Lexus LS-400 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 29, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Comparing auto insurance by getting online quotes is easy, plus you may find lower rates. The key is to compare rates from all companies so you can compare the lowest prices.
Beginners to buying insurance may think buying low-cost Lexus LS-400 insurance is nearly impossible. The are a couple different ways to compare rate quotes from auto insurance companies in your area. The best way to find the lowest Lexus LS-400 insurance cost involves getting comparison quotes online. This can be done by visiting this page.
Insurance premiums on a Lexus LS-400 will vary greatly based upon several criteria. Including but not limited to:
- Your driving record
- Your credit history
- Your location impacts rates
- The number of annual miles
- Male drivers pay higher rates
- Higher deductibles save money
- Crash test rating for your LS-400
- Your job
- The amount of protection requested
- Home ownership saves money
One important consideration that can impact your rates is the age of the vehicle. Used vehicles have a lower value compared to new LS-400 models so the cost to replace them will push premiums down. But new LS-400 models have more advanced features including a telematics system, all-wheel drive, and adaptive headlights so those may provide discounts that lower premiums.
Liability - damage or injury you incur to claims like pain and suffering, repair costs for stationary objects, and legal defense fees. .
Auto collision coverage - a stationary object or other vehicle. . , . .
Comprehensive (Other than Collision) - from a wide range of events other than collision. . your auto insurance company will pay , .
Coverage for uninsured or underinsured drivers - Uninsured or Underinsured Motorist coverage . , . .
Medical costs insurance - immediate expenses EMT expenses, pain medications, and nursing services. . .
Frequently Asked Questions
- What is a named operator policy?
- Will Geico insure a car not in my name?
- What Is Covered in a Jeep Powertrain Warranty? 2025
- Cheapest Jeep Insurance Rates in 2025
- Do trucks cost more to insure?
- How long does a DUI stay on your record?
- Does the Porsche Club of America offer car insurance?
- View All Coverage Questions
Popular Rate Quotes
- Toyota Tacoma Insurance
- Honda Accord Insurance
- Ford Focus Insurance
- Chevrolet Silverado Insurance
- Jeep Grand Cherokee Insurance
- Honda CR-V Insurance
- Ford F-150 Insurance
- Nissan Rogue Insurance
- Dodge Ram Insurance
Compare Rates and Save
Find companies with the cheapest rates in your area