Land Rover LR2 Insurance Rates

Average insurance rates for a Land Rover LR2 are $1,078 a year for full coverage insurance. Comprehensive costs approximately $198 each year, collision costs $248, and liability insurance is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing around $2,314. Teens receive the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Rate estimates by individual coverage type:

Rates are based on $500 physical damage deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and LR2 models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than cities with more traffic congestion.

The graphic below illustrates how geographic area affects auto insurance prices.

These examples illustrate why all drivers should get quotes using their specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $650
• Choosing higher $1,000 deductibles can save $102 each year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,078
• Selecting low deductibles for comp and collision coverage bumps up the cost to $1,272
• High-risk insureds with serious driving violations could pay around $2,314 or more
• The cost that insures a teen driver can cost $4,260 each year

View Chart as Image

Auto insurance rates for a Land Rover LR2 can also vary considerably based on the trim level and model year, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,300 to $1,800 in extra premium per year, depending on your age. Insurance for high-risk drivers ranges anywhere from 42% to 134% more than the average policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,000 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,200 a year. View Rates by Age

Where you live plays a big part in determining prices for Land Rover LR2 insurance rates. A good driver about age 40 could pay as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,460 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $300 each year, whereas increasing liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out who has the best car insurance rates is to do a rate comparison from as many companies as possible. Each auto insurer calculates rates differently, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Land Rover LR2 Insurance

Saving money on Land Rover LR2 insurance takes being a safe and courteous driver, maintaining a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Compare rates once a year by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

Below is a quick review of the data that was presented in the illustrations above.

• It is possible to save around $120 per year simply by quoting online in advance
• Drivers who purchase higher levels of liability will pay approximately $520 annually to raise limits from a minimum limit to the 250/500 level
• Teenage drivers have the highest car insurance rates, costing up to $355 per month if the policy includes full coverage
• High-risk drivers with a DUI or reckless driving violation could be charged and average of $1,240 more per year for auto insurance