Mazda Tribute Insurance Rates

The average insurance rates for a Mazda Tribute are $780 a year including full coverage. Comprehensive insurance costs an estimated $116 a year, collision insurance costs $152, and liability coverage is estimated at $376. Liability-only coverage costs approximately $426 a year, and high-risk coverage costs $1,672 or more. 16-year-old drivers cost the most to insure at up to $3,186 a year.

Average premium for full coverage: $780

Policy rates broken down by type of insurance:

Estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Tribute trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than congested cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.

The examples above highlight why it is important to get quotes for a targeted area, rather than using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Mazda Tribute insurance rates for other coverage scenarios.

• The best full coverage rate is $479
• Choosing higher $1,000 deductibles can save approximately $718 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $780
• Buying low $100 deductibles for comp and collision coverage will cost an additional $116 each year
• Drivers with multiple tickets or accidents could pay up to $1,672
• Policy cost that insures a teenage driver can cost as much as $3,186 each year

View Chart as Image

Insurance rates for a Mazda Tribute also range considerably based on the trim level of your Tribute, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $900 to $1,300 additional every year, depending on your age. A high-risk auto insurance policy ranges around 41% to 128% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $800 annually on average, or $67 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $3,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Mazda Tribute insurance rates. A good driver about age 40 could pay as low as $600 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,110 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $180 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $339 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Mazda Tribute Insurance

Finding cheaper rates on auto insurance takes being a low-risk driver, having a good credit score, paying for small claims out-of-pocket, and possibly raising deductibles. Comparison shop once a year by requesting rates from direct car insurance companies, and also from your local car insurance providers.

The items below are a review of the data that was covered above.

• You may be able to save approximately $90 per year just by quoting early and online
• Consumers who want more liability coverage will pay around $410 per year to raise limits from a 30/60 limit to the 250/500 level
• Teen drivers are expensive to insure, with premiums being up to $266 each month if comprehensive and collision insurance is included
• Drivers who have several accidents or serious violations could be charged and average of $890 more annually to insure their Tribute