Land Rover LR2 Insurance Rates

Estimated auto insurance rates for a Land Rover LR2 are $1,078 annually including full coverage. Comprehensive costs on average $198, collision costs $248, and liability insurance is $474. A policy with only liability insurance costs around $522 a year, with a high-risk policy costing around $2,314. Teenage drivers pay the most at $4,260 a year or more.

Average premium for full coverage: $1,078

Premium estimates by type of coverage:

These estimates include $500 deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for all LR2 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas are statistically proven to have fewer comprehensive and collision claims than densely populated cities.

The example below illustrates how where you live affects car insurance rates.

These rate differences highlight why everyone should compare rates quotes based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The best discount rate is $650
• Raising to $1,000 deductibles will save around $102 every year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,078
• Using pricier low deductibles will cost $1,272
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,314 or more
• An auto insurance policy with full coverage for a teen driver for full coverage may cost $4,260

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Car insurance prices for a Land Rover LR2 also have a wide range based on the model of your LR2, your driving characteristics, and policy deductibles and limits.

A more mature driver with no driving violations and high physical damage deductibles could pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged upwards of $4,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at a minimum $1,300 to $1,800 extra annually, depending on your age. Land Rover LR2 insurance for high-risk drivers is expensive and can cost anywhere from 42% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $300 each year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Land Rover LR2 insurance rates. A middle-age driver might find prices as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,540 on average in Michigan, New York, and Louisiana.

View Chart as Image

With such a large range in prices, the best way to figure out exactly what you will pay is to regularly compare prices from as many companies as possible. Every auto insurance company uses a different method to calculate prices, so rate quotes will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Land Rover LR2 Insurance

Finding better rates on Land Rover LR2 insurance consists of not taking risks behind the wheel, having a good credit score, refrain from filing small claims, and maximizing policy discounts. Take the time to comparison shop at least every other year by requesting quotes from direct car insurance companies, and also from several local insurance agents.

The following is a brief summary of the car insurance concepts touched on in the above illustrations.

• High-risk drivers that tend to have accidents or serious violations pay on average $1,240 more each year for LR2 insurance
• You may be able to save as much as $120 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles could save up to $300 each year
• Drivers who require higher liability limits will pay an extra $520 per year to raise from 30/60 bodily injury limits to higher 250/500 limits