Land Rover LR2 Insurance Rates

Average insurance rates for a Land Rover LR2 are $1,078 a year including full coverage. Comprehensive insurance costs around $198, collision costs $248, and liability coverage costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing $2,314 or more. Teenage drivers receive the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Rate estimates for individual coverage type:

Prices are based on $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for all LR2 models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on auto insurance rates.

These examples highlight why everyone should compare rates for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Land Rover LR2 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $650
• Drivers who choose higher $1,000 deductibles will pay about $102 every year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,078
• Using pricier low deductibles for comprehensive and collision insurance will cost an additional $194 each year
• High-risk insureds who are prone to accidents and violations could pay at least $2,314 or more
• The cost that insures a teenage driver for full coverage can be $4,260 a year

View Chart as Image

Insurance rates for a Land Rover LR2 can also vary considerably based on the model of your LR2, your driving record and age, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are likely paying at least $1,300 to $1,800 extra per year, depending on your age. Land Rover LR2 insurance for high-risk drivers can cost around 42% to 134% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,000 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay as much as $4,200 a year. View Rates by Age

Where you live makes a big difference in Land Rover LR2 insurance rates. A 40-year-old driver could pay as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,540 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $300 a year, whereas buying more liability protection will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out your exact price is to regularly compare rates and see how they stack up. Every company uses a different method to calculate rates, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Land Rover LR2 Insurance

Saving money on auto insurance not only requires being a low-risk driver, but also having above-average credit, not filing small claims, and insuring your home and auto with the same company. Compare prices at every other renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The items below are a brief review of the concepts that were covered above.

• Drivers with DUI or reckless driving convictions may have to pay on average $1,240 more every year to insure their LR2
• Teen drivers pay higher rates, as much as $355 per month if full coverage is included
• You may be able to save up to $120 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles can save approximately $300 each year
• You may be able to save up to $120 per year simply by quoting online well ahead of the renewal date