Land Rover LR2 Insurance Rates

The average auto insurance rates for a Land Rover LR2 are $1,078 annually with full coverage. Comprehensive insurance costs approximately $198, collision costs $248, and liability is $474. Liability-only coverage costs around $522 a year, with high-risk coverage costing $2,314 or more. Teens cost the most to insure at $4,260 a year or more.

Average premium for full coverage: $1,078

Policy rates by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for all LR2 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of insurance. Rural locations are shown to have fewer collision claims than cities with more traffic congestion.

The example below illustrates how rural and urban location affects auto insurance prices.

The examples above demonstrate why everyone should compare rates quotes using their specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $650
• Raising to $1,000 deductibles will save $102 annually
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,078
• Selecting pricier low deductibles costs an additional $194 every year
• At-risk drivers with serious driving violations could pay around $2,314 or more
• Policy cost with full coverage for a teen driver for full coverage can cost $4,260

View Chart as Image

Insurance rates for a Land Rover LR2 also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,300 to $1,800 additional every year, depending on your age. Land Rover LR2 insurance for high-risk drivers is expensive and can cost as much as 42% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $300 every year, whereas buying more liability protection will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Land Rover LR2 insurance prices. A middle-age driver might find rates as low as $780 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,460 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates and see which company has the best rate. Every auto insurance company calculates rates differently, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Land Rover LR2 Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and violations, having good credit, not filing small claims, and qualifying for all possible discounts. Set aside time to shop around at least once a year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The list below is a summary of the primary concepts that were raised in the charts and tables above.

• You may be able to save around $120 per year simply by quoting online well ahead of the renewal date
• Higher risk drivers who have multiple accidents or major violations may pay on average $1,240 more per year for car insurance
• Increasing comprehensive and collision deductibles could save up to $300 each year
• Teenagers are the costliest to insure, as much as $355 each month if they have full coverage