Land Rover LR2 Insurance Rates

The average insurance rates for a Land Rover LR2 are $1,078 a year with full coverage. Comprehensive costs an estimated $198 each year, collision costs $248, and liability insurance costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing around $2,314. Teenage drivers cost the most to insure at $4,260 a year or more.

Average premium for full coverage: $1,078

Policy rates broken down by type of insurance:

Estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and LR2 models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than densely populated cities.

The graphic below illustrates how your location can change insurance prices.

The examples above demonstrate why all drivers should compare rates for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The best discount rate is $650
• Drivers who choose higher $1,000 deductibles will pay approximately $102 annually
• The average rate for a good driver age 40 who has $500 deductibles is $1,078
• Using low deductibles for comprehensive and collision insurance will increase the cost to $1,272
• High risk drivers who are prone to accidents and violations could pay up to $2,314 or more
• Policy cost for full coverage for a teen driver can cost as much as $4,260 a year

View Chart as Image

Car insurance rates for a Land Rover LR2 also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

More mature drivers with no driving violations and high deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged at least $4,200 a year. View Rates by Age

Your home state makes a big difference in Land Rover LR2 insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,460 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $300 each year, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,300 to $1,800 extra every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 42% to 134% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to do a rate comparison from as many companies as possible. Every company uses a different method to calculate rates, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Land Rover LR2 Insurance

Finding cheaper rates on Land Rover LR2 insurance not only requires being a low-risk driver, but also having above-average credit, not filing small claims, and not having any coverage lapses. Invest the time to shop around every couple of years by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The items below are a review of the material that was illustrated above.

• Drivers who want more liability coverage will pay an extra $520 every year to go from a 30/60 limit to 250/500 limits
• Teen drivers have the highest car insurance rates, as much as $355 each month if full coverage is included
• High-risk drivers who have several accidents or serious violations may pay on average $1,240 more annually to insure their LR2
• Increasing comprehensive and collision deductibles can save around $300 each year