Land Rover LR2 Insurance Rates

Estimated insurance rates for a Land Rover LR2 are $1,078 a year including full coverage. Comprehensive insurance costs around $198, collision costs $248, and liability costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing $2,314 or more. Teen drivers pay the most at $4,260 a year or more.

Average premium for full coverage: $1,078

Premium estimates for type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for different LR2 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than larger metro areas.

The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

These rate differences highlight why anyone shopping for car insurance should compare prices for a specific zip code, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Land Rover LR2 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $650
• Using higher $1,000 deductibles will save about $102 every year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,078
• Choosing more expensive low deductibles for physical damage coverage will cost an additional $194 every year
• Drivers with multiple violations and an at-fault accident could pay at least $2,314 or more
• An auto insurance policy that insures a teen driver with full coverage can be $4,260 or more

View Chart as Image

Insurance prices for a Land Rover LR2 also have a wide range based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are likely paying at least $1,300 to $1,800 additional annually, depending on your age. High-risk driver insurance can be as much as 42% to 134% more than average. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $4,200 a year. View Rates by Age

Where you choose to live has a huge impact on Land Rover LR2 insurance prices. A driver around age 40 might see prices as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,540 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could cut prices by as much as $300 every year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out your exact price is to compare prices and see which company has the best price. Each insurance company uses a different rate calculation, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Land Rover LR2 Insurance

Finding better rates on car insurance requires avoiding accidents and violations, having a good credit score, refrain from filing small claims, and taking advantage of discounts. Shop around every other policy renewal by getting quotes from direct car insurance companies, and also from local insurance agencies.

The list below is a brief recap of the ideas that were covered above.

• Teenagers are charged the highest prices, with the cost nearing $355 per month if comprehensive and collision insurance is included
• Higher risk drivers who tend to receive serious violations may have to pay on average $1,240 more every year for car insurance
• Increasing policy deductibles can save approximately $300 each year
• You may be able to save up to $120 per year simply by shopping early and online