Mercury Milan Insurance Rates
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UPDATED: Jun 3, 2023
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U.S. average insurance rates for a Mercury Milan are $842 a year with full coverage. Comprehensive insurance costs approximately $144, collision costs $178, and liability is $384. Buying just liability costs around $432 a year, with insurance for high-risk drivers costing $1,802 or more. Teen drivers pay the highest rates at $3,366 a year or more.
Average premium for full coverage: $842
Price estimates by individual coverage:
Includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for all Milan models.
Price Range from Low to High
For the average 40-year-old driver, Mercury Milan insurance prices go from as low as $432 for just liability insurance to the much higher price of $1,802 for a driver that may need high-risk insurance.
Geographic Price Range
Choosing to live in a large city can make a big difference on the price of insurance. Rural locations have a lower frequency of collision claims than larger metro areas.
The example below illustrates the difference location can make on auto insurance prices.
The ranges above demonstrate why everyone should compare rates quotes using their specific location and risk profile, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated Mercury Milan insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $515
- Raising to $1,000 deductibles will save $74 annually
- The average rate for the average middle-age driver who chooses $500 deductibles is $842
- Choosing pricier low deductibles will cost an extra $138 annually
- Drivers with multiple violations and an at-fault accident could pay around $1,802 or more
- The price for full coverage for a 16-year-old driver for full coverage can cost $3,366
Insurance prices for a Mercury Milan are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.
A more mature driver with no violations or accidents and high deductibles may pay as low as $800 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $3,300 a year. View Rates by Age
The state you live in also has a big influence on Mercury Milan insurance prices. A middle-age driver might find prices as low as $610 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,140 on average in New York, Michigan, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $760 | -$82 | -9.7% |
Alaska | $646 | -$196 | -23.3% |
Arizona | $696 | -$146 | -17.3% |
Arkansas | $842 | -$0 | 0.0% |
California | $960 | $118 | 14.0% |
Colorado | $800 | -$42 | -5.0% |
Connecticut | $864 | $22 | 2.6% |
Delaware | $950 | $108 | 12.8% |
Florida | $1,050 | $208 | 24.7% |
Georgia | $778 | -$64 | -7.6% |
Hawaii | $604 | -$238 | -28.3% |
Idaho | $572 | -$270 | -32.1% |
Illinois | $626 | -$216 | -25.7% |
Indiana | $634 | -$208 | -24.7% |
Iowa | $566 | -$276 | -32.8% |
Kansas | $798 | -$44 | -5.2% |
Kentucky | $1,148 | $306 | 36.3% |
Louisiana | $1,244 | $402 | 47.7% |
Maine | $518 | -$324 | -38.5% |
Maryland | $694 | -$148 | -17.6% |
Massachusetts | $668 | -$174 | -20.7% |
Michigan | $1,458 | $616 | 73.2% |
Minnesota | $706 | -$136 | -16.2% |
Mississippi | $1,008 | $166 | 19.7% |
Missouri | $746 | -$96 | -11.4% |
Montana | $902 | $60 | 7.1% |
Nebraska | $660 | -$182 | -21.6% |
Nevada | $1,008 | $166 | 19.7% |
New Hampshire | $606 | -$236 | -28.0% |
New Jersey | $940 | $98 | 11.6% |
New Mexico | $742 | -$100 | -11.9% |
New York | $884 | $42 | 5.0% |
North Carolina | $482 | -$360 | -42.8% |
North Dakota | $690 | -$152 | -18.1% |
Ohio | $578 | -$264 | -31.4% |
Oklahoma | $862 | $20 | 2.4% |
Oregon | $772 | -$70 | -8.3% |
Pennsylvania | $800 | -$42 | -5.0% |
Rhode Island | $1,120 | $278 | 33.0% |
South Carolina | $764 | -$78 | -9.3% |
South Dakota | $708 | -$134 | -15.9% |
Tennessee | $736 | -$106 | -12.6% |
Texas | $1,014 | $172 | 20.4% |
Utah | $622 | -$220 | -26.1% |
Vermont | $574 | -$268 | -31.8% |
Virginia | $504 | -$338 | -40.1% |
Washington | $648 | -$194 | -23.0% |
West Virginia | $772 | -$70 | -8.3% |
Wisconsin | $582 | -$260 | -30.9% |
Wyoming | $750 | -$92 | -10.9% |
Choosing high deductibles can reduce prices by up to $220 annually, whereas buying more liability protection will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $407 more each year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,000 to $1,400 additional each year, depending on your age. Mercury Milan insurance for high-risk drivers is expensive and can cost from 42% to 132% more than average. View High Risk Driver Rates
Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices from multiple companies. Every auto insurance company uses a different rate calculation, and prices may be quite different from one company to the next.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Mercury Milan | $810 | $68 |
Mercury Milan Premier | $842 | $70 |
Mercury Milan Premier AWD | $858 | $72 |
Mercury Milan Hybrid | $954 | $80 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2010 Mercury Milan | $162 | $236 | $402 | $936 |
2009 Mercury Milan | $152 | $214 | $402 | $904 |
2008 Mercury Milan | $148 | $192 | $398 | $874 |
2007 Mercury Milan | $146 | $188 | $390 | $860 |
2006 Mercury Milan | $144 | $178 | $384 | $842 |
Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Mercury Milan Insurance
Getting lower rates on insurance for a Mercury Milan consists of having a decent driving record, having a good credit history, avoid buying unnecessary coverage, and qualifying for all possible discounts. Make time to compare rates once a year by getting rate quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.
The following items are a recap of the data that was touched on in this article.
- You may be able to save around $90 per year simply by quoting online well ahead of the renewal date
- Insureds who purchase additional liability coverage will pay about $420 every year to raise from a low limit to 250/500 limits
- 16 to 18-year-old drivers are the costliest to insure, costing up to $281 a month including comprehensive and collision insurance
- Drivers considered higher risk that have major violations or accidents pay on average $960 more per year than a driver with a clean driving record
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,366 |
20 | $1,916 |
30 | $856 |
40 | $842 |
50 | $774 |
60 | $758 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $980 |
$250 | $918 |
$500 | $842 |
$1,000 | $768 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $842 |
50/100 | $1,044 |
100/300 | $1,157 |
250/500 | $1,451 |
100 CSL | $1,090 |
300 CSL | $1,338 |
500 CSL | $1,519 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $4,738 |
20 | $3,044 |
30 | $1,818 |
40 | $1,802 |
50 | $1,720 |
60 | $1,702 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $42 |
Multi-vehicle | $45 |
Homeowner | $15 |
5-yr Accident Free | $51 |
5-yr Claim Free | $52 |
Paid in Full/EFT | $30 |
Advance Quote | $36 |
Online Quote | $56 |
Total Discounts | $327 |
Discounts are estimated and may not be available from every company or in every state.
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