Mazda Tribute Insurance Rates

U.S. average auto insurance rates for a Mazda Tribute are $780 annually with full coverage. Comprehensive insurance costs on average $116, collision costs $152, and liability costs $376. Buying just liability costs as little as $426 a year, with insurance for high-risk drivers costing $1,672 or more. 16-year-old drivers pay the highest rates at $3,186 a year or more.

Average premium for full coverage: $780

Price estimates by individual coverage:

Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and for different Tribute trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on auto insurance rates. Rural areas have fewer collision claims than congested cities.

The price range example below illustrates the effect of geographic area on car insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Mazda Tribute insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $479
• Drivers who choose higher $1,000 deductibles will pay around $62 annually
• The estimated rate for the average middle-age driver with $500 deductibles is $780
• Buying more expensive low deductibles for comprehensive and collision insurance costs an additional $116 every year
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $1,672 or more
• The price with full coverage for a teen driver with full coverage may cost $3,186 a year

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Insurance prices for a Mazda Tribute are also quite variable based on the trim level and model year, your driving record, and policy deductibles and limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as little as $800 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $3,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $900 to $1,300 additional each year, depending on your age. High-risk driver insurance can cost as much as 41% to 128% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $180 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $339 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Mazda Tribute insurance prices. A 40-year-old driver could pay as low as $560 a year in states like New Hampshire, Ohio, and Utah, or at least $1,050 on average in Florida, Michigan, and New York.

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Since prices can be so different, the best way to find out exactly what you will pay is to compare prices and see which company has the best price. Every company utilizes a different rate formula, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Mazda Tribute Insurance

Getting lower rates on car insurance not only requires avoiding accidents and claims, but also having good credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Take the time to compare rates at every other renewal by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The points below are a brief review of the concepts that were covered in the above illustrations.

• Higher risk drivers with DUI or reckless driving convictions pay an average of $890 more each year to insure a Mazda Tribute
• Drivers under the age of 20 pay higher prices, costing up to $266 a month if they have full coverage
• You may be able to save as much as $90 per year simply by shopping early and online
• Increasing physical damage deductibles could save up to $175 each year
• You may be able to save as much as $90 per year simply by shopping early and online