Land Rover LR2 Insurance Rates

The average insurance rates for a Land Rover LR2 are $1,078 a year for full coverage insurance. Comprehensive costs an estimated $198, collision insurance costs $248, and liability coverage costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs around $2,314. Teens cost the most to insure at up to $4,260 a year.

Average premium for full coverage: $1,078

Policy rates broken down by type of insurance:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and for different LR2 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than cities with more traffic congestion. The price range example below illustrates how rural and urban location affects insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare rates for a targeted area and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Land Rover LR2 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $650
• Drivers who choose higher $1,000 deductibles will pay approximately $102 each year
• The average rate for a good driver age 40 who has $500 deductibles is $1,078
• Selecting more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,272
• High-risk insureds with serious driving violations could pay up to $2,314
• Policy cost for full coverage for a teenage driver with full coverage can cost as much as $4,260 a year

View Chart as Image

Auto insurance rates for a Land Rover LR2 also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

An older driver with a good driving record and high deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay at least $4,200 a year. View Rates by Age

Your home state makes a big difference in Land Rover LR2 insurance rates. A 40-year-old driver could pay as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,460 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $300 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,300 to $1,800 in extra premium every year, depending on your age. High-risk driver insurance can cost around 42% to 134% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Land Rover LR2 Insurance

Finding cheaper rates on auto insurance not only requires avoiding accidents and claims, but also having good credit, being claim-free, and consideration of higher deductibles. Set aside time to shop around at least once a year by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The points below are a brief summary of the primary concepts that were raised in the charts and tables above.

• It is possible to save approximately $120 per year just by shopping early and online
• Drivers that tend to have accidents or serious violations pay on average $1,240 more annually to insure a Land Rover LR2
• Increasing comprehensive and collision deductibles can save around $300 each year
• Drivers under the age of 20 are the costliest to insure, possibly costing $355 each month if they have full coverage