Mazda Tribute Insurance Rates

Estimated insurance rates for a Mazda Tribute are $780 a year for full coverage. Comprehensive costs approximately $116 a year, collision costs $152, and liability coverage is $376. A liability-only policy costs around $426 a year, with high-risk insurance costing around $1,672. Teenage drivers pay the most at $3,186 a year or more.

Average premium for full coverage: $780

Premium estimates by type of coverage:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all states and Tribute trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences show why it is important to compare rates quotes using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Mazda Tribute insurance rates for additional coverage and risk scenarios.

• The best discount rate is $479
• Raising to $1,000 deductibles will save $718 a year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $780
• Using low $100 deductibles bumps up the cost to $896
• Unlucky drivers who are prone to accidents and violations could pay around $1,672 or more
• An auto insurance policy that insures a teenage driver can cost $3,186

View Chart as Image

Auto insurance prices for a Mazda Tribute also have a wide range based on the trim level of your Tribute, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $900 to $1,300 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 41% to 128% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $800 every 12 months on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay in the ballpark of $3,100 a year. View Rates by Age

Where you choose to live also has a big influence on Mazda Tribute insurance rates. A middle-age driver might find prices as low as $520 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,110 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $180 a year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $339 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to get quotes and see how they stack up. Every auto insurance company uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Mazda Tribute Insurance

Finding better rates on auto insurance consists of having a decent driving record, maintaining a good credit score, not filing small claims, and not having any coverage lapses. Compare prices every year by obtaining price quotes from direct carriers, and also from insurance agencies where you live.

The following items are a condensed summary of the coverage data covered above.

• Drivers can save around $90 per year simply by quoting early and online
• Increasing policy deductibles can save approximately $175 each year
• 16 to 18-year-old drivers have the highest car insurance prices, as much as $266 per month if the policy includes full coverage
• Drivers with multiple at-fault accidents could be forced to pay on average $890 more per year than a driver with a clean driving record