Mitsubishi Lancer Insurance Rates

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UPDATED: Jun 4, 2024

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It might seem like a difficult task when you begin shopping around for Mitsubishi Lancer Evolution insurance rates. You should know that the average Mitsubishi Evo price range comes to $1,598 a year for full insurance coverage.

There are several individual factors that ultimately make up your rate, such as the specific model you drive. For example, Evo 9 insurance costs are different than Mitsubishi Evo 8 insurance rates because there are differences between the two.

We have prepared this in-depth guide to help you as you begin your search for Mitsubishi Lancer Evolution insurance. By reading through it, you will learn helpful information as it pertains to securing a policy that meets your needs and budget.

Take advantage of our free online quote tool to start comparing Lancer Evo insurance rates now.

Estimated insurance rates for a Mitsubishi Lancer are $1,246 a year including full coverage. Comprehensive insurance costs an estimated $242 a year, collision insurance costs $382, and liability insurance is $464. Liability-only insurance costs around $514 a year, and high-risk driver insurance costs $2,692 or more. Teen drivers pay the most at up to $4,802 a year.

Average premium for full coverage: $1,246

Premium estimates broken down by type of coverage:

Comprehensive $242
Collision $382
Liability $464

Includes $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Lancer trim levels.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a Mitsubishi Lancer range from the low end price of $514 for just the minimum liability insurance to a high of $2,692 for a high-risk driver policy.

Liability Only $514
Full Coverage $1,246
High Risk $2,692

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than larger metro areas. The diagram below illustrates how your location can change insurance prices.

Rural Areas $935
Small Cities $1,308
Large Cities $1,682

These rate differences highlight why it is important to compare rates quotes for a targeted area, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below breaks down average Mitsubishi Lancer insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $732
  • Raising to $1,000 deductibles will save approximately $1,104 every year
  • The estimated price for a 40-year-old good driver who has $500 deductibles is $1,246
  • Choosing low $100 deductibles will cost an additional $272 a year
  • Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,692
  • An auto insurance policy that insures a teen driver can cost as much as $4,802

Insurance prices for a Mitsubishi Lancer also have a wide range based on the trim level of your Lancer, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,500 to $2,100 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 134% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $4,800 a year. View Rates by Age

Where you choose to live also has a big influence on Mitsubishi Lancer insurance rates. A middle-age driver might find prices as low as $960 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,780 on average in Louisiana, New York, and Michigan.

Mitsubishi Lancer Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,126 -$120 -9.6%
Alaska $956 -$290 -23.3%
Arizona $1,034 -$212 -17.0%
Arkansas $1,246 -$0 0.0%
California $1,420 $174 14.0%
Colorado $1,192 -$54 -4.3%
Connecticut $1,282 $36 2.9%
Delaware $1,412 $166 13.3%
Florida $1,558 $312 25.0%
Georgia $1,150 -$96 -7.7%
Hawaii $896 -$350 -28.1%
Idaho $842 -$404 -32.4%
Illinois $928 -$318 -25.5%
Indiana $938 -$308 -24.7%
Iowa $842 -$404 -32.4%
Kansas $1,184 -$62 -5.0%
Kentucky $1,700 $454 36.4%
Louisiana $1,844 $598 48.0%
Maine $770 -$476 -38.2%
Maryland $1,028 -$218 -17.5%
Massachusetts $998 -$248 -19.9%
Michigan $2,164 $918 73.7%
Minnesota $1,042 -$204 -16.4%
Mississippi $1,494 $248 19.9%
Missouri $1,104 -$142 -11.4%
Montana $1,338 $92 7.4%
Nebraska $982 -$264 -21.2%
Nevada $1,494 $248 19.9%
New Hampshire $896 -$350 -28.1%
New Jersey $1,392 $146 11.7%
New Mexico $1,104 -$142 -11.4%
New York $1,312 $66 5.3%
North Carolina $720 -$526 -42.2%
North Dakota $1,020 -$226 -18.1%
Ohio $862 -$384 -30.8%
Oklahoma $1,280 $34 2.7%
Oregon $1,142 -$104 -8.3%
Pennsylvania $1,188 -$58 -4.7%
Rhode Island $1,662 $416 33.4%
South Carolina $1,130 -$116 -9.3%
South Dakota $1,052 -$194 -15.6%
Tennessee $1,092 -$154 -12.4%
Texas $1,504 $258 20.7%
Utah $924 -$322 -25.8%
Vermont $854 -$392 -31.5%
Virginia $746 -$500 -40.1%
Washington $962 -$284 -22.8%
West Virginia $1,142 -$104 -8.3%
Wisconsin $864 -$382 -30.7%
Wyoming $1,112 -$134 -10.8%

