Mercury Milan Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Jun 3, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated auto insurance rates for a Mercury Milan are $904 annually with full coverage. Comprehensive insurance costs an estimated $152 a year, collision costs $214, and liability costs $402. Liability-only coverage costs as little as $446 a year, with high-risk coverage costing $1,948 or more. 16-year-old drivers pay the most at $3,604 a year or more.

Average premium for full coverage: $904

Premium estimates broken down by type of coverage:

Comprehensive $152
Collision $214
Liability $402

Rate estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and Milan trim levels.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a Mercury Milan go from as cheap as $446 for basic liability insurance to a high of $1,948 for a driver who requires high-risk insurance.

Liability Only $446
Full Coverage $904
High Risk $1,948

Insurance Price Range by Location

Your location can make a big difference on car insurance rates. More rural locations are statistically proven to have fewer collision claims than congested cities.

The diagram below illustrates the effect of geographic area on insurance prices.

Rural Areas $678
Small Cities $949
Large Cities $1,220

These rate differences demonstrate why it is important to compare rates for a targeted area and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details estimated Mercury Milan insurance rates for other coverage scenarios.

  • The best full coverage rate is $544
  • Drivers who choose higher $1,000 deductibles will pay approximately $820 annually
  • The estimated rate for a 40-year-old good driver who has $500 deductibles is $904
  • Buying low $100 deductibles for comprehensive and collision insurance costs an additional $160 annually
  • Drivers with multiple tickets or accidents could pay up to $1,948 or more
  • An auto insurance policy with full coverage for a 16-year-old driver can cost as much as $3,604 a year

View Chart as Image

Mercury Milan insurance cost comparison chart
Column chart showing full coverage Mercury Milan insurance prices range from $544 to $3,604

Insurance prices for a Mercury Milan also have a wide range based on the model of your Milan, your driving record, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles may pay as low as $900 per year on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay at least $3,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out $1,100 to $1,500 extra annually, depending on your age. A high-risk auto insurance policy can cost from 42% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $250 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Mercury Milan insurance prices. A 40-year-old driver could pay as low as $650 a year in states like Utah, Ohio, and New Hampshire, or at least $1,220 on average in New York, Michigan, and Florida.

Mercury Milan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $818 -$86 -9.5%
Alaska $694 -$210 -23.2%
Arizona $750 -$154 -17.0%
Arkansas $904 -$0 0.0%
California $1,030 $126 13.9%
Colorado $862 -$42 -4.6%
Connecticut $928 $24 2.7%
Delaware $1,020 $116 12.8%
Florida $1,128 $224 24.8%
Georgia $838 -$66 -7.3%
Hawaii $650 -$254 -28.1%
Idaho $612 -$292 -32.3%
Illinois $674 -$230 -25.4%
Indiana $684 -$220 -24.3%
Iowa $610 -$294 -32.5%
Kansas $860 -$44 -4.9%
Kentucky $1,232 $328 36.3%
Louisiana $1,338 $434 48.0%
Maine $558 -$346 -38.3%
Maryland $746 -$158 -17.5%
Massachusetts $720 -$184 -20.4%
Michigan $1,570 $666 73.7%
Minnesota $756 -$148 -16.4%
Mississippi $1,082 $178 19.7%
Missouri $802 -$102 -11.3%
Montana $970 $66 7.3%
Nebraska $710 -$194 -21.5%
Nevada $1,084 $180 19.9%
New Hampshire $652 -$252 -27.9%
New Jersey $1,010 $106 11.7%
New Mexico $800 -$104 -11.5%
New York $952 $48 5.3%
North Carolina $522 -$382 -42.3%
North Dakota $742 -$162 -17.9%
Ohio $624 -$280 -31.0%
Oklahoma $926 $22 2.4%
Oregon $828 -$76 -8.4%
Pennsylvania $862 -$42 -4.6%
Rhode Island $1,206 $302 33.4%
South Carolina $820 -$84 -9.3%
South Dakota $762 -$142 -15.7%
Tennessee $792 -$112 -12.4%
Texas $1,090 $186 20.6%
Utah $670 -$234 -25.9%
Vermont $616 -$288 -31.9%
Virginia $542 -$362 -40.0%
Washington $698 -$206 -22.8%
West Virginia $828 -$76 -8.4%
Wisconsin $624 -$280 -31.0%
Wyoming $804 -$100 -11.1%

View Chart as Image

Mercury Milan insurance rates by U.S. city

With such a large range in prices, the best way to find out which insurance company is cheapest is to get quotes from multiple companies. Every company utilizes a different rate formula, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Mercury Milan Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mercury Milan $868 $72
Mercury Milan Premier $904 $75
Mercury Milan Premier AWD $924 $77
Mercury Milan Hybrid $1,024 $85

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mercury Milan Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Mercury Milan $152 $214 $402 $904
2009 Mercury Milan $148 $192 $398 $874
2008 Mercury Milan $146 $188 $390 $860
2007 Mercury Milan $144 $178 $384 $842
2006 Mercury Milan $132 $170 $380 $818

Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Mercury Milan Insurance

Finding better rates on insurance for a Mercury Milan not only requires being a low-risk driver, but also having a good credit history, being claim-free, and taking advantage of discounts. Take the time to compare rates at every other renewal by quoting rates from direct companies, and also from several local insurance agents.

The items below are a brief recap of the concepts that were covered in the above illustrations.

  • Drivers considered higher risk who tend to receive serious violations pay on average $1,040 more annually to insure their Milan
  • Teen drivers are charged the highest prices, possibly costing $300 per month including comprehensive and collision insurance
  • You may be able to save approximately $100 per year simply by quoting early and online
  • Increasing policy deductibles could save up to $250 each year
  • You may be able to save approximately $100 per year simply by quoting early and online

Rates by Driver Age

Mercury Milan Insurance Rates by Driver Age
Driver Age Premium
16 $3,604
20 $2,070
30 $922
40 $904
50 $830
60 $814

Full coverage, $500 deductibles

Rates by Deductible

Mercury Milan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,064
$250 $992
$500 $904
$1,000 $820

Full coverage, driver age 40

Rates by Liability Limit

Mercury Milan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $904
50/100 $1,119
100/300 $1,237
250/500 $1,545
100 CSL $1,166
300 CSL $1,427
500 CSL $1,617

Full coverage, driver age 40

Rates for High Risk Drivers

Mercury Milan Insurance Rates for High Risk Drivers
Age Premium
16 $5,086
20 $3,296
30 $1,966
40 $1,948
50 $1,858
60 $1,840

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $122

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $49
Homeowner $16
5-yr Accident Free $57
5-yr Claim Free $57
Paid in Full/EFT $34
Advance Quote $40
Online Quote $61
Total Discounts $360
Rate after discounts $544

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles