Mercury Milan Insurance Rates
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UPDATED: Jun 3, 2023
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Estimated auto insurance rates for a Mercury Milan are $842 annually including full coverage. Comprehensive costs approximately $144, collision insurance costs $178, and liability insurance costs $384. A liability-only policy costs as little as $432 a year, and high-risk insurance costs around $1,802. Teen drivers pay the most at up to $3,366 a year.
Average premium for full coverage: $842
Premium estimates by type of coverage:
These estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for all Milan models.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Mercury Milan range from as cheap as $432 for the bare minimum liability coverage to the much higher price of $1,802 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Your location has a significant impact on car insurance prices. Rural locations are statistically proven to have fewer comprehensive and collision claims than larger metro areas. The example below illustrates the effect of geographic area on auto insurance prices.
These rate differences highlight why everyone should compare rates using their specific location and their own personal driving habits, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down average Mercury Milan insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $515
- Drivers who choose higher $1,000 deductibles will pay $74 every year
- The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $842
- Choosing pricier low deductibles for comprehensive and collision insurance will cost $980
- High risk drivers with multiple violations and an at-fault accident could pay around $1,802
- An auto insurance policy with full coverage for a teen driver for full coverage can cost $3,366 a year
Auto insurance prices for a Mercury Milan also have a wide range based on the model of your Milan, your driving characteristics, and physical damage deductibles and liability limits.
A more mature driver with a good driving record and high physical damage deductibles could pay as little as $800 per year on average, or $67 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay in the ballpark of $3,300 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are likely paying anywhere from $1,000 to $1,400 in extra premium annually, depending on your age. Mercury Milan insurance for high-risk drivers can cost anywhere from 42% to 132% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $220 each year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $407 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live makes a big difference in Mercury Milan insurance rates. A 40-year-old driver could pay as low as $650 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,200 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $760 | -$82 | -9.7% |
| Alaska | $646 | -$196 | -23.3% |
| Arizona | $696 | -$146 | -17.3% |
| Arkansas | $842 | -$0 | 0.0% |
| California | $960 | $118 | 14.0% |
| Colorado | $800 | -$42 | -5.0% |
| Connecticut | $864 | $22 | 2.6% |
| Delaware | $950 | $108 | 12.8% |
| Florida | $1,050 | $208 | 24.7% |
| Georgia | $778 | -$64 | -7.6% |
| Hawaii | $604 | -$238 | -28.3% |
| Idaho | $572 | -$270 | -32.1% |
| Illinois | $626 | -$216 | -25.7% |
| Indiana | $634 | -$208 | -24.7% |
| Iowa | $566 | -$276 | -32.8% |
| Kansas | $798 | -$44 | -5.2% |
| Kentucky | $1,148 | $306 | 36.3% |
| Louisiana | $1,244 | $402 | 47.7% |
| Maine | $518 | -$324 | -38.5% |
| Maryland | $694 | -$148 | -17.6% |
| Massachusetts | $668 | -$174 | -20.7% |
| Michigan | $1,458 | $616 | 73.2% |
| Minnesota | $706 | -$136 | -16.2% |
| Mississippi | $1,008 | $166 | 19.7% |
| Missouri | $746 | -$96 | -11.4% |
| Montana | $902 | $60 | 7.1% |
| Nebraska | $660 | -$182 | -21.6% |
| Nevada | $1,008 | $166 | 19.7% |
| New Hampshire | $606 | -$236 | -28.0% |
| New Jersey | $940 | $98 | 11.6% |
| New Mexico | $742 | -$100 | -11.9% |
| New York | $884 | $42 | 5.0% |
| North Carolina | $482 | -$360 | -42.8% |
| North Dakota | $690 | -$152 | -18.1% |
| Ohio | $578 | -$264 | -31.4% |
| Oklahoma | $862 | $20 | 2.4% |
| Oregon | $772 | -$70 | -8.3% |
| Pennsylvania | $800 | -$42 | -5.0% |
| Rhode Island | $1,120 | $278 | 33.0% |
| South Carolina | $764 | -$78 | -9.3% |
| South Dakota | $708 | -$134 | -15.9% |
| Tennessee | $736 | -$106 | -12.6% |
| Texas | $1,014 | $172 | 20.4% |
| Utah | $622 | -$220 | -26.1% |
| Vermont | $574 | -$268 | -31.8% |
| Virginia | $504 | -$338 | -40.1% |
| Washington | $648 | -$194 | -23.0% |
| West Virginia | $772 | -$70 | -8.3% |
| Wisconsin | $582 | -$260 | -30.9% |
| Wyoming | $750 | -$92 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mercury Milan | $810 | $68 |
| Mercury Milan Premier | $842 | $70 |
| Mercury Milan Premier AWD | $858 | $72 |
| Mercury Milan Hybrid | $954 | $80 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Mercury Milan | $162 | $236 | $402 | $936 |
| 2009 Mercury Milan | $152 | $214 | $402 | $904 |
| 2008 Mercury Milan | $148 | $192 | $398 | $874 |
| 2007 Mercury Milan | $146 | $188 | $390 | $860 |
| 2006 Mercury Milan | $144 | $178 | $384 | $842 |
Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Mercury Milan Insurance
Finding better rates on Mercury Milan insurance not only requires being a good driver, but also having above-average credit, refrain from filing small claims, and possibly higher deductibles. Take the time to compare rates once a year by getting rate quotes from direct car insurance companies, and also from local insurance agencies.
The following list is a brief summary of the data that was covered in the above illustrations.
- You may be able to save around $90 per year just by quoting online well ahead of the renewal date
- Drivers who purchase an increased level of liability coverage will pay about $420 per year to go from 30/60 bodily injury limits to higher 250/500 limits
- Drivers age 16 to 20 have the highest car insurance prices, with the cost nearing $281 per month if full coverage is included
- High-risk drivers that tend to have accidents or serious violations may have to pay on average $960 more per year than a safer driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,366 |
| 20 | $1,916 |
| 30 | $856 |
| 40 | $842 |
| 50 | $774 |
| 60 | $758 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $980 |
| $250 | $918 |
| $500 | $842 |
| $1,000 | $768 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $842 |
| 50/100 | $1,044 |
| 100/300 | $1,157 |
| 250/500 | $1,451 |
| 100 CSL | $1,090 |
| 300 CSL | $1,338 |
| 500 CSL | $1,519 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,738 |
| 20 | $3,044 |
| 30 | $1,818 |
| 40 | $1,802 |
| 50 | $1,720 |
| 60 | $1,702 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $42 |
| Multi-vehicle | $45 |
| Homeowner | $15 |
| 5-yr Accident Free | $51 |
| 5-yr Claim Free | $52 |
| Paid in Full/EFT | $30 |
| Advance Quote | $36 |
| Online Quote | $56 |
| Total Discounts | $327 |
Discounts are estimated and may not be available from every company or in every state.
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