Choosing high deductibles can reduce prices by up to $420 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $417 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Mitsubishi Lancer Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mitsubishi Lancer DE $1,166 $97
Mitsubishi Lancer ES $1,210 $101
Mitsubishi Lancer GTS $1,238 $103
Mitsubishi Lancer Sportback GTS $1,238 $103
Mitsubishi Lancer RALLIART $1,326 $111
Mitsubishi Lancer Sportback Ralliart $1,326 $111

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mitsubishi Lancer Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Mitsubishi Lancer $268 $442 $460 $1,328
2016 Mitsubishi Lancer $250 $408 $460 $1,276
2015 Mitsubishi Lancer $242 $382 $464 $1,246
2014 Mitsubishi Lancer $236 $356 $474 $1,224
2013 Mitsubishi Lancer $218 $330 $474 $1,180
2012 Mitsubishi Lancer $212 $300 $478 $1,148
2011 Mitsubishi Lancer $198 $274 $474 $1,104
2010 Mitsubishi Lancer $186 $250 $474 $1,068
2009 Mitsubishi Lancer $180 $224 $468 $1,030
2008 Mitsubishi Lancer $178 $218 $460 $1,014
2006 Mitsubishi Lancer $160 $198 $446 $962
2005 Mitsubishi Lancer $154 $188 $442 $942

Rates are averaged for all Mitsubishi Lancer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Mitsubishi Lancer Insurance

Finding better rates on Mitsubishi Lancer insurance consists of being safe and accident-free, having a good credit score, refrain from filing small claims, and possibly raising deductibles. Shop around every time your policy renews by requesting rates from direct car insurance companies, and also from your local car insurance providers.

Below you'll find a recap of the information illustrated above.

  • You may be able to save approximately $150 per year just by quoting early and online
  • Youthful drivers are expensive to insure, with the cost nearing $400 per month if comprehensive and collision insurance is included
  • Increasing policy deductibles can save approximately $425 each year
  • High-risk drivers that have major violations or accidents could be charged and average of $1,450 more annually than a low-risk driver
  • Drivers who want more liability protection will pay about $510 per year to raise from 30/60 bodily injury limits to the 250/500 level

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Mitsubishi Lancer Evolution insurance costs.

If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

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What are the safety ratings of the Mitsubishi Lancer Evolution?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive. They do this in order to determine the risk of injury to you as well as the risk of damage to your Mitsubishi Lancer Evolution.

One way you can end up saving money on Mitsubishi Evo 8 insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Mitsubishi Lancer Evolution as determined by the Insurance Institute for Highway Safety (IIHS).

  • Small overlap front (driver-side): Acceptable
  • Small overlap front (passenger-side): N/R
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

As you can see from these results, the Mitsubishi Lancer Evolution received mostly favorable marks in all parts of the vehicle that were tested.

Mitsubishi Lancer Evolution Compared Against Other Vehicles in the Same Class

Classified as a small four-door sedan, the Mitsubishi Lancer Evolution is on the lighter end of the weight spectrum. 

While this may pose some problems because smaller vehicles are widely considered to be more dangerous, your Evo 9 insurance cost can still be affordable if it’s safer than other comparable models.

Take a look at the following small sedans to see how their average insurance rates compare to the Mitsubishi Lancer Evolution.

To this point, we have gone into excessive detail about Mitsubishi Lancer Evo insurance. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Mitsubishi Lancer Evolution insurance quotes from multiple companies today.

Rates by Driver Age

Mitsubishi Lancer Insurance Rates by Driver Age
Driver Age Premium
16 $4,802
20 $2,860
30 $1,284
40 $1,246
50 $1,140
60 $1,116

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Lancer Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,518
$250 $1,394
$500 $1,246
$1,000 $1,104

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Lancer Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,246
50/100 $1,419
100/300 $1,535
250/500 $1,836
100 CSL $1,465
300 CSL $1,720
500 CSL $1,906

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Lancer Insurance Rates for High Risk Drivers
Age Premium
16 $6,816
20 $4,556
30 $2,734
40 $2,692
50 $2,570
60 $2,546

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $171

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $66
Homeowner $20
5-yr Accident Free $85
5-yr Claim Free $80
Paid in Full/EFT $52
Advance Quote $59
Online Quote $87
Total Discounts $514
Rate after discounts $732

Discounts are estimated and may not be available from every company or in every state.

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