Mercury Milan Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 3, 2023

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Estimated auto insurance rates for a Mercury Milan are $842 annually with full coverage. Comprehensive costs around $144 a year, collision costs $178, and liability is $384. Liability-only coverage costs around $432 a year, with high-risk coverage costing around $1,802. 16-year-old drivers pay the most at $3,366 a year or more.

Average premium for full coverage: $842

Premium estimates for type of coverage:

Comprehensive $144
Collision $178
Liability $384

Includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and Milan trim levels.

Insurance Price Range by Risk and Coverage

For the average 40-year-old driver, insurance rates for a Mercury Milan go from as cheap as $432 for just liability insurance to a high of $1,802 for a policy for a high-risk driver.

Liability Only $432
Full Coverage $842
High Risk $1,802

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on insurance rates. Areas with sparse population are statistically proven to have fewer collision claims than congested cities.

The diagram below illustrates the difference location can make on auto insurance rates.

Rural Areas $632
Small Cities $884
Large Cities $1,137

These rate differences demonstrate why it is important to compare rates quotes for a specific zip code and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details estimated Mercury Milan insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $515
  • Raising to $1,000 deductibles will save about $768 annually
  • The estimated rate for a 40-year-old good driver using $500 deductibles is $842
  • Buying low $100 deductibles will cost $980
  • At-risk drivers with multiple tickets or accidents could pay at least $1,802 or more
  • An auto insurance policy with full coverage for a teen driver can be $3,366

View Chart as Image

Mercury Milan insurance cost comparison chart
Column chart showing full coverage Mercury Milan insurance rates range from $515 to $3,366

Insurance prices for a Mercury Milan also have a wide range based on the model of your Milan, your driving record, and deductibles and policy limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $800 every 12 months on average, or $67 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay as much as $3,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at least $1,000 to $1,400 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 132% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce prices by up to $220 every year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $407 more per year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Mercury Milan insurance prices. A middle-age driver might find prices as low as $610 a year in states like New Hampshire, Ohio, and Utah, or at least $1,140 on average in Florida, Michigan, and New York.

Mercury Milan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $760 -$82 -9.7%
Alaska $646 -$196 -23.3%
Arizona $696 -$146 -17.3%
Arkansas $842 -$0 0.0%
California $960 $118 14.0%
Colorado $800 -$42 -5.0%
Connecticut $864 $22 2.6%
Delaware $950 $108 12.8%
Florida $1,050 $208 24.7%
Georgia $778 -$64 -7.6%
Hawaii $604 -$238 -28.3%
Idaho $572 -$270 -32.1%
Illinois $626 -$216 -25.7%
Indiana $634 -$208 -24.7%
Iowa $566 -$276 -32.8%
Kansas $798 -$44 -5.2%
Kentucky $1,148 $306 36.3%
Louisiana $1,244 $402 47.7%
Maine $518 -$324 -38.5%
Maryland $694 -$148 -17.6%
Massachusetts $668 -$174 -20.7%
Michigan $1,458 $616 73.2%
Minnesota $706 -$136 -16.2%
Mississippi $1,008 $166 19.7%
Missouri $746 -$96 -11.4%
Montana $902 $60 7.1%
Nebraska $660 -$182 -21.6%
Nevada $1,008 $166 19.7%
New Hampshire $606 -$236 -28.0%
New Jersey $940 $98 11.6%
New Mexico $742 -$100 -11.9%
New York $884 $42 5.0%
North Carolina $482 -$360 -42.8%
North Dakota $690 -$152 -18.1%
Ohio $578 -$264 -31.4%
Oklahoma $862 $20 2.4%
Oregon $772 -$70 -8.3%
Pennsylvania $800 -$42 -5.0%
Rhode Island $1,120 $278 33.0%
South Carolina $764 -$78 -9.3%
South Dakota $708 -$134 -15.9%
Tennessee $736 -$106 -12.6%
Texas $1,014 $172 20.4%
Utah $622 -$220 -26.1%
Vermont $574 -$268 -31.8%
Virginia $504 -$338 -40.1%
Washington $648 -$194 -23.0%
West Virginia $772 -$70 -8.3%
Wisconsin $582 -$260 -30.9%
Wyoming $750 -$92 -10.9%

View Chart as Image

Mercury Milan insurance rates by U.S. city

With such a large range in prices, the best way to find out your exact price is to get quotes and see which company has the best price. Every auto insurance company utilizes a different rate formula, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Mercury Milan Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mercury Milan $810 $68
Mercury Milan Premier $842 $70
Mercury Milan Premier AWD $858 $72
Mercury Milan Hybrid $954 $80

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mercury Milan Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2010 Mercury Milan $162 $236 $402 $936
2009 Mercury Milan $152 $214 $402 $904
2008 Mercury Milan $148 $192 $398 $874
2007 Mercury Milan $146 $188 $390 $860
2006 Mercury Milan $144 $178 $384 $842

Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Mercury Milan Insurance

Finding better rates on car insurance consists of having a decent driving record, having a good credit history, being claim-free, and insuring your home and auto with the same company. Make time to compare rates every year by getting rate quotes from direct companies, and also from local exclusive and independent agents.

The following items are a recap of the coverage data touched on in this article.

  • You may be able to save up to $90 per year simply by quoting early and online
  • Increasing policy deductibles could save up to $200 each year
  • 16 to 18-year-old drivers pay higher prices, possibly costing $281 per month including comprehensive and collision insurance
  • Higher risk drivers that have major violations or accidents may pay on average $960 more every year than a driver with a clean driving record

Rates by Driver Age

Mercury Milan Insurance Rates by Driver Age
Driver Age Premium
16 $3,366
20 $1,916
30 $856
40 $842
50 $774
60 $758

Full coverage, $500 deductibles

Rates by Deductible

Mercury Milan Insurance Rates with Different Deductibles
Deductible Premium
$100 $980
$250 $918
$500 $842
$1,000 $768

Full coverage, driver age 40

Rates by Liability Limit

Mercury Milan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $842
50/100 $1,044
100/300 $1,157
250/500 $1,451
100 CSL $1,090
300 CSL $1,338
500 CSL $1,519

Full coverage, driver age 40

Rates for High Risk Drivers

Mercury Milan Insurance Rates for High Risk Drivers
Age Premium
16 $4,738
20 $3,044
30 $1,818
40 $1,802
50 $1,720
60 $1,702

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $111

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $42
Multi-vehicle $45
Homeowner $15
5-yr Accident Free $51
5-yr Claim Free $52
Paid in Full/EFT $30
Advance Quote $36
Online Quote $56
Total Discounts $327
Rate after discounts $515

Discounts are estimated and may not be available from every company or in every state.

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