Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance rates for a Mitsubishi Outlander are $1,256 a year for full coverage insurance. Comprehensive costs around $260, collision insurance costs $484, and liability coverage costs $376. Buying just liability costs as little as $426 a year, and insurance for high-risk drivers costs around $2,724. Teens pay the highest rates at up to $4,698 a year.

Average premium for full coverage: $1,256

Price estimates for individual coverage:

Rate estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and for all Outlander models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than cities with more traffic congestion. The example below illustrates the difference location can make on auto insurance rates.

The ranges above illustrate why everyone should compare rates for a specific zip code, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $717
• Drivers who choose higher $1,000 deductibles will pay about $168 each year
• The estimated price for the average middle-age driver using $500 deductibles is $1,256
• Selecting pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,584
• High-risk insureds with serious driving violations could pay at least $2,724
• The price that insures a teenage driver for full coverage can be $4,698 a year

View Chart as Image

Insurance prices for a Mitsubishi Outlander are also quite variable based on the model of your Outlander, your age and driving record, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are probably paying at least $1,500 to $2,100 additional each year, depending on your age. Mitsubishi Outlander insurance for high-risk drivers can cost around 45% to 133% more than the average policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $4,600 a year. View Rates by Age

The state you live in makes a big difference in Mitsubishi Outlander insurance rates. A 40-year-old driver could pay as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,690 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $500 a year, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $339 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mitsubishi Outlander Insurance

Getting lower rates on auto insurance not only requires being a low-risk driver, but also having a good credit score, not filing small claims, and deciding if full coverage is necessary. Compare rates at least once a year by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.

The items below are a brief recap of the primary concepts that were touched on in this article.

• It is possible to save up to $150 per year just by quoting online well ahead of the renewal date
• Drivers who tend to receive serious violations could be forced to pay on average $1,470 more every year to insure their Outlander
• Increasing physical damage deductibles can save approximately $500 each year
• Teen drivers are charged the highest prices, as much as $392 a month if comprehensive and collision insurance is included

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.