Mazda Tribute Insurance Rates

U.S. average auto insurance rates for a Mazda Tribute are $780 annually including full coverage. Comprehensive costs around $116, collision costs $152, and liability coverage is $376. Liability-only coverage costs around $426 a year, with high-risk coverage costing around $1,672. Teenage drivers pay the highest rates at $3,186 a year or more.

Average premium for full coverage: $780

Price estimates for individual coverage:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and for different Tribute trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population have fewer comprehensive and collision claims than densely populated cities.

The price range example below illustrates the difference location can make on auto insurance rates.

The ranges above highlight why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Mazda Tribute insurance rates for additional coverage choices and driver risks.

• The best discount rate is $479
• Raising to $1,000 deductibles will save about $62 every year
• The estimated rate for the average middle-age driver using $500 deductibles is $780
• Using more expensive low deductibles will cost $896
• Unlucky drivers who are prone to accidents and violations could pay at least $1,672 or more
• The price with full coverage for a teenage driver with full coverage can be $3,186

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Auto insurance prices for a Mazda Tribute are also quite variable based on the trim level and model year, your driving characteristics, and deductibles and policy limits.

An older driver with a good driving record and high physical damage deductibles may only pay around $800 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay as much as $3,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at least $900 to $1,300 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost around 41% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $180 a year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $339 extra every year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Mazda Tribute insurance rates. A middle-age driver might find prices as low as $600 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,110 on average in Michigan, New York, and Louisiana.

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Since prices can be so different, the best way to figure out your exact price is to compare prices and see how they stack up. Every auto insurance company uses a different method to calculate prices, and quoted prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Mazda Tribute Insurance

Getting lower rates on auto insurance consists of avoiding accidents and claims, having above-average credit, being claim-free, and maximizing policy discounts. Make time to compare rates every year by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The points below are a brief summary of the coverage data touched on in this article.

• You may be able to save up to $90 per year simply by shopping early and online
• Increasing physical damage deductibles could save up to $175 each year
• Drivers under the age of 20 are expensive to insure, possibly costing $266 a month if full coverage is included
• Drivers that tend to have accidents or serious violations may pay on average $890 more every year to insure a Mazda Tribute