Land Rover LR2 Insurance Rates

Estimated insurance prices for a Land Rover LR2 are $1,078 every 12 months for full coverage insurance. Comprehensive costs an estimated $198 each year, collision costs $248, and liability costs around $474. A liability-only policy costs as low as $522 a year, with high-risk insurance costing around $2,314. Teen drivers pay the most at $4,260 a year or more.

Average premium for full coverage: $1,078

Premium estimates broken down by type of coverage:

Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and LR2 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than larger metro areas.

The graphic below illustrates how rural and urban location affects insurance prices.

These rate differences illustrate why all drivers should compare prices for a targeted area and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $650
• Using higher $1,000 deductibles will save approximately $102 each year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,078
• Choosing low deductibles for physical damage coverage increases the price to $1,272
• Drivers with multiple violations and an at-fault accident could pay up to $2,314 or more
• An auto insurance policy to insure a teen driver can cost as much as $4,260 or more

View Chart as Image

Auto insurance prices for a Land Rover LR2 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.

Choosing high deductibles could cut prices by as much as $300 every year, whereas increasing liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay at least $4,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying $1,300 to $1,800 in extra premium annually, depending on your age. Insurance for high-risk drivers can be as much as 42% to 134% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Land Rover LR2 insurance prices. A driver around age 40 might see prices as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,460 on average in Florida, New York, and Michigan.

View Chart as Image

With such a large range in prices, the only way to figure out which insurance company is cheapest is to do a rate comparison and see which company has the best price. Each insurance company uses a different rate calculation, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Land Rover LR2 Insurance

Finding better rates on car insurance requires being a good driver, having a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Set aside time to shop around every other policy renewal by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.

The following list is a brief review of the ideas that were raised in the charts and tables above.

• Drivers age 16 to 20 are the costliest to insure, with premiums being up to $355 per month if comprehensive and collision insurance is included
• Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,240 more annually than a safer driver
• Increasing policy deductibles could save as much as $300 each year
• It is possible to save approximately $120 per year simply by quoting online in advance