Mazda Tribute Insurance Rates

Average insurance rates for a Mazda Tribute are $780 a year for full coverage insurance. Comprehensive insurance costs approximately $116, collision costs $152, and liability costs around $376. A policy with just liability insurance costs as low as $426 a year, with coverage for high-risk drivers costing $1,672 or more. Teens receive the highest rates at $3,186 a year or more.

Average premium for full coverage: $780

Rate estimates by individual coverage type:

These estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and for different Tribute trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than cities with more traffic congestion.

The price range example below illustrates the difference location can make on auto insurance prices.

These examples illustrate why anyone shopping for car insurance should compare prices using their specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Mazda Tribute insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $479
• Using higher $1,000 deductibles will save $62 each year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $780
• Selecting more expensive low deductibles for physical damage coverage will cost an additional $116 every year
• Drivers with serious driving violations could pay around $1,672 or more
• The cost that insures a teen driver with full coverage can cost $3,186 or more

View Chart as Image

Insurance rates for a Mazda Tribute can also vary considerably based on the model year and trim level, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $900 to $1,300 additional per year, depending on your age. High-risk driver insurance can be as much as 41% to 128% more than the average policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $800 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,100 a year. View Rates by Age

Where you live has a huge impact on Mazda Tribute insurance prices. A driver around age 40 might see rates as low as $510 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,050 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $180 every year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $339 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out who has the best car insurance rates is to compare rates and see which company has the best rate. Each insurance company calculates rates differently, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mazda Tribute Insurance

Saving money on car insurance requires being a low-risk driver, having a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Compare rates at every policy renewal by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The items below are a brief summary of the data touched on in this article.

• Policyholders who purchase more liability coverage will pay approximately $410 annually to increase from a minimum limit to the 250/500 level
• It is possible to save around $90 per year simply by shopping early and online
• Increasing deductibles can save approximately $175 each year
• Teen drivers are the costliest to insure, costing up to $266 per month if comprehensive and collision insurance is included