Land Rover LR2 Insurance Rates

Estimated insurance prices for a Land Rover LR2 are $1,078 every 12 months for full coverage. Comprehensive costs around $198 a year, collision insurance costs $248, and liability coverage costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs around $2,314. Teens pay the most at up to $4,260 a year.

Average premium for full coverage: $1,078

Premium estimates for type of coverage:

Estimates include $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all states and LR2 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have more infrequent accident claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on auto insurance rates.

These rate differences show why it is important to compare rates for a specific zip code and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Land Rover LR2 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $650
• Drivers who choose higher $1,000 deductibles will pay about $976 a year
• The average price for a 40-year-old good driver using $500 deductibles is $1,078
• Selecting low $100 deductibles for comprehensive and collision insurance increases the price to $1,272
• High-risk insureds with serious driving violations could pay at least $2,314
• An auto insurance policy to insure a teenage driver can be $4,260 a year

View Chart as Image

Insurance prices for a Land Rover LR2 also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could save up to $300 a year, while buying higher liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay as much as $4,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at least $1,300 to $1,800 additional annually, depending on your age. A high-risk auto insurance policy can cost around 42% to 134% more than the average policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Land Rover LR2 insurance rates. A 40-year-old driver could pay as low as $710 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,540 on average in Michigan, Louisiana, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Land Rover LR2 Insurance

Finding better rates on auto insurance not only requires avoiding accidents and claims, but also having above-average credit, not filing small claims, and deciding if full coverage is necessary. Take the time to compare rates every couple of years by quoting rates from direct carriers, and also from local exclusive and independent agents.

The points below are a review of the material that was covered in the above illustrations.

• Consumers who may need increased liability limits will pay approximately $520 each year to go from 30/60 bodily injury limits to a 250/500 level
• Drivers under the age of 20 are charged the highest prices, as much as $355 per month if full coverage is included
• Drivers who have several accidents or serious violations may pay on average $1,240 more every year to insure a Land Rover LR2
• Increasing policy deductibles could save as much as $300 each year