Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

The average auto insurance rates for a Mitsubishi Outlander are $1,136 annually for full coverage. Comprehensive insurance costs around $230 each year, collision costs $380, and liability is $390. Liability-only coverage costs around $438 a year, with high-risk coverage costing $2,452 or more. Teens cost the most to insure at $4,314 a year or more.

Average premium for full coverage: $1,136

Policy rates for type of insurance:

Includes $500 deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Outlander models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on auto insurance rates. Areas with sparse population are shown to have fewer accident claims than cities with more traffic congestion.

The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above show why all drivers should compare rates quotes for a specific zip code and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $661
• Raising to $1,000 deductibles will save about $140 a year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,136
• Selecting low deductibles costs an additional $266 annually
• Drivers with serious driving violations could pay at least $2,452 or more
• Policy cost with full coverage for a 16-year-old driver can be $4,314

View Chart as Image

Insurance rates for a Mitsubishi Outlander also range considerably based on the model year and trim level, your driver profile, and deductibles and policy limits.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay as much as $4,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at least $1,300 to $1,900 additional every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 44% to 128% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $410 annually, whereas increasing liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 more each year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Mitsubishi Outlander insurance prices. A middle-age driver might find rates as low as $750 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,620 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know your exact price is to do a rate comparison from multiple companies. Every auto insurance company calculates rates differently, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Mitsubishi Outlander Insurance

Finding cheaper rates on insurance for a Mitsubishi Outlander consists of not taking risks behind the wheel, having good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Set aside time to compare rates every time your policy renews by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following is a recap of the information covered above.

• Drivers can save up to $140 per year simply by quoting online in advance
• Teens are charged the highest rates, costing up to $360 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save up to $400 each year
• Drivers considered higher risk that have major violations or accidents pay an average of $1,320 more every year for Outlander insurance
• Insureds who may need higher liability limits will pay approximately $430 each year to raise from a 30/60 limit to higher 250/500 limits

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.