability is estimated at $474. Liability-only insurance costs approximately $522 a year, with high-risk driver insurance costing around $2,314. Teenage drivers pay the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Price estimates by individual coverage:

Price estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and for different LR2 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on car insurance rates. Rural areas have fewer comprehensive and collision claims than densely populated cities.

The price range example below illustrates the difference location can make on car insurance rates.

The ranges above highlight why anyone shopping for car insurance should get quotes based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The best discount rate is $650
• Choosing higher $1,000 deductibles can save around $102 every year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,078
• Using more expensive low deductibles for comp and collision coverage will cost $1,272
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,314 or more
• The price with full coverage for a 16-year-old driver with full coverage may cost $4,260 each year

View Chart as Image

Car insurance prices for a Land Rover LR2 are also quite variable based on the trim level and model year, your driving characteristics, and policy deductibles and limits.

An older driver with no driving violations and high physical damage deductibles may pay as low as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged upwards of $4,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at a minimum $1,300 to $1,800 extra each year, depending on your age. High-risk driver insurance ranges from 42% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $300 annually, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Land Rover LR2 insurance prices. A good driver about age 40 could pay as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,540 on average in Michigan, New York, and Louisiana.

View Chart as Image

Since prices can be so different, the best way to figure out exactly what you will pay is to compare prices from multiple companies. Each auto insurer uses a different method to calculate prices, so rate quotes may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Land Rover LR2 Insurance

Getting lower rates on insurance for a Land Rover LR2 takes having a decent driving record, having a good credit score, being claim-free, and maximizing policy discounts. Make time to compare rates every time your policy renews by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following items are a condensed summary of the information touched on in this article.

• You may be able to save as much as $120 per year simply by shopping early and online
• 16 to 18-year-old drivers are expensive to insure, possibly costing $355 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles could save up to $300 each year
• Drivers considered higher risk with multiple at-fault accidents pay on average $1,240 more each year than a driver with a clean driving record
• Insureds who require additional liability coverage will pay an extra $520 per year to raise limits from a low limit to higher 250/500 limits