Land Rover LR2 Insurance Rates

U.S. average insurance prices for a Land Rover LR2 are $1,078 every 12 months including full coverage. Comprehensive insurance costs approximately $198, collision insurance costs $248, and liability is $474. A policy with just liability insurance costs around $522 a year, and coverage for high-risk drivers costs $2,314 or more. Teenage drivers pay the highest rates at up to $4,260 a year.

Average premium for full coverage: $1,078

Price estimates by individual coverage:

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for different LR2 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations have more infrequent comprehensive and collision claims than densely populated cities. The price range example below illustrates how rural and urban location affects auto insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare rates quotes using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $650
• Raising to $1,000 deductibles will save $102 every year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,078
• Using more expensive low deductibles costs an extra $194 every year
• At-risk drivers who are prone to accidents and violations could pay around $2,314
• The price to insure a teen driver with full coverage can cost $4,260

View Chart as Image

Insurance prices for a Land Rover LR2 are also quite variable based on deductibles and policy limits, your driving characteristics, and the model of your LR2.

Using high physical damage deductibles can reduce prices by up to $300 every year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as little as $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay in the ballpark of $4,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying anywhere from $1,300 to $1,800 extra each year, depending on your age. High-risk driver insurance is expensive and can cost as much as 42% to 134% more than a normal policy. View High Risk Driver Rates

The state you live in also has a big influence on Land Rover LR2 insurance prices. A middle-age driver might find prices as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,540 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Land Rover LR2 Insurance

Getting lower rates on car insurance consists of being a good driver, having good credit, being claim-free, and possibly raising deductibles. Set aside time to shop around once a year by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The following list is a brief recap of the data that was raised in the charts and tables above.

• You may be able to save around $120 per year just by shopping early and online
• Policyholders who purchase an increased level of liability coverage will pay an extra $520 per year to raise from a low limit to a 250/500 level
• Drivers age 16 to 20 are expensive to insure, possibly costing $355 a month if they have full coverage
• Higher risk drivers who tend to receive serious violations could be charged and average of $1,240 more per year than a safer driver