Land Rover LR2 Insurance Rates

The average insurance rates for a Land Rover LR2 are $1,078 a year for full coverage insurance. Comprehensive costs approximately $198 a year, collision costs $248, and liability coverage costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing around $2,314. 16-year-old drivers cost the most to insure at $4,260 a year or more.

Average premium for full coverage: $1,078

Policy rates by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and LR2 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than congested cities.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above illustrate why it is important to compare prices using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $650
• Using higher $1,000 deductibles will save $976 each year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,078
• Buying low $100 deductibles for physical damage coverage bumps up the cost to $1,272
• Higher-risk drivers with multiple tickets or accidents could pay around $2,314 or more
• Policy cost that insures a teenage driver can cost $4,260 or more

View Chart as Image

Auto insurance rates for a Land Rover LR2 also range considerably based on the trim level of your LR2, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,300 to $1,800 in extra premium every year, depending on your age. A high-risk auto insurance policy can be around 42% to 134% more than the average rate. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $4,200 a year. View Rates by Age

Your home state has a huge impact on Land Rover LR2 insurance rates. A driver around age 40 might see rates as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,460 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $300 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to get quotes and see how they stack up. Each insurance company utilizes a different rate formula, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Land Rover LR2 Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and violations, maintaining a good credit score, being claim-free, and not having any coverage lapses. Comparison shop at every policy renewal by obtaining price quotes from direct insurance companies, and also from your local car insurance providers.

The list below is a summary of the data covered above.

• Consumers who purchase higher liability limits will pay around $520 annually to increase from a 30/60 limit to the 250/500 level
• It is possible to save around $120 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $300 each year
• Teenagers have the highest car insurance rates, possibly costing $355 each month if the policy includes full coverage