LTI Altima Insurance Rates

Insurance for vehicles can be expensive, but why is Nissan Altima insurance so high? Nissan Altima car insurance costs an average of $1,446 a year, or $120 a month. Read on to learn more about Altima car insurance rates and what you can do to save.

As this guide will show, Nissan Altima auto insurance rates will vary based on a number of factors. 2005 Nissan Altima insurance rates will likely be lower than 2010 Nissan Altima insurance costs or 2018 Nissan Altima insurance cost.

Maybe you are wondering if a Nissan Altima is considered a sports car. The answer is maybe. Insurance for a Nissan Altima 3.5SR will likely be more expensive than a standard model. That’s because the 3.5SR has a sports-tuned suspension and V6 engine which will probably put it in the sports car category.

Before you buy Nissan Altima car insurance, compare quotes from multiple Nissan Altima car insurance companies online.

To jump right into finding the best Nissan Altima auto insurance rates in your area, enter your ZIP code in our free tool above.

Buying auto insurance through online providers is simple to do, in addition you might just save a little. The critical component is to take the time to get as many rate quotes as possible in order to accurately compare the best prices.

Shopping online for auto insurance can be complicated if you have never used online quotes. But don't let that discourage you because comparing prices is actually very simple. Finding cheaper coverage prices is surprisingly easy. Consumers just need to take the time to get quotes online with multiple companies. This can be accomplished by getting a quick quote here.

Criteria which help determine

Auto insurance rates for a LTI Altima can vary widely subject to many criteria. A few of these criteria are:

• Traffic citations increase rates
• Credit rating
• Men typically pay more than women
• The deductible you choose
• NTSB crash rating for your vehicle
• Claims drive up premiums
• Having current coverage saves
• Owning a home can lower rates

A final factor that helps determine LTI Altima insurance rates is the model year. Older models have a much lower replacement value in comparison to older models so repair costs tend to be lower which can decrease annual premiums. On the flip side, more recent Altima vehicles may have a trim level with safety features like traction control, pedestrian detection, autonomous braking, and adaptive headlights which can help offset higher rates.

Liability auto insurance - injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .

Collision coverage protection - another vehicle or an object, but not an animal. . , . .

Comprehensive coverages - caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .

Uninsured or underinsured coverage - This coverage . , . .

Medical expense insurance - bills ambulance fees, surgery, and doctor visits. . .

Shopping for car insurance rates early can save drivers almost $200. Use our free tool below to find affordable Nissan Altima car insurance quotes near you.

What are the safety ratings of the Nissan Altima?

Good safety ratings can help lower your insurance rates. The Nissan Altima has some great safety features, such as brake assist, traction control, blind-spot monitoring, and lane-departure warnings.

The Nissan Altima’s safety ratings from the Insurance Institute for Highway Safety (IIHS) are also excellent. Take a look at them below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Good is the highest possible rating. Watch the video below to see how the IIHS tests vehicles.

Nissan Altima Compared Against Other Vehicles in the Same Class

The Nissan Altima is a midsize car. Unfortunately, the IIHS labeled the Nissan Altima’s property damage liability losses and bodily injury liability losses as average and substantially worse than average (respectively). While an average rating isn’t terrible, a substantially worse than average rating means higher liability rates.

Take a look at the list of other midsize vehicles below to see how the Nissan Altima’s insurance rates compare.

• Chevrolet Malibu Insurance Rates
• Ford Fusion Insurance Rates
• Honda Accord Insurance Rates

To find the best Nissan Altima insurance rates in your area, enter your ZIP code in our free tool.

References:

1. https://www.iihs.org/ratings/vehicle/nissan/altima-4-door-sedan/2020