Mazda Tribute Insurance Rates

The average insurance rates for a Mazda Tribute are $780 a year including full coverage. Comprehensive insurance costs on average $116, collision costs $152, and liability costs $376. Liability-only insurance costs as little as $426 a year, with high-risk driver insurance costing $1,672 or more. Teenage drivers cost the most to insure at $3,186 a year or more.

Average premium for full coverage: $780

Policy rates by type of insurance:

Rate estimates include $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different Tribute trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than densely populated cities.

The price range example below illustrates the difference location can make on car insurance rates.

The examples above highlight why anyone shopping for car insurance should compare rates based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Mazda Tribute insurance rates for different risk profiles and scenarios.

• The best discount rate is $479
• Drivers who choose higher $1,000 deductibles will pay around $62 every year
• The average rate for a good driver age 40 with $500 deductibles is $780
• Using more expensive low deductibles for comprehensive and collision insurance will cost an extra $116 annually
• Drivers who are prone to accidents and violations could pay upwards of $1,672 or more
• Policy cost for full coverage for a 16-year-old driver with full coverage may cost $3,186 a year

View Chart as Image

Auto insurance rates for a Mazda Tribute also range considerably based on your risk profile, the model of your Tribute, and policy deductibles and limits.

An older driver with a good driving record and high deductibles may pay as low as $800 per year on average, or $67 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay upwards of $3,100 a year. View Rates by Age

Your home state makes a big difference in Mazda Tribute insurance prices. A 40-year-old driver could pay as low as $600 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,110 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $180 annually, while increasing your policy's liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $339 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $900 to $1,300 in extra premium every year, depending on your age. High-risk driver insurance can cost from 41% to 128% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out exactly what you will pay is to compare rates from multiple companies. Every company uses a different method to calculate rates, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mazda Tribute Insurance

Finding cheaper rates on insurance for a Mazda Tribute not only requires being safe and accident-free, but also having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Make time to compare rates at least every other year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below you'll find a brief recap of the car insurance concepts touched on in this article.

• Drivers considered higher risk who tend to receive serious violations may pay on average $890 more each year than a low-risk driver
• You may be able to save as much as $90 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save around $175 each year
• Insureds who require more liability protection will pay an extra $410 per year to go from a 30/60 limit to 250/500 limits