Mazda Tribute Insurance Rates

Estimated insurance rates for a Mazda Tribute are $780 a year including full coverage. Comprehensive costs an estimated $116 each year, collision costs $152, and liability costs $376. Liability-only coverage costs as little as $426 a year, with high-risk coverage costing around $1,672. Teens pay the most at $3,186 a year or more.

Average premium for full coverage: $780

Premium estimates broken down by type of coverage:

Price estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Tribute models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on the price of auto insurance. More rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates the effect of geographic area on insurance prices.

These rate differences highlight why all drivers should compare rates for a targeted area and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Mazda Tribute insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $479
• Drivers who choose higher $1,000 deductibles will pay approximately $62 every year
• The average rate for a 40-year-old good driver who has $500 deductibles is $780
• Selecting low deductibles for comprehensive and collision insurance will increase the cost to $896
• Drivers with serious driving violations could pay up to $1,672 or more
• An auto insurance policy for full coverage for a 16-year-old driver can cost as much as $3,186 a year

View Chart as Image

Insurance prices for a Mazda Tribute also have a wide range based on your driving characteristics, the model of your Tribute, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles may pay as low as $800 per year on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay at least $3,100 a year. View Rates by Age

Where you choose to live makes a big difference in Mazda Tribute insurance prices. A 40-year-old driver could pay as low as $600 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,110 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $180 annually, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost up to $339 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying $900 to $1,300 extra annually, depending on your age. Insurance for high-risk drivers can cost from 41% to 128% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the best way to figure out which insurance company is cheapest is to do a rate comparison from multiple companies. Every company calculates prices differently, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Mazda Tribute Insurance

Finding better rates on insurance for a Mazda Tribute not only requires being a low-risk driver, but also maintaining good credit, refrain from filing small claims, and taking advantage of discounts. Take the time to compare rates every couple of years by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The items below are a condensed summary of the material that was covered in the above illustrations.

• Insureds who want more liability coverage will pay approximately $410 per year to go from 30/60 bodily injury limits to 250/500 limits
• Teen drivers are charged the highest prices, with the cost nearing $266 per month for full coverage
• Drivers considered higher risk with multiple at-fault accidents may pay on average $890 more annually to insure their Tribute
• Increasing policy deductibles can save around $175 each year