Mazda Tribute Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 3, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average auto insurance rates for a Mazda Tribute are $818 annually for full coverage. Comprehensive costs an estimated $130 each year, collision costs $168, and liability costs $384. A liability-only policy costs as little as $432 a year, with high-risk insurance costing around $1,758. Teen drivers receive the highest rates at $3,306 a year or more.
Average premium for full coverage: $818
Rate estimates broken down by individual coverage type:
Rates are based on $500 deductible amounts, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all states and Tribute models.
Price Range by Coverage and Risk
For an average driver, prices range go from as cheap as $432 for just liability coverage to a high rate of $1,758 for a driver required to buy high-risk insurance.
Price Range by Location
Your location can have significant affects on insurance rates. More rural locations tend to have fewer accident claims than larger metro areas.
The graphic below illustrates the effect of geographic area on insurance prices.
These examples show why all drivers should compare rates for a targeted area and their own personal driving habits, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows estimated Mazda Tribute insurance rates for other coverage scenarios.
- The lowest rate with discounts is $499
- Drivers who choose higher $1,000 deductibles will pay approximately $66 a year
- The estimated rate for a 40-year-old driver who has $500 deductibles is $818
- Choosing low deductibles for comprehensive and collision insurance will cost $948
- Higher-risk drivers with multiple violations and an at-fault accident could pay up to $1,758 or more
- The cost with full coverage for a teen driver can cost as much as $3,306 a year
Insurance rates for a Mazda Tribute can also vary considerably based on the trim level of your Tribute, your driver profile, and liability limits and deductibles.
More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $800 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay at least $3,300 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you could be paying $1,000 to $1,400 extra per year, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 136% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $200 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $345 more per year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Mazda Tribute insurance prices. A 40-year-old driver could pay as low as $540 a year in states like Iowa, Maine, and Idaho, or as much as $1,170 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $738 | -$80 | -9.8% |
| Alaska | $628 | -$190 | -23.2% |
| Arizona | $678 | -$140 | -17.1% |
| Arkansas | $818 | -$0 | 0.0% |
| California | $932 | $114 | 13.9% |
| Colorado | $780 | -$38 | -4.6% |
| Connecticut | $840 | $22 | 2.7% |
| Delaware | $926 | $108 | 13.2% |
| Florida | $1,024 | $206 | 25.2% |
| Georgia | $756 | -$62 | -7.6% |
| Hawaii | $590 | -$228 | -27.9% |
| Idaho | $554 | -$264 | -32.3% |
| Illinois | $610 | -$208 | -25.4% |
| Indiana | $618 | -$200 | -24.4% |
| Iowa | $552 | -$266 | -32.5% |
| Kansas | $776 | -$42 | -5.1% |
| Kentucky | $1,116 | $298 | 36.4% |
| Louisiana | $1,212 | $394 | 48.2% |
| Maine | $504 | -$314 | -38.4% |
| Maryland | $676 | -$142 | -17.4% |
| Massachusetts | $652 | -$166 | -20.3% |
| Michigan | $1,420 | $602 | 73.6% |
| Minnesota | $688 | -$130 | -15.9% |
| Mississippi | $980 | $162 | 19.8% |
| Missouri | $726 | -$92 | -11.2% |
| Montana | $878 | $60 | 7.3% |
| Nebraska | $644 | -$174 | -21.3% |
| Nevada | $980 | $162 | 19.8% |
| New Hampshire | $590 | -$228 | -27.9% |
| New Jersey | $914 | $96 | 11.7% |
| New Mexico | $724 | -$94 | -11.5% |
| New York | $862 | $44 | 5.4% |
| North Carolina | $472 | -$346 | -42.3% |
| North Dakota | $670 | -$148 | -18.1% |
| Ohio | $562 | -$256 | -31.3% |
| Oklahoma | $840 | $22 | 2.7% |
| Oregon | $750 | -$68 | -8.3% |
| Pennsylvania | $780 | -$38 | -4.6% |
| Rhode Island | $1,092 | $274 | 33.5% |
| South Carolina | $744 | -$74 | -9.0% |
| South Dakota | $690 | -$128 | -15.6% |
| Tennessee | $716 | -$102 | -12.5% |
| Texas | $988 | $170 | 20.8% |
| Utah | $606 | -$212 | -25.9% |
| Vermont | $560 | -$258 | -31.5% |
| Virginia | $490 | -$328 | -40.1% |
| Washington | $630 | -$188 | -23.0% |
| West Virginia | $750 | -$68 | -8.3% |
| Wisconsin | $564 | -$254 | -31.1% |
| Wyoming | $728 | -$90 | -11.0% |
With so much variability in rates, the only way to know which company is cheapest is to do a rate comparison and see which company has the best rate. Every company uses a different rate calculation, so the rates can be significantly different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda Tribute I Sport 2WD | $788 | $66 |
| Mazda Tribute I Sport 4WD | $804 | $67 |
| Mazda Tribute I Touring 2WD | $804 | $67 |
| Mazda Tribute I Grand Touring 2WD | $818 | $68 |
| Mazda Tribute I Touring 4WD | $818 | $68 |
| Mazda Tribute I Grand Touring 4WD | $834 | $70 |
| Mazda Tribute S Grand Touring 2WD | $834 | $70 |
| Mazda Tribute S Grand Touring 4WD | $852 | $71 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Mazda Tribute | $140 | $202 | $402 | $880 |
| 2006 Mazda Tribute | $130 | $168 | $384 | $818 |
| 2005 Mazda Tribute | $120 | $160 | $380 | $796 |
| 2004 Mazda Tribute | $116 | $152 | $376 | $780 |
Rates are averaged for all Mazda Tribute models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Mazda Tribute Insurance
Saving money on car insurance not only requires having a good driving record, but also having a good credit history, eliminating unneeded coverage, and taking advantage of discounts. Take the time to compare rates at every policy renewal by requesting rates from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.
The next list is a quick review of the data covered in the above illustrations.
- Policyholders who want increased levels of liability coverage will pay about $420 each year to go from a minimum limit to higher 250/500 limits
- Drivers can save approximately $90 per year simply by quoting online in advance
- Increasing deductibles could save up to $200 each year
- Drivers age 20 and younger are charged the highest rates, costing as high as $276 per month including comprehensive and collision insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,306 |
| 20 | $1,870 |
| 30 | $832 |
| 40 | $818 |
| 50 | $754 |
| 60 | $738 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $948 |
| $250 | $890 |
| $500 | $818 |
| $1,000 | $752 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $818 |
| 50/100 | $929 |
| 100/300 | $1,025 |
| 250/500 | $1,274 |
| 100 CSL | $967 |
| 300 CSL | $1,178 |
| 500 CSL | $1,332 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,654 |
| 20 | $2,974 |
| 30 | $1,770 |
| 40 | $1,758 |
| 50 | $1,676 |
| 60 | $1,660 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $41 |
| Multi-vehicle | $44 |
| Homeowner | $15 |
| 5-yr Accident Free | $49 |
| 5-yr Claim Free | $51 |
| Paid in Full/EFT | $29 |
| Advance Quote | $35 |
| Online Quote | $55 |
| Total Discounts | $319 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
