Land Rover LR2 Insurance Rates

The average auto insurance rates for a Land Rover LR2 are $1,120 annually for full coverage. Comprehensive costs approximately $212 each year, collision costs $272, and liability is $478. A liability-only policy costs around $526 a year, with high-risk insurance costing around $2,404. Teen drivers cost the most to insure at $4,390 a year or more.

Average premium for full coverage: $1,120

Policy rates by type of insurance:

Estimates include $500 deductible amounts, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and LR2 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural locations are shown to have fewer accident claims than larger metro areas.

The graphic below illustrates how where you live affects auto insurance prices.

The examples above show why all drivers should compare rates quotes using their specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $674
• Raising to $1,000 deductibles will save $110 a year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,120
• Choosing low deductibles will cost $1,330
• Drivers with multiple violations and an at-fault accident could pay around $2,404 or more
• Policy cost with full coverage for a 16-year-old driver can cost $4,390

View Chart as Image

Car insurance rates for a Land Rover LR2 also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high physical damage deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged in the ballpark of $4,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $1,300 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $320 annually, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $430 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Land Rover LR2 insurance prices. A middle-age driver might find rates as low as $740 a year in states like Iowa, Maine, and Idaho, or as much as $1,600 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to do a rate comparison from multiple companies. Every auto insurance company uses a different rate calculation, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Land Rover LR2 Insurance

Finding cheaper rates on insurance for a Land Rover LR2 consists of having a good driving record, having a good credit score, avoid buying unnecessary coverage, and avoiding coverage lapses. Take the time to comparison shop every couple of years by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The next list is a review of the material that was touched on in the above illustrations.

• Insureds who purchase increased levels of liability coverage will pay about $530 each year to raise from a 30/60 limit to higher 250/500 limits
• Drivers age 20 and younger pay the highest auto insurance rates, costing up to $366 each month if comprehensive and collision insurance is included
• Drivers considered higher risk who have several accidents or serious violations pay on average $1,280 more per year to buy Land Rover LR2 insurance
• Increasing comprehensive and collision deductibles could save up to $325 each year