Land Rover LR2 Insurance Rates

Average auto insurance rates for a Land Rover LR2 are $1,078 annually for full coverage. Comprehensive insurance costs approximately $198, collision costs $248, and liability is estimated at $474. A policy with just liability insurance costs approximately $522 a year, with coverage for high-risk drivers costing $2,314 or more. Teen drivers receive the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Rate estimates by individual coverage type:

Includes $500 physical damage deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and for all LR2 models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Rural locations tend to have fewer accident claims than larger metro areas.

The example below illustrates the effect of geographic area on auto insurance prices.

These examples show why everyone should get quotes using their specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $650
• Choosing higher $1,000 deductibles can save $102 a year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,078
• Choosing pricier low deductibles for comp and collision coverage costs an additional $194 annually
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,314 or more
• The cost with full coverage for a 16-year-old driver for full coverage can cost $4,260 each year

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Insurance rates for a Land Rover LR2 can also vary considerably based on the trim level of your LR2, your driver profile, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as low as $1,000 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying anywhere from $1,300 to $1,800 additional per year, depending on your age. Land Rover LR2 insurance for high-risk drivers ranges from 42% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $300 annually, whereas buying more liability protection will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Land Rover LR2 insurance prices. A good driver about age 40 could pay as low as $710 a year in states like Iowa, Maine, and Idaho, or as much as $1,540 on average in New York, Louisiana, and Michigan.

View Chart as Image

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to regularly compare rates from multiple companies. Each auto insurer uses a different rate calculation, and rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Land Rover LR2 Insurance

Saving money on insurance for a Land Rover LR2 takes being a safe and courteous driver, having good credit, eliminating unneeded coverage, and qualifying for all possible discounts. Take the time to compare rates at every policy renewal by getting rate quotes from direct carriers like Progressive and GEICO, and also from several local insurance agents.

Below is a recap of the data covered in the above illustrations.

• Insureds who purchase higher levels of liability will pay about $520 each year to raise limits from a minimum limit to higher 250/500 limits
• Drivers can save around $120 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles could save up to $300 each year
• Teenage drivers are the costliest to insure, costing as high as $355 per month if they have full coverage