Mazda Tribute Insurance Rates

The average auto insurance rates for a Mazda Tribute are $780 annually with full coverage. Comprehensive insurance costs on average $116, collision costs $152, and liability insurance is estimated at $376. Buying just liability costs approximately $426 a year, with insurance for high-risk drivers costing $1,672 or more. Teen drivers cost the most to insure at $3,186 a year or more.

Average premium for full coverage: $780

Policy rates by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and for all Tribute models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on auto insurance rates. Rural areas are shown to have fewer collision claims than larger metro areas.

The example below illustrates the effect of geographic area on car insurance rates.

The examples above demonstrate why everyone should get quotes based on a specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Mazda Tribute insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $479
• Choosing higher $1,000 deductibles can save around $62 annually
• The estimated rate for a good driver age 40 with $500 deductibles is $780
• Choosing pricier low deductibles for comp and collision coverage costs an additional $116 a year
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $1,672 or more
• Policy cost with full coverage for a teen driver for full coverage may cost $3,186 each year

View Chart as Image

Insurance rates for a Mazda Tribute also range considerably based on the model year and trim level, your driving record, and policy deductibles and limits.

A more mature driver with a clean driving record and high physical damage deductibles could pay as little as $800 annually on average, or $67 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay upwards of $3,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $900 to $1,300 extra every year, depending on your age. Mazda Tribute insurance for high-risk drivers ranges anywhere from 41% to 128% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $180 each year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $339 more per year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Mazda Tribute insurance rates. A good driver about age 40 could pay as low as $560 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,050 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out exactly what you will pay is to regularly compare rates from as many companies as possible. Each auto insurer uses a different rate calculation, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Mazda Tribute Insurance

Finding cheaper rates on Mazda Tribute insurance takes having a decent driving record, having a good credit history, not filing small claims, and bundling your home and auto policies. Take the time to compare rates once a year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following items are a brief recap of the data that was covered in the above illustrations.

• You may be able to save as much as $90 per year simply by quoting online well ahead of the renewal date
• Drivers who require additional liability coverage will pay about $410 every year to raise limits from a 30/60 limit to higher 250/500 limits
• 16 to 18-year-old drivers pay the highest rates, as much as $266 each month including comprehensive and collision insurance
• High-risk drivers who tend to receive serious violations pay an average of $890 more each year than a driver with a clean driving record