Mazda Tribute Insurance Rates

The average insurance prices for a Mazda Tribute are $780 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $116, collision costs $152, and liability insurance is estimated at $376. Liability-only coverage costs approximately $426 a year, with high-risk coverage costing $1,672 or more. Teenage drivers cost the most to insure at $3,186 a year or more.

Average premium for full coverage: $780

Policy rates broken down by type of insurance:

Includes $500 physical damage deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and for different Tribute trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than densely populated cities.

The price range example below illustrates how location impacts insurance prices.

The examples above illustrate why anyone shopping for car insurance should get quotes for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Mazda Tribute insurance rates for other coverage scenarios.

• The best discount rate is $479
• Choosing higher $1,000 deductibles can save approximately $62 each year
• The average price for a good driver age 40 who has $500 deductibles is $780
• Using more expensive low deductibles for comp and collision coverage costs an extra $116 a year
• High-risk insureds who are prone to accidents and violations could pay up to $1,672 or more
• Policy cost to insure a teen driver with full coverage can cost as much as $3,186 each year

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Insurance rates for a Mazda Tribute also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Using high physical damage deductibles can save as much as $180 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $339 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles could pay as little as $800 annually on average, or $67 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $3,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $900 to $1,300 additional every year, depending on your age. High-risk driver insurance ranges anywhere from 41% to 128% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Mazda Tribute insurance rates. A good driver about age 40 could pay as low as $510 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,050 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to compare rates from as many companies as possible. Each auto insurer uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Mazda Tribute Insurance

Finding cheaper rates on Mazda Tribute insurance takes being a safe and courteous driver, having above-average credit, being claim-free, and maximizing policy discounts. Spend time shopping around every year by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.

Below is a recap of the coverage data touched on above.

• It is possible to save approximately $90 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $175 each year
• Teenage drivers are expensive to insure, possibly costing $266 each month if full coverage is included
• High-risk drivers that have major violations or accidents could be forced to pay on average $890 more annually for auto insurance