LTI Altima Insurance Rates

Insurance for vehicles can be expensive, but why is Nissan Altima insurance so high? Nissan Altima car insurance costs an average of $1,446 a year, or $120 a month. Read on to learn more about Altima car insurance rates and what you can do to save.

As this guide will show, Nissan Altima auto insurance rates will vary based on a number of factors. 2005 Nissan Altima insurance rates will likely be lower than 2010 Nissan Altima insurance costs or 2018 Nissan Altima insurance cost.

Maybe you are wondering if a Nissan Altima is considered a sports car. The answer is maybe. Insurance for a Nissan Altima 3.5SR will likely be more expensive than a standard model. That’s because the 3.5SR has a sports-tuned suspension and V6 engine which will probably put it in the sports car category.

Before you buy Nissan Altima car insurance, compare quotes from multiple Nissan Altima car insurance companies online.

To jump right into finding the best Nissan Altima auto insurance rates in your area, enter your ZIP code in our free tool above.

Comparing auto insurance through online providers is easy and there is a good chance you can save money. The key is to compare rates from all providers so you can get every option.

Beginners to shopping for insurance may think buying affordable LTI Altima insurance is hard and time consuming. Lowering your LTI Altima insurance quotes is surprisingly easy. You just have to take a few minutes getting comparison quotes from different insurance companies. This can be done by completing this short form.

Car insurance premiums paid to insure a LTI Altima will vary greatly based upon several criteria. Some of these factors include:

• Your driving record
• Your credit history
• Men typically pay more than women
• Low deductibles cost more
• Safety rating of your Altima
• Your claim history
• Having continuous coverage saves you money
• Whether you own your home

An additional factor that can impact LTI Altima insurance rates is the year of the vehicle. Used vehicles cost less than newer models so the costs to repair will push premiums down. Although more recent Altima vehicles may have safety features included like a backup camera, autonomous braking, active head restraints, and all-wheel drive so those may give discounted rates.

Liability auto insurance

damage that occurs to things like legal defense fees, bail bonds, and repair bills for other people's vehicles. .

Collision coverages

another car or object. . , . .

Comprehensive coverage (or Other than Collision)

OTHER than collision with another vehicle or object. . you'll receive from a claim , .

Uninsured/Underinsured Motorist (UM/UIM)

Your UM/UIM coverage . , . .

Medical expense insurance

short-term medical expenses nursing services, prosthetic devices, and dental work. . .

Shopping for car insurance rates early can save drivers almost $200. Use our free tool below to find affordable Nissan Altima car insurance quotes near you.

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What are the safety ratings of the Nissan Altima?

Good safety ratings can help lower your insurance rates. The Nissan Altima has some great safety features, such as brake assist, traction control, blind-spot monitoring, and lane-departure warnings.

The Nissan Altima’s safety ratings from the Insurance Institute for Highway Safety (IIHS) are also excellent. Take a look at them below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Good is the highest possible rating. Watch the video below to see how the IIHS tests vehicles.

Nissan Altima Compared Against Other Vehicles in the Same Class

The Nissan Altima is a midsize car. Unfortunately, the IIHS labeled the Nissan Altima’s property damage liability losses and bodily injury liability losses as average and substantially worse than average (respectively). While an average rating isn’t terrible, a substantially worse than average rating means higher liability rates.

Take a look at the list of other midsize vehicles below to see how the Nissan Altima’s insurance rates compare.

• Chevrolet Malibu Insurance Rates
• Ford Fusion Insurance Rates
• Honda Accord Insurance Rates

To find the best Nissan Altima insurance rates in your area, enter your ZIP code in our free tool.

References:

1. https://www.iihs.org/ratings/vehicle/nissan/altima-4-door-sedan/2020