Land Rover LR2 Insurance Rates

U.S. average insurance prices for a Land Rover LR2 are $1,078 every 12 months including full coverage. Comprehensive costs around $198, collision costs $248, and liability insurance is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing around $2,314. Teens pay the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Price estimates for individual coverage:

Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and for different LR2 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on the price of insurance. Areas with sparse population have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates the difference location can make on auto insurance rates.

The ranges above highlight why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Land Rover LR2 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $650
• Raising to $1,000 deductibles will save about $102 every year
• The average price for the average middle-age driver using $500 deductibles is $1,078
• Selecting more expensive low deductibles increases the price to $1,272
• Higher-risk drivers with serious driving violations could pay at least $2,314 or more
• The price to insure a teen driver with full coverage can be $4,260

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Insurance prices for a Land Rover LR2 are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $300 each year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles could pay as little as $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay as much as $4,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying at least $1,300 to $1,800 additional each year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 42% to 134% more than the average policy. View High Risk Driver Rates

The state you live in also has a big influence on Land Rover LR2 insurance rates. A middle-age driver might find prices as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,540 on average in Michigan, New York, and Louisiana.

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Since prices can be so different, the best way to figure out your exact price is to compare prices from as many companies as possible. Every auto insurance company calculates prices differently, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Land Rover LR2 Insurance

Getting lower rates on Land Rover LR2 insurance consists of avoiding accidents and claims, having above-average credit, being claim-free, and taking advantage of discounts. Make time to compare rates every other policy renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The points below are a review of the ideas that were touched on in this article.

• Drivers under the age of 20 are charged the highest prices, possibly costing $355 a month if full coverage is included
• High-risk drivers who have several accidents or serious violations could be forced to pay on average $1,240 more every year to insure a Land Rover LR2
• Increasing physical damage deductibles could save as much as $300 each year
• You may be able to save up to $120 per year simply by shopping early and online