Mazda 2 Insurance Rates

Estimated insurance prices for a Mazda 2 are $918 every 12 months with full coverage. Comprehensive insurance costs around $132, collision insurance costs $154, and liability insurance costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs $1,974 or more. Teenage drivers pay the most at up to $3,792 a year.

Average premium for full coverage: $918

Premium estimates for type of coverage:

Rate estimates include $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and for all 2 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than densely populated cities. The example below illustrates how your location can change auto insurance rates.

These rate differences demonstrate why everyone should compare prices for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Mazda 2 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $565
• Using higher $1,000 deductibles will save about $66 annually
• The average price for a 40-year-old good driver using $500 deductibles is $918
• Using pricier low deductibles for physical damage coverage costs an extra $124 a year
• Drivers who are prone to accidents and violations could pay at least $1,974
• An auto insurance policy to insure a teen driver for full coverage can be $3,792 or more

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Insurance prices for a Mazda 2 also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.

Using high physical damage deductibles could cut prices by as much as $190 each year, whereas buying more liability protection will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles could pay as little as $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay as much as $3,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at least $1,100 to $1,600 extra annually, depending on your age. Mazda 2 insurance for high-risk drivers can be anywhere from 42% to 133% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Mazda 2 insurance rates. A driver around age 40 might see prices as low as $660 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,240 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for the Best Mazda 2 Insurance

Finding better rates on Mazda 2 insurance requires being safe and accident-free, having good credit, being claim-free, and dropping full coverage on older vehicles. Invest the time to shop around every couple of years by getting quotes from direct companies, and also from several local insurance agents.

Below you'll find a brief recap of the material that was illustrated above.

• Drivers who may need more liability protection will pay an extra $520 every year to increase from 30/60 bodily injury limits to a 250/500 level
• Youthful drivers pay higher prices, possibly costing $316 per month if they have full coverage
• High-risk drivers who tend to receive serious violations pay on average $1,060 more every year than a low-risk driver
• Increasing policy deductibles could save as much as $200 each year