Mazda Tribute Insurance Rates

The average insurance rates for a Mazda Tribute are $780 a year for full coverage. Comprehensive costs approximately $116, collision insurance costs $152, and liability costs around $376. Liability-only coverage costs as low as $426 a year, and high-risk coverage costs around $1,672. Teenage drivers cost the most to insure at up to $3,186 a year.

Average premium for full coverage: $780

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and for different Tribute trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural locations are shown to have lower incidents of accident claims than densely populated cities. The price range example below illustrates how rural and urban location affects auto insurance prices.

The examples above show why anyone shopping for car insurance should compare prices using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Mazda Tribute insurance rates for additional coverage and risk scenarios.

• The best discount rate is $479
• Using higher $1,000 deductibles will save $62 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $780
• Using more expensive low deductibles for physical damage coverage bumps up the cost to $896
• High-risk insureds who are prone to accidents and violations could pay around $1,672
• Policy cost that insures a 16-year-old driver with full coverage can cost $3,186 or more

View Chart as Image

Insurance rates for a Mazda Tribute also range considerably based on the model year and trim level, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $900 to $1,300 additional every year, depending on your age. High-risk driver insurance can be from 41% to 128% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $800 a year, or $67 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,100 a year. View Rates by Age

Your home state has a huge impact on Mazda Tribute insurance prices. A driver around age 40 might see rates as low as $520 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,110 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $180 annually, while increasing your policy's liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $339 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Mazda Tribute Insurance

Finding cheaper rates on insurance for a Mazda Tribute requires being a good driver, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Compare prices at least once a year by requesting quotes from direct carriers, and also from insurance agencies where you live.

The following list is a condensed summary of the primary concepts that were raised in the charts and tables above.

• Drivers can save around $90 per year just by shopping early and online
• Drivers considered higher risk with multiple at-fault accidents could be forced to pay on average $890 more per year than a safer driver
• Increasing comprehensive and collision deductibles can save approximately $175 each year
• Drivers age 16 to 20 are the costliest to insure, costing up to $266 each month if comprehensive and collision insurance is included