Mercury Milan Insurance Rates
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UPDATED: Jun 3, 2023
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Estimated auto insurance rates for a Mercury Milan are $842 annually for full coverage insurance. Comprehensive insurance costs approximately $144 a year, collision insurance costs $178, and liability insurance is estimated at $384. Liability-only insurance costs approximately $432 a year, and high-risk driver insurance costs $1,802 or more. 16-year-old drivers pay the most at up to $3,366 a year.
Average premium for full coverage: $842
Premium estimates by type of coverage:
Rates are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and Milan trim levels.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for a Mercury Milan range from as cheap as $432 for your basic liability-only policy to a high of $1,802 for a high-risk driver policy.
Insurance Price Range by Location
Living in a larger city has a significant impact on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than congested cities. The diagram below illustrates how location impacts auto insurance prices.
These rate differences illustrate why it is important to get quotes using their specific location and their own personal driving habits, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates average Mercury Milan insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $515
- Choosing higher $1,000 deductibles can save $768 each year
- The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $842
- Buying low $100 deductibles for comp and collision coverage costs an additional $138 a year
- High-risk insureds with multiple tickets or accidents could pay around $1,802
- An auto insurance policy with full coverage for a teen driver can cost $3,366 each year
Insurance prices for a Mercury Milan also have a wide range based on the model of your Milan, your risk profile, and physical damage deductibles and liability limits.
Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $800 annually on average, or $67 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay in the ballpark of $3,300 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying anywhere from $1,000 to $1,400 additional annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 42% to 132% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can save as much as $220 each year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $407 more each year. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for Mercury Milan insurance rates. A good driver about age 40 could pay as low as $550 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,140 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $760 | -$82 | -9.7% |
| Alaska | $646 | -$196 | -23.3% |
| Arizona | $696 | -$146 | -17.3% |
| Arkansas | $842 | -$0 | 0.0% |
| California | $960 | $118 | 14.0% |
| Colorado | $800 | -$42 | -5.0% |
| Connecticut | $864 | $22 | 2.6% |
| Delaware | $950 | $108 | 12.8% |
| Florida | $1,050 | $208 | 24.7% |
| Georgia | $778 | -$64 | -7.6% |
| Hawaii | $604 | -$238 | -28.3% |
| Idaho | $572 | -$270 | -32.1% |
| Illinois | $626 | -$216 | -25.7% |
| Indiana | $634 | -$208 | -24.7% |
| Iowa | $566 | -$276 | -32.8% |
| Kansas | $798 | -$44 | -5.2% |
| Kentucky | $1,148 | $306 | 36.3% |
| Louisiana | $1,244 | $402 | 47.7% |
| Maine | $518 | -$324 | -38.5% |
| Maryland | $694 | -$148 | -17.6% |
| Massachusetts | $668 | -$174 | -20.7% |
| Michigan | $1,458 | $616 | 73.2% |
| Minnesota | $706 | -$136 | -16.2% |
| Mississippi | $1,008 | $166 | 19.7% |
| Missouri | $746 | -$96 | -11.4% |
| Montana | $902 | $60 | 7.1% |
| Nebraska | $660 | -$182 | -21.6% |
| Nevada | $1,008 | $166 | 19.7% |
| New Hampshire | $606 | -$236 | -28.0% |
| New Jersey | $940 | $98 | 11.6% |
| New Mexico | $742 | -$100 | -11.9% |
| New York | $884 | $42 | 5.0% |
| North Carolina | $482 | -$360 | -42.8% |
| North Dakota | $690 | -$152 | -18.1% |
| Ohio | $578 | -$264 | -31.4% |
| Oklahoma | $862 | $20 | 2.4% |
| Oregon | $772 | -$70 | -8.3% |
| Pennsylvania | $800 | -$42 | -5.0% |
| Rhode Island | $1,120 | $278 | 33.0% |
| South Carolina | $764 | -$78 | -9.3% |
| South Dakota | $708 | -$134 | -15.9% |
| Tennessee | $736 | -$106 | -12.6% |
| Texas | $1,014 | $172 | 20.4% |
| Utah | $622 | -$220 | -26.1% |
| Vermont | $574 | -$268 | -31.8% |
| Virginia | $504 | -$338 | -40.1% |
| Washington | $648 | -$194 | -23.0% |
| West Virginia | $772 | -$70 | -8.3% |
| Wisconsin | $582 | -$260 | -30.9% |
| Wyoming | $750 | -$92 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mercury Milan | $810 | $68 |
| Mercury Milan Premier | $842 | $70 |
| Mercury Milan Premier AWD | $858 | $72 |
| Mercury Milan Hybrid | $954 | $80 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Mercury Milan | $162 | $236 | $402 | $936 |
| 2009 Mercury Milan | $152 | $214 | $402 | $904 |
| 2008 Mercury Milan | $148 | $192 | $398 | $874 |
| 2007 Mercury Milan | $146 | $188 | $390 | $860 |
| 2006 Mercury Milan | $144 | $178 | $384 | $842 |
Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Mercury Milan Insurance
Finding better rates on Mercury Milan insurance takes avoiding accidents and violations, having good credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Spend time shopping around every time your policy renews by getting quotes from direct insurance companies, and also from insurance agencies where you live.
The list below is a quick review of the information touched on above.
- It is possible to save around $90 per year just by quoting early and online
- Teenagers are the costliest to insure, with premiums being up to $281 per month if they have full coverage
- Increasing policy deductibles could save up to $200 each year
- High-risk drivers with a DUI or reckless driving violation could be forced to pay on average $960 more per year for car insurance
- Drivers who purchase higher liability limits will pay around $420 annually to raise limits from 30/60 bodily injury limits to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,366 |
| 20 | $1,916 |
| 30 | $856 |
| 40 | $842 |
| 50 | $774 |
| 60 | $758 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $980 |
| $250 | $918 |
| $500 | $842 |
| $1,000 | $768 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $842 |
| 50/100 | $1,044 |
| 100/300 | $1,157 |
| 250/500 | $1,451 |
| 100 CSL | $1,090 |
| 300 CSL | $1,338 |
| 500 CSL | $1,519 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,738 |
| 20 | $3,044 |
| 30 | $1,818 |
| 40 | $1,802 |
| 50 | $1,720 |
| 60 | $1,702 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $42 |
| Multi-vehicle | $45 |
| Homeowner | $15 |
| 5-yr Accident Free | $51 |
| 5-yr Claim Free | $52 |
| Paid in Full/EFT | $30 |
| Advance Quote | $36 |
| Online Quote | $56 |
| Total Discounts | $327 |
Discounts are estimated and may not be available from every company or in every state.
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