Mazda Tribute Insurance Rates

U.S. average insurance rates for a Mazda Tribute are $780 a year with full coverage. Comprehensive insurance costs approximately $116 a year, collision costs $152, and liability is estimated at $376. Buying just liability costs approximately $426 a year, with insurance for high-risk drivers costing $1,672 or more. Teens pay the highest rates at $3,186 a year or more.

Average premium for full coverage: $780

Price estimates by individual coverage:

Rates are based on $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and Tribute trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on the price of insurance. Rural locations have a lower frequency of collision claims than cities with more traffic congestion.

The diagram below illustrates the effect of geographic area on auto insurance prices.

The ranges above demonstrate why it is important to get quotes using their specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Mazda Tribute insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $479
• Choosing higher $1,000 deductibles can save $718 annually
• The average rate for the average middle-age driver who chooses $500 deductibles is $780
• Selecting low $100 deductibles for comp and collision coverage will cost an extra $116 annually
• Higher-risk drivers with serious driving violations could pay around $1,672 or more
• The price for full coverage for a 16-year-old driver can cost $3,186 each year

View Chart as Image

Insurance prices for a Mazda Tribute are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may pay as low as $800 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $3,100 a year. View Rates by Age

The state you live in plays a big part in determining prices for Mazda Tribute insurance prices. A good driver about age 40 could pay as low as $560 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,050 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $180 annually, while buying higher liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $339 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $900 to $1,300 additional each year, depending on your age. A high-risk auto insurance policy ranges from 41% to 128% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to get quotes from multiple companies. Each auto insurer calculates prices differently, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Mazda Tribute Insurance

Getting lower rates on insurance for a Mazda Tribute takes being a low-risk driver, having a good credit history, avoid buying unnecessary coverage, and qualifying for all possible discounts. Take the time to compare rates every time your policy renews by getting quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The items below are a quick review of the information covered in the above illustrations.

• You may be able to save around $90 per year simply by quoting early and online
• Teen drivers are the costliest to insure, costing up to $266 a month including comprehensive and collision insurance
• Increasing physical damage deductibles can save around $175 each year
• Drivers considered higher risk with a DUI or reckless driving violation pay on average $890 more per year to insure their Tribute
• Insureds who purchase more liability coverage will pay approximately $410 every year to raise limits from a low limit to 250/500 limits