Mercury Milan Insurance Rates

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UPDATED: Jun 3, 2023

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Average insurance prices for a Mercury Milan are $904 every 12 months for full coverage. Comprehensive costs around $152, collision costs $214, and liability insurance costs $402. A policy with just liability insurance costs as little as $446 a year, with coverage for high-risk drivers costing around $1,948. Teens receive the highest rates at $3,604 a year or more.

Average premium for full coverage: $904

Rate estimates for individual coverage type:

Comprehensive $152
Collision $214
Liability $402

Prices include $500 physical damage deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and for different Milan trim levels.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range go from the cheapest price of $446 for just the minimum liability insurance to a much higher rate of $1,948 for a policy for a high-risk driver.

Liability Only $446
Full Coverage $904
High Risk $1,948

Price Range by Location

Your location has a significant impact on auto insurance rates. Areas with sparse population tend to have more infrequent accident claims than cities with more traffic congestion.

The price range example below illustrates the difference location can make on auto insurance rates.

Rural Areas $678
Small Cities $949
Large Cities $1,220

These examples show why anyone shopping for car insurance should compare rates for a specific zip code and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows estimated Mercury Milan insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $544
  • Drivers who choose higher $1,000 deductibles will pay about $84 a year
  • The average price for a 40-year-old driver using $500 deductibles is $904
  • Selecting more expensive low deductibles for comprehensive and collision insurance increases the price to $1,064
  • High risk drivers with serious driving violations could pay at least $1,948 or more
  • The cost to insure a teen driver with full coverage can be $3,604 a year

View Chart as Image

Mercury Milan insurance cost comparison chart
Column chart showing full coverage Mercury Milan insurance rates range from $544 to $3,604

Insurance rates for a Mercury Milan can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could save up to $250 each year, while increasing your policy's liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles could pay as little as $900 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay as much as $3,600 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at least $1,100 to $1,500 additional per year, depending on your age. High-risk driver insurance can cost anywhere from 42% to 135% more than the average policy. View High Risk Driver Rates

Where you live makes a big difference in Mercury Milan insurance rates. A 40-year-old driver could pay as low as $600 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,290 on average in Michigan, Louisiana, and New York.

Mercury Milan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $818 -$86 -9.5%
Alaska $694 -$210 -23.2%
Arizona $750 -$154 -17.0%
Arkansas $904 -$0 0.0%
California $1,030 $126 13.9%
Colorado $862 -$42 -4.6%
Connecticut $928 $24 2.7%
Delaware $1,020 $116 12.8%
Florida $1,128 $224 24.8%
Georgia $838 -$66 -7.3%
Hawaii $650 -$254 -28.1%
Idaho $612 -$292 -32.3%
Illinois $674 -$230 -25.4%
Indiana $684 -$220 -24.3%
Iowa $610 -$294 -32.5%
Kansas $860 -$44 -4.9%
Kentucky $1,232 $328 36.3%
Louisiana $1,338 $434 48.0%
Maine $558 -$346 -38.3%
Maryland $746 -$158 -17.5%
Massachusetts $720 -$184 -20.4%
Michigan $1,570 $666 73.7%
Minnesota $756 -$148 -16.4%
Mississippi $1,082 $178 19.7%
Missouri $802 -$102 -11.3%
Montana $970 $66 7.3%
Nebraska $710 -$194 -21.5%
Nevada $1,084 $180 19.9%
New Hampshire $652 -$252 -27.9%
New Jersey $1,010 $106 11.7%
New Mexico $800 -$104 -11.5%
New York $952 $48 5.3%
North Carolina $522 -$382 -42.3%
North Dakota $742 -$162 -17.9%
Ohio $624 -$280 -31.0%
Oklahoma $926 $22 2.4%
Oregon $828 -$76 -8.4%
Pennsylvania $862 -$42 -4.6%
Rhode Island $1,206 $302 33.4%
South Carolina $820 -$84 -9.3%
South Dakota $762 -$142 -15.7%
Tennessee $792 -$112 -12.4%
Texas $1,090 $186 20.6%
Utah $670 -$234 -25.9%
Vermont $616 -$288 -31.9%
Virginia $542 -$362 -40.0%
Washington $698 -$206 -22.8%
West Virginia $828 -$76 -8.4%
Wisconsin $624 -$280 -31.0%
Wyoming $804 -$100 -11.1%

View Chart as Image

Mercury Milan insurance rates by U.S. city

With so much variability in rates, the only way to know your exact price is to compare rates from as many companies as possible. Every company calculates rates differently, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Mercury Milan Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mercury Milan $868 $72
Mercury Milan Premier $904 $75
Mercury Milan Premier AWD $924 $77
Mercury Milan Hybrid $1,024 $85

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mercury Milan Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Mercury Milan $152 $214 $402 $904
2009 Mercury Milan $148 $192 $398 $874
2008 Mercury Milan $146 $188 $390 $860
2007 Mercury Milan $144 $178 $384 $842
2006 Mercury Milan $132 $170 $380 $818

Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Right Mercury Milan Insurance

Saving money on Mercury Milan insurance not only requires being a safe and courteous driver, but also having above-average credit, eliminating unneeded coverage, and taking advantage of discounts. Make time to compare rates every year by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below is a quick rundown of the coverage data touched on in this article.

  • Drivers can save up to $100 per year simply by shopping early and online
  • Increasing deductibles could save as much as $250 each year
  • Teenage drivers are charged the highest rates, costing as high as $300 per month if full coverage is included
  • High-risk drivers with reckless driving or DUI convictions may pay on average $1,040 more every year for auto insurance

Rates by Driver Age

Mercury Milan Insurance Rates by Driver Age
Driver Age Premium
16 $3,604
20 $2,070
30 $922
40 $904
50 $830
60 $814

Full coverage, $500 deductibles

Rates by Deductible

Mercury Milan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,064
$250 $992
$500 $904
$1,000 $820

Full coverage, driver age 40

Rates by Liability Limit

Mercury Milan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $904
50/100 $1,119
100/300 $1,237
250/500 $1,545
100 CSL $1,166
300 CSL $1,427
500 CSL $1,617

Full coverage, driver age 40

Rates for High Risk Drivers

Mercury Milan Insurance Rates for High Risk Drivers
Age Premium
16 $5,086
20 $3,296
30 $1,966
40 $1,948
50 $1,858
60 $1,840

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $122

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $49
Homeowner $16
5-yr Accident Free $57
5-yr Claim Free $57
Paid in Full/EFT $34
Advance Quote $40
Online Quote $61
Total Discounts $360
Rate after discounts $544

Discounts are estimated and may not be available from every company or in every state.

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