Mazda Tribute Insurance Rates

Estimated insurance rates for a Mazda Tribute are $780 a year for full coverage insurance. Comprehensive costs an estimated $116, collision costs $152, and liability costs around $376. A liability-only policy costs as low as $426 a year, with high-risk insurance costing around $1,672. Teen drivers pay the most at $3,186 a year or more.

Average premium for full coverage: $780

Premium estimates broken down by type of coverage:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and for all Tribute models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than larger metro areas.

The example below illustrates how rural and urban location affects insurance prices.

These rate differences illustrate why everyone should compare prices for a targeted area and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Mazda Tribute insurance rates for other coverage scenarios.

• The lowest rate with discounts is $479
• Using higher $1,000 deductibles will save approximately $62 each year
• The average rate for a 40-year-old good driver who has $500 deductibles is $780
• Choosing pricier low deductibles for physical damage coverage will increase the cost to $896
• High-risk insureds with multiple violations and an at-fault accident could pay up to $1,672 or more
• An auto insurance policy for full coverage for a 16-year-old driver for full coverage can cost as much as $3,186 or more

View Chart as Image

Auto insurance prices for a Mazda Tribute also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles may pay as low as $800 a year, or $67 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay at least $3,100 a year. View Rates by Age

Where you choose to live has a huge impact on Mazda Tribute insurance prices. A driver around age 40 might see prices as low as $510 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,050 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut prices by as much as $180 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $339 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $900 to $1,300 in extra premium annually, depending on your age. Mazda Tribute insurance for high-risk drivers can be from 41% to 128% more than average. View High Risk Driver Rates

With such a large range in prices, the only way to figure out which insurance company is cheapest is to regularly compare prices from multiple companies. Each insurance company uses a different rate calculation, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Mazda Tribute Insurance

Finding better rates on insurance for a Mazda Tribute requires avoiding accidents and claims, having good credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Set aside time to shop around at every policy renewal by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a review of the data raised in the charts and tables above.

• Insureds who want increased liability limits will pay about $410 annually to increase from 30/60 bodily injury limits to 250/500 limits
• It is possible to save approximately $90 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save around $175 each year
• Drivers under the age of 20 are the costliest to insure, with premiums being up to $266 per month if they have full coverage