Mazda Tribute Insurance Rates

Estimated insurance prices for a Mazda Tribute are $780 every 12 months with full coverage. Comprehensive insurance costs approximately $116 each year, collision costs $152, and liability insurance costs around $376. Liability-only coverage costs as low as $426 a year, with high-risk coverage costing $1,672 or more. Teenage drivers pay the most at $3,186 a year or more.

Average premium for full coverage: $780

Premium estimates by type of coverage:

Rate estimates include $500 deductible amounts, minimum liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and Tribute models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on the price of insurance. Rural locations are statistically proven to have more infrequent collision claims than densely populated cities.

The graphic below illustrates how location impacts auto insurance prices.

These rate differences demonstrate why all drivers should compare prices using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Mazda Tribute insurance rates for additional coverage and risk scenarios.

• The best discount rate is $479
• Using higher $1,000 deductibles will save $62 annually
• The average price for a 40-year-old good driver who chooses $500 deductibles is $780
• Using low deductibles for physical damage coverage costs an extra $116 a year
• Drivers who are prone to accidents and violations could pay around $1,672 or more
• An auto insurance policy to insure a teen driver can cost $3,186 or more

View Chart as Image

Insurance prices for a Mazda Tribute also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model of your Tribute.

Using high physical damage deductibles could cut prices by as much as $180 each year, whereas increasing liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $339 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles could pay as little as $800 a year, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay in the ballpark of $3,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out anywhere from $900 to $1,300 extra annually, depending on your age. Insurance for high-risk drivers can be anywhere from 41% to 128% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Mazda Tribute insurance rates. A driver around age 40 might see prices as low as $560 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,050 on average in New York, Michigan, and Florida.

View Chart as Image

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate prices, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Mazda Tribute Insurance

Finding better rates on Mazda Tribute insurance requires having a good driving record, having good credit, being claim-free, and maximizing policy discounts. Spend time shopping around every couple of years by getting quotes from direct companies, and also from insurance agencies where you live.

The next list is a brief recap of the material that was touched on above.

• Drivers who purchase increased levels of liability coverage will pay an extra $410 every year to increase from 30/60 bodily injury limits to a 250/500 level
• Drivers age 20 and younger are expensive to insure, possibly costing $266 per month if they have full coverage
• High-risk drivers who tend to receive serious violations could be forced to pay on average $890 more per year to buy Mazda Tribute insurance
• Increasing policy deductibles could save as much as $175 each year