Mazda Tribute Insurance Rates

The average insurance rates for a Mazda Tribute are $780 a year for full coverage. Comprehensive costs approximately $116, collision costs $152, and liability costs $376. A liability-only policy costs as little as $426 a year, with high-risk insurance costing around $1,672. Teenage drivers cost the most to insure at $3,186 a year or more.

Average premium for full coverage: $780

Policy rates by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all states and for all Tribute models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Rural locations are shown to have lower incidents of accident claims than densely populated cities.

The example below illustrates how rural and urban location affects auto insurance prices.

The examples above show why everyone should compare rates using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Mazda Tribute insurance rates for additional coverage and risk scenarios.

• The best discount rate is $479
• Drivers who choose higher $1,000 deductibles will pay $62 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $780
• Using pricier low deductibles for comprehensive and collision insurance bumps up the cost to $896
• Drivers who are prone to accidents and violations could pay around $1,672 or more
• Policy cost that insures a 16-year-old driver for full coverage can cost $3,186 a year

View Chart as Image

Car insurance rates for a Mazda Tribute also range considerably based on the model of your Tribute, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $900 to $1,300 extra every year, depending on your age. Mazda Tribute insurance for high-risk drivers can cost from 41% to 128% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $800 per year on average, or $67 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged in the ballpark of $3,100 a year. View Rates by Age

Your home state makes a big difference in Mazda Tribute insurance prices. A 40-year-old driver could pay as low as $520 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,110 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $180 annually, whereas buying more liability protection will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $339 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to regularly compare rates from multiple companies. Every company uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Mazda Tribute Insurance

Finding cheaper rates on insurance for a Mazda Tribute not only requires avoiding accidents and violations, but also having a positive credit history, avoid buying unnecessary coverage, and avoiding coverage lapses. Compare prices at every policy renewal by getting rate quotes from direct carriers, and also from insurance agencies where you live.

The list below is a summary of the data raised in the charts and tables above.

• Insureds who purchase higher liability limits will pay an extra $410 each year to go from a 30/60 limit to the 250/500 level
• Drivers can save around $90 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $175 each year
• Teenagers pay the highest auto insurance rates, costing up to $266 each month if full coverage is purchased