Land Rover LR2 Insurance Rates

The average auto insurance rates for a Land Rover LR2 are $1,078 annually with full coverage. Comprehensive insurance costs around $198, collision costs $248, and liability is $474. Liability-only insurance costs around $522 a year, with high-risk driver insurance costing $2,314 or more. Teenage drivers cost the most to insure at $4,260 a year or more.

Average premium for full coverage: $1,078

Policy rates for type of insurance:

Rates are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and for all LR2 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on insurance rates. Areas with sparse population are shown to have fewer collision claims than densely populated cities.

The example below illustrates how where you live affects auto insurance rates.

The examples above demonstrate why everyone should compare rates quotes for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Land Rover LR2 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $650
• Raising to $1,000 deductibles will save about $102 annually
• The estimated rate for a good driver age 40 using $500 deductibles is $1,078
• Using pricier low deductibles costs an additional $194 every year
• At-risk drivers who are prone to accidents and violations could pay at least $2,314 or more
• Policy cost with full coverage for a teen driver for full coverage can be $4,260

View Chart as Image

Auto insurance rates for a Land Rover LR2 also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay as much as $4,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,300 to $1,800 in extra premium every year, depending on your age. Land Rover LR2 insurance for high-risk drivers is expensive and can cost as much as 42% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $300 every year, whereas buying more liability protection will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Land Rover LR2 insurance prices. A middle-age driver might find rates as low as $780 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,460 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out your exact price is to regularly compare rates and see which company has the best rate. Every auto insurance company uses a different method to calculate rates, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Land Rover LR2 Insurance

Finding cheaper rates on car insurance consists of having a decent driving record, having above-average credit, not filing small claims, and maximizing policy discounts. Take the time to comparison shop every other policy renewal by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following items are a quick review of the ideas that were touched on in the above illustrations.

• 16 to 18-year-old drivers are expensive to insure, as much as $355 each month if full coverage is included
• Higher risk drivers with a DUI or reckless driving violation may pay on average $1,240 more every year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles could save up to $300 each year
• You may be able to save up to $120 per year simply by quoting online well ahead of the renewal date