Mazda Tribute Insurance Rates

The average insurance rates for a Mazda Tribute are $780 a year including full coverage. Comprehensive costs around $116, collision costs $152, and liability insurance costs $376. Liability-only coverage costs as little as $426 a year, with high-risk coverage costing around $1,672. Teen drivers cost the most to insure at $3,186 a year or more.

Average premium for full coverage: $780

Policy rates for type of insurance:

Prices are based on $500 physical damage deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for all Tribute models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than larger metro areas.

The example below illustrates how where you live affects auto insurance rates.

The examples above highlight why everyone should compare rates for a specific zip code, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Mazda Tribute insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $479
• Drivers who choose higher $1,000 deductibles will pay about $62 every year
• The estimated price for a good driver age 40 using $500 deductibles is $780
• Choosing pricier low deductibles for comprehensive and collision insurance bumps up the cost to $896
• High risk drivers with multiple violations and an at-fault accident could pay at least $1,672 or more
• Policy cost that insures a teen driver for full coverage can be $3,186 a year

View Chart as Image

Insurance rates for a Mazda Tribute also range considerably based on the model of your Tribute, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $900 to $1,300 additional every year, depending on your age. Mazda Tribute insurance for high-risk drivers can cost anywhere from 41% to 128% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $800 per year on average, or $67 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay as much as $3,100 a year. View Rates by Age

Your home state makes a big difference in Mazda Tribute insurance rates. A 40-year-old driver could pay as low as $600 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,110 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could save up to $180 each year, whereas buying more liability protection will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $339 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out your exact price is to regularly compare rates from as many companies as possible. Every company uses a different rate calculation, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Mazda Tribute Insurance

Finding cheaper rates on Mazda Tribute insurance not only requires being a safe and courteous driver, but also having a good credit score, paying for small claims out-of-pocket, and taking advantage of discounts. Shop around at least every other year by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

Below is a brief review of the car insurance concepts touched on in the above illustrations.

• High-risk drivers with DUI or reckless driving convictions may have to pay on average $890 more every year for auto insurance
• You may be able to save up to $90 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $175 each year
• Drivers who may need higher levels of liability will pay about $410 per year to go from a 30/60 limit to the 250/500 level