Mazda Tribute Insurance Rates

Estimated auto insurance rates for a Mazda Tribute are $780 annually including full coverage. Comprehensive costs an estimated $116 a year, collision costs $152, and liability is $376. Liability-only coverage costs around $426 a year, with high-risk coverage costing around $1,672. Teen drivers pay the most at $3,186 a year or more.

Average premium for full coverage: $780

Premium estimates broken down by type of coverage:

Prices include $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Tribute trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than larger metro areas.

The diagram below illustrates the effect of geographic area on insurance prices.

These rate differences highlight why it is important to compare rates quotes for a targeted area and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Mazda Tribute insurance rates for other coverage scenarios.

• The lowest rate with discounts is $479
• Raising to $1,000 deductibles will save approximately $718 every year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $780
• Choosing low $100 deductibles will cost $896
• At-risk drivers with multiple violations and an at-fault accident could pay up to $1,672 or more
• An auto insurance policy with full coverage for a teen driver can cost as much as $3,186

View Chart as Image

Insurance prices for a Mazda Tribute also have a wide range based on the model of your Tribute, your driving characteristics, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $800 every 12 months on average, or $67 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay at least $3,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying $900 to $1,300 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 41% to 128% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $180 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $339 more per year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Mazda Tribute insurance prices. A middle-age driver might find prices as low as $600 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,110 on average in Louisiana, New York, and Michigan.

View Chart as Image

With such a large range in prices, the best way to figure out which insurance company is cheapest is to get quotes and see which company has the best price. Every auto insurance company uses a different rate calculation, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Mazda Tribute Insurance

Finding better rates on car insurance consists of being safe and accident-free, having a good credit history, refrain from filing small claims, and taking advantage of discounts. Take the time to compare rates every time your policy renews by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

Below you'll find a quick rundown of the information covered in the above illustrations.

• You may be able to save approximately $90 per year simply by quoting early and online
• Youthful drivers are charged the highest prices, with the cost nearing $266 per month including comprehensive and collision insurance
• Increasing policy deductibles could save up to $175 each year
• Higher risk drivers with reckless driving or DUI convictions could be forced to pay on average $890 more annually than a low-risk driver
• Policyholders who want more liability protection will pay about $410 per year to raise from 30/60 bodily injury limits to higher 250/500 limits