Mazda Tribute Insurance Rates

U.S. average insurance rates for a Mazda Tribute are $780 a year for full coverage insurance. Comprehensive insurance costs on average $116 each year, collision costs $152, and liability costs around $376. Buying just liability costs as low as $426 a year, with insurance for high-risk drivers costing $1,672 or more. Teenage drivers pay the highest rates at $3,186 a year or more.

Average premium for full coverage: $780

Price estimates by individual coverage:

Rate estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and Tribute models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on insurance rates. Rural areas have a lower frequency of physical damage claims than densely populated cities.

The graphic below illustrates how your location can change car insurance rates.

The ranges above illustrate why all drivers should compare prices based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Mazda Tribute insurance rates for different risk profiles and scenarios.

• The best discount rate is $479
• Using higher $1,000 deductibles will save around $62 each year
• The average rate for the average middle-age driver with $500 deductibles is $780
• Using low deductibles for physical damage coverage will cost an extra $116 every year
• Drivers who are prone to accidents and violations could pay upwards of $1,672 or more
• The price for full coverage for a teen driver may cost $3,186 or more

View Chart as Image

Insurance prices for a Mazda Tribute are also quite variable based on your driving record, the model year and trim level, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles may pay as little as $800 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay upwards of $3,100 a year. View Rates by Age

The state you live in has a huge impact on Mazda Tribute insurance prices. A driver around age 40 might see prices as low as $510 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,050 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $180 every year, whereas increasing liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $339 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $900 to $1,300 additional each year, depending on your age. Insurance for high-risk drivers can be as much as 41% to 128% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the only way to figure out exactly what you will pay is to do a rate comparison and see which company has the best price. Each insurance company uses a different method to calculate prices, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mazda Tribute Insurance

Getting lower rates on car insurance requires being a good driver, having a good credit history, not filing small claims, and insuring your home and auto with the same company. Invest the time to shop around every year by quoting rates from direct insurance companies like Progressive and GEICO, and also from local independent and exclusive agents.

The following list is a brief recap of the coverage data illustrated above.

• It is possible to save as much as $90 per year simply by quoting online in advance
• Increasing physical damage deductibles can save around $175 each year
• Drivers age 16 to 20 pay higher prices, as much as $266 a month including comprehensive and collision insurance
• Higher risk drivers who tend to receive serious violations pay an average of $890 more each year than a safer driver