Land Rover LR2 Insurance Rates

Estimated auto insurance rates for a Land Rover LR2 are $1,078 annually for full coverage. Comprehensive insurance costs approximately $198, collision costs $248, and liability costs around $474. A policy with only liability insurance costs as low as $522 a year, with a high-risk policy costing $2,314 or more. Teenage drivers pay the most at $4,260 a year or more.

Average premium for full coverage: $1,078

Premium estimates by type of coverage:

Estimates include $500 deductible amounts, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for all LR2 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on car insurance rates. Rural locations are statistically proven to have fewer accident claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences show why everyone should compare prices using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $650
• Using higher $1,000 deductibles will save $102 a year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,078
• Using pricier low deductibles for physical damage coverage costs an additional $194 annually
• High-risk insureds who are prone to accidents and violations could pay around $2,314 or more
• An auto insurance policy with full coverage for a 16-year-old driver for full coverage can cost $4,260 or more

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Car insurance prices for a Land Rover LR2 also have a wide range based on the model of your LR2, your driver profile, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high physical damage deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged in the ballpark of $4,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying anywhere from $1,300 to $1,800 extra annually, depending on your age. Land Rover LR2 insurance for high-risk drivers can be from 42% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $300 annually, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Land Rover LR2 insurance prices. A driver around age 40 might see prices as low as $710 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,540 on average in New York, Louisiana, and Michigan.

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With such a large range in prices, the only way to know who has the cheapest car insurance prices is to regularly compare prices from multiple companies. Each insurance company uses a different method to calculate prices, so rate quotes will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Land Rover LR2 Insurance

Finding better rates on insurance for a Land Rover LR2 requires having a good driving record, having a good credit score, not filing small claims, and avoiding coverage lapses. Set aside time to compare rates every couple of years by getting rate quotes from direct carriers, and also from several local insurance agents.

The next list is a review of the material that was covered above.

• Insureds who purchase increased levels of liability coverage will pay an extra $520 each year to increase from 30/60 bodily injury limits to higher 250/500 limits
• Drivers age 20 and younger pay the highest auto insurance prices, as much as $355 per month if comprehensive and collision insurance is included
• Drivers considered higher risk who have several accidents or serious violations pay on average $1,240 more per year to buy Land Rover LR2 insurance
• Increasing policy deductibles could save up to $300 each year