Land Rover LR2 Insurance Rates

The average insurance rates for a Land Rover LR2 are $1,078 a year for full coverage insurance. Comprehensive costs around $198 a year, collision costs $248, and liability insurance costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing around $2,314. Teenage drivers cost the most to insure at $4,260 a year or more.

Average premium for full coverage: $1,078

Policy rates for type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and LR2 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. Areas with sparse population are shown to have lower incidents of physical damage claims than densely populated cities.

The diagram below illustrates how location impacts auto insurance rates.

The examples above illustrate why it is important to compare rates for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Land Rover LR2 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $650
• Drivers who choose higher $1,000 deductibles will pay about $976 each year
• The estimated price for a good driver age 40 using $500 deductibles is $1,078
• Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,272
• High risk drivers who are prone to accidents and violations could pay at least $2,314 or more
• Policy cost that insures a teen driver can be $4,260 a year

View Chart as Image

Insurance rates for a Land Rover LR2 also range considerably based on the trim level of your LR2, your age and driving record, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at least $1,300 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 42% to 134% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay as much as $4,200 a year. View Rates by Age

Your home state makes a big difference in Land Rover LR2 insurance rates. A 40-year-old driver could pay as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,460 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $300 each year, while buying higher liability limits will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out your exact price is to get quotes from as many companies as possible. Every company uses a different method to calculate rates, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Land Rover LR2 Insurance

Finding cheaper rates on Land Rover LR2 insurance not only requires having a decent driving record, but also having above-average credit, being claim-free, and insuring your home and auto with the same company. Compare prices once a year by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.

The following items are a brief recap of the data that was touched on above.

• It is possible to save up to $120 per year simply by quoting early and online
• Drivers who may need additional liability coverage will pay an extra $520 annually to go from a 30/60 limit to the 250/500 level
• 16 to 18-year-old drivers pay higher rates, possibly costing $355 each month if full coverage is included
• High-risk drivers who tend to receive serious violations could be forced to pay on average $1,240 more every year than a driver with a clean driving record