Land Rover LR2 Insurance Rates

Average insurance prices for a Land Rover LR2 are $1,078 every 12 months including full coverage. Comprehensive costs an estimated $198, collision costs $248, and liability coverage costs around $474. A liability-only policy costs as low as $522 a year, with high-risk insurance costing around $2,314. Teenage drivers receive the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Rate estimates broken down by individual coverage type:

Rate estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and for different LR2 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of auto insurance. More rural locations tend to have more infrequent comprehensive and collision claims than densely populated cities.

The price range example below illustrates how where you live affects insurance prices.

These examples highlight why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The best discount rate is $650
• Using higher $1,000 deductibles will save approximately $102 every year
• The average price for a 40-year-old driver who has $500 deductibles is $1,078
• Using more expensive low deductibles for physical damage coverage increases the price to $1,272
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,314 or more
• The cost to insure a teenage driver with full coverage can cost as much as $4,260 or more

View Chart as Image

Insurance rates for a Land Rover LR2 can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles could cut rates by as much as $300 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may only pay around $1,000 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay at least $4,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying $1,300 to $1,800 extra per year, depending on your age. High-risk driver insurance can be around 42% to 134% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Land Rover LR2 insurance rates. A driver around age 40 might see rates as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,540 on average in Louisiana, New York, and Michigan.

View Chart as Image

With so much variability in rates, the best way to figure out which company is cheapest is to compare rates and see how they stack up. Each insurance company uses a different method to calculate rates, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Land Rover LR2 Insurance

Saving money on auto insurance requires being a good driver, having good credit, not filing small claims, and taking advantage of discounts. Take the time to comparison shop every time your policy renews by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The following list is a brief recap of the information touched on in the above illustrations.

• You may be able to save approximately $120 per year simply by shopping early and online
• Drivers age 16 to 20 are charged the highest rates, as much as $355 per month if they have full coverage
• Increasing deductibles could save as much as $300 each year
• Drivers who tend to receive serious violations may have to pay on average $1,240 more annually than a safer driver
• Consumers who want an increased level of liability coverage will pay an extra $520 per year to increase from a minimum limit to a 250/500 level