Land Rover LR2 Insurance Rates

U.S. average auto insurance rates for a Land Rover LR2 are $1,078 annually for full coverage. Comprehensive insurance costs approximately $198, collision costs $248, and liability coverage costs $474. A policy with just liability insurance costs as little as $522 a year, with coverage for high-risk drivers costing $2,314 or more. 16-year-old drivers pay the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Price estimates by individual coverage:

Includes $500 physical damage insurance deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all states and for all LR2 models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance rates. Rural locations have fewer accident claims than congested cities.

The example below illustrates how location helps determine auto insurance prices.

The ranges above show why everyone should compare rates using their specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows estimated Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $650
• Drivers who choose higher $1,000 deductibles will pay $102 a year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,078
• Buying pricier low deductibles for comprehensive and collision insurance costs an additional $194 each year
• High-risk insureds with multiple tickets or accidents could pay around $2,314 or more
• The price with full coverage for a teenage driver for full coverage can cost $4,260 a year

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Insurance prices for a Land Rover LR2 are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high physical damage deductibles may only pay around $1,000 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $4,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,300 to $1,800 extra each year, depending on your age. Land Rover LR2 insurance for high-risk drivers can cost around 42% to 134% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $300 a year, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Land Rover LR2 insurance rates. A 40-year-old driver could pay as low as $710 a year in states like Iowa, Maine, and Idaho, or at least $1,540 on average in New York, Louisiana, and Michigan.

View Chart as Image

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to regularly compare prices and see how they stack up. Every company utilizes a different rate formula, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Land Rover LR2 Insurance

Getting lower rates on auto insurance not only requires being a low-risk driver, but also having a good credit history, eliminating unnecessary coverage, and maximizing policy discounts. Invest time comparing rates every couple of years by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The items below are a recap of the material that was covered in the charts and tables above.

• Consumers who purchase more liability coverage will pay around $520 each year to go from a low limit to higher 250/500 limits
• Teen drivers are expensive to insure, with premiums as much as $355 a month including comprehensive and collision insurance
• Drivers that have major violations or accidents pay on average $1,240 more per year to insure their LR2
• Increasing physical damage deductibles could save up to $300 each year