Mazda Tribute Insurance Rates

U.S. average insurance rates for a Mazda Tribute are $780 a year with full coverage. Comprehensive costs approximately $116 a year, collision costs $152, and liability costs around $376. Liability-only insurance costs as low as $426 a year, with high-risk driver insurance costing around $1,672. Teen drivers pay the highest rates at $3,186 a year or more.

Average premium for full coverage: $780

Price estimates by individual coverage:

Rates are based on $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and Tribute trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on the price of insurance. Rural locations have a lower frequency of collision claims than larger metro areas.

The diagram below illustrates how your location can change auto insurance prices.

The ranges above demonstrate why it is important to compare prices using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Mazda Tribute insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $479
• Using higher $1,000 deductibles will save $718 annually
• The average rate for the average middle-age driver who chooses $500 deductibles is $780
• Choosing low $100 deductibles for physical damage coverage will increase the cost to $896
• Drivers with multiple violations and an at-fault accident could pay around $1,672 or more
• The price for full coverage for a teen driver can cost $3,186 or more

View Chart as Image

Car insurance prices for a Mazda Tribute are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high deductibles may pay as little as $800 a year for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged in the ballpark of $3,100 a year. View Rates by Age

The state you live in has a huge impact on Mazda Tribute insurance prices. A driver around age 40 might see prices as low as $560 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,050 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could cut prices by as much as $180 every year, while buying higher liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $339 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $900 to $1,300 extra each year, depending on your age. A high-risk auto insurance policy can be as much as 41% to 128% more than average. View High Risk Driver Rates

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to get quotes and see which company has the best price. Each insurance company uses a different rate calculation, so rate quotes may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Mazda Tribute Insurance

Getting lower rates on car insurance requires being a low-risk driver, having above-average credit, avoid buying unnecessary coverage, and avoiding coverage lapses. Invest the time to shop around every time your policy renews by requesting quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The items below are a quick review of the information illustrated above.

• You may be able to save around $90 per year simply by quoting early and online
• Teen drivers pay the highest auto insurance prices, costing up to $266 a month if full coverage is included
• Increasing physical damage deductibles can save around $175 each year
• Higher risk drivers with a DUI or reckless driving violation pay on average $890 more per year to insure their Tribute
• Policyholders who purchase more liability coverage will pay about $410 every year to increase from a low limit to 250/500 limits