Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Average auto insurance rates for a Mitsubishi Outlander are $1,256 annually with full coverage. Comprehensive costs an estimated $260, collision costs $484, and liability costs $376. Liability-only coverage costs as little as $426 a year, with high-risk coverage costing around $2,724. Teenage drivers receive the highest rates at $4,698 a year or more.

Average premium for full coverage: $1,256

Rate estimates broken down by individual coverage type:

Includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and for different Outlander trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on car insurance rates. More rural locations tend to have fewer collision claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on insurance prices.

These examples demonstrate why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Mitsubishi Outlander insurance rates for other coverage scenarios.

• The best discount rate is $717
• Drivers who choose higher $1,000 deductibles will pay approximately $168 annually
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,256
• Using more expensive low deductibles for comprehensive and collision insurance will cost $1,584
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,724 or more
• The cost with full coverage for a teen driver with full coverage can cost as much as $4,698 a year

View Chart as Image

Car insurance rates for a Mitsubishi Outlander can also vary considerably based on the trim level of your Outlander, your driving record, and liability limits and deductibles.

An older driver with no driving violations and high physical damage deductibles may pay as little as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged at least $4,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out $1,500 to $2,100 extra per year, depending on your age. High-risk driver insurance can cost as much as 45% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $500 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $339 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Mitsubishi Outlander insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,690 on average in New York, Michigan, and Florida.

View Chart as Image

With so much variability in rates, the best way to find out which company is cheapest is to compare rates and see which company has the best rate. Every company uses a different method to calculate rates, so rate quotes can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Mitsubishi Outlander Insurance

Saving money on car insurance not only requires having a decent driving record, but also having a good credit score, eliminating unnecessary coverage, and not having any coverage lapses. Set aside time to compare rates at least every other year by getting rate quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The following items are a recap of the car insurance concepts covered above.

• Higher risk drivers that have major violations or accidents pay on average $1,470 more annually than a driver with a clean driving record
• You may be able to save approximately $150 per year simply by shopping early and online
• Increasing deductibles could save up to $500 each year
• Policyholders who want additional liability coverage will pay an extra $410 every year to go from a minimum limit to higher 250/500 limits

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.