Land Rover LR2 Insurance Rates

The average auto insurance rates for a Land Rover LR2 are $1,120 annually including full coverage. Comprehensive insurance costs around $212, collision costs $272, and liability is estimated at $478. Liability-only insurance costs approximately $526 a year, with high-risk driver insurance costing $2,404 or more. Teenage drivers cost the most to insure at $4,390 a year or more.

Average premium for full coverage: $1,120

Policy rates for type of insurance:

Prices are based on $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different LR2 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above highlight why anyone shopping for car insurance should get quotes for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Land Rover LR2 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $674
• Choosing higher $1,000 deductibles can save about $110 every year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,120
• Using more expensive low deductibles for comp and collision coverage costs an additional $210 every year
• Unlucky drivers who are prone to accidents and violations could pay at least $2,404 or more
• Policy cost with full coverage for a teen driver with full coverage can be $4,390 each year

View Chart as Image

Auto insurance rates for a Land Rover LR2 also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.

An older driver with a good driving record and high physical damage deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay as much as $4,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,300 to $1,900 in extra premium every year, depending on your age. High-risk driver insurance ranges as much as 43% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $320 every year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $430 extra every year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Land Rover LR2 insurance prices. A good driver about age 40 could pay as low as $860 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,600 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out your exact price is to compare rates and see which company has the best rate. Each auto insurer uses a different method to calculate rates, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Land Rover LR2 Insurance

Finding cheaper rates on car insurance takes being a safe and courteous driver, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Set aside time to compare rates at every other renewal by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below is a brief review of the concepts that were covered above.

• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,280 more every year for auto insurance
• Teenage drivers are expensive to insure, with premiums being up to $366 each month if full coverage is included
• You may be able to save up to $130 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save up to $325 each year
• You may be able to save up to $130 per year simply by shopping early and online