Mazda Tribute Insurance Rates
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Michelle Robbins
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UPDATED: Jun 3, 2023
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Average insurance rates for a Mazda Tribute are $780 a year with full coverage. Comprehensive insurance costs an estimated $116, collision costs $152, and liability coverage is estimated at $376. A liability-only policy costs approximately $426 a year, with high-risk insurance costing $1,672 or more. Teens receive the highest rates at $3,186 a year or more.
Average premium for full coverage: $780
Rate estimates broken down by individual coverage type:
Full coverage includes $500 deductible amounts, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and for different Tribute trim levels.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range go from the low end price of $426 for liability-only coverage to a much higher rate of $1,672 for a driver who requires high-risk insurance.
Price Range by Location
Living in a larger city has a large influence on car insurance rates. More rural locations tend to have lower incidents of collision claims than cities with more traffic congestion.
The price range example below illustrates how rural and urban location affects insurance prices.
These examples demonstrate why anyone shopping for car insurance should get quotes for a targeted area, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details estimated Mazda Tribute insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $479
- Choosing higher $1,000 deductibles can save approximately $62 annually
- The estimated price for a 40-year-old driver who has $500 deductibles is $780
- Selecting more expensive low deductibles for comp and collision coverage will cost an additional $116 each year
- Drivers with serious driving violations could pay up to $1,672 or more
- The cost that insures a teenage driver with full coverage can cost as much as $3,186 each year
Insurance rates for a Mazda Tribute can also vary considerably based on the model year and trim level, your age and driving habits, and liability limits and deductibles.
If you like to drive fast or you caused an accident, you may be forking out $900 to $1,300 extra per year, depending on your age. High-risk driver insurance ranges around 41% to 128% more than the average policy. View High Risk Driver Rates
An older driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $800 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay at least $3,100 a year. View Rates by Age
Where you live plays a big part in determining prices for Mazda Tribute insurance rates. A good driver about age 40 could pay as low as $560 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,050 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $704 | -$76 | -9.7% |
| Alaska | $596 | -$184 | -23.6% |
| Arizona | $646 | -$134 | -17.2% |
| Arkansas | $780 | -$0 | 0.0% |
| California | $888 | $108 | 13.8% |
| Colorado | $744 | -$36 | -4.6% |
| Connecticut | $798 | $18 | 2.3% |
| Delaware | $880 | $100 | 12.8% |
| Florida | $972 | $192 | 24.6% |
| Georgia | $720 | -$60 | -7.7% |
| Hawaii | $560 | -$220 | -28.2% |
| Idaho | $528 | -$252 | -32.3% |
| Illinois | $580 | -$200 | -25.6% |
| Indiana | $586 | -$194 | -24.9% |
| Iowa | $524 | -$256 | -32.8% |
| Kansas | $740 | -$40 | -5.1% |
| Kentucky | $1,062 | $282 | 36.2% |
| Louisiana | $1,152 | $372 | 47.7% |
| Maine | $482 | -$298 | -38.2% |
| Maryland | $644 | -$136 | -17.4% |
| Massachusetts | $620 | -$160 | -20.5% |
| Michigan | $1,352 | $572 | 73.3% |
| Minnesota | $652 | -$128 | -16.4% |
| Mississippi | $932 | $152 | 19.5% |
| Missouri | $692 | -$88 | -11.3% |
| Montana | $836 | $56 | 7.2% |
| Nebraska | $612 | -$168 | -21.5% |
| Nevada | $932 | $152 | 19.5% |
| New Hampshire | $564 | -$216 | -27.7% |
| New Jersey | $870 | $90 | 11.5% |
| New Mexico | $690 | -$90 | -11.5% |
| New York | $820 | $40 | 5.1% |
| North Carolina | $448 | -$332 | -42.6% |
| North Dakota | $638 | -$142 | -18.2% |
| Ohio | $538 | -$242 | -31.0% |
| Oklahoma | $798 | $18 | 2.3% |
| Oregon | $714 | -$66 | -8.5% |
| Pennsylvania | $742 | -$38 | -4.9% |
| Rhode Island | $1,040 | $260 | 33.3% |
| South Carolina | $706 | -$74 | -9.5% |
| South Dakota | $658 | -$122 | -15.6% |
| Tennessee | $682 | -$98 | -12.6% |
| Texas | $938 | $158 | 20.3% |
| Utah | $576 | -$204 | -26.2% |
| Vermont | $530 | -$250 | -32.1% |
| Virginia | $468 | -$312 | -40.0% |
| Washington | $600 | -$180 | -23.1% |
| West Virginia | $714 | -$66 | -8.5% |
| Wisconsin | $538 | -$242 | -31.0% |
| Wyoming | $692 | -$88 | -11.3% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $180 a year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $339 more per year. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to find out which company is cheapest is to compare rates and see how they stack up. Each auto insurer calculates rates differently, so the rates can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda Tribute I Sport 2WD | $750 | $63 |
| Mazda Tribute I Sport 4WD | $766 | $64 |
| Mazda Tribute I Touring 2WD | $766 | $64 |
| Mazda Tribute I Grand Touring 2WD | $780 | $65 |
| Mazda Tribute I Touring 4WD | $780 | $65 |
| Mazda Tribute I Grand Touring 4WD | $794 | $66 |
| Mazda Tribute S Grand Touring 2WD | $794 | $66 |
| Mazda Tribute S Grand Touring 4WD | $808 | $67 |
Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Mazda Tribute | $132 | $178 | $390 | $836 |
| 2006 Mazda Tribute | $116 | $152 | $376 | $780 |
Rates are averaged for all Mazda Tribute models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Mazda Tribute Insurance
Saving money on auto insurance takes having a good driving record, having above-average credit, eliminating unnecessary coverage, and taking advantage of discounts. Compare rates at every other renewal by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The next list is a summary of the concepts that were raised in the charts and tables above.
- Drivers who have multiple accidents or major violations could be forced to pay on average $890 more annually to buy Mazda Tribute insurance
- Drivers age 20 and younger are charged the highest rates, with premiums as much as $266 per month if full coverage is included
- You may be able to save approximately $90 per year simply by shopping early and online
- Increasing deductibles can save approximately $175 each year
- You may be able to save approximately $90 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,186 |
| 20 | $1,786 |
| 30 | $790 |
| 40 | $780 |
| 50 | $716 |
| 60 | $704 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $896 |
| $250 | $844 |
| $500 | $780 |
| $1,000 | $718 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $780 |
| 50/100 | $883 |
| 100/300 | $977 |
| 250/500 | $1,222 |
| 100 CSL | $921 |
| 300 CSL | $1,128 |
| 500 CSL | $1,278 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,472 |
| 20 | $2,838 |
| 30 | $1,682 |
| 40 | $1,672 |
| 50 | $1,600 |
| 60 | $1,582 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $39 |
| Multi-vehicle | $42 |
| Homeowner | $14 |
| 5-yr Accident Free | $46 |
| 5-yr Claim Free | $48 |
| Paid in Full/EFT | $27 |
| Advance Quote | $33 |
| Online Quote | $52 |
| Total Discounts | $301 |
Discounts are estimated and may not be available from every company or in every state.
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