Land Rover LR2 Insurance Rates

Estimated insurance rates for a Land Rover LR2 are $1,078 a year including full coverage. Comprehensive costs an estimated $198 a year, collision costs $248, and liability costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing around $2,314. 16-year-old drivers pay the most at $4,260 a year or more.

Average premium for full coverage: $1,078

Premium estimates broken down by type of coverage:

Rates are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and LR2 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on the price of auto insurance. More rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than congested cities.

The diagram below illustrates how where you live affects insurance prices.

These rate differences highlight why it is important to compare rates for a targeted area and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The best full coverage rate is $650
• Drivers who choose higher $1,000 deductibles will pay approximately $976 every year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,078
• Buying low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,272
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,314 or more
• An auto insurance policy for full coverage for a teen driver can cost as much as $4,260 a year

View Chart as Image

Insurance prices for a Land Rover LR2 also have a wide range based on your driving characteristics, the model of your LR2, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay at least $4,200 a year. View Rates by Age

Where you choose to live makes a big difference in Land Rover LR2 insurance prices. A 40-year-old driver could pay as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,540 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $300 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying $1,300 to $1,800 extra annually, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 134% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the best way to figure out which insurance company is cheapest is to get quotes and see which company has the best price. Every company utilizes a different rate formula, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Land Rover LR2 Insurance

Finding better rates on car insurance not only requires avoiding accidents and violations, but also maintaining good credit, refrain from filing small claims, and taking advantage of discounts. Take the time to comparison shop every time your policy renews by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The list below is a quick review of the information touched on in the above illustrations.

• You may be able to save approximately $120 per year simply by quoting early and online
• Teenagers are charged the highest prices, with the cost nearing $355 per month for full coverage
• Increasing policy deductibles can save around $300 each year
• Higher risk drivers with a DUI or reckless driving violation may pay on average $1,240 more annually for car insurance
• Policyholders who want higher liability limits will pay around $520 per year to go from 30/60 bodily injury limits to 250/500 limits