Land Rover LR2 Insurance Rates

U.S. average insurance rates for a Land Rover LR2 are $1,120 a year with full coverage. Comprehensive costs an estimated $212, collision costs $272, and liability insurance is $478. Liability-only coverage costs around $526 a year, with high-risk coverage costing around $2,404. Teenage drivers pay the highest rates at $4,390 a year or more.

Average premium for full coverage: $1,120

Price estimates broken down by individual coverage:

Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and for all LR2 models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on car insurance rates. More rural locations have a lower frequency of collision claims than densely populated cities.

The example below illustrates how rural and urban location affects insurance prices.

The ranges above demonstrate why everyone should compare rates quotes for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The best discount rate is $674
• Raising to $1,000 deductibles will save approximately $110 annually
• The average rate for the average middle-age driver who has $500 deductibles is $1,120
• Using pricier low deductibles will increase the cost to $1,330
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,404 or more
• The price for full coverage for a teen driver for full coverage can cost as much as $4,390

View Chart as Image

Auto insurance prices for a Land Rover LR2 are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles could pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay at least $4,300 a year. View Rates by Age

The state you live in also has a big influence on Land Rover LR2 insurance rates. A middle-age driver might find prices as low as $810 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,510 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $320 each year, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $430 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,300 to $1,900 in extra premium each year, depending on your age. Land Rover LR2 insurance for high-risk drivers is expensive and can cost anywhere from 43% to 129% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out which car insurance is cheapest is to regularly compare prices from as many companies as possible. Every auto insurance company uses a different method to calculate prices, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Land Rover LR2 Insurance

Getting lower rates on Land Rover LR2 insurance consists of being a good driver, having good credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Set aside time to shop around every year by getting rate quotes from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following list is a condensed summary of the coverage data raised in the charts and tables above.

• You may be able to save approximately $130 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save around $325 each year
• Drivers age 16 to 20 are the costliest to insure, costing up to $366 a month if they have full coverage
• High-risk drivers with multiple at-fault accidents may pay on average $1,280 more annually than a safer driver