Mazda Tribute Insurance Rates

Estimated insurance rates for a Mazda Tribute are $780 a year for full coverage. Comprehensive insurance costs on average $116 each year, collision costs $152, and liability insurance costs around $376. Liability-only insurance costs as low as $426 a year, with high-risk driver insurance costing $1,672 or more. Teens pay the most at $3,186 a year or more.

Average premium for full coverage: $780

Premium estimates by type of coverage:

Includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and Tribute models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on car insurance rates. Rural areas are statistically proven to have lower incidents of accident claims than cities with more traffic congestion.

The graphic below illustrates how location impacts car insurance rates.

These rate differences show why all drivers should compare prices based on a specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Mazda Tribute insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $479
• Using higher $1,000 deductibles will save around $62 a year
• The estimated price for a 40-year-old good driver with $500 deductibles is $780
• Selecting low deductibles for physical damage coverage will cost an additional $116 a year
• Drivers with serious driving violations could pay upwards of $1,672 or more
• An auto insurance policy that insures a teen driver may cost $3,186 or more

View Chart as Image

Insurance prices for a Mazda Tribute also have a wide range based on the trim level and model year, how you drive, and policy deductibles and limits.

If you have a few violations or you caused an accident, you could be paying at a minimum $900 to $1,300 additional annually, depending on your age. Insurance for high-risk drivers can be anywhere from 41% to 128% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $800 a year, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $3,100 a year. View Rates by Age

Where you choose to live has a huge impact on Mazda Tribute insurance rates. A driver around age 40 might see prices as low as $520 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,110 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $180 each year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $339 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know exactly what you will pay is to do a rate comparison from as many companies as possible. Each insurance company calculates prices differently, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Mazda Tribute Insurance

Finding better rates on Mazda Tribute insurance requires avoiding accidents and violations, having a good credit score, not filing small claims, and insuring your home and auto with the same company. Compare rates once a year by quoting rates from direct carriers, and also from local exclusive and independent agents.

The list below is a recap of the data that was touched on above.

• Drivers can save as much as $90 per year simply by quoting online in advance
• Drivers who require higher liability limits will pay approximately $410 each year to increase from 30/60 bodily injury limits to the 250/500 level
• Teenagers pay higher prices, as much as $266 per month if comprehensive and collision insurance is included
• High-risk drivers that have major violations or accidents may pay on average $890 more each year for car insurance