Mercury Milan Insurance Rates

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UPDATED: Jun 3, 2023

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U.S. average auto insurance rates for a Mercury Milan are $904 annually including full coverage. Comprehensive insurance costs around $152, collision insurance costs $214, and liability is estimated at $402. Buying just liability costs approximately $446 a year, and insurance for high-risk drivers costs $1,948 or more. Teenage drivers pay the highest rates at up to $3,604 a year.

Average premium for full coverage: $904

Price estimates for individual coverage:

Comprehensive $152
Collision $214
Liability $402

These estimates include $500 deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for all Milan models.

Price Range from Low to High

For an average driver, Mercury Milan insurance prices range from as cheap as $446 for basic liability insurance to the much higher price of $1,948 for a policy for a high-risk driver.

Liability Only $446
Full Coverage $904
High Risk $1,948

Geographic Price Range

Living in a larger city can make a big difference on the price of insurance. Areas with sparse population have fewer comprehensive and collision claims than densely populated cities. The example below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $678
Small Cities $949
Large Cities $1,220

The ranges above highlight why everyone should get quotes for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down average Mercury Milan insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $544
  • Choosing higher $1,000 deductibles can save about $84 every year
  • The estimated rate for the average middle-age driver using $500 deductibles is $904
  • Using pricier low deductibles for comp and collision coverage costs an additional $160 annually
  • Higher-risk drivers who are prone to accidents and violations could pay at least $1,948
  • The price with full coverage for a 16-year-old driver for full coverage can be $3,604 each year

View Chart as Image

Mercury Milan insurance cost comparison chart
Column chart showing Mercury Milan insurance prices range from $544 to $3,604 for full coverage

Insurance prices for a Mercury Milan are also quite variable based on the trim level and model year, your driving characteristics, and deductibles and policy limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as low as $900 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $3,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at least $1,100 to $1,500 additional each year, depending on your age. Mercury Milan insurance for high-risk drivers ranges from 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $250 annually, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Mercury Milan insurance prices. A good driver about age 40 could pay as low as $690 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,290 on average in Michigan, New York, and Louisiana.

Mercury Milan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $818 -$86 -9.5%
Alaska $694 -$210 -23.2%
Arizona $750 -$154 -17.0%
Arkansas $904 -$0 0.0%
California $1,030 $126 13.9%
Colorado $862 -$42 -4.6%
Connecticut $928 $24 2.7%
Delaware $1,020 $116 12.8%
Florida $1,128 $224 24.8%
Georgia $838 -$66 -7.3%
Hawaii $650 -$254 -28.1%
Idaho $612 -$292 -32.3%
Illinois $674 -$230 -25.4%
Indiana $684 -$220 -24.3%
Iowa $610 -$294 -32.5%
Kansas $860 -$44 -4.9%
Kentucky $1,232 $328 36.3%
Louisiana $1,338 $434 48.0%
Maine $558 -$346 -38.3%
Maryland $746 -$158 -17.5%
Massachusetts $720 -$184 -20.4%
Michigan $1,570 $666 73.7%
Minnesota $756 -$148 -16.4%
Mississippi $1,082 $178 19.7%
Missouri $802 -$102 -11.3%
Montana $970 $66 7.3%
Nebraska $710 -$194 -21.5%
Nevada $1,084 $180 19.9%
New Hampshire $652 -$252 -27.9%
New Jersey $1,010 $106 11.7%
New Mexico $800 -$104 -11.5%
New York $952 $48 5.3%
North Carolina $522 -$382 -42.3%
North Dakota $742 -$162 -17.9%
Ohio $624 -$280 -31.0%
Oklahoma $926 $22 2.4%
Oregon $828 -$76 -8.4%
Pennsylvania $862 -$42 -4.6%
Rhode Island $1,206 $302 33.4%
South Carolina $820 -$84 -9.3%
South Dakota $762 -$142 -15.7%
Tennessee $792 -$112 -12.4%
Texas $1,090 $186 20.6%
Utah $670 -$234 -25.9%
Vermont $616 -$288 -31.9%
Virginia $542 -$362 -40.0%
Washington $698 -$206 -22.8%
West Virginia $828 -$76 -8.4%
Wisconsin $624 -$280 -31.0%
Wyoming $804 -$100 -11.1%

View Chart as Image

Mercury Milan insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Mercury Milan Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mercury Milan $868 $72
Mercury Milan Premier $904 $75
Mercury Milan Premier AWD $924 $77
Mercury Milan Hybrid $1,024 $85

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mercury Milan Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Mercury Milan $152 $214 $402 $904
2009 Mercury Milan $148 $192 $398 $874
2008 Mercury Milan $146 $188 $390 $860
2007 Mercury Milan $144 $178 $384 $842
2006 Mercury Milan $132 $170 $380 $818

Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Mercury Milan Insurance

Getting lower rates on insurance for a Mercury Milan takes not taking risks behind the wheel, having good credit, being claim-free, and deciding if full coverage is necessary. Take the time to compare rates every year by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following is a brief summary of the coverage data covered in the above illustrations.

  • You may be able to save up to $100 per year just by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles could save up to $250 each year
  • Teens are charged the highest prices, possibly costing $300 a month if they have full coverage
  • Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,040 more every year for Milan insurance

Rates by Driver Age

Mercury Milan Insurance Rates by Driver Age
Driver Age Premium
16 $3,604
20 $2,070
30 $922
40 $904
50 $830
60 $814

Full coverage, $500 deductibles

Rates by Deductible

Mercury Milan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,064
$250 $992
$500 $904
$1,000 $820

Full coverage, driver age 40

Rates by Liability Limit

Mercury Milan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $904
50/100 $1,119
100/300 $1,237
250/500 $1,545
100 CSL $1,166
300 CSL $1,427
500 CSL $1,617

Full coverage, driver age 40

Rates for High Risk Drivers

Mercury Milan Insurance Rates for High Risk Drivers
Age Premium
16 $5,086
20 $3,296
30 $1,966
40 $1,948
50 $1,858
60 $1,840

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $122

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $49
Homeowner $16
5-yr Accident Free $57
5-yr Claim Free $57
Paid in Full/EFT $34
Advance Quote $40
Online Quote $61
Total Discounts $360
Rate after discounts $544

Discounts are estimated and may not be available from every company or in every state.

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