Mazda Tribute Insurance Rates

The average insurance rates for a Mazda Tribute are $780 a year including full coverage. Comprehensive costs on average $116 a year, collision costs $152, and liability coverage costs $376. Buying just liability costs as little as $426 a year, with insurance for high-risk drivers costing around $1,672. Teenage drivers cost the most to insure at $3,186 a year or more.

Average premium for full coverage: $780

Policy rates by type of insurance:

These estimates include $500 deductible amounts, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Tribute trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than densely populated cities.

The diagram below illustrates how where you live affects car insurance rates.

The examples above highlight why it is important to compare rates based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Mazda Tribute insurance rates for different risk profiles and scenarios.

• The best discount rate is $479
• Drivers who choose higher $1,000 deductibles will pay around $718 every year
• The estimated price for a good driver age 40 with $500 deductibles is $780
• Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $896
• High-risk insureds who are prone to accidents and violations could pay upwards of $1,672 or more
• Policy cost that insures a teenage driver may cost $3,186 a year

View Chart as Image

Insurance rates for a Mazda Tribute also range considerably based on the trim level of your Tribute, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $900 to $1,300 extra every year, depending on your age. A high-risk auto insurance policy can cost around 41% to 128% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $800 per year on average, or $67 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay upwards of $3,100 a year. View Rates by Age

Your home state makes a big difference in Mazda Tribute insurance rates. A 40-year-old driver could pay as low as $600 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,110 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $180 a year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $339 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out exactly what you will pay is to get quotes and see how they stack up. Every company uses a different method to calculate rates, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mazda Tribute Insurance

Finding cheaper rates on auto insurance not only requires having a good driving record, but also having above-average credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Compare prices at every policy renewal by getting price quotes from direct car insurance companies, and also from insurance agencies where you live.

The next list is a brief summary of the data touched on in the above illustrations.

• Consumers who require increased levels of liability coverage will pay an extra $410 per year to go from a 30/60 limit to the 250/500 level
• You may be able to save as much as $90 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $175 each year
• Drivers age 20 and younger pay the highest rates, with premiums being up to $266 each month if full coverage is included