Land Rover LR2 Insurance Rates

U.S. average insurance rates for a Land Rover LR2 are $1,078 a year with full coverage. Comprehensive costs on average $198, collision costs $248, and liability insurance costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing around $2,314. Teenage drivers pay the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Price estimates by individual coverage:

Price estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and for different LR2 trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on auto insurance rates. Rural areas have lower incidents of collision claims than densely populated cities.

The price range example below illustrates how your location can change car insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should compare rates based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The best discount rate is $650
• Drivers who choose higher $1,000 deductibles will pay around $102 annually
• The estimated price for the average middle-age driver with $500 deductibles is $1,078
• Using more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,272
• High risk drivers who are prone to accidents and violations could pay upwards of $2,314 or more
• The price that insures a teen driver with full coverage may cost $4,260 a year

View Chart as Image

Insurance prices for a Land Rover LR2 are also quite variable based on the model year and trim level, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,300 to $1,800 additional each year, depending on your age. High-risk driver insurance can cost anywhere from 42% to 134% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $4,200 a year. View Rates by Age

The state you live in makes a big difference in Land Rover LR2 insurance rates. A 40-year-old driver could pay as low as $780 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,460 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $300 each year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out exactly what you will pay is to compare prices from as many companies as possible. Every company uses a different method to calculate prices, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Land Rover LR2 Insurance

Getting lower rates on Land Rover LR2 insurance not only requires being safe and accident-free, but also having a good credit score, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Compare prices once a year by requesting rates from direct companies, and also from several local insurance agents.

Below you'll find a condensed summary of the data that was illustrated above.

• You may be able to save as much as $120 per year simply by shopping early and online
• Drivers who require more liability protection will pay an extra $520 every year to go from a low limit to the 250/500 level
• Youthful drivers pay higher prices, costing up to $355 a month if comprehensive and collision insurance is included
• High-risk drivers with multiple at-fault accidents pay on average $1,240 more each year than a low-risk driver