LTI Altima Insurance Rates

Insurance for vehicles can be expensive, but why is Nissan Altima insurance so high? Nissan Altima car insurance costs an average of $1,446 a year, or $120 a month. Read on to learn more about Altima car insurance rates and what you can do to save.

As this guide will show, Nissan Altima auto insurance rates will vary based on a number of factors. 2005 Nissan Altima insurance rates will likely be lower than 2010 Nissan Altima insurance costs or 2018 Nissan Altima insurance cost.

Maybe you are wondering if a Nissan Altima is considered a sports car. The answer is maybe. Insurance for a Nissan Altima 3.5SR will likely be more expensive than a standard model. That’s because the 3.5SR has a sports-tuned suspension and V6 engine which will probably put it in the sports car category.

Before you buy Nissan Altima car insurance, compare quotes from multiple Nissan Altima car insurance companies online.

To jump right into finding the best Nissan Altima auto insurance rates in your area, enter your ZIP code in our free tool above.

Shopping for auto insurance from online rate quotes saves time, is easy to do, plus you might just save a little. The key to finding lower rates is getting rates from all providers so you can get every company's rates.

Comparing auto insurance rates direct online can be difficult if you are a beginner to quoting online. But relax because comparing prices is actually very simple. When shopping for auto insurance there are multiple ways to get quotes and find the best price. The quickest method to find competitive LTI Altima insurance cost consists of shopping online. This can be done by completing this short form.

Auto insurance rates paid to insure a LTI Altima can be significantly different and are calculated by many factors. Including but not limited to:

• Tickets increase premiums
• Better credit means lower rates
• Where you reside can make a big difference
• Annual mileage can affect rates
• Men typically pay more than women
• Low deductibles cost more
• Crash test rating for your Altima
• What you do for a living
• Insurance coverage level
• Home ownership saves money

A final factor that will help determine LTI Altima insurance quotes is the model year. Older cars and trucks have a lower value in comparison to older models so the costs to repair may end up costing you less. Although more recent Altima vehicles may have a trim level with safety features included like tire pressure monitors, anti-lock brakes, and forward-collision avoidance that may help give discounted rates.

Liability insurance

damage or injury you incur to claims like pain and suffering, repair costs for stationary objects, and legal defense fees. .

Coverage for collisions

a stationary object or other vehicle. . , . .

Comprehensive coverage

from a wide range of events other than collision. . your auto insurance company will pay , .

Uninsured Motorist or Underinsured Motorist insurance

Uninsured or Underinsured Motorist coverage . , . .

Medical expense coverage

immediate expenses EMT expenses, pain medications, and nursing services. . .

Shopping for car insurance rates early can save drivers almost $200. Use our free tool below to find affordable Nissan Altima car insurance quotes near you.

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What are the safety ratings of the Nissan Altima?

Good safety ratings can help lower your insurance rates. The Nissan Altima has some great safety features, such as brake assist, traction control, blind-spot monitoring, and lane-departure warnings.

The Nissan Altima’s safety ratings from the Insurance Institute for Highway Safety (IIHS) are also excellent. Take a look at them below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Good is the highest possible rating. Watch the video below to see how the IIHS tests vehicles.

Nissan Altima Compared Against Other Vehicles in the Same Class

The Nissan Altima is a midsize car. Unfortunately, the IIHS labeled the Nissan Altima’s property damage liability losses and bodily injury liability losses as average and substantially worse than average (respectively). While an average rating isn’t terrible, a substantially worse than average rating means higher liability rates.

Take a look at the list of other midsize vehicles below to see how the Nissan Altima’s insurance rates compare.

• Chevrolet Malibu Insurance Rates
• Ford Fusion Insurance Rates
• Honda Accord Insurance Rates

To find the best Nissan Altima insurance rates in your area, enter your ZIP code in our free tool.

References:

1. https://www.iihs.org/ratings/vehicle/nissan/altima-4-door-sedan/2020