Land Rover LR2 Insurance Rates

Average insurance prices for a Land Rover LR2 are $1,078 every 12 months including full coverage. Comprehensive insurance costs approximately $198, collision costs $248, and liability is estimated at $474. A policy with just liability insurance costs approximately $522 a year, with coverage for high-risk drivers costing $2,314 or more. Teenage drivers receive the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Rate estimates by individual coverage type:

Rates are based on $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all LR2 models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on car insurance prices. Rural locations tend to have more infrequent comprehensive and collision claims than densely populated cities.

The example below illustrates how location impacts auto insurance prices.

These examples highlight why everyone should get quotes using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $650
• Choosing higher $1,000 deductibles can save $102 every year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,078
• Using pricier low deductibles for comp and collision coverage costs an extra $194 every year
• Unlucky drivers who are prone to accidents and violations could pay around $2,314 or more
• The cost to insure a teen driver for full coverage can cost $4,260 each year

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Insurance rates for a Land Rover LR2 can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model of your LR2.

Using high physical damage deductibles can save as much as $300 every year, whereas buying more liability protection will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as little as $1,000 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying anywhere from $1,300 to $1,800 additional per year, depending on your age. Land Rover LR2 insurance for high-risk drivers ranges as much as 42% to 134% more than a normal policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Land Rover LR2 insurance prices. A good driver about age 40 could pay as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,540 on average in Louisiana, New York, and Michigan.

View Chart as Image

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to regularly compare rates and see which company has the best rate. Each auto insurer uses a different method to calculate rates, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Land Rover LR2 Insurance

Saving money on car insurance takes being safe and accident-free, having above-average credit, not filing small claims, and qualifying for all possible discounts. Spend time shopping around once a year by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local car insurance providers.

Below you'll find a quick review of the data that was touched on above.

• You may be able to save around $120 per year simply by quoting online well ahead of the renewal date
• Policyholders who purchase more liability protection will pay an extra $520 per year to raise limits from a minimum limit to a 250/500 level
• Youthful drivers are the costliest to insure, as much as $355 per month if full coverage is included
• Higher risk drivers with a DUI or reckless driving violation could be charged and average of $1,240 more per year than a low-risk driver