Land Rover LR2 Insurance Rates

Estimated insurance rates for a Land Rover LR2 are $1,120 a year for full coverage insurance. Comprehensive insurance costs on average $212, collision insurance costs $272, and liability insurance is $478. A liability-only policy costs around $526 a year, and high-risk insurance costs $2,404 or more. Teenage drivers pay the most at up to $4,390 a year.

Average premium for full coverage: $1,120

Premium estimates by type of coverage:

Includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for different LR2 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than densely populated cities. The price range example below illustrates how rural and urban location affects car insurance rates.

These rate differences illustrate why anyone shopping for car insurance should compare rates quotes based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The best discount rate is $674
• Raising to $1,000 deductibles will save around $110 each year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,120
• Using more expensive low deductibles will cost an additional $210 a year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,404
• An auto insurance policy that insures a teen driver with full coverage may cost $4,390

View Chart as Image

Auto insurance prices for a Land Rover LR2 also have a wide range based on the model year and trim level, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $1,300 to $1,900 in extra premium annually, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 43% to 129% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $4,300 a year. View Rates by Age

Where you choose to live also has a big influence on Land Rover LR2 insurance rates. A middle-age driver might find prices as low as $730 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,510 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $320 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $430 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Land Rover LR2 Insurance

Finding better rates on Land Rover LR2 insurance consists of being a good driver, maintaining a good credit score, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Compare prices at every other renewal by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.

The following list is a recap of the concepts that were raised in the charts and tables above.

• High-risk drivers that have major violations or accidents may pay on average $1,280 more each year than a safer driver
• Drivers age 16 to 20 are charged the highest prices, with premiums being up to $366 per month if the policy includes full coverage
• It is possible to save as much as $130 per year just by shopping early and online
• Increasing policy deductibles can save approximately $325 each year
• It is possible to save as much as $130 per year just by shopping early and online