Mazda Tribute Insurance Rates

The average auto insurance rates for a Mazda Tribute are $780 annually with full coverage. Comprehensive costs approximately $116 each year, collision costs $152, and liability is estimated at $376. Liability-only insurance costs approximately $426 a year, with high-risk driver insurance costing around $1,672. Teenage drivers cost the most to insure at $3,186 a year or more.

Average premium for full coverage: $780

Policy rates by type of insurance:

Full coverage includes $500 physical damage deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and Tribute models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of insurance. Rural locations are shown to have fewer collision claims than densely populated cities.

The graphic below illustrates how where you live affects auto insurance prices.

The examples above demonstrate why all drivers should get quotes using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Mazda Tribute insurance rates for additional coverage and risk scenarios.

• The best discount rate is $479
• Choosing higher $1,000 deductibles can save $62 annually
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $780
• Using low deductibles for comp and collision coverage will cost $896
• Higher-risk drivers who are prone to accidents and violations could pay around $1,672 or more
• Policy cost with full coverage for a 16-year-old driver can cost $3,186 each year

View Chart as Image

Auto insurance rates for a Mazda Tribute also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as low as $800 annually on average, or $67 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay in the ballpark of $3,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $900 to $1,300 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges from 41% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $180 annually, whereas increasing liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $339 extra every year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Mazda Tribute insurance prices. A good driver about age 40 could pay as low as $560 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,050 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to do a rate comparison from multiple companies. Each auto insurer uses a different method to calculate rates, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Mazda Tribute Insurance

Finding cheaper rates on insurance for a Mazda Tribute takes being a safe and courteous driver, having above-average credit, not filing small claims, and not having any coverage lapses. Take the time to comparison shop at every policy renewal by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below is a summary of the data touched on in the above illustrations.

• Insureds who purchase higher levels of liability will pay an extra $410 every year to raise limits from a 30/60 limit to higher 250/500 limits
• You may be able to save around $90 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $175 each year
• Teenage drivers have the highest car insurance rates, as much as $266 each month if full coverage is included