Mazda Tribute Insurance Rates

Estimated insurance prices for a Mazda Tribute are $780 every 12 months including full coverage. Comprehensive insurance costs approximately $116 a year, collision insurance costs $152, and liability coverage is $376. Liability-only insurance costs around $426 a year, and high-risk driver insurance costs $1,672 or more. Teenage drivers pay the most at up to $3,186 a year.

Average premium for full coverage: $780

Premium estimates by type of coverage:

These estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and Tribute trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance prices. Rural locations are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities. The diagram below illustrates the effect of geographic area on auto insurance prices.

These rate differences highlight why it is important to compare rates quotes using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Mazda Tribute insurance rates for additional coverage and risk scenarios.

• The best discount rate is $479
• Raising to $1,000 deductibles will save $718 every year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $780
• Using low $100 deductibles costs an extra $116 each year
• Unlucky drivers who are prone to accidents and violations could pay around $1,672
• An auto insurance policy to insure a teenage driver can cost $3,186

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Insurance prices for a Mazda Tribute also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model of your Tribute.

Using high physical damage deductibles can reduce prices by up to $180 a year, while buying higher liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $339 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $800 every 12 months on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay in the ballpark of $3,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying anywhere from $900 to $1,300 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 41% to 128% more than a normal policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Mazda Tribute insurance rates. A middle-age driver might find prices as low as $600 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,110 on average in Louisiana, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Mazda Tribute Insurance

Finding better rates on auto insurance consists of avoiding accidents and violations, having above-average credit, refrain from filing small claims, and consideration of higher deductibles. Take the time to compare rates every time your policy renews by getting quotes from direct car insurance companies, and also from your local car insurance providers.

The list below is a brief summary of the information covered in the above illustrations.

• You may be able to save around $90 per year just by quoting early and online
• Teenagers are the costliest to insure, with the cost nearing $266 per month if full coverage is included
• Increasing policy deductibles could save as much as $175 each year
• Drivers that tend to have accidents or serious violations could be charged and average of $890 more per year for car insurance
• Consumers who purchase higher liability limits will pay an extra $410 per year to raise from 30/60 bodily injury limits to a 250/500 level