Land Rover LR2 Insurance Rates

U.S. average auto insurance rates for a Land Rover LR2 are $1,078 annually for full coverage. Comprehensive costs on average $198, collision costs $248, and liability insurance is $474. Liability-only coverage costs around $522 a year, with high-risk coverage costing around $2,314. Teens pay the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Price estimates by individual coverage:

These estimates include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and for all LR2 models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas have fewer accident claims than cities with more traffic congestion.

The example below illustrates how your location can change car insurance rates.

The ranges above show why everyone should compare rates quotes based on a specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $650
• Raising to $1,000 deductibles will save around $102 a year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,078
• Selecting pricier low deductibles will cost $1,272
• Higher-risk drivers with serious driving violations could pay upwards of $2,314 or more
• The price with full coverage for a teen driver for full coverage may cost $4,260

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Auto insurance prices for a Land Rover LR2 are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.

A more mature driver with a good driving record and high physical damage deductibles could pay as little as $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay upwards of $4,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,300 to $1,800 in extra premium each year, depending on your age. Land Rover LR2 insurance for high-risk drivers is expensive and can cost anywhere from 42% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $300 each year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Land Rover LR2 insurance rates. A middle-age driver might find prices as low as $710 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,540 on average in Michigan, Louisiana, and New York.

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Since prices can be so different, the only way to know exactly what you will pay is to regularly compare prices from as many companies as possible. Every auto insurance company calculates prices differently, and quoted prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Land Rover LR2 Insurance

Getting lower rates on Land Rover LR2 insurance consists of being a safe and courteous driver, having above-average credit, eliminating unnecessary coverage, and taking advantage of discounts. Invest the time to shop around at every other renewal by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

Below is a brief summary of the concepts that were illustrated above.

• High-risk drivers that tend to have accidents or serious violations may be required to pay an average of $1,240 more each year for auto insurance
• Teenage drivers are charged the highest prices, with premiums as much as $355 a month if full coverage is included
• Drivers can save as much as $120 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $300 each year
• Drivers can save as much as $120 per year simply by quoting online well ahead of the renewal date