Mazda Tribute Insurance Rates

U.S. average insurance rates for a Mazda Tribute are $780 a year with full coverage. Comprehensive costs approximately $116 each year, collision costs $152, and liability is estimated at $376. Liability-only insurance costs approximately $426 a year, with high-risk driver insurance costing around $1,672. Teenage drivers pay the highest rates at $3,186 a year or more.

Average premium for full coverage: $780

Price estimates by individual coverage:

Prices include $500 physical damage deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and Tribute models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of insurance. Rural locations have lower incidents of collision claims than densely populated cities.

The graphic below illustrates how your location can change auto insurance prices.

The ranges above demonstrate why all drivers should get quotes using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Mazda Tribute insurance rates for additional coverage and risk scenarios.

• The best discount rate is $479
• Choosing higher $1,000 deductibles can save $62 annually
• The estimated price for the average middle-age driver who chooses $500 deductibles is $780
• Using low deductibles for comp and collision coverage bumps up the cost to $896
• Unlucky drivers who are prone to accidents and violations could pay around $1,672 or more
• The price that insures a teen driver can cost $3,186 each year

View Chart as Image

Car insurance prices for a Mazda Tribute are also quite variable based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $900 to $1,300 extra each year, depending on your age. Insurance for high-risk drivers ranges as much as 41% to 128% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $800 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $3,100 a year. View Rates by Age

The state you live in plays a big part in determining prices for Mazda Tribute insurance prices. A good driver about age 40 could pay as low as $560 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,050 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $180 every year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $339 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison and see which company has the best price. Each auto insurer uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Mazda Tribute Insurance

Getting lower rates on car insurance takes being a safe and courteous driver, having a positive credit history, avoid buying unnecessary coverage, and avoiding coverage lapses. Compare prices every couple of years by getting rate quotes from direct companies, and also from local insurance agencies.

Below is a quick rundown of the material that was illustrated above.

• Policyholders who purchase higher levels of liability will pay an extra $410 every year to raise limits from a low limit to the 250/500 level
• Teenage drivers pay the highest auto insurance prices, costing up to $266 a month if full coverage is purchased
• Higher risk drivers with reckless driving or DUI convictions may have to pay on average $890 more per year for auto insurance
• Increasing physical damage deductibles can save approximately $175 each year