Mazda Tribute Insurance Rates

The average insurance prices for a Mazda Tribute are $780 every 12 months including full coverage. Comprehensive costs on average $116 a year, collision insurance costs $152, and liability insurance is estimated at $376. Liability-only coverage costs approximately $426 a year, and high-risk coverage costs around $1,672. Teenage drivers cost the most to insure at up to $3,186 a year.

Average premium for full coverage: $780

Policy rates by type of insurance:

Rate estimates include $500 deductible amounts, liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Tribute trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than densely populated cities. The diagram below illustrates how location helps determine car insurance rates.

The examples above highlight why it is important to get quotes based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Mazda Tribute insurance rates for different risk profiles and scenarios.

• The best discount rate is $479
• Choosing higher $1,000 deductibles can save around $718 every year
• The average price for a good driver age 40 with $500 deductibles is $780
• Using low $100 deductibles for comp and collision coverage increases the price to $896
• High-risk insureds who are prone to accidents and violations could pay upwards of $1,672
• Policy cost to insure a teen driver may cost $3,186 each year

View Chart as Image

Insurance rates for a Mazda Tribute also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your Tribute.

Using high physical damage deductibles can save as much as $180 each year, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $339 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles could pay as little as $800 annually on average, or $67 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay upwards of $3,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $900 to $1,300 additional every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 41% to 128% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Mazda Tribute insurance rates. A good driver about age 40 could pay as low as $600 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,110 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Mazda Tribute Insurance

Finding cheaper rates on Mazda Tribute insurance takes having a good driving record, having above-average credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Invest time comparing rates once a year by getting rate quotes from direct car insurance companies, and also from your local independent and exclusive agents.

The next list is a brief recap of the data that was covered in the charts and tables above.

• You may be able to save as much as $90 per year just by quoting early and online
• Drivers who require increased levels of liability coverage will pay an extra $410 per year to raise limits from a 30/60 limit to a 250/500 level
• Drivers age 20 and younger pay higher rates, with premiums being up to $266 each month if full coverage is included
• High-risk drivers who tend to receive serious violations may pay on average $890 more each year to buy Mazda Tribute insurance