Mazda Tribute Insurance Rates

Estimated auto insurance rates for a Mazda Tribute are $780 annually for full coverage insurance. Comprehensive costs on average $116, collision costs $152, and liability costs around $376. A liability-only policy costs as low as $426 a year, with high-risk insurance costing around $1,672. Teen drivers pay the most at $3,186 a year or more.

Average premium for full coverage: $780

Premium estimates by type of coverage:

Rate estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and for different Tribute trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on insurance rates. Rural areas are statistically proven to have fewer physical damage claims than larger metro areas.

The price range example below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences illustrate why anyone shopping for car insurance should compare prices based on a specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Mazda Tribute insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $479
• Using higher $1,000 deductibles will save around $62 each year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $780
• Choosing more expensive low deductibles for physical damage coverage will cost $896
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $1,672 or more
• An auto insurance policy with full coverage for a 16-year-old driver with full coverage may cost $3,186 or more

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Auto insurance prices for a Mazda Tribute also have a wide range based on the model of your Tribute, your risk profile, and policy deductibles and limits.

An older driver with a good driving record and high physical damage deductibles may pay as low as $800 a year, or $67 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay upwards of $3,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at a minimum $900 to $1,300 in extra premium annually, depending on your age. High-risk driver insurance can be from 41% to 128% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $180 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $339 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Mazda Tribute insurance prices. A driver around age 40 might see prices as low as $510 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,050 on average in Michigan, New York, and Florida.

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With such a large range in prices, the only way to figure out exactly what you will pay is to compare prices from multiple companies. Each insurance company uses a different rate calculation, and quoted prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Mazda Tribute Insurance

Finding better rates on insurance for a Mazda Tribute requires being a low-risk driver, having above-average credit, paying for small claims out-of-pocket, and taking advantage of discounts. Set aside time to compare rates once a year by getting quotes from direct insurance companies, and also from local exclusive and independent agents.

The items below are a brief recap of the data that was covered above.

• It is possible to save as much as $90 per year simply by shopping early and online
• Insureds who require more liability coverage will pay about $410 annually to increase from 30/60 bodily injury limits to higher 250/500 limits
• Teen drivers are charged the highest prices, with premiums being up to $266 per month if full coverage is included
• Drivers considered higher risk who tend to receive serious violations may pay on average $890 more each year to insure their Tribute