Land Rover LR2 Insurance Rates

U.S. average insurance prices for a Land Rover LR2 are $1,078 every 12 months for full coverage. Comprehensive costs on average $198 each year, collision costs $248, and liability coverage costs around $474. A policy with just liability insurance costs as low as $522 a year, with coverage for high-risk drivers costing around $2,314. Teenage drivers pay the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Price estimates by individual coverage:

These estimates include $500 physical damage deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and LR2 models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. Rural areas have more infrequent accident claims than densely populated cities.

The graphic below illustrates how location impacts car insurance rates.

The ranges above show why all drivers should compare prices based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The best discount rate is $650
• Using higher $1,000 deductibles will save around $102 a year
• The average price for the average middle-age driver with $500 deductibles is $1,078
• Using low deductibles for physical damage coverage increases the price to $1,272
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,314 or more
• The price to insure a teenage driver may cost $4,260 or more

View Chart as Image

Insurance prices for a Land Rover LR2 are also quite variable based on deductibles and policy limits, your driver profile, and the trim level of your LR2.

Using high physical damage deductibles could cut prices by as much as $300 a year, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay upwards of $4,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at a minimum $1,300 to $1,800 extra each year, depending on your age. Insurance for high-risk drivers can be around 42% to 134% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Land Rover LR2 insurance rates. A driver around age 40 might see prices as low as $710 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,540 on average in Michigan, Louisiana, and New York.

View Chart as Image

Since prices can be so different, the only way to know exactly what you will pay is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Land Rover LR2 Insurance

Getting lower rates on auto insurance requires being a safe and courteous driver, having good credit, eliminating unnecessary coverage, and bundling your home and auto policies. Spend time shopping around every couple of years by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below is a brief summary of the material that was touched on above.

• Consumers who require higher levels of liability will pay an extra $520 each year to increase from a low limit to a 250/500 level
• Teenage drivers pay the highest prices, with premiums as much as $355 a month if they have full coverage
• Drivers that tend to have accidents or serious violations pay an average of $1,240 more each year for auto insurance
• Increasing physical damage deductibles could save as much as $300 each year