Land Rover LR2 Insurance Rates

The average insurance rates for a Land Rover LR2 are $1,078 a year with full coverage. Comprehensive costs approximately $198 each year, collision insurance costs $248, and liability insurance is estimated at $474. A liability-only policy costs approximately $522 a year, and high-risk insurance costs around $2,314. Teens cost the most to insure at up to $4,260 a year.

Average premium for full coverage: $1,078

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and LR2 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of insurance. Rural locations are shown to have lower incidents of collision claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above demonstrate why all drivers should get quotes using their specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $650
• Choosing higher $1,000 deductibles can save $102 annually
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,078
• Selecting low deductibles for comp and collision coverage bumps up the cost to $1,272
• High-risk insureds with serious driving violations could pay around $2,314
• Policy cost that insures a teen driver can cost $4,260 each year

View Chart as Image

Car insurance rates for a Land Rover LR2 also range considerably based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,300 to $1,800 extra every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 42% to 134% more than the average policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged in the ballpark of $4,200 a year. View Rates by Age

Your home state plays a big part in determining prices for Land Rover LR2 insurance rates. A good driver about age 40 could pay as low as $780 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,460 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $300 each year, whereas increasing liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Land Rover LR2 Insurance

Finding cheaper rates on Land Rover LR2 insurance takes avoiding accidents and claims, having a positive credit history, not filing small claims, and attention to physical damage deductibles. Compare rates every year by getting rate quotes from direct companies, and also from local insurance agencies.

The points below are a condensed summary of the coverage data covered above.

• You may be able to save around $120 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $300 each year
• Drivers under the age of 20 pay the highest auto insurance rates, as much as $355 each month if full coverage is purchased
• High-risk drivers with multiple at-fault accidents may have to pay on average $1,240 more per year to insure a Land Rover LR2