Land Rover LR2 Insurance Rates

Estimated insurance rates for a Land Rover LR2 are $1,078 a year with full coverage. Comprehensive costs an estimated $198 a year, collision costs $248, and liability coverage costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing around $2,314. Teenage drivers pay the most at $4,260 a year or more.

Average premium for full coverage: $1,078

Premium estimates broken down by type of coverage:

Rates are based on $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and LR2 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. More rural locations are statistically proven to have lower incidents of collision claims than densely populated cities.

The diagram below illustrates how location impacts insurance prices.

These rate differences demonstrate why it is important to compare prices for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The best discount rate is $650
• Using higher $1,000 deductibles will save approximately $976 annually
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,078
• Using low $100 deductibles for physical damage coverage bumps up the cost to $1,272
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,314 or more
• An auto insurance policy that insures a teenage driver can cost as much as $4,260 or more

View Chart as Image

Insurance prices for a Land Rover LR2 also have a wide range based on the trim level of your LR2, your age and driving habits, and liability limits and deductibles.

If you have a few violations or you caused an accident, you may be forking out $1,300 to $1,800 extra annually, depending on your age. A high-risk auto insurance policy can be around 42% to 134% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay at least $4,200 a year. View Rates by Age

Where you choose to live has a huge impact on Land Rover LR2 insurance rates. A driver around age 40 might see prices as low as $780 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,460 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $300 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out which insurance company is cheapest is to get quotes and see how they stack up. Each insurance company uses a different method to calculate prices, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Land Rover LR2 Insurance

Finding better rates on auto insurance requires being a good driver, having above-average credit, being claim-free, and taking advantage of discounts. Compare prices at least once a year by quoting rates from direct companies, and also from insurance agencies where you live.

The following list is a quick review of the primary concepts that were touched on above.

• You may be able to save approximately $120 per year simply by quoting early and online
• Drivers with a DUI or reckless driving violation could be forced to pay on average $1,240 more annually than a safer driver
• Increasing policy deductibles can save approximately $300 each year
• Drivers age 16 to 20 are charged the highest prices, possibly costing $355 per month if full coverage is included