Land Rover LR2 Insurance Rates

U.S. average insurance rates for a Land Rover LR2 are $1,078 a year for full coverage insurance. Comprehensive costs on average $198 a year, collision costs $248, and liability insurance is estimated at $474. Liability-only insurance costs approximately $522 a year, with high-risk driver insurance costing around $2,314. Teenage drivers pay the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Price estimates by individual coverage:

These estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and LR2 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on insurance rates. Rural areas have lower incidents of physical damage claims than densely populated cities.

The diagram below illustrates the difference location can make on car insurance rates.

The ranges above illustrate why it is important to get quotes based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The best discount rate is $650
• Choosing higher $1,000 deductibles can save around $976 each year
• The estimated price for the average middle-age driver with $500 deductibles is $1,078
• Using low $100 deductibles for comp and collision coverage bumps up the cost to $1,272
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,314 or more
• The price that insures a teen driver may cost $4,260 each year

View Chart as Image

Car insurance prices for a Land Rover LR2 are also quite variable based on the trim level of your LR2, your age and driving record, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,300 to $1,800 extra each year, depending on your age. A high-risk auto insurance policy ranges anywhere from 42% to 134% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged upwards of $4,200 a year. View Rates by Age

The state you live in plays a big part in determining prices for Land Rover LR2 insurance rates. A good driver about age 40 could pay as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,460 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $300 each year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out exactly what you will pay is to get quotes from as many companies as possible. Each auto insurer uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Land Rover LR2 Insurance

Getting lower rates on Land Rover LR2 insurance takes having a decent driving record, having a positive credit history, not filing small claims, and maximizing policy discounts. Compare prices at least once a year by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

The following items are a brief summary of the primary concepts that were touched on in this article.

• It is possible to save as much as $120 per year simply by quoting early and online
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,240 more each year than a driver with a clean driving record
• Increasing physical damage deductibles can save approximately $300 each year
• 16 to 18-year-old drivers are expensive to insure, as much as $355 a month if full coverage is purchased