Land Rover LR2 Insurance Rates

The average insurance rates for a Land Rover LR2 are $1,078 a year with full coverage. Comprehensive insurance costs an estimated $198, collision costs $248, and liability coverage costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing $2,314 or more. Teenage drivers cost the most to insure at $4,260 a year or more.

Average premium for full coverage: $1,078

Policy rates broken down by type of insurance:

Estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for all LR2 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than densely populated cities.

The example below illustrates how your location can change insurance prices.

The examples above demonstrate why everyone should compare prices for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The best discount rate is $650
• Using higher $1,000 deductibles will save approximately $102 annually
• The average rate for a good driver age 40 who has $500 deductibles is $1,078
• Using pricier low deductibles for physical damage coverage will cost an extra $194 each year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,314 or more
• Policy cost for full coverage for a teenage driver for full coverage can cost as much as $4,260 or more

View Chart as Image

Auto insurance rates for a Land Rover LR2 also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay at least $4,200 a year. View Rates by Age

Your home state has a huge impact on Land Rover LR2 insurance rates. A driver around age 40 might see rates as low as $780 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,460 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $300 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,300 to $1,800 in extra premium every year, depending on your age. Land Rover LR2 insurance for high-risk drivers can be around 42% to 134% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to regularly compare rates and see how they stack up. Each insurance company uses a different method to calculate rates, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Land Rover LR2 Insurance

Finding cheaper rates on auto insurance requires being a low-risk driver, having good credit, not filing small claims, and qualifying for all possible discounts. Invest the time to shop around at least every other year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The items below are a review of the car insurance concepts illustrated above.

• Drivers who have several accidents or serious violations may pay on average $1,240 more annually to insure their LR2
• You may be able to save approximately $120 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $300 each year
• Consumers who want more liability coverage will pay an extra $520 every year to increase from a 30/60 limit to 250/500 limits