Land Rover LR2 Insurance Rates

U.S. average insurance rates for a Land Rover LR2 are $1,078 a year with full coverage. Comprehensive costs on average $198 each year, collision costs $248, and liability costs around $474. A policy with just liability insurance costs as low as $522 a year, with coverage for high-risk drivers costing around $2,314. Teenage drivers pay the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Price estimates by individual coverage:

Includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and LR2 models.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on auto insurance rates. Rural areas have lower incidents of collision claims than densely populated cities.

The graphic below illustrates the effect of geographic area on car insurance rates.

The ranges above demonstrate why all drivers should compare prices based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The best discount rate is $650
• Using higher $1,000 deductibles will save around $102 annually
• The estimated price for the average middle-age driver with $500 deductibles is $1,078
• Using low deductibles for physical damage coverage bumps up the cost to $1,272
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,314 or more
• The price that insures a 16-year-old driver may cost $4,260 or more

View Chart as Image

Insurance prices for a Land Rover LR2 are also quite variable based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,300 to $1,800 extra each year, depending on your age. Insurance for high-risk drivers can be from 42% to 134% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $4,200 a year. View Rates by Age

The state you live in has a huge impact on Land Rover LR2 insurance prices. A driver around age 40 might see prices as low as $780 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,460 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $300 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out exactly what you will pay is to do a rate comparison from multiple companies. Each insurance company uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Land Rover LR2 Insurance

Getting lower rates on insurance for a Land Rover LR2 requires having a decent driving record, having above-average credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Compare prices every year by getting rate quotes from direct companies, and also from several local insurance agents.

The following items are a recap of the coverage data covered in the above illustrations.

• You may be able to save as much as $120 per year simply by quoting online in advance
• Increasing physical damage deductibles can save approximately $300 each year
• 16 to 18-year-old drivers pay the highest prices, costing up to $355 a month if full coverage is included
• Drivers considered higher risk that have major violations or accidents pay on average $1,240 more each year than a driver with a clean driving record