Land Rover LR2 Insurance Rates

U.S. average insurance rates for a Land Rover LR2 are $1,078 a year including full coverage. Comprehensive insurance costs approximately $198, collision insurance costs $248, and liability coverage costs around $474. A policy with just liability insurance costs as low as $522 a year, and coverage for high-risk drivers costs $2,314 or more. Teenage drivers pay the highest rates at up to $4,260 a year.

Average premium for full coverage: $1,078

Price estimates by individual coverage:

Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and for all LR2 models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than densely populated cities. The example below illustrates how location impacts auto insurance prices.

The ranges above highlight why everyone should compare prices using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $650
• Using higher $1,000 deductibles will save $102 every year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,078
• Using pricier low deductibles for physical damage coverage will cost an additional $194 each year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,314
• The price that insures a teenage driver for full coverage can cost $4,260 or more

View Chart as Image

Insurance prices for a Land Rover LR2 are also quite variable based on the model of your LR2, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,300 to $1,800 extra each year, depending on your age. Land Rover LR2 insurance for high-risk drivers can be around 42% to 134% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,200 a year. View Rates by Age

The state you live in has a huge impact on Land Rover LR2 insurance rates. A driver around age 40 might see prices as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,540 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $300 a year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Land Rover LR2 Insurance

Getting lower rates on auto insurance requires being a good driver, having above-average credit, being claim-free, and possibly raising deductibles. Compare prices at every other renewal by requesting quotes from direct car insurance companies, and also from local auto insurance providers.

The following list is a brief review of the concepts that were touched on above.

• Drivers with DUI or reckless driving convictions will likely pay on average $1,240 more per year than a safer driver
• Drivers age 16 to 20 are expensive to insure, possibly costing $355 a month if full coverage is included
• You may be able to save around $120 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save approximately $300 each year
• You may be able to save around $120 per year just by quoting online well ahead of the renewal date