Mazda Tribute Insurance Rates

The average insurance rates for a Mazda Tribute are $780 a year for full coverage. Comprehensive costs approximately $116, collision insurance costs $152, and liability insurance is estimated at $376. Liability-only coverage costs approximately $426 a year, and high-risk coverage costs around $1,672. 16-year-old drivers cost the most to insure at up to $3,186 a year.

Average premium for full coverage: $780

Policy rates by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and for different Tribute trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Rural locations are shown to have lower incidents of accident claims than congested cities. The price range example below illustrates the difference location can make on auto insurance prices.

The examples above show why anyone shopping for car insurance should get quotes using their specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Mazda Tribute insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $479
• Choosing higher $1,000 deductibles can save $62 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $780
• Buying more expensive low deductibles for comp and collision coverage bumps up the cost to $896
• High-risk insureds with multiple tickets or accidents could pay around $1,672
• Policy cost that insures a teen driver with full coverage can cost $3,186 each year

View Chart as Image

Insurance rates for a Mazda Tribute also range considerably based on the model year and trim level, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $900 to $1,300 additional every year, depending on your age. High-risk driver insurance ranges anywhere from 41% to 128% more than the average rate. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $800 annually on average, or $67 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Mazda Tribute insurance rates. A good driver about age 40 could pay as low as $520 a year in states like Iowa, Maine, and Idaho, or at least $1,110 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $180 each year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $339 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Mazda Tribute Insurance

Finding cheaper rates on Mazda Tribute insurance takes having a decent driving record, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Comparison shop at least every other year by requesting quotes from direct carriers, and also from insurance agencies where you live.

The following items are a summary of the car insurance concepts touched on in this article.

• High-risk drivers who have multiple accidents or major violations could be forced to pay on average $890 more per year than a driver with a clean driving record
• Drivers can save around $90 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $175 each year
• Drivers who purchase additional liability coverage will pay around $410 each year to raise limits from a 30/60 limit to the 250/500 level