Mazda Tribute Insurance Rates

U.S. average insurance rates for a Mazda Tribute are $780 a year for full coverage insurance. Comprehensive insurance costs on average $116 a year, collision costs $152, and liability costs around $376. Liability-only insurance costs as low as $426 a year, with high-risk driver insurance costing $1,672 or more. Teens pay the highest rates at $3,186 a year or more.

Average premium for full coverage: $780

Price estimates by individual coverage:

Price estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and Tribute trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on insurance rates. Rural areas have a lower frequency of physical damage claims than cities with more traffic congestion.

The diagram below illustrates how geographic area affects car insurance rates.

The ranges above illustrate why it is important to compare prices based on a specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Mazda Tribute insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $479
• Using higher $1,000 deductibles will save around $718 each year
• The average rate for the average middle-age driver with $500 deductibles is $780
• Selecting low $100 deductibles for physical damage coverage will cost an extra $116 annually
• High-risk insureds with serious driving violations could pay upwards of $1,672 or more
• The price for full coverage for a 16-year-old driver may cost $3,186 or more

View Chart as Image

Car insurance prices for a Mazda Tribute are also quite variable based on your driving record, the model year and trim level, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as low as $800 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged upwards of $3,100 a year. View Rates by Age

The state you live in has a huge impact on Mazda Tribute insurance prices. A driver around age 40 might see prices as low as $510 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,050 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $180 annually, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $339 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $900 to $1,300 extra each year, depending on your age. A high-risk auto insurance policy can be from 41% to 128% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the only way to figure out exactly what you will pay is to get quotes from multiple companies. Each insurance company calculates prices differently, so rate quotes may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Mazda Tribute Insurance

Getting lower rates on insurance for a Mazda Tribute requires being safe and accident-free, having above-average credit, not filing small claims, and maximizing policy discounts. Invest the time to compare rates every other policy renewal by requesting rates from direct insurance companies like Progressive and GEICO, and also from local independent and exclusive agents.

Below you'll find a condensed summary of the ideas that were presented in the illustrations above.

• Youthful drivers are expensive to insure, as much as $266 a month if full coverage is included
• Drivers considered higher risk with multiple at-fault accidents pay an average of $890 more each year than a low-risk driver
• Increasing physical damage deductibles can save around $175 each year
• It is possible to save as much as $90 per year simply by quoting early and online