Land Rover LR2 Insurance Rates

Estimated auto insurance rates for a Land Rover LR2 are $1,078 annually for full coverage. Comprehensive costs on average $198, collision costs $248, and liability costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing around $2,314. Teens pay the most at $4,260 a year or more.

Average premium for full coverage: $1,078

Premium estimates by type of coverage:

These estimates include $500 deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and for all LR2 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas are statistically proven to have fewer accident claims than cities with more traffic congestion.

The example below illustrates the effect of geographic area on car insurance rates.

These rate differences show why everyone should compare rates based on a specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $650
• Drivers who choose higher $1,000 deductibles will pay around $102 a year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,078
• Selecting pricier low deductibles for comprehensive and collision insurance will cost $1,272
• Higher-risk drivers with serious driving violations could pay upwards of $2,314 or more
• An auto insurance policy with full coverage for a teen driver for full coverage may cost $4,260 a year

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Insurance prices for a Land Rover LR2 also have a wide range based on the model of your LR2, your driver profile, and policy deductibles and limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay upwards of $4,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at a minimum $1,300 to $1,800 extra annually, depending on your age. Land Rover LR2 insurance for high-risk drivers can cost as much as 42% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $300 every year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Land Rover LR2 insurance prices. A 40-year-old driver could pay as low as $710 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,540 on average in Michigan, Louisiana, and New York.

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With such a large range in prices, the only way to know exactly what you will pay is to regularly compare prices and see which company has the best price. Every company calculates prices differently, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Land Rover LR2 Insurance

Finding better rates on car insurance not only requires not taking risks behind the wheel, but also having a good credit history, not filing small claims, and bundling your home and auto policies. Take the time to compare rates at least every other year by requesting rates from direct carriers, and also from local insurance agents.

The following is a brief summary of the car insurance concepts covered in the above illustrations.

• Higher risk drivers that tend to have accidents or serious violations may be required to pay an average of $1,240 more each year for LR2 insurance
• Drivers can save as much as $120 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles could save up to $300 each year
• Policyholders who require higher liability limits will pay approximately $520 each year to go from 30/60 bodily injury limits to higher 250/500 limits