Mazda Tribute Insurance Rates

The average insurance prices for a Mazda Tribute are $780 every 12 months including full coverage. Comprehensive insurance costs an estimated $116, collision insurance costs $152, and liability insurance is estimated at $376. Liability-only coverage costs approximately $426 a year, and high-risk coverage costs $1,672 or more. Teenage drivers cost the most to insure at up to $3,186 a year.

Average premium for full coverage: $780

Policy rates broken down by type of insurance:

Estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for all Tribute models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than densely populated cities. The example below illustrates how your location can change insurance prices.

The examples above highlight why everyone should get quotes for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Mazda Tribute insurance rates for other coverage scenarios.

• The best discount rate is $479
• Choosing higher $1,000 deductibles can save approximately $62 every year
• The average price for a good driver age 40 who has $500 deductibles is $780
• Using pricier low deductibles for comp and collision coverage costs an extra $116 a year
• High-risk insureds who are prone to accidents and violations could pay up to $1,672
• Policy cost to insure a teen driver for full coverage can cost as much as $3,186 each year

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Insurance rates for a Mazda Tribute also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles can save as much as $180 each year, whereas buying more liability protection will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $339 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles could pay as little as $800 annually on average, or $67 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $3,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $900 to $1,300 additional every year, depending on your age. Mazda Tribute insurance for high-risk drivers ranges anywhere from 41% to 128% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Mazda Tribute insurance rates. A good driver about age 40 could pay as low as $600 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,110 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Mazda Tribute Insurance

Finding cheaper rates on Mazda Tribute insurance takes avoiding accidents and violations, having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Invest the time to shop around every couple of years by requesting quotes from direct car insurance companies, and also from local insurance agencies.

The list below is a review of the material that was illustrated above.

• Drivers who want higher liability limits will pay an extra $410 per year to raise limits from a 30/60 limit to a 250/500 level
• Teenagers are expensive to insure, with premiums being up to $266 each month if full coverage is included
• High-risk drivers who have several accidents or serious violations may have to pay on average $890 more annually for car insurance
• Increasing comprehensive and collision deductibles could save as much as $175 each year