Land Rover LR2 Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Jun 4, 2023
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U.S. average insurance prices for a Land Rover LR2 are $1,120 every 12 months for full coverage insurance. Comprehensive costs on average $212 a year, collision costs $272, and liability coverage is estimated at $478. Liability-only insurance costs approximately $526 a year, with high-risk driver insurance costing around $2,404. 16-year-old drivers pay the highest rates at $4,390 a year or more.
Average premium for full coverage: $1,120
Price estimates by individual coverage:
Rates are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and LR2 trim levels.
Price Range from Low to High
For an average driver, Land Rover LR2 insurance prices go from the cheapest price of $526 for your basic liability-only policy to a high of $2,404 for a high-risk insurance policy.
Geographic Price Range
Living in a larger city has a large influence on insurance rates. Rural areas have more infrequent physical damage claims than congested cities.
The diagram below illustrates the effect of geographic area on car insurance rates.
The ranges above illustrate why it is important to get quotes based on a specific location and their own driving history, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $674
- Choosing higher $1,000 deductibles can save around $1,010 each year
- The average price for the average middle-age driver with $500 deductibles is $1,120
- Buying low $100 deductibles for comp and collision coverage increases the price to $1,330
- Drivers with multiple tickets or accidents could pay upwards of $2,404 or more
- The price to insure a teenage driver may cost $4,390 each year
Car insurance prices for a Land Rover LR2 are also quite variable based on deductibles and policy limits, your risk profile, and the trim level of your LR2.
Opting for high physical damage deductibles can save as much as $320 a year, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $430 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles may only pay around $1,100 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged upwards of $4,300 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $1,300 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy ranges around 43% to 129% more than the average rate. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Land Rover LR2 insurance rates. A good driver about age 40 could pay as low as $730 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,510 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,014 | -$106 | -9.5% |
| Alaska | $860 | -$260 | -23.2% |
| Arizona | $930 | -$190 | -17.0% |
| Arkansas | $1,120 | -$0 | 0.0% |
| California | $1,276 | $156 | 13.9% |
| Colorado | $1,072 | -$48 | -4.3% |
| Connecticut | $1,152 | $32 | 2.9% |
| Delaware | $1,268 | $148 | 13.2% |
| Florida | $1,402 | $282 | 25.2% |
| Georgia | $1,032 | -$88 | -7.9% |
| Hawaii | $804 | -$316 | -28.2% |
| Idaho | $758 | -$362 | -32.3% |
| Illinois | $834 | -$286 | -25.5% |
| Indiana | $842 | -$278 | -24.8% |
| Iowa | $756 | -$364 | -32.5% |
| Kansas | $1,066 | -$54 | -4.8% |
| Kentucky | $1,528 | $408 | 36.4% |
| Louisiana | $1,658 | $538 | 48.0% |
| Maine | $692 | -$428 | -38.2% |
| Maryland | $924 | -$196 | -17.5% |
| Massachusetts | $898 | -$222 | -19.8% |
| Michigan | $1,948 | $828 | 73.9% |
| Minnesota | $938 | -$182 | -16.3% |
| Mississippi | $1,344 | $224 | 20.0% |
| Missouri | $996 | -$124 | -11.1% |
| Montana | $1,204 | $84 | 7.5% |
| Nebraska | $884 | -$236 | -21.1% |
| Nevada | $1,344 | $224 | 20.0% |
| New Hampshire | $808 | -$312 | -27.9% |
| New Jersey | $1,254 | $134 | 12.0% |
| New Mexico | $990 | -$130 | -11.6% |
| New York | $1,180 | $60 | 5.4% |
| North Carolina | $644 | -$476 | -42.5% |
| North Dakota | $916 | -$204 | -18.2% |
| Ohio | $774 | -$346 | -30.9% |
| Oklahoma | $1,150 | $30 | 2.7% |
| Oregon | $1,026 | -$94 | -8.4% |
| Pennsylvania | $1,072 | -$48 | -4.3% |
| Rhode Island | $1,494 | $374 | 33.4% |
| South Carolina | $1,014 | -$106 | -9.5% |
| South Dakota | $946 | -$174 | -15.5% |
| Tennessee | $982 | -$138 | -12.3% |
| Texas | $1,352 | $232 | 20.7% |
| Utah | $832 | -$288 | -25.7% |
| Vermont | $768 | -$352 | -31.4% |
| Virginia | $670 | -$450 | -40.2% |
| Washington | $866 | -$254 | -22.7% |
| West Virginia | $1,028 | -$92 | -8.2% |
| Wisconsin | $776 | -$344 | -30.7% |
| Wyoming | $1,000 | -$120 | -10.7% |
Since prices can be so different, the only way to figure out exactly what you will pay is to get quotes and see how they stack up. Each auto insurer utilizes a different rate formula, so rate quotes may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Land Rover LR2 | $1,100 | $92 |
| Land Rover LR2 HSE | $1,120 | $93 |
| Land Rover LR2 HSE Luxury | $1,142 | $95 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Land Rover LR2 | $212 | $272 | $478 | $1,120 |
| 2008 Land Rover LR2 | $178 | $198 | $460 | $994 |
Rates are averaged for all Land Rover LR2 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Land Rover LR2 Insurance
Getting lower rates on auto insurance takes avoiding accidents and violations, maintaining a good credit score, not filing small claims, and maximizing policy discounts. Take the time to compare rates at least every other year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The list below is a quick review of the car insurance concepts covered in the above illustrations.
- Drivers with a DUI or reckless driving violation pay on average $1,280 more each year for car insurance
- It is possible to save as much as $130 per year simply by quoting early and online
- Increasing physical damage deductibles could save as much as $325 each year
- Consumers who require higher liability limits will pay around $530 annually to raise limits from a low limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,390 |
| 20 | $2,544 |
| 30 | $1,148 |
| 40 | $1,120 |
| 50 | $1,028 |
| 60 | $1,006 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,330 |
| $250 | $1,234 |
| $500 | $1,120 |
| $1,000 | $1,010 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,120 |
| 50/100 | $1,238 |
| 100/300 | $1,357 |
| 250/500 | $1,668 |
| 100 CSL | $1,285 |
| 300 CSL | $1,548 |
| 500 CSL | $1,740 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,206 |
| 20 | $4,056 |
| 30 | $2,434 |
| 40 | $2,404 |
| 50 | $2,296 |
| 60 | $2,272 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $58 |
| Multi-vehicle | $59 |
| Homeowner | $19 |
| 5-yr Accident Free | $70 |
| 5-yr Claim Free | $71 |
| Paid in Full/EFT | $42 |
| Advance Quote | $50 |
| Online Quote | $77 |
| Total Discounts | $446 |
Discounts are estimated and may not be available from every company or in every state.
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