Mazda Tribute Insurance Rates

Estimated insurance rates for a Mazda Tribute are $780 a year for full coverage. Comprehensive costs around $116 a year, collision costs $152, and liability insurance costs around $376. A liability-only policy costs as low as $426 a year, with high-risk insurance costing around $1,672. Teens pay the most at $3,186 a year or more.

Average premium for full coverage: $780

Premium estimates for type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and Tribute trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on auto insurance rates. Areas with sparse population are statistically proven to have lower incidents of accident claims than cities with more traffic congestion.

The diagram below illustrates how where you live affects auto insurance rates.

These rate differences show why it is important to compare prices for a specific zip code, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Mazda Tribute insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $479
• Using higher $1,000 deductibles will save about $718 a year
• The estimated price for a 40-year-old good driver using $500 deductibles is $780
• Selecting low $100 deductibles for physical damage coverage bumps up the cost to $896
• Drivers with serious driving violations could pay at least $1,672 or more
• An auto insurance policy that insures a teen driver can be $3,186 or more

View Chart as Image

Auto insurance prices for a Mazda Tribute also have a wide range based on the trim level of your Tribute, how you drive, and deductibles and policy limits.

If you have a few violations or you caused an accident, you could be paying at least $900 to $1,300 in extra premium annually, depending on your age. A high-risk auto insurance policy can be anywhere from 41% to 128% more than the average policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $800 a year, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay as much as $3,100 a year. View Rates by Age

Where you choose to live has a huge impact on Mazda Tribute insurance rates. A driver around age 40 might see prices as low as $520 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,110 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $180 each year, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $339 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know your exact price is to get quotes from as many companies as possible. Each insurance company calculates prices differently, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mazda Tribute Insurance

Finding better rates on Mazda Tribute insurance requires having a decent driving record, maintaining a good credit score, not filing small claims, and maximizing policy discounts. Compare rates at least once a year by requesting rates from direct carriers, and also from several local insurance agents.

The following items are a brief recap of the primary concepts that were touched on in the above illustrations.

• Drivers can save up to $90 per year simply by quoting early and online
• High-risk drivers who tend to receive serious violations pay on average $890 more every year than a driver with a clean driving record
• Increasing policy deductibles can save approximately $175 each year
• 16 to 18-year-old drivers are expensive to insure, as much as $266 per month if the policy includes full coverage