Mazda Tribute Insurance Rates

The average insurance rates for a Mazda Tribute are $780 a year for full coverage insurance. Comprehensive insurance costs an estimated $116 each year, collision costs $152, and liability is estimated at $376. Buying just liability costs approximately $426 a year, with insurance for high-risk drivers costing $1,672 or more. Teenage drivers cost the most to insure at $3,186 a year or more.

Average premium for full coverage: $780

Policy rates broken down by type of insurance:

Estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and Tribute models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than densely populated cities.

The graphic below illustrates how geographic area affects insurance prices.

The examples above illustrate why all drivers should get quotes for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Mazda Tribute insurance rates for other coverage scenarios.

• The best discount rate is $479
• Choosing higher $1,000 deductibles can save approximately $62 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $780
• Using low deductibles for comp and collision coverage will cost an additional $116 annually
• Higher-risk drivers who are prone to accidents and violations could pay up to $1,672 or more
• Policy cost that insures a 16-year-old driver can cost as much as $3,186 each year

View Chart as Image

Insurance rates for a Mazda Tribute also range considerably based on the trim level and model year, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $900 to $1,300 extra every year, depending on your age. Insurance for high-risk drivers ranges from 41% to 128% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $800 annually on average, or $67 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay at least $3,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Mazda Tribute insurance prices. A good driver about age 40 could pay as low as $510 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,050 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $180 annually, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $339 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to do a rate comparison from multiple companies. Each auto insurer uses a different method to calculate rates, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Mazda Tribute Insurance

Finding cheaper rates on insurance for a Mazda Tribute takes having a decent driving record, having above-average credit, being claim-free, and taking advantage of discounts. Compare prices at least every other year by requesting rates from direct insurance companies, and also from local insurance agencies.

The following items are a review of the car insurance concepts presented in the illustrations above.

• Drivers considered higher risk who have several accidents or serious violations may have to pay on average $890 more annually than a driver with a clean driving record
• It is possible to save approximately $90 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $175 each year
• Insureds who want additional liability coverage will pay an extra $410 annually to raise limits from a 30/60 limit to the 250/500 level