Land Rover LR2 Insurance Rates

U.S. average auto insurance rates for a Land Rover LR2 are $1,078 annually for full coverage insurance. Comprehensive insurance costs an estimated $198 a year, collision costs $248, and liability coverage is $474. Liability-only insurance costs around $522 a year, with high-risk driver insurance costing $2,314 or more. Teens pay the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Price estimates broken down by individual coverage:

Includes $500 deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and LR2 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on the price of insurance. More rural locations have fewer physical damage claims than cities with more traffic congestion.

The diagram below illustrates the effect of geographic area on insurance prices.

The ranges above illustrate why it is important to compare rates quotes for a targeted area and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $650
• Raising to $1,000 deductibles will save approximately $976 each year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,078
• Selecting low $100 deductibles costs an additional $194 each year
• Unlucky drivers with serious driving violations could pay up to $2,314 or more
• The price with full coverage for a teenage driver can cost as much as $4,260

View Chart as Image

Car insurance prices for a Land Rover LR2 are also quite variable based on the trim level and model year, your risk profile, and liability limits and deductibles.

Older drivers with no driving violations and high physical damage deductibles may only pay around $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged at least $4,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying $1,300 to $1,800 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $300 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Land Rover LR2 insurance rates. A middle-age driver might find prices as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,460 on average in Florida, New York, and Michigan.

View Chart as Image

Since prices can be so different, the only way to figure out which car insurance is cheapest is to get quotes and see how they stack up. Every auto insurance company calculates prices differently, so rate quotes may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Land Rover LR2 Insurance

Getting lower rates on auto insurance consists of not taking risks behind the wheel, having a good credit score, not filing small claims, and not having any coverage lapses. Take the time to compare rates every couple of years by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following is a recap of the material that was covered in the above illustrations.

• Consumers who want higher liability limits will pay approximately $520 annually to raise from a low limit to higher 250/500 limits
• Teens have the highest car insurance prices, as much as $355 a month if comprehensive and collision insurance is included
• Drivers that have major violations or accidents may pay on average $1,240 more annually for LR2 insurance
• Increasing physical damage deductibles could save up to $300 each year