Land Rover LR2 Insurance Rates

The average insurance rates for a Land Rover LR2 are $1,078 a year for full coverage insurance. Comprehensive insurance costs around $198 a year, collision insurance costs $248, and liability costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs $2,314 or more. Teens cost the most to insure at up to $4,260 a year.

Average premium for full coverage: $1,078

Policy rates for type of insurance:

Full coverage includes $500 deductible amounts, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and LR2 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Areas with sparse population are shown to have lower incidents of physical damage claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on auto insurance rates.

The examples above illustrate why it is important to compare rates for a specific zip code, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Land Rover LR2 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $650
• Drivers who choose higher $1,000 deductibles will pay about $976 each year
• The estimated price for a good driver age 40 using $500 deductibles is $1,078
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an additional $194 annually
• Drivers with serious driving violations could pay at least $2,314
• Policy cost that insures a 16-year-old driver can be $4,260 a year

View Chart as Image

Insurance rates for a Land Rover LR2 also range considerably based on the trim level of your LR2, your age and driving record, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at least $1,300 to $1,800 additional every year, depending on your age. A high-risk auto insurance policy can cost from 42% to 134% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay as much as $4,200 a year. View Rates by Age

Your home state makes a big difference in Land Rover LR2 insurance prices. A 40-year-old driver could pay as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,460 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $300 annually, while buying higher liability limits will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Land Rover LR2 Insurance

Finding cheaper rates on insurance for a Land Rover LR2 not only requires having a good driving record, but also having a good credit score, being claim-free, and deciding if full coverage is necessary. Compare rates at least once a year by quoting rates from direct insurance companies, and also from insurance agencies where you live.

The next list is a summary of the primary concepts that were touched on in this article.

• It is possible to save up to $120 per year just by quoting early and online
• Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $1,240 more every year to buy Land Rover LR2 insurance
• Increasing comprehensive and collision deductibles can save approximately $300 each year
• Drivers age 20 and younger are charged the highest rates, possibly costing $355 each month if comprehensive and collision insurance is included