Land Rover LR2 Insurance Rates

Estimated insurance prices for a Land Rover LR2 are $1,078 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $198, collision costs $248, and liability is $474. Liability-only coverage costs around $522 a year, with high-risk coverage costing $2,314 or more. 16-year-old drivers pay the most at $4,260 a year or more.

Average premium for full coverage: $1,078

Premium estimates broken down by type of coverage:

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for all LR2 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than congested cities.

The example below illustrates how geographic area affects insurance prices.

These rate differences illustrate why everyone should compare rates quotes for a targeted area and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The best full coverage rate is $650
• Raising to $1,000 deductibles will save approximately $102 each year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,078
• Buying pricier low deductibles costs an extra $194 annually
• Drivers with multiple tickets or accidents could pay up to $2,314 or more
• An auto insurance policy to insure a 16-year-old driver for full coverage can cost as much as $4,260

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Insurance prices for a Land Rover LR2 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.

Opting for high physical damage deductibles can reduce prices by up to $300 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay at least $4,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying $1,300 to $1,800 extra annually, depending on your age. Land Rover LR2 insurance for high-risk drivers is expensive and can cost from 42% to 134% more than the average rate. View High Risk Driver Rates

Where you choose to live also has a big influence on Land Rover LR2 insurance prices. A middle-age driver might find prices as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,460 on average in Florida, New York, and Michigan.

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With such a large range in prices, the only way to figure out which insurance company is cheapest is to regularly compare prices from multiple companies. Every auto insurance company utilizes a different rate formula, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Land Rover LR2 Insurance

Finding better rates on insurance for a Land Rover LR2 consists of being safe and accident-free, having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Invest the time to compare rates at every policy renewal by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.

Below you'll find a brief recap of the data presented in the illustrations above.

• Insureds who want more liability protection will pay around $520 annually to raise from 30/60 bodily injury limits to a 250/500 level
• It is possible to save approximately $120 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles could save as much as $300 each year
• Youthful drivers are charged the highest prices, with premiums being up to $355 per month if they have full coverage