Land Rover LR2 Insurance Rates

The average insurance rates for a Land Rover LR2 are $1,078 a year for full coverage. Comprehensive insurance costs an estimated $198 each year, collision costs $248, and liability coverage is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing $2,314 or more. Teens cost the most to insure at $4,260 a year or more.

Average premium for full coverage: $1,078

Policy rates broken down by type of insurance:

These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all states and LR2 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on insurance rates. More rural locations are shown to have a lower frequency of accident claims than cities with more traffic congestion.

The graphic below illustrates the difference between rural and urban areas on insurance prices.

The examples above show why all drivers should compare rates quotes for a targeted area and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $650
• Raising to $1,000 deductibles will save approximately $102 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,078
• Selecting low deductibles will cost an extra $194 each year
• Unlucky drivers with serious driving violations could pay up to $2,314 or more
• Policy cost for full coverage for a teenage driver can cost as much as $4,260

View Chart as Image

Insurance rates for a Land Rover LR2 also range considerably based on your risk profile, the trim level of your LR2, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles may only pay around $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay at least $4,200 a year. View Rates by Age

Your home state also has a big influence on Land Rover LR2 insurance rates. A middle-age driver might find rates as low as $710 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,540 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $300 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,300 to $1,800 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 42% to 134% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know which auto insurance is cheapest is to do a rate comparison and see how they stack up. Every auto insurance company calculates rates differently, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Land Rover LR2 Insurance

Finding cheaper rates on auto insurance consists of avoiding accidents and claims, maintaining good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Set aside time to compare rates every other policy renewal by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The points below are a brief summary of the ideas that were covered above.

• Drivers under the age of 20 are charged the highest rates, costing up to $355 each month for full coverage
• Drivers that tend to have accidents or serious violations pay an average of $1,240 more annually to insure a Land Rover LR2
• Increasing comprehensive and collision deductibles can save around $300 each year
• Drivers can save approximately $120 per year simply by quoting online in advance