Land Rover LR2 Insurance Rates

Estimated insurance rates for a Land Rover LR2 are $1,078 a year including full coverage. Comprehensive costs on average $198 a year, collision costs $248, and liability is $474. A liability-only policy costs around $522 a year, with high-risk insurance costing around $2,314. Teens pay the most at $4,260 a year or more.

Average premium for full coverage: $1,078

Premium estimates by type of coverage:

Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and LR2 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates how rural and urban location affects car insurance rates.

These rate differences highlight why it is important to compare rates quotes based on a specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $650
• Raising to $1,000 deductibles will save around $976 every year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,078
• Selecting low $100 deductibles bumps up the cost to $1,272
• Drivers with serious driving violations could pay upwards of $2,314 or more
• An auto insurance policy that insures a 16-year-old driver may cost $4,260

View Chart as Image

Auto insurance prices for a Land Rover LR2 also have a wide range based on the trim level of your LR2, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $1,300 to $1,800 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 134% more than the average policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $4,200 a year. View Rates by Age

Where you choose to live also has a big influence on Land Rover LR2 insurance prices. A middle-age driver might find prices as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,540 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $300 annually, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out exactly what you will pay is to get quotes from multiple companies. Every auto insurance company calculates prices differently, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Land Rover LR2 Insurance

Finding better rates on insurance for a Land Rover LR2 consists of being a good driver, maintaining a good credit score, refrain from filing small claims, and taking advantage of discounts. Compare rates at least once a year by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

The following list is a brief recap of the primary concepts that were raised in the charts and tables above.

• You may be able to save as much as $120 per year simply by quoting early and online
• Drivers considered higher risk who tend to receive serious violations could be forced to pay on average $1,240 more each year than a safer driver
• Increasing policy deductibles can save approximately $300 each year
• Drivers age 16 to 20 are charged the highest prices, with the cost nearing $355 per month if the policy includes full coverage