Land Rover LR2 Insurance Rates

Average insurance rates for a Land Rover LR2 are $1,078 a year with full coverage. Comprehensive costs around $198 each year, collision costs $248, and liability insurance costs $474. A policy with just liability insurance costs as little as $522 a year, with coverage for high-risk drivers costing around $2,314. Teens receive the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Rate estimates for individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and LR2 models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on insurance rates. Areas with sparse population tend to have a lower frequency of collision claims than cities with more traffic congestion.

The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

These examples demonstrate why all drivers should compare rates for a specific zip code and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Land Rover LR2 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $650
• Drivers who choose higher $1,000 deductibles will pay about $102 annually
• The average rate for a 40-year-old driver using $500 deductibles is $1,078
• Selecting low deductibles for comprehensive and collision insurance will increase the cost to $1,272
• High risk drivers with serious driving violations could pay at least $2,314 or more
• The cost for full coverage for a teen driver can be $4,260 a year

View Chart as Image

Insurance rates for a Land Rover LR2 can also vary considerably based on your driver profile, the trim level and model year, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,000 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay as much as $4,200 a year. View Rates by Age

Where you live makes a big difference in Land Rover LR2 insurance rates. A 40-year-old driver could pay as low as $780 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,460 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $300 each year, whereas increasing liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at least $1,300 to $1,800 additional per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 42% to 134% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the best way to find out your exact price is to do a rate comparison from as many companies as possible. Every company calculates rates differently, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Land Rover LR2 Insurance

Saving money on Land Rover LR2 insurance not only requires having a decent driving record, but also having a good credit history, eliminating unnecessary coverage, and taking advantage of discounts. Set aside time to compare rates every couple of years by requesting rates from direct companies like GEICO and Progressive, and also from local independent and exclusive agents.

The following items are a condensed summary of the material that was covered above.

• Drivers who may need additional liability coverage will pay approximately $520 every year to go from a minimum limit to 250/500 limits
• 16 to 18-year-old drivers are charged the highest rates, with premiums as much as $355 per month including comprehensive and collision insurance
• High-risk drivers with multiple at-fault accidents pay an average of $1,240 more every year than a driver with a clean driving record
• Increasing deductibles can save around $300 each year