Land Rover LR2 Insurance Rates

The average auto insurance rates for a Land Rover LR2 are $1,078 annually including full coverage. Comprehensive costs approximately $198 a year, collision costs $248, and liability insurance costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing around $2,314. Teens cost the most to insure at $4,260 a year or more.

Average premium for full coverage: $1,078

Policy rates by type of insurance:

Prices include $500 deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and LR2 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates how location helps determine auto insurance prices.

The examples above highlight why it is important to compare rates using their specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $650
• Drivers who choose higher $1,000 deductibles will pay $976 every year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,078
• Selecting low $100 deductibles for comprehensive and collision insurance will cost $1,272
• High risk drivers with serious driving violations could pay around $2,314 or more
• Policy cost with full coverage for a teen driver can cost $4,260 a year

View Chart as Image

Auto insurance rates for a Land Rover LR2 also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high physical damage deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay in the ballpark of $4,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,300 to $1,800 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 42% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $300 each year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Land Rover LR2 insurance rates. A 40-year-old driver could pay as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,540 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to get quotes from as many companies as possible. Every company calculates rates differently, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Land Rover LR2 Insurance

Finding cheaper rates on Land Rover LR2 insurance not only requires not taking risks behind the wheel, but also having above-average credit, paying for small claims out-of-pocket, and not having any coverage lapses. Invest time comparing rates every couple of years by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following is a quick rundown of the material that was covered in the charts and tables above.

• Drivers who purchase higher liability limits will pay approximately $520 per year to go from a 30/60 limit to higher 250/500 limits
• Teens have the highest car insurance rates, with premiums being up to $355 each month if full coverage is included
• High-risk drivers with reckless driving or DUI convictions may have to pay on average $1,240 more per year for LR2 insurance
• Increasing comprehensive and collision deductibles could save up to $300 each year