Mazda Tribute Insurance Rates

The average insurance rates for a Mazda Tribute are $780 a year including full coverage. Comprehensive insurance costs an estimated $116 a year, collision costs $152, and liability coverage costs around $376. Buying just liability costs as low as $426 a year, with insurance for high-risk drivers costing $1,672 or more. 16-year-old drivers cost the most to insure at $3,186 a year or more.

Average premium for full coverage: $780

Policy rates broken down by type of insurance:

Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and Tribute trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of auto insurance. More rural locations are shown to have a lower frequency of comprehensive and collision claims than congested cities.

The diagram below illustrates how rural and urban location affects insurance prices.

The examples above highlight why it is important to compare prices for a targeted area and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Mazda Tribute insurance rates for other coverage scenarios.

• The best full coverage rate is $479
• Using higher $1,000 deductibles will save approximately $718 every year
• The average rate for a good driver age 40 who has $500 deductibles is $780
• Buying low $100 deductibles for physical damage coverage will cost an extra $116 each year
• Higher-risk drivers with multiple tickets or accidents could pay up to $1,672 or more
• Policy cost for full coverage for a teenage driver can cost as much as $3,186 or more

View Chart as Image

Insurance rates for a Mazda Tribute also range considerably based on your risk profile, the model of your Tribute, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may only pay around $800 a year, or $67 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay at least $3,100 a year. View Rates by Age

Your home state has a huge impact on Mazda Tribute insurance rates. A driver around age 40 might see rates as low as $600 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,110 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $180 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $339 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $900 to $1,300 extra every year, depending on your age. A high-risk auto insurance policy can be around 41% to 128% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to get quotes and see how they stack up. Each insurance company utilizes a different rate formula, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Mazda Tribute Insurance

Finding cheaper rates on auto insurance requires being a good driver, maintaining good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Set aside time to shop around every year by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following list is a condensed summary of the coverage data raised in the charts and tables above.

• You may be able to save approximately $90 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save around $175 each year
• Drivers age 16 to 20 are charged the highest rates, with premiums being up to $266 each month for full coverage
• Drivers with multiple at-fault accidents may pay on average $890 more annually than a safer driver